Alex Jimenez
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alexisrjimenez.bsky.social
Alex Jimenez
@alexisrjimenez.bsky.social
FinServ Consultant at Backbase | Strategy, Fintech, Payments, Banking, Innovation | 12x Marathoner, 4x Dopey, 5x Goofy | Views my own! 🇨🇴🇪🇸🏳️‍🌈🫏✡️☸️
FDIC, OCC, Fed solidify eSLR changes

Regulators finalized a rule cutting capital requirements for the nation’s biggest banks – and proposed a separate trim for community lenders.

www.bankingdive.com/news/fed-fdi...

#FinTech #FinServ #Banking
FDIC, OCC, Fed solidify eSLR changes
Regulators finalized a rule cutting capital requirements for the nation’s biggest banks – and proposed a separate trim for community lenders.
www.bankingdive.com
November 26, 2025 at 8:00 PM
Does the Fed have an ethics problem?

The Federal Reserve unveiled new reporting requirements in 2022 for members of the FOMC. The recent Kugler controversy has raised questions about whether the rules are actually working.

www.americanbanker.com/news/does-th...

#FinTech #FinServ #Banking
Does the Fed have an ethics problem?
Recent high-profile ethics violations by senior Federal Reserve officials, including new revelations concerning stock trades by former Fed Gov. Adriana Kugler, have sparked debate over the…
www.americanbanker.com
November 26, 2025 at 7:00 PM
New campaign takes aim at Meta after billboard calling out Instagram is blocked by media buyers

Insiders' #IgnoredByInsta campaign has become a story about censorship, corporate fear, and the power Meta holds over the advertising industry.

buff.ly/moOKb6e

#DigitalMarketing
New campaign takes aim at Meta after billboard calling out Instagram is blocked by media buyers
Insiders' #IgnoredByInsta campaign was designed to expose Instagram's failure to protect users whose accounts were hacked. Instead, it has become a story about censorship, corporate fear, and the p...
buff.ly
November 26, 2025 at 6:30 PM
While many may roll their eyes at the idea, the practice of decorating a bank branch for the holidays, or otherwise changing up its outward presentation, has a real impact on customers' attention, writes Dave Martin.

buff.ly/fgVssBU

#FinTech #FinServ #Banking
Here's a surprisingly powerful tactic for attracting new customers
While many may roll their eyes at the idea, the practice of decorating a bank branch for the holidays, or otherwise changing up its outward presentation, has a real impact on customers' attention.
buff.ly
November 26, 2025 at 6:03 PM
Nano Banana Handed a Billion Indians the Ultimate Fraud Shortcut

People are using it to fake refund chats and receipts faster than they can finish a cup of tea.

analyticsindiamag.com/ai-features/...

#CyberSecurity
Nano Banana Handed a Billion Indians the Ultimate Fraud Shortcut | AIM
People are using it to fake refund chats and receipts faster than they can finish a cup of tea.
analyticsindiamag.com
November 26, 2025 at 5:30 PM
Card networks flag fraud

Visa and Mastercard issued reports this month that warn consumers and merchants of upgraded fraudster techniques ahead of the year-end holidays.

www.paymentsdive.com/news/card-ne...

#FinTech #FinServ #Banking #Payments #PayTech
Card networks flag fraud
Visa and Mastercard issued reports this month that warn consumers and merchants of upgraded fraudster techniques ahead of the year-end holidays.
www.paymentsdive.com
November 26, 2025 at 5:03 PM
Crypto Founder Defends FBI Involvement After Developer Accidentally Causes Blockchain Split

Innocent pen testing mistake or premeditated attack?

gizmodo.com/crypto-found...

#FinTech #FinServ #CryptoCurrency #BlockChain #DLT #CyberSecurity
Crypto Founder Defends FBI Involvement After Developer Accidentally Causes Blockchain Split
Innocent pen testing mistake or premeditated attack?
gizmodo.com
November 26, 2025 at 4:30 PM
Bank profits rise on lower provisions, stronger margins

Quarterly bank profits rebounded to $79.3B, up 13.5% from Q2, as provision expenses fell sharply and net interest margins widened.

www.americanbanker.com/news/bank-pr...

#FinTech #FinServ #Banking
Bank profits rise on lower provisions, stronger margins
The Federal Deposit Insurance Corp. said in its Quarterly Banking Profile report for the third quarter that bank earnings hit 2025 highs as falling provision costs, wider margins and steady credit…
www.americanbanker.com
November 26, 2025 at 4:04 PM
Diners are finding restaurant deals in their inbox and social feeds

33% of US restaurant diners discover promotions via email/newsletters and 32% via social media

content-na1.emarketer.com/diners-findi...

#DigitalMarketing
November 26, 2025 at 3:34 PM
Diebold Nixdorf bets on branch revamps to boost ATMs

Coming off of its fourth consecutive quarter of positive cash flow, Diebold Nixdorf contends there is a robust market for ATMs, particularly as banks reimagine their branches.

www.americanbanker.com/payments/new...

#FinTech #FinServ #Banking
Diebold Nixdorf bets on branch revamps to boost ATMs
As banks change layouts to focus more on customer experience, the ATM company is leaning into AI-powered management and simplified technology sales to keep self-service kiosks relevant.
www.americanbanker.com
November 25, 2025 at 9:30 PM
#Stablecoin risks loom: Op-ed

The Genius Act, a law enacted this year to provide stablecoin regulations, doesn’t adequately protect consumers, one think tank lawyer writes.

www.paymentsdive.com/news/stablec...

#FinTech #FinServ #Banking #Payments #PayTech
Stablecoin risks loom: Op-ed
The Genius Act, a law enacted this year to provide stablecoin regulations, doesn’t adequately protect consumers, one think tank lawyer writes.
www.paymentsdive.com
November 25, 2025 at 9:00 PM
Answer Engine Optimization: How Small Businesses Get Found In 2025

By the way, we really need to settle on what we call this. Is it Generative Engine Optimization, AI Model Optimization, ChatBot Optimization, or this new name? 🤷‍♂️

www.forbes.com/sites/terdaw...

#DigitalMarketing #AI #LLMs
Answer Engine Optimization: How Small Businesses Get Found In 2025
Answer Engine Optimization: The Small Business Guide To AI Search. How Small Businesses Get Found When Customers Ask AI Instead Of Google
www.forbes.com
November 25, 2025 at 8:30 PM
Citi is laying plans for crypto supremacy

Citi is one of a handful of banks that are seeking first-mover advantage in #CryptoCurrency custody, tokenized deposits and related services.

www.americanbanker.com/payments/new...

#FinTech #FinServ #Banking
Citi is laying plans for crypto supremacy
The New York bank already offers tokenized deposits, which allows global clients to move money around the world instantly, and it's building a crypto custody platform.
www.americanbanker.com
November 25, 2025 at 8:00 PM
Anthropic’s new model is its latest frontier in the AI agent battle — but it’s still facing cybersecurity concerns

Claude Opus 4.5 is out today.

www.theverge.com/ai-artificia...

#CyberSecurity #LLMs #AI
Anthropic’s new model is its latest frontier in the AI agent battle — but it’s still facing cybersecurity concerns
Claude Opus 4.5 is out today.
www.theverge.com
November 25, 2025 at 7:30 PM
Stripe faces bank charter pushback

The Office of the Comptroller of the Currency charter would let Stripe sidestep regulations and offer the fintech legitimacy it does not deserve, the National Community Reinvestment Coalition said.

buff.ly/izGH3Mj

#FinTech #FinServ #Banking #Payments #PayTech
Stripe faces bank charter pushback
The National Community Reinvestment Coalition says the Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve.
buff.ly
November 25, 2025 at 7:00 PM
Forget The Hoodie Hacker — Visa Says Today's Criminals Look More Like #AI-Powered Startups

Leveraging reusable infrastructure—think botnets, synthetic IDs, mass scam scripts, and, most alarmingly, AI agents.

buff.ly/vZ6N6jp

#FinTech #FinServ #Banking #Payments #PayTech #CyberSecurity #AgenticAI
Forget The Hoodie Hacker — Visa Says Today's Criminals Look More Like AI-Powered Startups
Visa's Fall 2025 Threats Report reveals the rise of AI-powered financial crimes, as scammers use sophisticated tools and tactics to evade detection.
buff.ly
November 25, 2025 at 6:30 PM
Fintech Green Dot strikes deal to sell itself in two pieces

Smith Ventures in Birmingham, AL, will acquire and privatize Green Dot's nonbank fintech business. At the same time, CommerceOne Financial, also based in Birmingham, will acquire Green Dot Bank.

buff.ly/ROpLTJi

#FinTech #FinServ #Banking
Fintech Green Dot strikes deal to sell itself in two pieces
Eight months after Green Dot embarked on a review of its strategic alternatives, the fintech said it will sell its banking operations to CommerceOne Financial and sell its fintech platform to Smith…
buff.ly
November 25, 2025 at 6:00 PM
New banking malware can stealth-hack your Android phone: Here's how to stay safe

You might fall prey to a banking fraud even without noticing.

www.androidauthority.com/sturnum-andr...

#FinTech #FinServ #Banking #CyberSecurity
New banking malware can stealth-hack your Android phone: Here's how to stay safe
A new Android malware enables a large-scale banking fraud by creating fake screens and secretly taking over your phone.
www.androidauthority.com
November 25, 2025 at 5:30 PM
VALT Bank applies for de novo charter

Former U.S. Bank executive Matt Gediman said the de novo’s model is “designed to support [SMBs] by making banking uncomplicated, accessible, and integrated with digital tools.”

www.bankingdive.com/news/valt-ba...

#FinTech #FinServ #Banking
VALT Bank applies for de novo charter
Former U.S. Bank executive Matt Gediman said the de novo’s model is “designed to support [SMBs] by making banking uncomplicated, accessible, and integrated with digital tools to run their businesses…
www.bankingdive.com
November 25, 2025 at 5:00 PM
Japan's FSA to Require Crypto Exchanges Hold Liability Reserves for Losses Relating to Hacks

Japan is seeking to restore trust in crypto markets after a decade of security failures, from Mt. Gox to the recent DMM Bitcoin hack.

buff.ly/MokK95N

#FinTech #FinServ #CryptoCurrency #CyberSecurity
Japan's FSA to Require Crypto Exchanges Hold Liability Reserves for Losses Relating to Hacks - Decrypt
Japan is seeking to restore trust in crypto markets after a decade of security failures, from Mt. Gox to the recent DMM Bitcoin hack.
buff.ly
November 25, 2025 at 4:30 PM
Fulton to acquire money-losing New Jersey bank for $243M

Fulton Financial in Lancaster, PA, announced plans Monday to acquire a struggling New Jersey community bank, Blue Foundry Bancorp.

www.americanbanker.com/news/fulton-...

#FinTech #FinServ #Banking
Fulton to acquire money-losing New Jersey bank for $243M
Lancaster, Pennsylvania-based Fulton Financial said Monday it will pay $243 million in stock for Blue Foundry Bancorp, which has lost more than $20 million since converting to a public company in…
www.americanbanker.com
November 25, 2025 at 4:00 PM
B2B marketers are prioritizing #AI tools for 2026

45% of B2B marketers worldwide are prioritizing investment in AI-powered marketing tools for 2026

content-na1.emarketer.com/b2b-marketer...

#DigitalMarketing #ContentMarketing
November 25, 2025 at 3:30 PM
Revolut Lands $75 Billion Valuation as Nvidia and Top VCs Join Deal

Revolut reaches $75 billion valuation in secondary share sale backed by Andreessen Horowitz, Coatue, Greenoaks, and Nvidia's venture capital division.

blockonomi.com/revolut-land...

#FinTech #FinServ #Banking
Revolut Lands $75 Billion Valuation as Nvidia and Top VCs Join Deal - Blockonomi
Revolut reaches $75 billion valuation in secondary share sale backed by Andreessen Horowitz, Coatue, Greenoaks, and Nvidia's venture capital division.
blockonomi.com
November 24, 2025 at 9:30 PM
FinTech startups must treat AML as a core product

FinTech founders are often encouraged to prioritise rapid feature releases, with the assumption that compliance can be bolted on later.

fintech.global/2025/11/24/f...

#FinTech #FinServ #Banking
FinTech startups must treat AML as a core product
Discover why early AML builds stronger FinTech foundations and how startups gain speed by treating compliance as a product. Read now.
fintech.global
November 24, 2025 at 9:00 PM
#AI Fever Hits High-Income Consumers — But Not The Rest Of America

The divide points to a widening gap in how different income groups interact with emerging technology.

www.benzinga.com/news/topics/...

#DigitalMarketing #Innovation
AI Fever Hits High-Income Consumers — But Not The Rest Of America - Zoom Communications (NASDAQ:ZM), DoorDash (NASDAQ:DASH)
www.benzinga.com
November 24, 2025 at 8:30 PM