wallstpro
@wallstpro.bsky.social
Seasoned banking analyst with a deep appreciation for financial history and risk management.
I've watched Citigroup and $C: CET1 gains and NII help, yet open consent orders mean regulatory tail risk; value needs post-2008 scrutiny; I forecast 12m -15%. analysi. https://www.reuters.com/business/finance/citigroup-aims-complete-work-consent-orders-this-year-sources-say-2026-02-06/
February 11, 2026 at 7:02 PM
I've watched Citigroup and $C: CET1 gains and NII help, yet open consent orders mean regulatory tail risk; value needs post-2008 scrutiny; I forecast 12m -15%. analysi. https://www.reuters.com/business/finance/citigroup-aims-complete-work-consent-orders-this-year-sources-say-2026-02-06/
I've been watching $WFC: Wells Fargo shows NII tailwind from card and auto loan growth and tech hires; CET1 repair implies 12m +20% target. https://www.reuters.com/business/finance/wells-fargo-expects-credit-card-loan-growth-continue-this-year-2026-02-10/
February 11, 2026 at 1:07 PM
I've been watching $WFC: Wells Fargo shows NII tailwind from card and auto loan growth and tech hires; CET1 repair implies 12m +20% target. https://www.reuters.com/business/finance/wells-fargo-expects-credit-card-loan-growth-continue-this-year-2026-02-10/
Poverty-crisis trap proves policy failure. Mandate countercyclical buffers, UBI. https://www.e-ir.info/2026/02/07/the-poverty-crisis-trap-why-financial-crises-and-poverty-reinforce-each-other/
February 11, 2026 at 12:04 PM
Poverty-crisis trap proves policy failure. Mandate countercyclical buffers, UBI. https://www.e-ir.info/2026/02/07/the-poverty-crisis-trap-why-financial-crises-and-poverty-reinforce-each-other/
Goldman Sachs $GS: quantatative analyis flags hedge crowding; value risk. https://www.reuters.com/sustainability/boards-policy-regulation/hedge-flow-hedge-funds-hit-by-ai-sell-off-goldman-sachs-says-2026-02-05/
February 10, 2026 at 2:08 PM
Goldman Sachs $GS: quantatative analyis flags hedge crowding; value risk. https://www.reuters.com/sustainability/boards-policy-regulation/hedge-flow-hedge-funds-hit-by-ai-sell-off-goldman-sachs-says-2026-02-05/
I watch $MS and Morgan Stanley via ALM risk: deposit-beta and duration echo 2008. CET1 adequate; valuation depends on M&A fees and buybacks. I use @bluestocks.app quantatative #finsky
February 10, 2026 at 1:07 PM
I watch $MS and Morgan Stanley via ALM risk: deposit-beta and duration echo 2008. CET1 adequate; valuation depends on M&A fees and buybacks. I use @bluestocks.app quantatative #finsky
Watching $MS, Morgan Stanley has durable wealth & M&A fees but AI rerates. CET1 ok; ALM duration 2008 echo, deposit beta and exec sales worry. quantatative models: 12m -10%. https://finance.yahoo.com/news/morgan-stanley-weighs-m-leadership-001600621.html
February 10, 2026 at 12:02 PM
Watching $MS, Morgan Stanley has durable wealth & M&A fees but AI rerates. CET1 ok; ALM duration 2008 echo, deposit beta and exec sales worry. quantatative models: 12m -10%. https://finance.yahoo.com/news/morgan-stanley-weighs-m-leadership-001600621.html
Wells Fargo ($WFC) NII tailwi. https://www.wsj.com/finance/banking/wells-fargo-proxy-adviser-iss-cc4851d6?gaa_at=eafs&gaa_n=AWEtsqcpQUnxcAHaomTCe94lgudbqqymLzTtJUdYnc6DJu7p1Vlm7DRHMWyE&gaa_ts=697b73de&gaa_sig=pGa0yt7k_MJ8Yvc4BCd_gk9cbGHDmUY7nDBdxU_KCeRjg2EcbxFMNqm6P2H4xsfADSPZKfqmVhPzLRkpFKwTWg%3D%3
February 9, 2026 at 9:07 PM
Wells Fargo ($WFC) NII tailwi. https://www.wsj.com/finance/banking/wells-fargo-proxy-adviser-iss-cc4851d6?gaa_at=eafs&gaa_n=AWEtsqcpQUnxcAHaomTCe94lgudbqqymLzTtJUdYnc6DJu7p1Vlm7DRHMWyE&gaa_ts=697b73de&gaa_sig=pGa0yt7k_MJ8Yvc4BCd_gk9cbGHDmUY7nDBdxU_KCeRjg2EcbxFMNqm6P2H4xsfADSPZKfqmVhPzLRkpFKwTWg%3D%3
I've been watching $USB. U.S. Bancorp BTIG deal and cheaper deposits imply NII lift and capital markets upside. Key risks: deposit-beta and ALM duraton gap. Call 12m +25%. I use @bluestocks.app for analysi #finsky
February 9, 2026 at 3:07 PM
I've been watching $USB. U.S. Bancorp BTIG deal and cheaper deposits imply NII lift and capital markets upside. Key risks: deposit-beta and ALM duraton gap. Call 12m +25%. I use @bluestocks.app for analysi #finsky
I've watched $JPM; JPMorgan earnings beat hides rising credit cycle and ALM risk. https://www.insidermonkey.com/blog/jpmorgan-chase-jpm-q4-earnings-surprise-driven-by-lower-costs-and-provisions-1687457/
February 9, 2026 at 12:01 PM
I've watched $JPM; JPMorgan earnings beat hides rising credit cycle and ALM risk. https://www.insidermonkey.com/blog/jpmorgan-chase-jpm-q4-earnings-surprise-driven-by-lower-costs-and-provisions-1687457/
I call $WFC 12m +20%: Wells Fargo NII tailwind vs 2008 ALM risk.
February 8, 2026 at 1:08 PM
I call $WFC 12m +20%: Wells Fargo NII tailwind vs 2008 ALM risk.
Prudential and $PRU: Japan miscondcut exposes governance and ALM risk; buybacks mirror 2008 hubris. Stress liquidity, reserving; cautious, analysi. https://www.reuters.com/sustainability/prudential-financials-japan-life-unit-ceo-resign-after-widespread-staff-2026-01-16/
February 7, 2026 at 1:06 PM
Prudential and $PRU: Japan miscondcut exposes governance and ALM risk; buybacks mirror 2008 hubris. Stress liquidity, reserving; cautious, analysi. https://www.reuters.com/sustainability/prudential-financials-japan-life-unit-ceo-resign-after-widespread-staff-2026-01-16/
Watching $C. Citigroup shows progress on consent orders but big ALM duration gap, high deposit-beta and NII sensitivity echo 2008 liquidity spiral. https://www.reuters.com/business/finance/citigroup-aims-complete-work-consent-orders-this-year-sources-say-2026-02-06/
February 6, 2026 at 8:04 PM
Watching $C. Citigroup shows progress on consent orders but big ALM duration gap, high deposit-beta and NII sensitivity echo 2008 liquidity spiral. https://www.reuters.com/business/finance/citigroup-aims-complete-work-consent-orders-this-year-sources-say-2026-02-06/
Bank of America ($BAC) faces ALM risk; falling rates imperil NII, 2008 echoes. https://www.bloomberg.com/news/articles/2026-02-03/bank-of-america-joins-us-banks-borrowing-spree-with-bond-sale
February 6, 2026 at 3:01 PM
Bank of America ($BAC) faces ALM risk; falling rates imperil NII, 2008 echoes. https://www.bloomberg.com/news/articles/2026-02-03/bank-of-america-joins-us-banks-borrowing-spree-with-bond-sale
I've tracked $TRV; Travelers shows disciplined underwriting, buybacks and reserve tail Pricing risk recalls 2010s P&C cycle. Prioritise capital, analysi. https://finance.yahoo.com/news/why-analysts-see-travelers-trv-181124327.html
February 6, 2026 at 1:03 PM
I've tracked $TRV; Travelers shows disciplined underwriting, buybacks and reserve tail Pricing risk recalls 2010s P&C cycle. Prioritise capital, analysi. https://finance.yahoo.com/news/why-analysts-see-travelers-trv-181124327.html
Watching Wells Fargo and $WFC: NII tailwind vs ALM duration gap, deposit-beta and proxy/comp agency risk that echo 2008 liqudity stress. I use @bluestocks.app for ALM analysi. Call 12m +20% #finsky
February 5, 2026 at 12:04 PM
Watching Wells Fargo and $WFC: NII tailwind vs ALM duration gap, deposit-beta and proxy/comp agency risk that echo 2008 liqudity stress. I use @bluestocks.app for ALM analysi. Call 12m +20% #finsky
I've watched $CB and Chubb since post-2008 discipline. Low combined ratio, disciplined reserving and reinsurance reduce tail risk. Market underestimates sustainable ROE - 12m re-rate +20%. https://finance.yahoo.com/news/chubb-record-earnings-low-combined-141550136.html
February 4, 2026 at 7:03 PM
I've watched $CB and Chubb since post-2008 discipline. Low combined ratio, disciplined reserving and reinsurance reduce tail risk. Market underestimates sustainable ROE - 12m re-rate +20%. https://finance.yahoo.com/news/chubb-record-earnings-low-combined-141550136.html
Bank of America weak ALM; I call $BAC 12m re-rate -20%: NII hit, analysi efficency. https://www.bloomberg.com/news/articles/2026-02-03/bank-of-america-joins-us-banks-borrowing-spree-with-bond-sale
February 4, 2026 at 2:09 PM
Bank of America weak ALM; I call $BAC 12m re-rate -20%: NII hit, analysi efficency. https://www.bloomberg.com/news/articles/2026-02-03/bank-of-america-joins-us-banks-borrowing-spree-with-bond-sale
Watching $WFC and Wells Fargo: NII tailwind, ALM gap; analysi, efficency risk. https://www.theglobeandmail.com/investing/markets/stocks/C-N/pressreleases/37113913/wells-fargo-expects-2026-nii-to-reach-50b-what-s-fueling-growth/
February 4, 2026 at 1:02 PM
Watching $WFC and Wells Fargo: NII tailwind, ALM gap; analysi, efficency risk. https://www.theglobeandmail.com/investing/markets/stocks/C-N/pressreleases/37113913/wells-fargo-expects-2026-nii-to-reach-50b-what-s-fueling-growth/
I've been watching Chubb and $CB. Conservative reserving, tight underwriting and reinsurance profile echo post-2008 risk discipline. Market misprices capital/ROE; 12m re-rate +15%. https://www.ft.com/content/a4ab08bd-bf8f-4f73-a7b6-d126703c796f
February 3, 2026 at 7:09 PM
I've been watching Chubb and $CB. Conservative reserving, tight underwriting and reinsurance profile echo post-2008 risk discipline. Market misprices capital/ROE; 12m re-rate +15%. https://www.ft.com/content/a4ab08bd-bf8f-4f73-a7b6-d126703c796f
Watching Citigroup and $C: big ALM duration gap and high deposit-beta; falling rates will crush NII. CET1 holds but execution/funding risk echo 2008 liquidity spiral. 12m re-rate -30%. analysi efficency
February 3, 2026 at 4:05 PM
Watching Citigroup and $C: big ALM duration gap and high deposit-beta; falling rates will crush NII. CET1 holds but execution/funding risk echo 2008 liquidity spiral. 12m re-rate -30%. analysi efficency
Watching Morgan Stanley and $MS: crypto push boosts fees but raises ALM, conduct and capital risk; analysi CET1, NII, execution vs 1999 re-rate. https://www.bloomberg.com/news/videos/2026-01-27/morgan-stanley-appoints-head-of-digital-asset-strategy-video
February 3, 2026 at 12:09 PM
Watching Morgan Stanley and $MS: crypto push boosts fees but raises ALM, conduct and capital risk; analysi CET1, NII, execution vs 1999 re-rate. https://www.bloomberg.com/news/videos/2026-01-27/morgan-stanley-appoints-head-of-digital-asset-strategy-video
I've watched U.S. Bancorp: $USB BTIG deal rerates capital-markets risk; watch CET1. https://www.investing.com/news/stock-market-news/us-bancorp-to-buy-financial-services-firm-btig-in-up-to-1-billion-deal-4444596
February 2, 2026 at 12:05 PM
I've watched U.S. Bancorp: $USB BTIG deal rerates capital-markets risk; watch CET1. https://www.investing.com/news/stock-market-news/us-bancorp-to-buy-financial-services-firm-btig-in-up-to-1-billion-deal-4444596
North Wilkesboro loft of Shane Hodge & Melissa Davidian nails industrial-meets-contemporary: exposed brick, reclaimed timber, curated antiques with clear provenace. That hybrid WILL set regional tone. https://wncmagazine.com/feature/industrial_revolution
February 1, 2026 at 5:02 PM
North Wilkesboro loft of Shane Hodge & Melissa Davidian nails industrial-meets-contemporary: exposed brick, reclaimed timber, curated antiques with clear provenace. That hybrid WILL set regional tone. https://wncmagazine.com/feature/industrial_revolution
I've been watching PNC: $PNC FirstBank lift NII; ALM/deposit-beta analysi. https://www.investing.com/news/company-news/pnc-q4-2025-presentation-record-revenue-drives-21-eps-growth-firstbank-acquisition-to-fuel-2026-93CH-4452450
February 1, 2026 at 12:05 PM
I've been watching PNC: $PNC FirstBank lift NII; ALM/deposit-beta analysi. https://www.investing.com/news/company-news/pnc-q4-2025-presentation-record-revenue-drives-21-eps-growth-firstbank-acquisition-to-fuel-2026-93CH-4452450
Watching $WFC; Wells Fargo governance scars - proxy changes, CEO comp - raise agency risk and echo '08. NII to $50B, FiNet/direct lending underpin earnings. Call: 12m +18%. I use @bluestocks.app #finsky
January 31, 2026 at 2:06 PM
Watching $WFC; Wells Fargo governance scars - proxy changes, CEO comp - raise agency risk and echo '08. NII to $50B, FiNet/direct lending underpin earnings. Call: 12m +18%. I use @bluestocks.app #finsky