Researchers in Leeds have joined experts from across the world in warning that Earth is reaching the first of many climate tipping points that will cause catastrophic harm without urgent action.

Next week - 14th-16th October to be precise, we will be in Manchester for the above. "We means pension scheme members of Pensions UK (PUK) , people selling to them and journalists. This year's conference aims to get us ready for pensions in five years time. We all know the challenge laid down to it by Government over the summer. I don't suppose that many Conferences have such a simple and clear aim, nor a greater responsibility to those who attend and those who don't.

Terry Pullinger and I are friends, frustrated by the failure of Government after Government to see policies over the line, content to make asset managers and insurers rich while millions of savers …