The “Separation,” and/or divergence (or segmentation) within the Single-Family Rental (SFR) market as financed via DSCR (“Debt Service Coverage Ratio”) loans. In effect: Which sub-segments will perfor...

Figure (FIGR) launched an AI-powered DSCR loan platform on October 15, 2025, expanding its blockchain-based capital marketplace into DSCR investment-property lending.Key claims: partners West Capital and Axen are early embedded partners; the platform automates underwriting with AI/OCR, AVMs for refis under $400K, and proprietary rental-income verification; Figure says it can cut origination costs and processing time by up to 80%, with funding in as few as 5 days. The release cites DSCR market growth (22% to 50% of non-QM securitizations, 2019–2022) and > $2B originated in January 2025.

An In-Depth Webinar for Real Estate Investors on Utilizing DSCR Financing to Maximize Cash Flow, Expand Holdings.

Here’s a forward-looking take — with caveats — on where “mom-and-pop” (i.e.

The foreclosures could send neighborhoods spiraling and make Baltimore America’s next great housing crisis.

9 Best DSCR Loans for Short-Term Rentals in Osceola County, Florida (2025 Operator’s Guide) Stop chasing paystubs. Use DSCR loans that fit your place. If you host (or plan to) an Airbnb/VRBO near Disney, you don’t need to wrestle bank statements. A DSCR loan—Debt Service Coverage Ratio—underwrites the property’s income, not your W-2. Many lenders look for roughly 1.10–1.25× coverage, so seasonality matters.

A new ATTOM report reveals that, after years of strong gains, market conditions are cutting into returns and challenging investor strategies.