If the lounge has the snack mix Delta Sky club used to have sign me up for $5k/ year
December 2, 2025 at 10:43 PM
If the lounge has the snack mix Delta Sky club used to have sign me up for $5k/ year
Tbf most of the assumptions made on here about her seem to be wrong. Though that’s the risk of wanting to be profiled in a dumb article for CNBC!
December 1, 2025 at 2:40 AM
Tbf most of the assumptions made on here about her seem to be wrong. Though that’s the risk of wanting to be profiled in a dumb article for CNBC!
The blog is fine tbh. But generally I find the FIRE smug evangelists tiresome.
But most people are reacting to the CNBC article, which is one of too many that says “how did I save money? By having a much higher income than average”
But most people are reacting to the CNBC article, which is one of too many that says “how did I save money? By having a much higher income than average”
December 1, 2025 at 2:39 AM
The blog is fine tbh. But generally I find the FIRE smug evangelists tiresome.
But most people are reacting to the CNBC article, which is one of too many that says “how did I save money? By having a much higher income than average”
But most people are reacting to the CNBC article, which is one of too many that says “how did I save money? By having a much higher income than average”
Checked how much more money I would have had had I not mostly diversified out of last company stock I owned. Do not recommend.
December 1, 2025 at 1:04 AM
Checked how much more money I would have had had I not mostly diversified out of last company stock I owned. Do not recommend.
Us. “Finance people.” - What kind of idiot doesn’t even know how much company stock they have?”
Some other 37 year old GOOG employee out there checking their account for the first time in 15 years -“Huh. $5M. Sweet.”
Some other 37 year old GOOG employee out there checking their account for the first time in 15 years -“Huh. $5M. Sweet.”
December 1, 2025 at 1:02 AM
Us. “Finance people.” - What kind of idiot doesn’t even know how much company stock they have?”
Some other 37 year old GOOG employee out there checking their account for the first time in 15 years -“Huh. $5M. Sweet.”
Some other 37 year old GOOG employee out there checking their account for the first time in 15 years -“Huh. $5M. Sweet.”
Ok but then you have to know where it is and how much it is. Sounds complicated.
(Also lol that she found it and diversified out of it which is the totally responsible reasonable thing to do and … whoops. She’d probably have more money today if she stayed totally ignorant to her personal finances)
(Also lol that she found it and diversified out of it which is the totally responsible reasonable thing to do and … whoops. She’d probably have more money today if she stayed totally ignorant to her personal finances)
December 1, 2025 at 12:59 AM
Ok but then you have to know where it is and how much it is. Sounds complicated.
(Also lol that she found it and diversified out of it which is the totally responsible reasonable thing to do and … whoops. She’d probably have more money today if she stayed totally ignorant to her personal finances)
(Also lol that she found it and diversified out of it which is the totally responsible reasonable thing to do and … whoops. She’d probably have more money today if she stayed totally ignorant to her personal finances)
Not sure what the deal is with our northern neighbors :)
November 30, 2025 at 11:34 PM
Not sure what the deal is with our northern neighbors :)
Idk I can’t tell if Americans as a whole need “put money in stocks” advice, unlike UK where apparently they need to be flying banners all over the country
November 30, 2025 at 11:34 PM
Idk I can’t tell if Americans as a whole need “put money in stocks” advice, unlike UK where apparently they need to be flying banners all over the country
I think the “average person” “saving for retirement” is doing almost all of that in a 401K or IRA? Most people I don’t think make enough to substantially save outside those vehicles? And my guess is to the extent they do it’s “for a house payment” most of the time
November 30, 2025 at 11:33 PM
I think the “average person” “saving for retirement” is doing almost all of that in a 401K or IRA? Most people I don’t think make enough to substantially save outside those vehicles? And my guess is to the extent they do it’s “for a house payment” most of the time
Eh there’s tons of robo options and target date funds that are flawed but reasonable. People including me are just stupid or risk averse
November 30, 2025 at 11:25 PM
Eh there’s tons of robo options and target date funds that are flawed but reasonable. People including me are just stupid or risk averse
Well I’ve been underinvested for 15 years 🫠 so I can’t throw too many stones
November 30, 2025 at 11:18 PM
Well I’ve been underinvested for 15 years 🫠 so I can’t throw too many stones
Seems like she was a total idiot about personal finance in her 20s (didn’t know where her accounts were?!) but we’re kidding ourselves if we don’t recognize how common this is. See ISA savings discussion.
November 30, 2025 at 11:14 PM
Seems like she was a total idiot about personal finance in her 20s (didn’t know where her accounts were?!) but we’re kidding ourselves if we don’t recognize how common this is. See ISA savings discussion.
If people want to hate read… she actually made no money for first couple of years working and according to her has completely separate finances from partner (though I’m sure him being a highly paid employee at GOOG alters decision making)
www.mustachianpost.com/blog/your-fi...
www.mustachianpost.com/blog/your-fi...
FIRE is a way of life, not just a goal
By pure luck, Flo stumbled upon the FIRE movement. Since then, she has started investing and can’t imagine working for money after turning 40!
www.mustachianpost.com
November 30, 2025 at 10:56 PM
If people want to hate read… she actually made no money for first couple of years working and according to her has completely separate finances from partner (though I’m sure him being a highly paid employee at GOOG alters decision making)
www.mustachianpost.com/blog/your-fi...
www.mustachianpost.com/blog/your-fi...
FWIW I do read it as “U-S- Asians” (first several times I saw it w/o looking at context I did think it referred to Asian Americans).
Somewhat irrelevant to your point, I don’t think it’s why you or others find it annoying
Also I know it’s wrong! My brain just reads it that way
Somewhat irrelevant to your point, I don’t think it’s why you or others find it annoying
Also I know it’s wrong! My brain just reads it that way
November 30, 2025 at 6:06 PM
FWIW I do read it as “U-S- Asians” (first several times I saw it w/o looking at context I did think it referred to Asian Americans).
Somewhat irrelevant to your point, I don’t think it’s why you or others find it annoying
Also I know it’s wrong! My brain just reads it that way
Somewhat irrelevant to your point, I don’t think it’s why you or others find it annoying
Also I know it’s wrong! My brain just reads it that way
In a 401K the state taxes obv don’t matter but yes look into lower fee short term t bill options
November 30, 2025 at 2:23 PM
In a 401K the state taxes obv don’t matter but yes look into lower fee short term t bill options
Plus Fidelity, Schwab, JPM, GS money market fund fees are egregious. Vanguard is fine.
November 30, 2025 at 2:22 PM
Plus Fidelity, Schwab, JPM, GS money market fund fees are egregious. Vanguard is fine.
For money markets look for “Treasury ONLY” in name.
In NY and CA for high earners it’s a big difference! Other states or lower tax brackets smaller diff but no reason to pay hundreds or thousands in state taxes, it’s avoidable
In NY and CA for high earners it’s a big difference! Other states or lower tax brackets smaller diff but no reason to pay hundreds or thousands in state taxes, it’s avoidable
November 30, 2025 at 2:10 PM
For money markets look for “Treasury ONLY” in name.
In NY and CA for high earners it’s a big difference! Other states or lower tax brackets smaller diff but no reason to pay hundreds or thousands in state taxes, it’s avoidable
In NY and CA for high earners it’s a big difference! Other states or lower tax brackets smaller diff but no reason to pay hundreds or thousands in state taxes, it’s avoidable
Yes. A lot of MM funds like SPAXX own repos and other securities that are not state tax exempt. SGOV and VBIL only own t bills which are. At tax time, you or your accountant have to go in and classify % of income from US govt securities, in NY and CA it has to be >50% to be able to exclude any of it
www.fidelity.com
November 30, 2025 at 2:07 PM
Yes. A lot of MM funds like SPAXX own repos and other securities that are not state tax exempt. SGOV and VBIL only own t bills which are. At tax time, you or your accountant have to go in and classify % of income from US govt securities, in NY and CA it has to be >50% to be able to exclude any of it
Not being Twitter furus that can raise money to pay 30 bps to invest in 7 bps funds?
November 30, 2025 at 1:10 AM
Not being Twitter furus that can raise money to pay 30 bps to invest in 7 bps funds?
Switch to SGOV (9 bps) or VBIL (7 bps)
Fidelity MM fees are ripping you off (42 bps!!!!) plus if you live in a state with income tax you may have to pay state income tax on all or some of SPAXX earnings
Fidelity MM fees are ripping you off (42 bps!!!!) plus if you live in a state with income tax you may have to pay state income tax on all or some of SPAXX earnings
November 30, 2025 at 1:06 AM
Switch to SGOV (9 bps) or VBIL (7 bps)
Fidelity MM fees are ripping you off (42 bps!!!!) plus if you live in a state with income tax you may have to pay state income tax on all or some of SPAXX earnings
Fidelity MM fees are ripping you off (42 bps!!!!) plus if you live in a state with income tax you may have to pay state income tax on all or some of SPAXX earnings
1. A guy resigning and then his literal TWIN taking his place is hilarious
2. People on this app were doing victory laps about a staunch Trump ally resigning, meanwhile his brother said ‘District 22 needs a Rep who will follow in Troy's footsteps and stand shoulder-to-shoulder with President Trump’
2. People on this app were doing victory laps about a staunch Trump ally resigning, meanwhile his brother said ‘District 22 needs a Rep who will follow in Troy's footsteps and stand shoulder-to-shoulder with President Trump’
November 29, 2025 at 10:12 PM
1. A guy resigning and then his literal TWIN taking his place is hilarious
2. People on this app were doing victory laps about a staunch Trump ally resigning, meanwhile his brother said ‘District 22 needs a Rep who will follow in Troy's footsteps and stand shoulder-to-shoulder with President Trump’
2. People on this app were doing victory laps about a staunch Trump ally resigning, meanwhile his brother said ‘District 22 needs a Rep who will follow in Troy's footsteps and stand shoulder-to-shoulder with President Trump’
Reading that UK you can put $25K a year in a “stocks and shares” ISA and compound tax free and take it out at any time and people (who have funds) … refuse to do this?
November 29, 2025 at 12:31 AM
Reading that UK you can put $25K a year in a “stocks and shares” ISA and compound tax free and take it out at any time and people (who have funds) … refuse to do this?
Unfortunately I’ve found these increasingly common. Especially in upscale but not ultra luxury hotels and I’ve found more common in those in Europe.
It’s horrible!
It’s horrible!
November 27, 2025 at 12:48 PM
Unfortunately I’ve found these increasingly common. Especially in upscale but not ultra luxury hotels and I’ve found more common in those in Europe.
It’s horrible!
It’s horrible!
Yes. He just… tweeted it out.
November 27, 2025 at 3:00 AM
Yes. He just… tweeted it out.