Well Financial- Mortgage Advice UK
@wellfinancial.bsky.social
Transparent, compassionate, and innovative mortgage and insurance advisors. At Well Financial, we are passionate about providing tailored solutions and a thorough and consistent personalised service. Experts in complex cases and fee free advice available.
Can I get a mortgage if I’ve used payday loans?
It’s possible — but it’s harder.
✅ Why it matters
Payday loans suggest difficulty managing money, We’re here to help.
Clear advice. No judgement. Real results.
It’s possible — but it’s harder.
✅ Why it matters
Payday loans suggest difficulty managing money, We’re here to help.
Clear advice. No judgement. Real results.
January 30, 2026 at 2:45 PM
Can I get a mortgage if I’ve used payday loans?
It’s possible — but it’s harder.
✅ Why it matters
Payday loans suggest difficulty managing money, We’re here to help.
Clear advice. No judgement. Real results.
It’s possible — but it’s harder.
✅ Why it matters
Payday loans suggest difficulty managing money, We’re here to help.
Clear advice. No judgement. Real results.
Use our free online mortgage calculator to see how much you could borrow and what your monthly payments might look like — instantly. No email address, no personal details, no sign‑up. Just quick, clear numbers to help you plan your next move.
www.wellfinancial.co.uk/first-time-b...
www.wellfinancial.co.uk/first-time-b...
January 29, 2026 at 8:01 PM
Use our free online mortgage calculator to see how much you could borrow and what your monthly payments might look like — instantly. No email address, no personal details, no sign‑up. Just quick, clear numbers to help you plan your next move.
www.wellfinancial.co.uk/first-time-b...
www.wellfinancial.co.uk/first-time-b...
Why Do Mortgage Lenders Check Bank Statements?
They’re looking for:
-Stability
-Responsible spending
-Consistent income
-No signs of financial stress
If you want personalised guidance on preparing your bank statements, or you’re ready to start your mortgage journey, we’re here to help.
They’re looking for:
-Stability
-Responsible spending
-Consistent income
-No signs of financial stress
If you want personalised guidance on preparing your bank statements, or you’re ready to start your mortgage journey, we’re here to help.
January 28, 2026 at 7:03 PM
Why Do Mortgage Lenders Check Bank Statements?
They’re looking for:
-Stability
-Responsible spending
-Consistent income
-No signs of financial stress
If you want personalised guidance on preparing your bank statements, or you’re ready to start your mortgage journey, we’re here to help.
They’re looking for:
-Stability
-Responsible spending
-Consistent income
-No signs of financial stress
If you want personalised guidance on preparing your bank statements, or you’re ready to start your mortgage journey, we’re here to help.
Why These Red Flags Matter for Mortgage Applications🚩
Lenders want to see that you can manage money consistently.
If your spending jumps all over the place, they worry about:
-future missed payments
-unstable budgeting
-affordability under pressure
Give us a shout if you need more help with this.
Lenders want to see that you can manage money consistently.
If your spending jumps all over the place, they worry about:
-future missed payments
-unstable budgeting
-affordability under pressure
Give us a shout if you need more help with this.
January 27, 2026 at 12:02 PM
Why These Red Flags Matter for Mortgage Applications🚩
Lenders want to see that you can manage money consistently.
If your spending jumps all over the place, they worry about:
-future missed payments
-unstable budgeting
-affordability under pressure
Give us a shout if you need more help with this.
Lenders want to see that you can manage money consistently.
If your spending jumps all over the place, they worry about:
-future missed payments
-unstable budgeting
-affordability under pressure
Give us a shout if you need more help with this.
Mortgage Advice: Reviews like this make the long days worth it. Book your appointment now and see how we can help you too. #financialwellness #yourlifebetter #clientreview #mortgage #insurance #essex
January 26, 2026 at 12:30 PM
Mortgage Advice: Reviews like this make the long days worth it. Book your appointment now and see how we can help you too. #financialwellness #yourlifebetter #clientreview #mortgage #insurance #essex
Stop scrolling: your mortgage appointment is now one click away.
Booking mortgage advice shouldn’t be stressful — so we’ve made it simple.
💻 Online booking is open 24/7.
Pick a time that suits you, tap to book, and we’ll handle the rest.
#MortgageAdvice #MortgageBroker #BookOnline #HomeBuying
Booking mortgage advice shouldn’t be stressful — so we’ve made it simple.
💻 Online booking is open 24/7.
Pick a time that suits you, tap to book, and we’ll handle the rest.
#MortgageAdvice #MortgageBroker #BookOnline #HomeBuying
January 25, 2026 at 6:45 PM
Stop scrolling: your mortgage appointment is now one click away.
Booking mortgage advice shouldn’t be stressful — so we’ve made it simple.
💻 Online booking is open 24/7.
Pick a time that suits you, tap to book, and we’ll handle the rest.
#MortgageAdvice #MortgageBroker #BookOnline #HomeBuying
Booking mortgage advice shouldn’t be stressful — so we’ve made it simple.
💻 Online booking is open 24/7.
Pick a time that suits you, tap to book, and we’ll handle the rest.
#MortgageAdvice #MortgageBroker #BookOnline #HomeBuying
Choosing a mortgage advisor isn’t just about rates and paperwork — it’s about people.
And this is the team behind every approval, every late‑night question answered, and every client who walks away feeling confident and supported. #MortgageadviseUK #MortgageTips #ComplexMortgages #SelfEmployed
And this is the team behind every approval, every late‑night question answered, and every client who walks away feeling confident and supported. #MortgageadviseUK #MortgageTips #ComplexMortgages #SelfEmployed
January 24, 2026 at 12:01 PM
Choosing a mortgage advisor isn’t just about rates and paperwork — it’s about people.
And this is the team behind every approval, every late‑night question answered, and every client who walks away feeling confident and supported. #MortgageadviseUK #MortgageTips #ComplexMortgages #SelfEmployed
And this is the team behind every approval, every late‑night question answered, and every client who walks away feeling confident and supported. #MortgageadviseUK #MortgageTips #ComplexMortgages #SelfEmployed
This is the team behind hundreds of stress‑free mortgage journeys. Real advice, real support, and a team who genuinely cares about getting you home. Want to learn more about who we are and what we do? Visit our team page: www.wellfinancial.co.uk/our-team
January 24, 2026 at 12:00 PM
This is the team behind hundreds of stress‑free mortgage journeys. Real advice, real support, and a team who genuinely cares about getting you home. Want to learn more about who we are and what we do? Visit our team page: www.wellfinancial.co.uk/our-team
We’ve officially planted over 16,600 trees — one for every client, on every mortgage.
It’s our way of giving back:
✔️ Supporting reforestation
✔️ Reducing carbon impact
✔️ Helping clients feel good about their financial journey
It’s our way of giving back:
✔️ Supporting reforestation
✔️ Reducing carbon impact
✔️ Helping clients feel good about their financial journey
January 23, 2026 at 12:00 PM
We’ve officially planted over 16,600 trees — one for every client, on every mortgage.
It’s our way of giving back:
✔️ Supporting reforestation
✔️ Reducing carbon impact
✔️ Helping clients feel good about their financial journey
It’s our way of giving back:
✔️ Supporting reforestation
✔️ Reducing carbon impact
✔️ Helping clients feel good about their financial journey
www.wellfinancial.co.uk/post/low-dep... Thanks to Sean for this piece on Low Deposit Mortgages. You can see more of Sean over on Tiktok.
www.tiktok.com/@well.financ...
www.tiktok.com/@well.financ...
Low Deposit Mortgages: Your Complete Guide to Buying with Less Savings
Saving for a deposit is one of the biggest hurdles first‑time buyers face. With UK house prices rising steadily, many wonder if they’ll ever save enough. The good news? You don’t always need a huge…
www.wellfinancial.co.uk
January 19, 2026 at 11:17 AM
www.wellfinancial.co.uk/post/low-dep... Thanks to Sean for this piece on Low Deposit Mortgages. You can see more of Sean over on Tiktok.
www.tiktok.com/@well.financ...
www.tiktok.com/@well.financ...
As Christmas approaches, we want to take a moment to say thank you.
Thank you for your continued trust, support, and partnership throughout the year.
From all of us at Well Financial, we wish you and your loved ones a very Merry Christmas and a happy, healthy New Year.
Thank you for your continued trust, support, and partnership throughout the year.
From all of us at Well Financial, we wish you and your loved ones a very Merry Christmas and a happy, healthy New Year.
December 24, 2025 at 12:00 PM
As Christmas approaches, we want to take a moment to say thank you.
Thank you for your continued trust, support, and partnership throughout the year.
From all of us at Well Financial, we wish you and your loved ones a very Merry Christmas and a happy, healthy New Year.
Thank you for your continued trust, support, and partnership throughout the year.
From all of us at Well Financial, we wish you and your loved ones a very Merry Christmas and a happy, healthy New Year.
What should you do if a lender says no? ⛔😭
It happens more often than you’d think, especially if you just don't fit the “tick-box” mould.
But a “no” isn’t the end. We work with a wide network of lenders and take the time to understand you so we can match your circumstances to a solution that works.
It happens more often than you’d think, especially if you just don't fit the “tick-box” mould.
But a “no” isn’t the end. We work with a wide network of lenders and take the time to understand you so we can match your circumstances to a solution that works.
December 22, 2025 at 6:22 PM
What should you do if a lender says no? ⛔😭
It happens more often than you’d think, especially if you just don't fit the “tick-box” mould.
But a “no” isn’t the end. We work with a wide network of lenders and take the time to understand you so we can match your circumstances to a solution that works.
It happens more often than you’d think, especially if you just don't fit the “tick-box” mould.
But a “no” isn’t the end. We work with a wide network of lenders and take the time to understand you so we can match your circumstances to a solution that works.
How to Get a mortgage: 4 things everyone should know. . Be sure to save this and give us a follow if you want to save money and get onto the property ladder
✅ Pay bills on time
✅ Cut down credit card balances
✅ Register to vote (yes, really!) 🗳️
✅ Keep your credit usage low
.
#howtogetamortgage
✅ Pay bills on time
✅ Cut down credit card balances
✅ Register to vote (yes, really!) 🗳️
✅ Keep your credit usage low
.
#howtogetamortgage
December 11, 2025 at 2:14 PM
How to Get a mortgage: 4 things everyone should know. . Be sure to save this and give us a follow if you want to save money and get onto the property ladder
✅ Pay bills on time
✅ Cut down credit card balances
✅ Register to vote (yes, really!) 🗳️
✅ Keep your credit usage low
.
#howtogetamortgage
✅ Pay bills on time
✅ Cut down credit card balances
✅ Register to vote (yes, really!) 🗳️
✅ Keep your credit usage low
.
#howtogetamortgage
Reviews from our clients mean so much to us. We appreciate every single one and you can see them all on google or trustpilot.
📈 Real results
🏡 Real people
⭐ Real 5-star service
#TrustpilotReviews #Mortgageadvice #mortgageadviser #insuranceadviser #reviews
📈 Real results
🏡 Real people
⭐ Real 5-star service
#TrustpilotReviews #Mortgageadvice #mortgageadviser #insuranceadviser #reviews
December 9, 2025 at 7:02 PM
Reviews from our clients mean so much to us. We appreciate every single one and you can see them all on google or trustpilot.
📈 Real results
🏡 Real people
⭐ Real 5-star service
#TrustpilotReviews #Mortgageadvice #mortgageadviser #insuranceadviser #reviews
📈 Real results
🏡 Real people
⭐ Real 5-star service
#TrustpilotReviews #Mortgageadvice #mortgageadviser #insuranceadviser #reviews
A day in the life of an adviser.
Think this is just typing? Nope. That’s us saving someone £300/month on their mortgage 💸
Or making sure a family’s protected if life takes a turn ❤️
This is what real advice looks like: quiet, focused, and fully on your side.
Message us today.
#MortgageBroker
Think this is just typing? Nope. That’s us saving someone £300/month on their mortgage 💸
Or making sure a family’s protected if life takes a turn ❤️
This is what real advice looks like: quiet, focused, and fully on your side.
Message us today.
#MortgageBroker
December 6, 2025 at 2:56 PM
A day in the life of an adviser.
Think this is just typing? Nope. That’s us saving someone £300/month on their mortgage 💸
Or making sure a family’s protected if life takes a turn ❤️
This is what real advice looks like: quiet, focused, and fully on your side.
Message us today.
#MortgageBroker
Think this is just typing? Nope. That’s us saving someone £300/month on their mortgage 💸
Or making sure a family’s protected if life takes a turn ❤️
This is what real advice looks like: quiet, focused, and fully on your side.
Message us today.
#MortgageBroker
Is there an insurance to cover your bills if you loose your job?
💡 Income Protection = your safety net.
✔️ Monthly payments straight to you
✔️ Keeps the lights on + food in the fridge
✔️ Trusted by thousands of families
Life gets messy. Income Protection keeps life moving. 🏡❤️ #insurance #protection
💡 Income Protection = your safety net.
✔️ Monthly payments straight to you
✔️ Keeps the lights on + food in the fridge
✔️ Trusted by thousands of families
Life gets messy. Income Protection keeps life moving. 🏡❤️ #insurance #protection
December 4, 2025 at 8:27 PM
Is there an insurance to cover your bills if you loose your job?
💡 Income Protection = your safety net.
✔️ Monthly payments straight to you
✔️ Keeps the lights on + food in the fridge
✔️ Trusted by thousands of families
Life gets messy. Income Protection keeps life moving. 🏡❤️ #insurance #protection
💡 Income Protection = your safety net.
✔️ Monthly payments straight to you
✔️ Keeps the lights on + food in the fridge
✔️ Trusted by thousands of families
Life gets messy. Income Protection keeps life moving. 🏡❤️ #insurance #protection
How to get a mortgage if you're a single parent?
Heres our handy guide on what to do and how we can help. www.wellfinancial.co.uk/post/mortgag... #singleparentmortgage #howtogetamortgage #mortgagetips #mortgageadvice #mortgagebroker
Heres our handy guide on what to do and how we can help. www.wellfinancial.co.uk/post/mortgag... #singleparentmortgage #howtogetamortgage #mortgagetips #mortgageadvice #mortgagebroker
December 2, 2025 at 7:55 PM
How to get a mortgage if you're a single parent?
Heres our handy guide on what to do and how we can help. www.wellfinancial.co.uk/post/mortgag... #singleparentmortgage #howtogetamortgage #mortgagetips #mortgageadvice #mortgagebroker
Heres our handy guide on what to do and how we can help. www.wellfinancial.co.uk/post/mortgag... #singleparentmortgage #howtogetamortgage #mortgagetips #mortgageadvice #mortgagebroker
We're still supporting Essex & Herts Air Ambulance this month. Your mortgage could help save lives 🚁. Register today and when we process your mortgage, we’ll donate to Essex & Herts Air Ambulance. www.wellfinancial.co.uk/hobbsestates
December 2, 2025 at 12:00 PM
We're still supporting Essex & Herts Air Ambulance this month. Your mortgage could help save lives 🚁. Register today and when we process your mortgage, we’ll donate to Essex & Herts Air Ambulance. www.wellfinancial.co.uk/hobbsestates
💭 Think you’ll save and self-insure?
A single critical illness could wipe out ten years of savings overnight. 😞
Here’s the reality in the UK:
Most people don't have a safety net - they just hope nothing happens. But hope isn’t a strategy.
💚 Peace of mind is more affordable than you think.
A single critical illness could wipe out ten years of savings overnight. 😞
Here’s the reality in the UK:
Most people don't have a safety net - they just hope nothing happens. But hope isn’t a strategy.
💚 Peace of mind is more affordable than you think.
November 17, 2025 at 6:22 PM
💭 Think you’ll save and self-insure?
A single critical illness could wipe out ten years of savings overnight. 😞
Here’s the reality in the UK:
Most people don't have a safety net - they just hope nothing happens. But hope isn’t a strategy.
💚 Peace of mind is more affordable than you think.
A single critical illness could wipe out ten years of savings overnight. 😞
Here’s the reality in the UK:
Most people don't have a safety net - they just hope nothing happens. But hope isn’t a strategy.
💚 Peace of mind is more affordable than you think.
Buying or remortgaging can feel overwhelming. We make it simple.
It’s not just advice: we’re with you every step, from making an offer to liaising with solicitors.
And this month, every mortgage arranged through this scheme fuels Essex & Herts Air Ambulance. www.wellfinancial.co.uk/hobbsestates
It’s not just advice: we’re with you every step, from making an offer to liaising with solicitors.
And this month, every mortgage arranged through this scheme fuels Essex & Herts Air Ambulance. www.wellfinancial.co.uk/hobbsestates
November 17, 2025 at 1:47 PM
Buying or remortgaging can feel overwhelming. We make it simple.
It’s not just advice: we’re with you every step, from making an offer to liaising with solicitors.
And this month, every mortgage arranged through this scheme fuels Essex & Herts Air Ambulance. www.wellfinancial.co.uk/hobbsestates
It’s not just advice: we’re with you every step, from making an offer to liaising with solicitors.
And this month, every mortgage arranged through this scheme fuels Essex & Herts Air Ambulance. www.wellfinancial.co.uk/hobbsestates
Good Morning. Its Wednesday and that means we get a rate update - i cant fit it all on Blueksy but if you comment ill add you to our VIP list to get the details fresh in your inbox every week...
📉 Mortgage Rate Update – November 12th 🏡
It’s been a steady week in mortgage land — fewer changes, but
📉 Mortgage Rate Update – November 12th 🏡
It’s been a steady week in mortgage land — fewer changes, but
November 12, 2025 at 2:27 PM
Good Morning. Its Wednesday and that means we get a rate update - i cant fit it all on Blueksy but if you comment ill add you to our VIP list to get the details fresh in your inbox every week...
📉 Mortgage Rate Update – November 12th 🏡
It’s been a steady week in mortgage land — fewer changes, but
📉 Mortgage Rate Update – November 12th 🏡
It’s been a steady week in mortgage land — fewer changes, but
We’re thrilled to announce Essex & Herts Air Ambulance as our Charity Partner of the Month! 🚁 Their lifesaving work brings critical care to those in need, wherever and whenever it's needed most.
www.wellfinancial.co.uk/hobbsestates
www.wellfinancial.co.uk/hobbsestates
November 11, 2025 at 6:04 PM
We’re thrilled to announce Essex & Herts Air Ambulance as our Charity Partner of the Month! 🚁 Their lifesaving work brings critical care to those in need, wherever and whenever it's needed most.
www.wellfinancial.co.uk/hobbsestates
www.wellfinancial.co.uk/hobbsestates