Brendan S. Maher
@brendansmaher.bsky.social
Professor of Law, Texas A&M. Liverpool/USMNT/Cowboys fan.
Breakfast burrito enthusiast.
Regulatory theorist (sometimes health-related, sometimes retirement-related, sometimes general, always boring).
Breakfast burrito enthusiast.
Regulatory theorist (sometimes health-related, sometimes retirement-related, sometimes general, always boring).
Pinned
The Coming Health Insurance Transition
For decades, the dominant form of private health insurance in the United States—by far—has been employment-based group health insurance. Somewhere in the range
ssrn.com
Thread about new paper: ssrn.com/abstract=516...
1—I think ERISA-governed group insurance (by far the most common form of health ins. in the US) is going to mostly go away. Just like pensions were slowly replaced by retirement accounts, ERISA ins. will be slowly replaced by individual insurance.
1—I think ERISA-governed group insurance (by far the most common form of health ins. in the US) is going to mostly go away. Just like pensions were slowly replaced by retirement accounts, ERISA ins. will be slowly replaced by individual insurance.
I am not sure how close AI super-intelligence is when my iPhone insists on *erroneously* correcting “you’re” to “your” on all of my texts
December 17, 2025 at 11:12 PM
I am not sure how close AI super-intelligence is when my iPhone insists on *erroneously* correcting “you’re” to “your” on all of my texts
I think the low-key funniest part of the LOTR films is when Saruman literally accuses of Gandalf of smoking too much weed
I’m not making this up
I’m not making this up
December 16, 2025 at 6:08 PM
I think the low-key funniest part of the LOTR films is when Saruman literally accuses of Gandalf of smoking too much weed
I’m not making this up
I’m not making this up
so you’re saying we’re facing a whale of a problem
Orcas have started targeting commercial ship control systems, like rudders, to disrupt or break them. Eyewitnesses feel unnerved by the precision of these attacks in how the orcas ignore peripherals and know exactly what to do. Well, duh. Sophisticated intelligence as good or better than our own.
December 11, 2025 at 1:25 PM
so you’re saying we’re facing a whale of a problem
Sometimes the correct answer is the obvious one:
December 11, 2025 at 1:40 AM
Sometimes the correct answer is the obvious one:
hot takes about dumb fads that will never take are one of my favorite things, thank you for asking
Cafes across the U.S. are embracing the low- and no-caffeine lifestyle, with options that are a far cry from dusty tea bags and rewarmed decaf. nyti.ms/3XKlqoj
December 11, 2025 at 12:32 AM
hot takes about dumb fads that will never take are one of my favorite things, thank you for asking
for those who don’t believe in capital punishment, what about for people who leave their grocery cart sideways across the aisle
December 10, 2025 at 2:55 AM
for those who don’t believe in capital punishment, what about for people who leave their grocery cart sideways across the aisle
It *amazes* me that fancy business people get away with saying inane stuff like this. I‘ve always thought the best rejoinder is to respond with something equally preposterous like, “My long term goal is to reign over a Galactic Empire with laser-sword wielding monks as my praetorian guard.”
The co-founder of Kalshi says: " The long-term vision is to financialize everything and create a tradable asset out of any difference in opinion."
December 4, 2025 at 5:00 AM
It *amazes* me that fancy business people get away with saying inane stuff like this. I‘ve always thought the best rejoinder is to respond with something equally preposterous like, “My long term goal is to reign over a Galactic Empire with laser-sword wielding monks as my praetorian guard.”
I watch an incredible amount of Hallmark-style holiday romcoms (most recently “Christmas at the Catnip Cafe”) and I regret nothing
December 4, 2025 at 3:03 AM
I watch an incredible amount of Hallmark-style holiday romcoms (most recently “Christmas at the Catnip Cafe”) and I regret nothing
If the President of the United States can fall asleep on camera at Cabinet meetings, I don’t see why I can’t at faculty meetings
December 4, 2025 at 1:32 AM
If the President of the United States can fall asleep on camera at Cabinet meetings, I don’t see why I can’t at faculty meetings
I feel like soup should be more popular than it is
December 4, 2025 at 1:14 AM
I feel like soup should be more popular than it is
It’s important to work together even with people you vigorously disagree with, which is why I’d like to announce I’m willing to co-author a paper with someone who eats boneless chicken wings
December 4, 2025 at 12:51 AM
It’s important to work together even with people you vigorously disagree with, which is why I’d like to announce I’m willing to co-author a paper with someone who eats boneless chicken wings
I’m Gen X. We launched the Internet & partied during the “holiday from history“ ‘90s, & then…weathered the DotCom crash, Bush v Gore, 9/11, the War on Terror, the Great Recession, the rise of Trump, & the pandemic. All while dealing w whiny Boomers.
We’re ballers.
www.nytimes.com/2025/12/02/t...
We’re ballers.
www.nytimes.com/2025/12/02/t...
Is Gen X Actually the Greatest Generation?
www.nytimes.com
December 3, 2025 at 9:54 PM
I’m Gen X. We launched the Internet & partied during the “holiday from history“ ‘90s, & then…weathered the DotCom crash, Bush v Gore, 9/11, the War on Terror, the Great Recession, the rise of Trump, & the pandemic. All while dealing w whiny Boomers.
We’re ballers.
www.nytimes.com/2025/12/02/t...
We’re ballers.
www.nytimes.com/2025/12/02/t...
so you mean it turns out she’s an embarrassingly witless cretin
what a surprise
what a surprise
Review: “American Canto,” Olivia Nuzzi’s much-anticipated attempt to write her way out of a reputational pit, is what most debut books are: highly uneven and largely forgettable.
Review | Olivia Nuzzi tries and fails to save her reputation in ‘American Canto’
The flashy reporter who lost her job at New York magazine over a relationship with Robert F. Kennedy Jr. returns with a memoir light on gossip — and reckoning
www.washingtonpost.com
December 3, 2025 at 9:27 PM
so you mean it turns out she’s an embarrassingly witless cretin
what a surprise
what a surprise
I unapologetically and unironically love Thanksgiving Week.
We are on earth for a short while, and we don’t spend nearly enough of it enjoying merry times with loved ones.
We are on earth for a short while, and we don’t spend nearly enough of it enjoying merry times with loved ones.
a man with a mustache is smiling in front of a group of people .
ALT: a man with a mustache is smiling in front of a group of people .
media.tenor.com
November 25, 2025 at 12:04 AM
I unapologetically and unironically love Thanksgiving Week.
We are on earth for a short while, and we don’t spend nearly enough of it enjoying merry times with loved ones.
We are on earth for a short while, and we don’t spend nearly enough of it enjoying merry times with loved ones.
others have focused on the potential consequences of the Halligan invalid appointment and case dismissal news
but
I’d like to focus on the fact that it’s hilarious
but
I’d like to focus on the fact that it’s hilarious
November 24, 2025 at 6:34 PM
others have focused on the potential consequences of the Halligan invalid appointment and case dismissal news
but
I’d like to focus on the fact that it’s hilarious
but
I’d like to focus on the fact that it’s hilarious
I’ve said it before and will again. Even if you *hate* Star Wars, you should still watch Andor from start to finish. It’s amazing. And this fantastic speech isn’t even in the top 3 speeches in the series!
Rix Road, the season finale of Andor Season 1, was released three years ago today.
F the Empire. All of them.
F the Empire. All of them.
Andor | Maarva Andor’s Monologue | Disney+
YouTube video by Star Wars
www.youtube.com
November 23, 2025 at 6:35 PM
I’ve said it before and will again. Even if you *hate* Star Wars, you should still watch Andor from start to finish. It’s amazing. And this fantastic speech isn’t even in the top 3 speeches in the series!
Reposted by Brendan S. Maher
spicy beef pho is always a good experience
my sinuses are so open right now
my sinuses are so open right now
November 23, 2025 at 4:45 AM
spicy beef pho is always a good experience
my sinuses are so open right now
my sinuses are so open right now
things more enjoyable than reading this passage:
root canal
bullet ant sting
getting squashed by falling debris
devoured by Sarlacc
root canal
bullet ant sting
getting squashed by falling debris
devoured by Sarlacc
It needs to be emphasized that this paragraph is about Robert F. Kennedy Jr.
November 18, 2025 at 4:57 AM
things more enjoyable than reading this passage:
root canal
bullet ant sting
getting squashed by falling debris
devoured by Sarlacc
root canal
bullet ant sting
getting squashed by falling debris
devoured by Sarlacc
Bannon’s gotta be the best case of Sometimes You Should Judge A Book By Its Cover in history
www.theguardian.com/us-news/2025...
www.theguardian.com/us-news/2025...
Steve Bannon advised Jeffrey Epstein for years on how to rehab his reputation, texts show
Pair devised responses to public outrage about Epstein’s criminal history, his treatment by the justice system and his friendships with powerful people
www.theguardian.com
November 15, 2025 at 4:06 PM
Bannon’s gotta be the best case of Sometimes You Should Judge A Book By Its Cover in history
www.theguardian.com/us-news/2025...
www.theguardian.com/us-news/2025...
Unanimous MVP — four times! The mind boggles.
www.espn.com/mlb/story/_/...
www.espn.com/mlb/story/_/...
Ohtani unanimous NL MVP; 4th win in 5 seasons
Dodgers star Shohei Ohtani became a four-time MVP on Thursday, when he captured all 30 first-place votes to win the 2025 NL award.
www.espn.com
November 14, 2025 at 1:21 AM
Unanimous MVP — four times! The mind boggles.
www.espn.com/mlb/story/_/...
www.espn.com/mlb/story/_/...