Prof.Alex
@profalex.bsky.social
Camping lover, golf nut, cigars, & of course, dogs & cats. Attorney, Professor, 80s was awesome, Gen X I'm told.
Bankruptcy.Blog.
Bankruptcy.Blog.
Pinned
The Hidden Risks of Bankruptcy Petition Preparers: Why "Cheap" Can Be Costly
Bankruptcy attorney and Law Professor Alex Hernandez explains the risks of using a bankruptcy petition preparer.
bankruptcy.blog
In my decades of teaching/practicing bankruptcy law, I’ve seen many debtors take the "affordable" route of hiring a Bankruptcy Petition Preparer. But here is the reality: A preparer is a typing service, not an attorney, and I've seen more bad than good come from it.
bankruptcy.blog/2025/12/lawy...
bankruptcy.blog/2025/12/lawy...
Should we be worried?
December 19, 2025 at 7:10 PM
Should we be worried?
Is your ex some sort of "legal/evil genius" gaming and manipulating attorneys and the judge? Most likely not.
www.youtube.com/shorts/yrm0t...
www.youtube.com/shorts/yrm0t...
Your Ex Isn't a “Legal Genius" Gaming the System. Most Likely a Narcissist
YouTube video by Bankruptcy Blog
www.youtube.com
December 19, 2025 at 6:36 PM
Is your ex some sort of "legal/evil genius" gaming and manipulating attorneys and the judge? Most likely not.
www.youtube.com/shorts/yrm0t...
www.youtube.com/shorts/yrm0t...
I give myself credit for this response.
December 19, 2025 at 5:09 PM
I give myself credit for this response.
In my decades of teaching/practicing bankruptcy law, I’ve seen many debtors take the "affordable" route of hiring a Bankruptcy Petition Preparer. But here is the reality: A preparer is a typing service, not an attorney, and I've seen more bad than good come from it.
bankruptcy.blog/2025/12/lawy...
bankruptcy.blog/2025/12/lawy...
The Hidden Risks of Bankruptcy Petition Preparers: Why "Cheap" Can Be Costly
Bankruptcy attorney and Law Professor Alex Hernandez explains the risks of using a bankruptcy petition preparer.
bankruptcy.blog
December 19, 2025 at 5:07 PM
In my decades of teaching/practicing bankruptcy law, I’ve seen many debtors take the "affordable" route of hiring a Bankruptcy Petition Preparer. But here is the reality: A preparer is a typing service, not an attorney, and I've seen more bad than good come from it.
bankruptcy.blog/2025/12/lawy...
bankruptcy.blog/2025/12/lawy...
Even Sharpie is getting hit by tariffs. Remember Sharpies? Then can be used to redirect hurricanes? I went old school with that one.
December 19, 2025 at 4:54 PM
Even Sharpie is getting hit by tariffs. Remember Sharpies? Then can be used to redirect hurricanes? I went old school with that one.
Who is on first?
FOX: If you cut something by 100%, the cost goes down to 0. If you cut it by 600%, the drug companies are actually paying you
LUTNICK: What he's saying is if a drug was $100 and you bring it down to $13, it's down 7 times
F: Not a 600% cut
L: But it's 700% higher price before. It's down 700% now
LUTNICK: What he's saying is if a drug was $100 and you bring it down to $13, it's down 7 times
F: Not a 600% cut
L: But it's 700% higher price before. It's down 700% now
December 18, 2025 at 9:40 PM
Who is on first?
Where to file your case is always a concern, but in this video, I explain everything you need to know about jurisdiction.
December 18, 2025 at 9:38 PM
Where to file your case is always a concern, but in this video, I explain everything you need to know about jurisdiction.
Remember that Susie Wiles mentioned "microdosing."
Also, remember Elon Musk's "wild success" DOGE.
Also, remember Elon Musk's "wild success" DOGE.
December 18, 2025 at 9:27 PM
Remember that Susie Wiles mentioned "microdosing."
Also, remember Elon Musk's "wild success" DOGE.
Also, remember Elon Musk's "wild success" DOGE.
I love these ideas. It's also a safety issue.
December 18, 2025 at 8:55 PM
I love these ideas. It's also a safety issue.
Here is today's blog post and accompanying video discussing (SOFA) on the bankruptcy petition.
bankruptcy.blog/2025/12/stat...
bankruptcy.blog/2025/12/stat...
The Statement of Financial Affairs (SOFA) on the Bankruptcy Petition
A bankruptcy attorney and law professor’s comprehensive review of the Statement of Financial Affairs in the bankruptcy petition.
bankruptcy.blog
December 18, 2025 at 8:53 PM
Here is today's blog post and accompanying video discussing (SOFA) on the bankruptcy petition.
bankruptcy.blog/2025/12/stat...
bankruptcy.blog/2025/12/stat...
Do you have $2 million?
December 18, 2025 at 4:57 PM
Do you have $2 million?
Raise your hand: who wants to pay more for health insurance.....
December 18, 2025 at 12:21 AM
Raise your hand: who wants to pay more for health insurance.....
Wow!
December 17, 2025 at 6:55 PM
Wow!
So, the situation is then far worse....
December 17, 2025 at 4:48 PM
So, the situation is then far worse....
Here's a fact: there is no plan. Seriously, it's been 10 years, and they still haven't figured it out?
My advice: don't get sick!
My advice: don't get sick!
December 17, 2025 at 4:43 PM
Here's a fact: there is no plan. Seriously, it's been 10 years, and they still haven't figured it out?
My advice: don't get sick!
My advice: don't get sick!
The healthcare system has been broken for decades! That's why medical tourism exists!
December 17, 2025 at 4:17 PM
The healthcare system has been broken for decades! That's why medical tourism exists!
So hiring a 19-year-old coder to write code for "government efficiency" wasn't the answer? Whoever could have guessed that?'
Well, maybe anyone with common sense...
Well, maybe anyone with common sense...
December 17, 2025 at 4:07 PM
So hiring a 19-year-old coder to write code for "government efficiency" wasn't the answer? Whoever could have guessed that?'
Well, maybe anyone with common sense...
Well, maybe anyone with common sense...
The pain of all these moves, whether politically, socially, psychologically, or financially, will be felt for decades.
December 17, 2025 at 1:18 PM
The pain of all these moves, whether politically, socially, psychologically, or financially, will be felt for decades.
Trust me, your ex isn’t an "Evil Genius" gaming the system!
While in divorce and custody cases, it's easy to feel like the other parent knows all the loopholes and is manipulating the court, that is far from reality!
#FamilyLaw #Divorce #CustodyBattle #NarcissisticEx #CourtMyths #LegalAdvice
While in divorce and custody cases, it's easy to feel like the other parent knows all the loopholes and is manipulating the court, that is far from reality!
#FamilyLaw #Divorce #CustodyBattle #NarcissisticEx #CourtMyths #LegalAdvice
December 16, 2025 at 10:41 PM
Trust me, your ex isn’t an "Evil Genius" gaming the system!
While in divorce and custody cases, it's easy to feel like the other parent knows all the loopholes and is manipulating the court, that is far from reality!
#FamilyLaw #Divorce #CustodyBattle #NarcissisticEx #CourtMyths #LegalAdvice
While in divorce and custody cases, it's easy to feel like the other parent knows all the loopholes and is manipulating the court, that is far from reality!
#FamilyLaw #Divorce #CustodyBattle #NarcissisticEx #CourtMyths #LegalAdvice
The foreclosure rise is real. The latest ATTOM report confirms foreclosure activity climbed for the ninth straight month, up 21% from a year ago.
bankruptcy.blog/2025/12/fore...
bankruptcy.blog/2025/12/fore...
Foreclosure Rise Continues: Chapter 13 Bankruptcy Saves Homes
The foreclosures rise continues. Bankruptcy attorney & law professor explains using Chapter 13 bankruptcy to save your home.
bankruptcy.blog
December 16, 2025 at 9:24 PM
The foreclosure rise is real. The latest ATTOM report confirms foreclosure activity climbed for the ninth straight month, up 21% from a year ago.
bankruptcy.blog/2025/12/fore...
bankruptcy.blog/2025/12/fore...
Today's blog post will focus on the continuous rise of foreclosures each month.
#foreclosureprevention #foreclosurehelp
#foreclosureprevention #foreclosurehelp
December 16, 2025 at 8:29 PM
Today's blog post will focus on the continuous rise of foreclosures each month.
#foreclosureprevention #foreclosurehelp
#foreclosureprevention #foreclosurehelp
Way to go, Mick Foley. Better late than never.
December 16, 2025 at 7:57 PM
Way to go, Mick Foley. Better late than never.
Considering my last post on disinformation.... I guess Tren de Aragua is also responsible for my grocery bill rising, energy costs, and inflation.
December 16, 2025 at 7:57 PM
Considering my last post on disinformation.... I guess Tren de Aragua is also responsible for my grocery bill rising, energy costs, and inflation.
As disinformation with a combination of a lack of knowledge continues to be posted online, let me make it simple: if you don't pay your credit cards, you get sued. It's that simple!
www.youtube.com/shorts/PxQ3T...
www.youtube.com/shorts/PxQ3T...
🛑 Don't Believe This Credit Card Debt Misinformation! (Legal Reality Check)
YouTube video by Bankruptcy Blog
www.youtube.com
December 16, 2025 at 7:55 PM
As disinformation with a combination of a lack of knowledge continues to be posted online, let me make it simple: if you don't pay your credit cards, you get sued. It's that simple!
www.youtube.com/shorts/PxQ3T...
www.youtube.com/shorts/PxQ3T...