According to court filings, Ramsey Solutions says it fired nine employees in recent years for violating its "righteous living" code.

There are few policies I've supported over the years with greater enthusiasm than tax cuts. As a conservative, I subscribe wholeheartedly to the economic theory that, structured properly, broad tax cuts will stimulate growth and ultimately deliver more revenue to the Treasury. When it doesn't work, it's because the tax reduction comes in the form of a one-time hand-out that doesn't affect long-term behavior, is too narrowly targeted to impact the entire economy, or is not accompanied by off-setting spending cuts. But nearly always, my response to proposals to slash the tax burden is, "Bring it on." This time, though, I'm saying, "No thank you." I don't want the tax break President Donald Trump is promising to fund with revenue from his off-and-on tariffs. Nor can I support Trump's plan to make social security benefits tax-free. I say that as someone who just started drawing social security checks. And as someone who on Tuesday will mail to the U.S. Treasury what for me is a massive payment for taxes owed. I'm taking my inspiration from Dave Ramsey, the radio host who has built a massive following by crusading against the evils of debt. His line is, "The only good debt is a debt that's paid off." If the United States was one of Ramsey's call-in listeners, it could expect a blistering for continuing to buy things on credit while its financial obligations go unmet. “It is human nature to want it and want it now; it is also a sign of immaturity," Ramsey says. "Being willing to delay pleasure for a greater result is a sign of maturity.” It's time for America to grow up. A nation with a near $37 trillion debt and a budget that is $2 trillion out of balance should not be talking about tax cuts, or spending money on anything but the bare necessities. The Social Security trust fund will be depleted by 2035 if nothing changes. Rather than cutting taxes on benefits, we should consider increasing FICA deductions. Put all of the new money into the trust fund where it should be left untouched to assure the next generation of retirees aren't shortchanged. The same goes for any money Elon Musk and his DOGErs can trim from existing spending. That's how grown-ups respond when looking at an empty bank account. And it's what Ramsey means when he says, "Financial peace isn't the acquisition of stuff. It's learning to live on less than you make." The United States has for 30 years been living beyond its means, running up ever larger annual deficits in good times and bad and tossing them onto the debt pile as if judgement day will never come. As citizens, we've enabled the gluttony by demanding more and more stuff from the government, while being unwilling to pay the tab. I'm ready now to let the government keep more of my money, if I get a receipt that guarantees every dollar will go to paying off debts that otherwise will be inherited by my grandchildren. I believe that's what Dave Ramsey would do. It's what any responsible citizen would do. Sign up for the Nolan Out Loud report. This article originally appeared on The Detroit News: Finley: What would Dave Ramsey do?

Dave Ramsey's agency stands strong on its stance against cryptocurrency investments, asserting they are high-risk and unreliable. Explore more for insights.

Amerika’nın etkili finans uzmanlarından Dave Ramsey, “Borç risk demektir” felsefesiyle tanınan birisidir. Hayatında tek kuruş kredi kullanmadan dev bir şirket kurmuş ve multimilyon dolarlık servet inşa etmiştir. Büyümek için borçlanmak şarttır anlayışını kendince bitirmiştir. Amerikalı finans uzmanı Dave Ramsey, şirket kampüsünü kurarken 10 milyon dolarlık araziyi bile nakitle aldı. "Paramız olana kadar bekledik”  diyor.  Binalar, ancak yeterli nakit biriktikçe inşa edildi. COVID-19 krizinde borca batan rakipler batarken Ramsey’nin şirketi hiç sarsılmadı.  Aynı stratejiyi gayrimenkulde de uyguluyor. Nakit alınan mülkler kredi taksiti olmadığı için “deli gibi nakit akıtıyor” ve bir tür “pozitif kartopu” yaratıyor, ilk mülkün geliri ikincisini, ikincisi üçüncüsünü finanse ediyor. BAŞARIYLA İLGİLİ ACI GERÇEKLER Ramsey ve Jimmy John’s’un kurucusu Jimmy John Liautaud, girişimcilikte “iş-yaşam dengesi” kavramını sertçe eleştiriyor ve “Sıfırdan başlıyorsan iş-yaşam dengesi diye bir şey yok; bu en büyük palavralardan biri” diyor. Ramsey’nin hayatının dönüm noktası olan cümle ise şöyle: “Kimse gelip seni kurtarmayacak.”  Kaynak: HABER7.COM#ESHAHABER.COM.TR #haber #gündem #sondakika #news #press #worldnews

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