Matt
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Matt
@paymentsculture.com
Travel, Tech, Fintech Etc.

Payments and Fintech - paymentsculture.com

Indonesia in English - indonesiainenglish.com
Building the Infrastructure for Crypto at the Checkout — with WalletConnect
open.substack.com/pub/payments...
Building the Infrastructure for Crypto at the Checkout
How WalletConnect unlocks millions of crypto users for PSPs
open.substack.com
December 21, 2025 at 9:12 PM
Reposted by Matt
"ChatGPT, Gemini, DeepSeek, and Grok are serving users propaganda from Russian-backed media when asked about the invasion of Ukraine, new research finds." www.wired.com/story/chatbo...
Chatbots Are Pushing Sanctioned Russian Propaganda
ChatGPT, Gemini, DeepSeek, and Grok are serving users propaganda from Russian-backed media when asked about the invasion of Ukraine, new research finds.
www.wired.com
October 27, 2025 at 1:01 PM
Reposted by Matt
Gotta admit, this one was pretty funny...
July 18, 2025 at 8:13 AM
Reposted by Matt
The most common question I get on here is: If tariffs are so bad, why do other countries use them?

The answer: They basically don't.

Most of our trading partners have almost no tariffs, and the few they have are in politically powerful sectors.
July 17, 2025 at 8:38 PM
Reposted by Matt
Interviews with 24+ Microsoft customers, salespeople, and others show that Microsoft is struggling to sell Copilot AI as enterprise customers opt for ChatGPT (Bloomberg)

Main Link | Techmeme Permalink
June 24, 2025 at 11:25 AM
My latest post is about ESG and sustainability in payments
www.paymentsculture.com/p/how-fintec...
How fintech can still help the planet
Despite ESG losing favour, sustainability schemes still offer real world change, and payment tech can play a role too
www.paymentsculture.com
May 28, 2025 at 1:26 PM
on.ft.com/3YZkJZb Why Britain’s fintech dream is faltering
Why Britain’s fintech dream is faltering
London was a world leader for payments technology but now risks falling behind
on.ft.com
May 26, 2025 at 10:59 AM
The UK political mood can be understood from one graphic
May 10, 2025 at 4:52 PM
Stripe launched Stablecoin accounts this week in “more than 100 countries”, but there are notable gaps…

You can get a Stripe Stablecoin Financial Account in Vatican City but not in Italy.

Likewise you can get an account in the Isle of Man and Jersey but not in the UK.
May 10, 2025 at 10:41 AM
My latest post on my Substack newsletter Payments Culture looks at the latest developments in fintech.

I've taken a look at Block's recent earnings miss - what does it mean for Cash App?

Also recent announcements in the agentic payments space, and a look at some fintech M&A from the past month.
News Review - Block's earnings miss, agentic commerce and much more
A curated look at what's been going on in payments and fintech
www.paymentsculture.com
May 9, 2025 at 2:19 PM
Reposted by Matt
🚨New episode 🚨

I spoke to the brilliant @vagrantjourno.bsky.social about Ukraine, the USA and the Great Betrayal

podcasts.apple.com/gb/podcast/b...
Ukraine and America: the great betrayal
Podcast Episode · Behind The Lines with Arthur Snell · 05/05/2025 · 58m
podcasts.apple.com
May 5, 2025 at 9:10 PM
What’s the point in these AI accounts?
May 5, 2025 at 3:02 PM
At first Google's NotebookLM seemed cool but a bit gimmicky.

But it's really matured into a great product and new features are being added regularly.

Mind maps are a recent addition and so is the ability to search and discover external sources on a topic.

Looking forward to seeing what's next!
May 4, 2025 at 9:07 PM
Amazing stat when it comes to Berkshire Hathaway
May 4, 2025 at 8:57 PM
Reposted by Matt
Music in Indonesia - I picked out some notable artists. Take a listen 🎧

substack-proxy.glitch.me/articles/ind...
#5: A snapshot of Indonesian music
Indonesia's growing music scene has a lot to offer
substack-proxy.glitch.me
May 4, 2025 at 12:42 PM
Two of my favourite American bands are playing in London on exactly the same night… What’s the chances of that?

I can only goto one though sadly 😮‍💨
May 4, 2025 at 7:43 PM
Can’t beat London parks in spring
May 4, 2025 at 2:23 PM
Music in Indonesia - I picked out some notable artists. Take a listen 🎧

substack-proxy.glitch.me/articles/ind...
#5: A snapshot of Indonesian music
Indonesia's growing music scene has a lot to offer
substack-proxy.glitch.me
May 4, 2025 at 12:42 PM
Reposted by Matt
#4: Why did Indonesia finally join the BRICS? (Part 1)
open.substack.com/pub/indonesi...
#4: Why did Indonesia finally join the BRICS? (Part 1)
Under former President Jokowi, Indonesia was reluctant to join BRICS, but the current President Prabowo quickly changed this position.
open.substack.com
April 3, 2025 at 10:10 AM
Reposted by Matt
Microsoft scaling back its data center buildouts continues as it delays or cancels data center projects across the US, Indonesia, the UK, and Australia.

The question is whether this pullback is due to lowered demand for AI or anticipation of a recession.
Microsoft Pulls Back on Data Centers From Chicago to Jakarta
Microsoft Corp. has pulled back on data center projects around the world, suggesting the company is taking a harder look at its plans to build the server farms powering artificial intelligence and the...
www.bloomberg.com
April 3, 2025 at 11:30 AM
#4: Why did Indonesia finally join the BRICS? (Part 1)
open.substack.com/pub/indonesi...
#4: Why did Indonesia finally join the BRICS? (Part 1)
Under former President Jokowi, Indonesia was reluctant to join BRICS, but the current President Prabowo quickly changed this position.
open.substack.com
April 3, 2025 at 10:10 AM
Reposted by Matt
Using AI to learn Bahasa Indonesia - or what most people in the world would refer to as the Indonesian language.

Seeing the DeepSeek R1's reasoning output when considering the longest word in Indonesian was fascinating.

indonesiainenglish.substack.com/p/3-an-intro...
#3: Learning The Longest Word In Bahasa Indonesia With DeepSeek (AI)
How many people really know their ketidakbertanggungjawaban from their mempertanggungjawabkannya?
indonesiainenglish.substack.com
January 25, 2025 at 11:06 PM