A prepayment penalty would probably also apply to anyone who sells their home before the term of the loan and uses the proceeds to pay off the mortgage. That is to say, the vast majority of home loans, because only the tiniest portion actually end up being discharged at their end dates.

Although that’s not even always true. Sometimes a bad faith argument isn’t accepted as truth, it’s just used as a thing to fill a space where the truth belongs.

The Blair Witch Project in a sold-out, single-screen theater on opening weekend. Anyone who didn't see it in a dark room packed with people who hadn't been exposed to all of the jokes and references of following weeks saw a completely different (and far inferior) movie.

Do you think he really hated the sport itself? It seemed to me like he mostly hated his teammates and being in community with them. Whether that was a sign of general misanthropy or intolerance for being part of a diverse clubhouse was hard to tell.

It is designed to break your heart.
mason.gmu.edu/~rmatz/giama...

Just pretend you were talking about your pet fish