Author | Lightnews

Prof.Alex

@profalex.bsky.social

1.3K followers 1.4K following 5.9K posts

Camping lover, golf nut, & of course, dogs & cats. Attorney, Professor, 80s was awesome, Gen X I'm told. Bankruptcy.Blog.

Posts Media Videos Starter Packs

Pinned

Prof.Alex @profalex.bsky.social · 1d

Driver's license suspended? You can get it back by filing Chapter 7 or Chapter 13 bankruptcy (car accident debt).

Prof.Alex @profalex.bsky.social · 7h

In divorce cases, one side is typically the "legal bully." Take a wild guess which side, but as the threats continue, is it a good offer? If you know the answer to this question, then you know:

What would be your worst day in court?

www.youtube.com/shorts/YKlvn...

The #1 Rule to Stop "Legal Bullyism" in Divorce Negotiation

YouTube video by Bankruptcy Blog

www.youtube.com

Prof.Alex @profalex.bsky.social · 8h

When divorcing, it's common that a quit-claim deed is used to transfer the interest in the marital home, but that could have long-term financial consequences!

bankruptcy.blog/2024/02/quit...

Divorce Debt: Why a Quitclaim Deed Won't Save You from Mortgage and Bankruptcy Issues

As a professor & bankruptcy law author, I explain why a quit claim deed during divorce fails to protect you and will ruin your credit.

bankruptcy.blog

Prof.Alex @profalex.bsky.social · 10h

You would think by now that lawyers get it, but they don't. Once again, for the pro se parties and lawyers out there, AI doesn't work when it comes to case law because it doesn't have access to paid subscription services like Westlaw. This is common sense!!!!

Prof.Alex @profalex.bsky.social · 1d

Major issue even destroying water supply.

Prof.Alex @profalex.bsky.social · 1d

I wish there was some historical reference like The Great Depression to better understand how tariffs work.

Alt National Park Service @altnps.bsky.social · 1d

Trump claims Canada’s Ronald Reagan ad attacking tariffs is “fake.” The ad used an edited 1987 speech by Ronald Reagan, in which he said, among other things: “High tariffs inevitably lead to retaliation by foreign countries and the triggering of fierce trade wars.”

2 7

Prof.Alex @profalex.bsky.social · 1d

bankruptcy.blog/2025/10/chap...

Chapter 13 Bankruptcy and Driver's License Reinstatement

Bankruptcy law professor explains how Chapter 13 license reinstatement works to wipe out debt from a car accident debt.

bankruptcy.blog

Prof.Alex @profalex.bsky.social · 1d

bankruptcy.blog/2025/10/bank...

Car Accident Debt and Your Driver’s License: Can Bankruptcy Get You Back on the Road?

If your driver's license was suspended, learn how to use Chapter 7 bankruptcy to reinstate your license. Learn the critical steps.

bankruptcy.blog

Prof.Alex @profalex.bsky.social · 1d

Driver's license suspended? You can get it back by filing Chapter 7 or Chapter 13 bankruptcy (car accident debt).

Prof.Alex @profalex.bsky.social · 1d

🚨 Health insurance alert: Premiums for the most popular plans on Healthcare.gov are set to jump 30% on average next year, per final rates approved by CMS and reviewed by WAPO.

Someone should remind Congress that the top reasons for filing for bankruptcy are medical debt and health-related costs!

1 2

Prof.Alex @profalex.bsky.social · 1d

All these guys trying to overcompenstate for being picked last in kickball and having their lunch $ stolen daily.

Prof.Alex @profalex.bsky.social · 1d

Can someone ask him what the #1 reason is for filing for bankruptcy?

Prof.Alex @profalex.bsky.social · 1d

I think Republicans don't have access to Google, so they don't know the #1 reason people file for bankruptcy is b/c of medical bills.

Prof.Alex @profalex.bsky.social · 1d

bankruptcy.blog/2025/10/bank...

Car Accident Debt and Your Driver’s License: Can Bankruptcy Get You Back on the Road?

If your driver's license was suspended, learn how to use Chapter 7 bankruptcy to reinstate your license. Learn the critical steps.

bankruptcy.blog

Prof.Alex @profalex.bsky.social · 1d

Today's blog post focuses on reinstating your driver's license via Chapter 13 bankruptcy because of the outstanding judgment from a car accident. Below, you can see the blog post on using Chapter 7 bankruptcy as well.

bankruptcy.blog/2025/10/chap...

Chapter 13 Bankruptcy and Driver's License Reinstatement

Bankruptcy law professor explains how Chapter 13 license reinstatement works to wipe out debt from a car accident debt.

bankruptcy.blog

Prof.Alex @profalex.bsky.social · 1d

I propose Congress change the "DO NOT CALL" list to "EVERY SINGLE SPAMMER FEEL FREE TO CALL" list.

Prof.Alex @profalex.bsky.social · 1d

It's the same guy that said Mexico would pay for the wall, so credibility was thrown out the door long ago.

1 1

Prof.Alex @profalex.bsky.social · 1d

My prior blog focused on reinstating your driver's license because of a car accident with Chapter 7 bankruptcy. Today's blog post will focus on using Chapter 13.
#Chapter13Bankruptcy #bankruptcylaw #bankruptcyblog

Prof.Alex @profalex.bsky.social · 1d

Mainstream media missed it, but a new Dept. of Ed rule is a direct threat to PSLF.

It’s the #EmployerMisconductRule. Denial of student loan forgiveness based on your employer's conduct, not your service. This is "Guilt by Association."

bankruptcy.blog/2025/08/empl...

PSLF Under Threat: What Borrowers Need to Know

A new Department of Education rule could eliminate PSLF due to their employer's misconduct: "guilt by association."

bankruptcy.blog

Prof.Alex @profalex.bsky.social · 2d

Did you already file for bankruptcy, but forgot to include a creditor? Here's what you need to do:

bankruptcy.blog/2024/02/miss...

Missing Creditors in Bankruptcy Petition? Here's What You Can Do

Missing a creditor in your Chapter 7 bankruptcy petition? Take these steps to protect yourself and keep the automatic stay in place.

bankruptcy.blog

Prof.Alex @profalex.bsky.social · 2d

The Myth: Many people think signing a Quitclaim Deed means they’re off the hook for the house after divorce.

The TRUTH: A Quitclaim Deed only transfers title (who owns it). It does NOT transfer the mortgage debt.

Prof.Alex @profalex.bsky.social · 2d

Mark Zandi’s recession map is a WARNING.

Nevada: Canadian tourism collapse + High Foreclosures (#1).
Florida: No Income Tax & the legislature is trying to eliminate Property Tax? How will they make up the revenue loss (#2 in foreclosures)!

www.youtube.com/watch?v=jBaj...

🚨 State Recession Warning! Moody's Report

YouTube video by Bankruptcy Blog

www.youtube.com

Prof.Alex @profalex.bsky.social · 2d

I try to be a step ahead of you!

Prof.Alex @profalex.bsky.social · 2d

Yup, now it's overshadowed, which makes me think what would happen to the WH?

Prof.Alex @profalex.bsky.social · 2d

So..... the White House is 55,000 square feet. The ballroom will be 90,000 square feet.

1 2

Prof.Alex @profalex.bsky.social · 2d

As I update prior blogs, here's one regarding the 2004 examination that involved the case of Cardi B and Tasha K.

bankruptcy.blog/2024/02/card...

What You, Bankruptcy, and Cardi B Could Have in Common

Learn from Cardi B's defamation lawsuit against Tasha K and how the 2004 examination is used to find fraud.

bankruptcy.blog