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alexisrjimenez.bsky.social
Alex Jimenez
@alexisrjimenez.bsky.social
390 followers 170 following 4.6K posts
FinServ Consultant at Backbase | Strategy, Fintech, Payments, Banking, Innovation | 12x Marathoner, 4x Dopey, 5x Goofy | Views my own! 🇨🇴🇪🇸🏳️‍🌈🫏✡️☸️
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alexisrjimenez.bsky.social
As #AI boosts productivity gains, there is a danger that additional profits will accrue only to investors, leaving workers in the dust. A "10% for the people" tax could allow everyone to share in AI's benefits, writes Rachael Wagner, of Atairos.

buff.ly/lUcqS1o

#FinTech #FinServ #Banking
Here's how to prevent AI from creating a 'permanent underclass'
As artificial intelligence boosts productivity gains, there is a danger that additional profits will accrue only to investors, leaving workers in the dust. A "10% for the people" tax could allow…
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December 5, 2025 at 9:30 PM
alexisrjimenez.bsky.social
Former PayPal execs invest in Sokin

The former C-suite executives pitched in to help the cross-border payments startup raise $50 million as it seeks to expand internationally.

www.paymentsdive.com/news/former-...

#FinTech #FinServ #Banking #Payments #PayTech
Former PayPal execs invest in Sokin
The former C-suite executives pitched in to help the cross-border payments startup raise $50 million as it seeks to expand internationally.
www.paymentsdive.com
December 5, 2025 at 9:01 PM
alexisrjimenez.bsky.social
Hemp ban chills prospects for progress on #Cannabis banking

Opponents of the ban say it will wipe out a multi-billion dollar industry in legal, hemp-derived products.

www.americanbanker.com/news/hemp-ba...

#FinTech #FinServ #Banking
Hemp ban chills prospects for progress on cannabis banking
Congress' recent ban on nearly all forms of intoxicating hemp products signals a sharp political turn away from rescheduling, making the prospects for cannabis banking reform even more dim than they…
www.americanbanker.com
December 5, 2025 at 8:30 PM
alexisrjimenez.bsky.social
RBC lifts its return target, downplays interest in US M&A

RBC is now projecting a return on equity of at least 17% by 2027.

www.americanbanker.com/news/rbc-lif...

#FinTech #FinServ #Banking
RBC lifts its return target, downplays interest in US M&A
Royal Bank of Canada now expects to achieve an annual return on equity of at least 17% by 2027, executives said Wednesday, up one percentage point from the bank's earlier goal.
www.americanbanker.com
December 5, 2025 at 8:01 PM
alexisrjimenez.bsky.social
#SMB marketers are using #AI for landing page design more than any other optimization tactic

31% of US SMB marketers and business owners use AI-driven design or layout recommendations to optimize landing pages

content-na1.emarketer.com/smb-marketer...

#DigitalMarketing
December 5, 2025 at 7:30 PM
alexisrjimenez.bsky.social
Stripe to buy Metronome

The digital payments player has agreed to purchase U.S. billing platform Metronome, combining two software players in the same realm.

www.paymentsdive.com/news/stripe-...

#FinTech #FinServ #Banking #Payments #PayTech
Stripe to buy Metronome
The digital payments player has agreed to purchase U.S. billing platform Metronome, combining two software players in the same realm.
www.paymentsdive.com
December 5, 2025 at 7:02 PM
alexisrjimenez.bsky.social
Payment fintechs pump the gas for an on-chain world

Block and Circle are both pursuing blockchain projects, with Block focusing more on bitcoin than stablecoins.

www.americanbanker.com/payments/new...

#FinTech #FinServ #CryptoCurrency #Payments #PayTech #BlockChain
Payment fintechs pump the gas for an on-chain world
Circle's Dante Disparte and Block's Owen Jennings discuss how blockchain, crypto and AI can combine to open new lanes for international commerce. Payment experts say banks need to play catch up.
www.americanbanker.com
December 5, 2025 at 6:30 PM
alexisrjimenez.bsky.social
Dems demand answers from Fed, Treasury amid penny shortage

As America's penny shortage has grown, banks and retailers have repeatedly asked for federal guidance. Now congressional Democrats are demanding it.

www.americanbanker.com/news/dems-de...

#FinTech #FinServ #Banking #Payments #PayTech
Dems demand answers from Fed, Treasury amid penny shortage
In a sternly worded letter, Sen. Elizabeth Warren and Rep. Maxine Waters demanded to know why federal agencies haven't provided more guidance since the one-cent coin was discontinued. They accused…
www.americanbanker.com
December 5, 2025 at 6:02 PM
alexisrjimenez.bsky.social
Gen Z shoppers lead all generations in using #AI for purchases

61% of Gen Z shoppers used AI tools to help with a purchase in the last year

content-na1.emarketer.com/gen-z-shoppe...

#DigitalMarketing #LLMs #eCommerce #Retail
December 5, 2025 at 5:30 PM
alexisrjimenez.bsky.social
Billtrust, Pavilion tap new CEOs

The payments players, both of which are owned by private equity firms, switched leaders this month as they charge ahead with growth plans.

www.paymentsdive.com/news/billtru...

#FinTech #FinServ #Banking #Payments #PayTech
Billtrust, Pavilion tap new CEOs
The payments players, both of which are owned by private equity firms, switched leaders this month as they charge ahead with growth plans.
www.paymentsdive.com
December 5, 2025 at 5:01 PM
alexisrjimenez.bsky.social
Binance names co-founder as co-CEO

Yi He co-founded the firm with Changpeng Zhao, her life partner and Binance’s former CEO, in 2017.

www.bankingdive.com/news/binance...

#FinTech #FinServ #CryptoCurrency
Binance names co-founder as co-CEO
Yi He co-founded the firm with Changpeng Zhao, her life partner and Binance’s former CEO, in 2017.
www.bankingdive.com
December 5, 2025 at 4:30 PM
alexisrjimenez.bsky.social
Euro-stablecoin on the way in Europe + Singapore just green-lit broader Ripple payments.

Stablecoins aren’t fringe anymore — they’re stepping into the mainstream as real rails for global money movement.

buff.ly/mqZ4bU9

#FinTech #FinServ #Banking #Payments #PayTech
Europe's bank-backed stablecoin; Ripple gets a win in Singapore
A group of European banks have formed Qivalis, which expects to launch its coin in early 2026 as a counter to the U.S. dollar-led market. Plus, Singapore regulators give Ripple permission to expand…
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December 5, 2025 at 4:05 PM
alexisrjimenez.bsky.social
As #AI impersonation spikes, this startup just raised $28M to stop deepfakes in real time

fortune.com/2025/12/04/c...

#CyberSecurity
As AI impersonation spikes, this startup just raised $28M to stop deepfakes in real time | Fortune
imper.ai says the only defense is spotting the invisible signals even perfect deepfakes can’t spoof
fortune.com
December 5, 2025 at 3:30 PM
alexisrjimenez.bsky.social
Deal would boost Lubbock-based bank's profile in Houston

Lubbock, Texas-based South Plains Financial has struck a deal to acquire a Houston-based community bank, boosting its profile in the Lone Star State's biggest city.

www.americanbanker.com/news/deal-wo...

#FinTech #FinServ #Banking
Deal would boost Lubbock-based bank's profile in Houston
South Plains Financial agreed to pay $105.1 million in stock to acquire a seven-year-old Houston community bank in its first M&A foray since 2019.
www.americanbanker.com
December 4, 2025 at 9:30 PM
alexisrjimenez.bsky.social
Nubank co-founder Cristina Junqueira sets sights on US market

HSBC analyst Neha Agarwala says a U.S. charter application from Nubank is unsurprising given the large addressable market.

www.americanbanker.com/news/nubank-...

#FinTech #FinServ #Banking
Nubank co-founder Cristina Junqueira sets sights on US market
After two successful international expansions, Junqueira aims to bring Nubank's products to U.S. consumers even as the neobank faces strong competition from U.S.-based banks and fintechs.
www.americanbanker.com
December 4, 2025 at 9:02 PM
alexisrjimenez.bsky.social
Towne Mortgage hit with wave of data breach suits

#Cybersecurity blogs report the ransomware-as-a-service group Blackbyte took credit for the attack on the dark web, although Towne like most corporate victims did not provide further details.

buff.ly/IdEGDfR

#FinTech #FinServ #Banking
Towne Mortgage hit with wave of data breach suits
The Troy, Michigan-based lender and servicer faces at least seven lawsuits over a hack in June allegedly perpetrated by a known ransomware gang.
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December 4, 2025 at 8:01 PM
alexisrjimenez.bsky.social
Australian bank nabs Lloyds data chief to lead #AI

Ranil Boteju will return to the Commonwealth Bank of Australia as its chief AI officer to advance the financial services firm’s strategy.

www.ciodive.com/news/commonw...

#FinTech #FinServ #Banking
Australian bank nabs Lloyds data chief to lead AI
Ranil Boteju will return to the Commonwealth Bank of Australia as its chief AI officer to advance the financial services firm’s strategy.
www.ciodive.com
December 4, 2025 at 7:03 PM
alexisrjimenez.bsky.social
"We are now at this watershed moment where [agentic #Payments] is shifting from the agent being able to start to make the purchase for me to completing the last mile" of that purchase” Pablo Fourez, CDO at Mastercard.

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#FinTech #FinServ #Banking #PayTech #AgenticAI #AI
Agentic payments' Field of Dreams moment
Companies such as Google, Visa and Mastercard are building a framework that will allow AI agents to shop and make payments. There are signs that consumers are warming to the idea.
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December 4, 2025 at 6:02 PM
alexisrjimenez.bsky.social
PayRange buys rival KioSoft

The two payments companies in the unattended retail arena ended a four-year legal battle last year, and now one is falling into the other’s arms.

www.paymentsdive.com/news/payrang...

#FinTech #FinServ #Banking #Payments #PayTech
PayRange buys rival KioSoft
The two payments companies in the unattended retail arena ended a four-year legal battle last year, and now one is falling into the other’s arms.
www.paymentsdive.com
December 4, 2025 at 5:02 PM
alexisrjimenez.bsky.social
Propel Holdings gets approval for bank in Puerto Rico

Learn how an IFE charter enables fintechs to expand U.S. banking services through Puerto Rico.

www.americanbanker.com/news/propel-...

#FinTech #FinServ #Banking
Propel Holdings gets approval for bank in Puerto Rico
The Toronto-based loan fintech received an IFE license from Puerto Rico to launch Propel Bank.
www.americanbanker.com
December 4, 2025 at 4:01 PM
alexisrjimenez.bsky.social
Small biz fintech Fundbox uses partnerships to fuel growth

Plano, Texas-based Fundbox has enjoyed significant growth in 2025 after receiving a warehouse lending facility from Cross River Bank and Waterfall Asset Management.

www.americanbanker.com/news/small-b...

#FinTech #FinServ #Banking
Small biz fintech Fundbox uses partnerships to fuel growth
The latest linkup with the software provider Wave gives Fundbox access to more than 350,000 potential borrowers. It's the fourth major partnership that Texas-based Fundbox has announced in 2025.
www.americanbanker.com
December 3, 2025 at 9:30 PM
alexisrjimenez.bsky.social
AGs demand #BNPL loan info

State attorneys general asked for information from buy now, pay later firms, including Klarna and Affirm, regarding loans and user disputes.

www.paymentsdive.com/news/ags-dem...

#FinTech #FinServ #Banking
AGs demand BNPL loan info
State attorneys general asked for information from buy now, pay later firms, including Klarna and Affirm, regarding loans and user disputes.
www.paymentsdive.com
December 3, 2025 at 9:00 PM
alexisrjimenez.bsky.social
Zafran Security, a cybersecurity startup created by an Iranian-born spy whose story helped inspire the hit Apple TV series “Tehran,” has raised $60 million, the company said Tuesday.

www.cnbc.com/2025/12/02/c...

#CyberSecurity #StartUps
Former cyber spy raises $60 million to fight AI threats
Zafran Security, a startup created by a former cyber spy whose story helped inspire the Apple TV series "Tehran," has raised $60 million, the company told CNBC.
www.cnbc.com
December 3, 2025 at 8:30 PM
alexisrjimenez.bsky.social
Inside Citizens' plan to reimagine itself with #AI

Citizens Financial is piloting the use of agentic AI in areas like fraud claims processing and complaint handling.

www.americanbanker.com/news/inside-...

#FinTech #FinServ #Banking
Inside Citizens' plan to reimagine itself with AI
After Citizens CEO Bruce Van Saun announced a company-wide AI makeover, Chief Information Officer Michael Ruttledge told American Banker about what's happening under the hood.
www.americanbanker.com
December 3, 2025 at 8:01 PM
alexisrjimenez.bsky.social
Pepsi's VP marketing says ‘start backwards’ to create ads fit for modern culture

Social listening has become the skeleton key for unlocking consumer understanding, according to Todd Kaplan, Pepsi’s VP of marketing.

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#DigitalMarketing
Pepsi's VP marketing says ‘start backwards’ to create ads fit for modern culture
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December 3, 2025 at 7:30 PM