Debt does not define you! Prof. Hernandez explains why bankruptcy isn't "sinister" and how trusting yourself is the key to financial recovery.

When the economy feels uncertain, it’s easy to let that sense of unease slip into your personal finances. But there are strategies that can help you maintain a sense of control over your own money …

Learn smart and practical ways to pay off credit card debt faster in America and reduce high interest without stress.

You’ve been lied to. Your parents told you to save every penny, avoid debt like the plague, and wait for "safe" times to invest. But what if those "responsible" habits are exactly what’s keeping you broke? 📉 In this episode, we expose the financial behaviors that look safe on the surface but are actually a one-way ticket to long-term poverty. We are ripping up the old rulebook. If you are trying to cut costs to get rich while inflation eats your savings alive, you are playing a losing game. We break down the uncomfortable truth about the current economic landscape: Cash is not king; it’s a melting ice cube. We dive deep into: - The Inflation Trap: Why keeping money in the bank is guaranteeing a loss of purchasing power. - The Debt Secret: How the wealthy use strategic debt as leverage to build empires, while the middle class fears it. - The Cost of Waiting: Why "waiting for certainty" is the most expensive mistake you can make. - Assets vs. Liabilities: Why you need to stop focusing on linear income (your salary) and start acquiring compounding assets. Stop playing defense. It’s time to go on offense. We discuss how to shift your money mindset from simply surviving to building a resilient, asset-based foundation that no recession can destroy. 🔊 Listen now to learn how to stop saving your way to poverty and start investing your way to freedom. If this episode gave you a reality check, hit that Subscribe/Follow button! Share this with a friend who is still keeping their life savings under a mattress. Let’s build wealth together!

YouTube video by Bankruptcy Blog

YouTube video by Tina Stroman Valdez

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Create a debt payoff plan with snowball or avalanche methods. Calculate how long it will take to become debt-free and save on interest.

Eugene’s invited you to receive a $300 bonus when you refinance student loans with SoFi. You could save thousands by refinancing today.

The start of a new year often renews attention on personal finances. Many people reassess debt, savings, and long-term security.

YouTube video by Tina Stroman Valdez

I have been on a rampage the last few months, trying to optimize our family budget as best we can. First, it started last May, when I closed my original photography business. I sold my second Fujif…