Niko Väänänen
@nikovaananen.bsky.social
Pension whisperer of BlueSky.
Interested in sustainable retirement/pension systems.
Social policy | economics | political sciences
https://sites.google.com/view/nikovaananen/niko-v%C3%A4%C3%A4n%C3%A4nen
Interested in sustainable retirement/pension systems.
Social policy | economics | political sciences
https://sites.google.com/view/nikovaananen/niko-v%C3%A4%C3%A4n%C3%A4nen
Pinned
Designed Autonomy : Neo-Corporatism and Long-Term Pension Policies in Finland
www.julkari.fi
For those interested.
My article 'Designed Autonomy : Neo-Corporatism and Long-Term Pension Policies in Finland' is available in English
The text analyses the decision-making process of Finnish pensions, its strengths and weaknesses, and the challenges ahead.
www.julkari.fi/handle/10024...
My article 'Designed Autonomy : Neo-Corporatism and Long-Term Pension Policies in Finland' is available in English
The text analyses the decision-making process of Finnish pensions, its strengths and weaknesses, and the challenges ahead.
www.julkari.fi/handle/10024...
Reposted by Niko Väänänen
this shit is just beyond parody, man
December 5, 2025 at 5:33 PM
this shit is just beyond parody, man
The Bundestag approved legislation that guarantees statutory pensions at 48 per cent of previous income until 2031. The guarantee overrides older rules that allow the rate to fall to contain the rising costs of an ageing population.
giftarticle.ft.com/giftarticle/...
giftarticle.ft.com/giftarticle/...
German parliament approves pension bill as Friedrich Merz quashes rebellion
Chancellor had faced defections in his own ranks that had raised doubts over his coalition’s viability
giftarticle.ft.com
December 5, 2025 at 2:22 PM
The Bundestag approved legislation that guarantees statutory pensions at 48 per cent of previous income until 2031. The guarantee overrides older rules that allow the rate to fall to contain the rising costs of an ageing population.
giftarticle.ft.com/giftarticle/...
giftarticle.ft.com/giftarticle/...
'Your country needs you. Or, more accurately, it needs your money. One way or another, it will find ways to try and get hold of it in the coming years.'
Are we stepping into a new era of financial repression?
giftarticle.ft.com/giftarticle/...
Are we stepping into a new era of financial repression?
giftarticle.ft.com/giftarticle/...
Governments cast a hungry eye over public piggy banks
Investors’ first duty is to their stakeholders, not to politicians trying to fund spending and infrastructure
giftarticle.ft.com
December 3, 2025 at 6:43 AM
'Your country needs you. Or, more accurately, it needs your money. One way or another, it will find ways to try and get hold of it in the coming years.'
Are we stepping into a new era of financial repression?
giftarticle.ft.com/giftarticle/...
Are we stepping into a new era of financial repression?
giftarticle.ft.com/giftarticle/...
Suomen kieli on kyllä yllättävän epätäsmällinen. Uudistuksessa ei ole kyse eläkemaksusta vaan vakuutettavista tuloista, joita halutaan nostaa. Maksuprosentti pysyy samana.
Suomessa työeläke ei muutenkaan määräydy maksettujen maksujen vaan vakuutettujen tulojen mukaan.
www.hs.fi/politiikka/a...
Suomessa työeläke ei muutenkaan määräydy maksettujen maksujen vaan vakuutettujen tulojen mukaan.
www.hs.fi/politiikka/a...
Hallitus | Grahn-Laasonen HS:lle: Näin yrittäjien eläkkeitä aiotaan muuttaa
Ministeriö valmistelee aloitteleville ja pienituloisille yrittäjille mahdollisuutta määrittää eläkemaksunsa todellisten ansaittujen tulojen mukaan, sosiaaliturvaministeri kertoo.
www.hs.fi
December 2, 2025 at 2:46 PM
Suomen kieli on kyllä yllättävän epätäsmällinen. Uudistuksessa ei ole kyse eläkemaksusta vaan vakuutettavista tuloista, joita halutaan nostaa. Maksuprosentti pysyy samana.
Suomessa työeläke ei muutenkaan määräydy maksettujen maksujen vaan vakuutettujen tulojen mukaan.
www.hs.fi/politiikka/a...
Suomessa työeläke ei muutenkaan määräydy maksettujen maksujen vaan vakuutettujen tulojen mukaan.
www.hs.fi/politiikka/a...
Reposted by Niko Väänänen
Yksi ehdotettu osaratkaisu hoivan rahoitushaasteisiin on lisätä asiakkaiden oman rahoituksen osuutta. Tulosidonnaiset asiakasmaksut ovat jo hyvin korkealla, minkä takia varallisuuden huomiointi saattaa olla ainoa potentiaalinen keino.
Analysoimme ehdotuksen vaikutuksia rekisteritietojen perusteella
Analysoimme ehdotuksen vaikutuksia rekisteritietojen perusteella
Tuore tutkimus: Varallisuuden huomioiminen vanhusten hoivassa voisi nostaa asiakasmaksuja yli 800 eurolla kuussa
Tutkijoiden mukaan muutos koskisi verrattain pientä joukkoa asiakkaita, mutta sillä voitaisiin kuitata noin 45 miljoonaa euroa hoivan kokonaiskustannuksista.
yle.fi
December 1, 2025 at 6:59 AM
Yksi ehdotettu osaratkaisu hoivan rahoitushaasteisiin on lisätä asiakkaiden oman rahoituksen osuutta. Tulosidonnaiset asiakasmaksut ovat jo hyvin korkealla, minkä takia varallisuuden huomiointi saattaa olla ainoa potentiaalinen keino.
Analysoimme ehdotuksen vaikutuksia rekisteritietojen perusteella
Analysoimme ehdotuksen vaikutuksia rekisteritietojen perusteella
In Finland they get 183 Euro and no pension entitlement...
So… it’s kinda interesting to see the difference in pay between the new German and French military services.
In France they will get 800 Euro. In Germany, they will get 2600 Euro.
In France they will get 800 Euro. In Germany, they will get 2600 Euro.
December 1, 2025 at 10:10 AM
In Finland they get 183 Euro and no pension entitlement...
Actuarial neutrality in the timing of retirement shouldn’t just consider the pension system.
It should also price in how retirement age affects taxes & funding for other public services.
But it shouldn't have unfair impacts on lower‑income, shorter‑lived workers
👇
shs.cairn.info/revue-revue-...
It should also price in how retirement age affects taxes & funding for other public services.
But it shouldn't have unfair impacts on lower‑income, shorter‑lived workers
👇
shs.cairn.info/revue-revue-...
shs.cairn.info
November 27, 2025 at 8:58 AM
Actuarial neutrality in the timing of retirement shouldn’t just consider the pension system.
It should also price in how retirement age affects taxes & funding for other public services.
But it shouldn't have unfair impacts on lower‑income, shorter‑lived workers
👇
shs.cairn.info/revue-revue-...
It should also price in how retirement age affects taxes & funding for other public services.
But it shouldn't have unfair impacts on lower‑income, shorter‑lived workers
👇
shs.cairn.info/revue-revue-...
Reposted by Niko Väänänen
Tomorrow from 11 to 12.30 CET, the culmination of a year's work.
In addition to the usual stats, the report contains:
- a chapter exploring the gender pension gap
- pension reforms
- bonus-penalty schemes
- rules for combinig work and pensions
- mandatory retirement rules
bsky.app/profile/wdet...
In addition to the usual stats, the report contains:
- a chapter exploring the gender pension gap
- pension reforms
- bonus-penalty schemes
- rules for combinig work and pensions
- mandatory retirement rules
bsky.app/profile/wdet...
Thursday, we launch the new Pensions at a Glance!
- Gender pension gap
- Reliability of demographic projections
- Incentives and disincentive for working longer in retirement and pension policy
- Recent reforms
www.oecd.org/en/events/20...
- Gender pension gap
- Reliability of demographic projections
- Incentives and disincentive for working longer in retirement and pension policy
- Recent reforms
www.oecd.org/en/events/20...
Launch of Pensions at a Glance 2025
Launch of Pensions at a Glance 2025
www.oecd.org
November 26, 2025 at 10:48 AM
Tomorrow from 11 to 12.30 CET, the culmination of a year's work.
In addition to the usual stats, the report contains:
- a chapter exploring the gender pension gap
- pension reforms
- bonus-penalty schemes
- rules for combinig work and pensions
- mandatory retirement rules
bsky.app/profile/wdet...
In addition to the usual stats, the report contains:
- a chapter exploring the gender pension gap
- pension reforms
- bonus-penalty schemes
- rules for combinig work and pensions
- mandatory retirement rules
bsky.app/profile/wdet...
I recommend this book to anyone interested in pensions.
It nicely addresses challenges faced by public and private pensions alike.
www.routledge.com/Global-Pensi...
It nicely addresses challenges faced by public and private pensions alike.
www.routledge.com/Global-Pensi...
November 26, 2025 at 8:52 AM
I recommend this book to anyone interested in pensions.
It nicely addresses challenges faced by public and private pensions alike.
www.routledge.com/Global-Pensi...
It nicely addresses challenges faced by public and private pensions alike.
www.routledge.com/Global-Pensi...
I am no expert on French culture but I think last week I learned something.
November 25, 2025 at 3:49 PM
I am no expert on French culture but I think last week I learned something.
Commission proposes to boost supplementary pensions and recommends member states to develop their pension tracking services, pension dashboards and auto-enrolment pensions.
commission.europa.eu/news-and-med...
commission.europa.eu/news-and-med...
Commission proposes to boost supplementary pensions and simplify rules on sustainable financial products
The Commission is proposing measures to secure reasonable pension incomes and new rules that will allow investors to make better informed choices. Find out more.
commission.europa.eu
November 25, 2025 at 1:58 PM
Commission proposes to boost supplementary pensions and recommends member states to develop their pension tracking services, pension dashboards and auto-enrolment pensions.
commission.europa.eu/news-and-med...
commission.europa.eu/news-and-med...
Reposted by Niko Väänänen
I wish I didn’t have to share this. But the BBC has decided to censor my first Reith Lecture.
They deleted the line in which I describe Donald Trump as “the most openly corrupt president in American history.” /1
They deleted the line in which I describe Donald Trump as “the most openly corrupt president in American history.” /1
November 25, 2025 at 9:26 AM
I wish I didn’t have to share this. But the BBC has decided to censor my first Reith Lecture.
They deleted the line in which I describe Donald Trump as “the most openly corrupt president in American history.” /1
They deleted the line in which I describe Donald Trump as “the most openly corrupt president in American history.” /1
’In 1835, Finnish was not a prestige language. It was the peasants’ language but it played no role in the administration of the state’
Then came the Kalevala. Nice episode.
www.bbc.co.uk/programmes/m...
Then came the Kalevala. Nice episode.
www.bbc.co.uk/programmes/m...
BBC Radio 4 - In Our Time, The Kalevala
Melvyn Bragg and guests discuss the epic poem that helped build the Finnish nation.
www.bbc.co.uk
November 23, 2025 at 9:00 PM
’In 1835, Finnish was not a prestige language. It was the peasants’ language but it played no role in the administration of the state’
Then came the Kalevala. Nice episode.
www.bbc.co.uk/programmes/m...
Then came the Kalevala. Nice episode.
www.bbc.co.uk/programmes/m...
Miki Liukkonen kirjoitti vähän ennen kuolemaansa nuorena menehtyneestä äidistään ja heidän toteutumatta jääneestä yhteisestä Pariisin-matkasta.
Siksi hänen teoksensa ranskannokset olivat hänelle tärkeitä. Oli mukava huomata kirjakaupassa, että Miki on teostensa kautta ikuisesti Pariisissa.
Siksi hänen teoksensa ranskannokset olivat hänelle tärkeitä. Oli mukava huomata kirjakaupassa, että Miki on teostensa kautta ikuisesti Pariisissa.
November 21, 2025 at 5:43 PM
Miki Liukkonen kirjoitti vähän ennen kuolemaansa nuorena menehtyneestä äidistään ja heidän toteutumatta jääneestä yhteisestä Pariisin-matkasta.
Siksi hänen teoksensa ranskannokset olivat hänelle tärkeitä. Oli mukava huomata kirjakaupassa, että Miki on teostensa kautta ikuisesti Pariisissa.
Siksi hänen teoksensa ranskannokset olivat hänelle tärkeitä. Oli mukava huomata kirjakaupassa, että Miki on teostensa kautta ikuisesti Pariisissa.
Aah Paris, its cafés, museums and bookshops.
Wait a minute. What am I thinking. I am here only to talk pensions or retraites, as they call them here.
Wait a minute. What am I thinking. I am here only to talk pensions or retraites, as they call them here.
November 20, 2025 at 8:53 AM
Aah Paris, its cafés, museums and bookshops.
Wait a minute. What am I thinking. I am here only to talk pensions or retraites, as they call them here.
Wait a minute. What am I thinking. I am here only to talk pensions or retraites, as they call them here.
Surprisingly many Dutch speaking nations qualifying for the 2026 World Cup. ⚽
Belgium
Curacao
Netherlands
Suriname
(+ South Africa with Afrikaans as official language)
Belgium
Curacao
Netherlands
Suriname
(+ South Africa with Afrikaans as official language)
November 19, 2025 at 7:53 AM
Surprisingly many Dutch speaking nations qualifying for the 2026 World Cup. ⚽
Belgium
Curacao
Netherlands
Suriname
(+ South Africa with Afrikaans as official language)
Belgium
Curacao
Netherlands
Suriname
(+ South Africa with Afrikaans as official language)
EU:ssa jäsenvaltioilla on erilaisia eläkemalleja ja sitten nämä mallit kilpailevat keskenään. SIU on nostanut rahastoivan eläketurvan keskiöön
Yleensä nähdää, ettei toisen maan eläkemallin siirtäminen toiseen maahan onnistu. Maat voivat kuitenkin oppia toisiltaan
www.kauppalehti.fi/uutiset/a/ba...
Yleensä nähdää, ettei toisen maan eläkemallin siirtäminen toiseen maahan onnistu. Maat voivat kuitenkin oppia toisiltaan
www.kauppalehti.fi/uutiset/a/ba...
Selkeä neuvo Suomelle: Eroon vanhanaikaisesta eläkejärjestelmästä
Kauppalehden haastattelussa Ruotsin rahoitusmarkkinaministeri Niklas Wykman antaa neuvoja Suomelle ja muulle Euroopalle pääomamarkkinoiden laajentamiseksi.
www.kauppalehti.fi
November 17, 2025 at 9:24 AM
EU:ssa jäsenvaltioilla on erilaisia eläkemalleja ja sitten nämä mallit kilpailevat keskenään. SIU on nostanut rahastoivan eläketurvan keskiöön
Yleensä nähdää, ettei toisen maan eläkemallin siirtäminen toiseen maahan onnistu. Maat voivat kuitenkin oppia toisiltaan
www.kauppalehti.fi/uutiset/a/ba...
Yleensä nähdää, ettei toisen maan eläkemallin siirtäminen toiseen maahan onnistu. Maat voivat kuitenkin oppia toisiltaan
www.kauppalehti.fi/uutiset/a/ba...
In the UK, uncertainty over tax measures has led individuals to take tax-free lump sums out of their pension pots.
(the diversity of pension policies and models in Europe never ceases to amaze me)
on.ft.com/43wA2ec
(the diversity of pension policies and models in Europe never ceases to amaze me)
on.ft.com/43wA2ec
The pension panic
How Budget rumours are adding stress to a system that is already struggling
on.ft.com
November 15, 2025 at 9:24 AM
In the UK, uncertainty over tax measures has led individuals to take tax-free lump sums out of their pension pots.
(the diversity of pension policies and models in Europe never ceases to amaze me)
on.ft.com/43wA2ec
(the diversity of pension policies and models in Europe never ceases to amaze me)
on.ft.com/43wA2ec
French parliament suspends Macron’s pension reform.
To be continued in the next presidential election 2027?
on.ft.com/4hYPmpN
To be continued in the next presidential election 2027?
on.ft.com/4hYPmpN
November 12, 2025 at 7:27 PM
French parliament suspends Macron’s pension reform.
To be continued in the next presidential election 2027?
on.ft.com/4hYPmpN
To be continued in the next presidential election 2027?
on.ft.com/4hYPmpN
Reposted by Niko Väänänen
New paper on the fatal consequences of job loss using 🇫🇮 administrative data: "For every 100,000 displaced men, there are 1,100 additional deaths. 60% accrue to the displaced worker, 40% are due to excess spousal mortality.. no such dire consequences are observed after a woman’s job loss"
November 12, 2025 at 8:55 AM
New paper on the fatal consequences of job loss using 🇫🇮 administrative data: "For every 100,000 displaced men, there are 1,100 additional deaths. 60% accrue to the displaced worker, 40% are due to excess spousal mortality.. no such dire consequences are observed after a woman’s job loss"
Reposted by Niko Väänänen
We are looking presentations for 2026 ETK Pension Research Forum (online event). Please consider submitting a presentation proposal related to pensions, retirement, careers and population ageing. We provide top commentators and wide range of audience. For more information: www.etk.fi/en/topical-i...
ETK Pension Research Forum on 16 March 2026 – Open call for presentations - Finnish Centre for Pensions
The ETK Pension Research Forum provides a joint forum for topical pension research. For this second online ETK Pension Research Forum on 16 March 2026 we invite presentations of research on pensions…
www.etk.fi
November 10, 2025 at 2:42 PM
We are looking presentations for 2026 ETK Pension Research Forum (online event). Please consider submitting a presentation proposal related to pensions, retirement, careers and population ageing. We provide top commentators and wide range of audience. For more information: www.etk.fi/en/topical-i...
Reposted by Niko Väänänen
Kaivelin tilastoja luentoa varten.
Mitkä etuudet kohdistuvat eniten/vähiten alimpaan tulokymmenykseen? Toimeentulotuki ykkösenä (48 %), työeläkkeet viimeisenä (3 %).
pxdata.stat.fi/PxWeb/pxweb/...
Mitkä etuudet kohdistuvat eniten/vähiten alimpaan tulokymmenykseen? Toimeentulotuki ykkösenä (48 %), työeläkkeet viimeisenä (3 %).
pxdata.stat.fi/PxWeb/pxweb/...
November 10, 2025 at 8:32 AM
Kaivelin tilastoja luentoa varten.
Mitkä etuudet kohdistuvat eniten/vähiten alimpaan tulokymmenykseen? Toimeentulotuki ykkösenä (48 %), työeläkkeet viimeisenä (3 %).
pxdata.stat.fi/PxWeb/pxweb/...
Mitkä etuudet kohdistuvat eniten/vähiten alimpaan tulokymmenykseen? Toimeentulotuki ykkösenä (48 %), työeläkkeet viimeisenä (3 %).
pxdata.stat.fi/PxWeb/pxweb/...
Reposted by Niko Väänänen
Happy Birthday to the European Convention on Human Rights, which has helped to protect #OurRightsAndFreedoms for 75 years.
Here are more than 200 examples, from across the continent👇
🔗 www.coe.int/ECHR
There are thousands more.
#ECHR #ECHR75 @coe.int @echr.coe.int
Here are more than 200 examples, from across the continent👇
🔗 www.coe.int/ECHR
There are thousands more.
#ECHR #ECHR75 @coe.int @echr.coe.int
November 4, 2025 at 6:38 AM
Happy Birthday to the European Convention on Human Rights, which has helped to protect #OurRightsAndFreedoms for 75 years.
Here are more than 200 examples, from across the continent👇
🔗 www.coe.int/ECHR
There are thousands more.
#ECHR #ECHR75 @coe.int @echr.coe.int
Here are more than 200 examples, from across the continent👇
🔗 www.coe.int/ECHR
There are thousands more.
#ECHR #ECHR75 @coe.int @echr.coe.int