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This is an important episode of UnDoing We for women and men who are going through a “grey divorce”.  Mardi Winder sits down with retirement expert Marcia Mantel, founder of Mantel Retirement Consulting, for an illuminating and practical conversation about one of the most critical, and often confusing, topics for people facing divorce: getting your financial affairs in order, with a special focus on what you can expect from Social Security. Marcia shares how she fell into the world of retirement planning and uncovers the surprising gaps in financial literacy that affect women and men alike. Together, Mardi and Marcia break down the essentials of Social Security—how benefits are calculated, the impact of years spent as a stay-at-home parent, and the often misunderstood rules around claiming benefits on an ex-spouse’s work history. They shed light on "spousal top ups," eligibility hurdles, common misconceptions, and address current worries about the future of Social Security, while offering reassurance based on historical precedents. If you’re feeling lost when it comes to planning for retirement after divorce, or simply want straight talk about Social Security, this episode is packed with practical insights and empowering advice for moving forward with confidence. Stay tuned for golden nuggets that every woman (and man!) should know when navigating financial independence and security beyond divorce. About the Host Mardi Adams is a certified divorce transition and high-conflict divorce coach, credentialed mediator, and international speaker. With over 30 years of experience, she helps people navigate conflict, manage divorce challenges, and create positive transitions. She is the best-selling author of From I Do to I’m Done and The Other Side of Divorce. Connect with Mardi: Email: [email protected] Website: divorcecoach4women.com About the Guest Marcia Mantell is the founder of her own small business, Mantell Retirement Consulting, which is celebrating 20 years this year. Marcia is known for taking the complicated retirement, Social Security, and Medicare rules and translating them into language we can all better understand. And she’s the author of 4 retirement books, a long-time blogger, a media columnist, and a podcast guest. Whether writing about or talking about retirement, she takes the opportunity to share as many helpful tips and tricks as possible. It’s all about making a successful transition into retirement. To connect with Marcia and access her complimentary resources: https://boomerretirementbriefs.com/ LinkedIn: https://www.linkedin.com/in/marciamantell/  Facebook: https://www.facebook.com/search/top?q=boomer%20retirement%20briefs

Board staff reported the district ended FY24–25 with roughly $3.1 million (about 4.1%) in fund balance, below policy targets; the board noted Moody’s rating changes and approved the superintendent’s compliance report with an exception for reserve levels.

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