Jim Duncan
@jimduncan.bsky.social
Charlottesville, Crozet real estate agent & partner w/ Nest Realty, husband, dad, bike rider, wishing for fewer cars, more bikes and sidewalks. I write JimsNote.com - one note a month about real estate market + stories, & RealCentralVA.com, RealCrozetVA
Dug a little bit more into the vacant houses on the market in Charlottesville and Albemarle.
www.realcentralva.com/2025/11/20/v...
www.realcentralva.com/2025/11/20/v...
Vacant Homes in Charlottesville and Albemarle – November 2025
Visit the post for more.
www.realcentralva.com
November 20, 2025 at 10:11 PM
Dug a little bit more into the vacant houses on the market in Charlottesville and Albemarle.
www.realcentralva.com/2025/11/20/v...
www.realcentralva.com/2025/11/20/v...
Reposted by Jim Duncan
Any President who calls for the opposition party to be hanged should be immediately impeached and removed from office.
November 20, 2025 at 2:49 PM
Any President who calls for the opposition party to be hanged should be immediately impeached and removed from office.
Reposted by Jim Duncan
If this isn’t 25th amendment territory nothing is.
November 20, 2025 at 2:39 PM
If this isn’t 25th amendment territory nothing is.
Am I in a bubble? Is this really surprising to anyone?
"The researchers estimated the effects of the reinsurance shock on home prices in the ZIP codes most vulnerable to catastrophes... rising insurance premiums weighed down home values by ~ $20k in the top 25% of homes most exposed to catastrophic hurricanes and wildfires, and by $44k in the top 10%."
Rising Home Insurance Premiums Are Eating Into Home Values in Disaster-Prone Areas
Changes in the insurance market have started to affect home prices in the most disaster-prone areas, new research finds, pushing some homeowners’ finances to the breaking point.
www.nytimes.com
November 19, 2025 at 5:28 PM
Am I in a bubble? Is this really surprising to anyone?
46% of active/pending resales in the MLS in Albemarle + Charlottesville are vacant.
For the MSA, that's 42%.
Might have to update my blog post from 2012 when the vacancy rate looked to be 23%.
www.realcentralva.com/2012/04/20/v...
For the MSA, that's 42%.
Might have to update my blog post from 2012 when the vacancy rate looked to be 23%.
www.realcentralva.com/2012/04/20/v...
November 19, 2025 at 2:35 PM
46% of active/pending resales in the MLS in Albemarle + Charlottesville are vacant.
For the MSA, that's 42%.
Might have to update my blog post from 2012 when the vacancy rate looked to be 23%.
www.realcentralva.com/2012/04/20/v...
For the MSA, that's 42%.
Might have to update my blog post from 2012 when the vacancy rate looked to be 23%.
www.realcentralva.com/2012/04/20/v...
Monthly note is out. One day I'll get better at writing more succinctly. Or maybe I should write more often.
Either way, November's Note is here.
realcentralva.substack.com/p/jims-note-...
Either way, November's Note is here.
realcentralva.substack.com/p/jims-note-...
November 19, 2025 at 12:52 PM
Monthly note is out. One day I'll get better at writing more succinctly. Or maybe I should write more often.
Either way, November's Note is here.
realcentralva.substack.com/p/jims-note-...
Either way, November's Note is here.
realcentralva.substack.com/p/jims-note-...
Reposted by Jim Duncan
These are likely system-destroying increases. I don’t think that’s being given enough column space.
Michiganders are sharing their health insurance premiums increases with me… not 10% or 20%, but in one example - $200/month to $2900/month.
Republicans have tried to kill the ACA more than 70 times since 2010, and have never once had a plan for anything better.
Republicans have tried to kill the ACA more than 70 times since 2010, and have never once had a plan for anything better.
November 19, 2025 at 1:30 AM
These are likely system-destroying increases. I don’t think that’s being given enough column space.
Reposted by Jim Duncan
"Quiet! Quiet, Piggy."
November 18, 2025 at 2:54 AM
"Quiet! Quiet, Piggy."
Reposted by Jim Duncan
its cool how the internet actually works like this xkcd comic from 2011 now
November 18, 2025 at 2:53 PM
its cool how the internet actually works like this xkcd comic from 2011 now
Morning light was nice today. #fromthebicycle
November 17, 2025 at 7:22 PM
Morning light was nice today. #fromthebicycle
Just called John McGuire’s office in DC asking him to vote to release the files. I asked the staffer if they were getting a bunch of calls about this and he said yes. I asked if it’s more than favor or opposed, and he said much more in favor.
Doubt he’ll listen.
Doubt he’ll listen.
November 17, 2025 at 6:17 PM
Just called John McGuire’s office in DC asking him to vote to release the files. I asked the staffer if they were getting a bunch of calls about this and he said yes. I asked if it’s more than favor or opposed, and he said much more in favor.
Doubt he’ll listen.
Doubt he’ll listen.
Reposted by Jim Duncan
Lot of 💵🐄 programs going to be closing.
New foreign student enrollment in the US fell 17% this fall www.washingtonpost.com/education/20...
How foreign student enrollment is shifting in the U.S., in 6 charts
Foreign student enrollment in U.S. colleges has stalled, with a 17 percent decline in new students this fall after Trump policy changes, a key survey shows.
www.washingtonpost.com
November 17, 2025 at 4:22 PM
Lot of 💵🐄 programs going to be closing.
Reposted by Jim Duncan
Reposted by Jim Duncan
What a photograph.
“Nearly two dozen arrested as faith leaders protested outside a federal immigration facility near Chicago…”
Arrested large amounts of peaceful clergy face first on pavement is a pretty good sign you’re not the good guys in the story. www.reuters.com/legal/govern...
“Nearly two dozen arrested as faith leaders protested outside a federal immigration facility near Chicago…”
Arrested large amounts of peaceful clergy face first on pavement is a pretty good sign you’re not the good guys in the story. www.reuters.com/legal/govern...
November 15, 2025 at 1:51 PM
What a photograph.
“Nearly two dozen arrested as faith leaders protested outside a federal immigration facility near Chicago…”
Arrested large amounts of peaceful clergy face first on pavement is a pretty good sign you’re not the good guys in the story. www.reuters.com/legal/govern...
“Nearly two dozen arrested as faith leaders protested outside a federal immigration facility near Chicago…”
Arrested large amounts of peaceful clergy face first on pavement is a pretty good sign you’re not the good guys in the story. www.reuters.com/legal/govern...
Wait. What
MyChart is selling our data and now we can’t do anything about it?
These people are why we can’t have nice things
www.levernews.com/mychart-rewr...
MyChart is selling our data and now we can’t do anything about it?
These people are why we can’t have nice things
www.levernews.com/mychart-rewr...
MyChart Rewrites The Rules, Patients Lose Their Rights
Online health record giant MyChart just slipped a clause into its terms and conditions barring patients from suing the firm for mishandling their health data.
www.levernews.com
November 15, 2025 at 1:51 PM
Wait. What
MyChart is selling our data and now we can’t do anything about it?
These people are why we can’t have nice things
www.levernews.com/mychart-rewr...
MyChart is selling our data and now we can’t do anything about it?
These people are why we can’t have nice things
www.levernews.com/mychart-rewr...
Reposted by Jim Duncan
AI could never write a character this funny
November 15, 2025 at 11:29 AM
AI could never write a character this funny
Reposted by Jim Duncan
This thread is a perfect illustration of why e-bikes are an absolutely mobility gamechanger for so many people.
(NB: We need to forever bury the idea that e-bikes are "cheating")
(NB: We need to forever bury the idea that e-bikes are "cheating")
I was approached by a lady outside the gym today while parking my bike. She was likely in her 70s. She had such great questions about the bike and then proceeded to tell me about her ebike.
She told me that she rode over 600 miles on it last year and was so proud of herself. She was so happy.
She told me that she rode over 600 miles on it last year and was so proud of herself. She was so happy.
November 14, 2025 at 8:44 PM
This thread is a perfect illustration of why e-bikes are an absolutely mobility gamechanger for so many people.
(NB: We need to forever bury the idea that e-bikes are "cheating")
(NB: We need to forever bury the idea that e-bikes are "cheating")
Really interesting.
"But as repair costs and insurance premiums rise, resale inventory turnover at decade lows, and many sellers hold firm on price, the case for buying new homes has become increasingly compelling. "
www.resiclubanalytics.com/p/housing-ma...
"But as repair costs and insurance premiums rise, resale inventory turnover at decade lows, and many sellers hold firm on price, the case for buying new homes has become increasingly compelling. "
www.resiclubanalytics.com/p/housing-ma...
New-home price premium hits record low—Lennar says small investors are taking notice
Back in August, giant homebuilder Lennar—ranked No. 129 on the Fortune 500—launched the Lennar Investor Marketplace, a portal that allows mom-and-pop landlords to shop new-build homes for sale.
www.resiclubanalytics.com
November 14, 2025 at 4:19 PM
Really interesting.
"But as repair costs and insurance premiums rise, resale inventory turnover at decade lows, and many sellers hold firm on price, the case for buying new homes has become increasingly compelling. "
www.resiclubanalytics.com/p/housing-ma...
"But as repair costs and insurance premiums rise, resale inventory turnover at decade lows, and many sellers hold firm on price, the case for buying new homes has become increasingly compelling. "
www.resiclubanalytics.com/p/housing-ma...
Really interesting.
"But as repair costs and insurance premiums rise, resale inventory turnover at decade lows, and many sellers hold firm on price, the case for buying new homes has become increasingly compelling. "
www.resiclubanalytics.com/p/housing-ma...
"But as repair costs and insurance premiums rise, resale inventory turnover at decade lows, and many sellers hold firm on price, the case for buying new homes has become increasingly compelling. "
www.resiclubanalytics.com/p/housing-ma...
New-home price premium hits record low—Lennar says small investors are taking notice
Back in August, giant homebuilder Lennar—ranked No. 129 on the Fortune 500—launched the Lennar Investor Marketplace, a portal that allows mom-and-pop landlords to shop new-build homes for sale.
www.resiclubanalytics.com
November 14, 2025 at 4:18 PM
Really interesting.
"But as repair costs and insurance premiums rise, resale inventory turnover at decade lows, and many sellers hold firm on price, the case for buying new homes has become increasingly compelling. "
www.resiclubanalytics.com/p/housing-ma...
"But as repair costs and insurance premiums rise, resale inventory turnover at decade lows, and many sellers hold firm on price, the case for buying new homes has become increasingly compelling. "
www.resiclubanalytics.com/p/housing-ma...
