Fool me the 17th time, well I won’t be fooled again

I’m not sure what the right answer is as a regulatory matter, but man is it societally damaging.

This is the actual thing. And we need way more people, and thus even more homes.

Well, I mean I assume they couldn’t have prepayment penalties, so you could just pay it off over 30 years if you wanted

Like it seems obvious if you add
easier credit people will just use it to bid up the purchase price.

It’s designed as if a 6 year old where playing a sim city game where instead of power plants in cities, you put gold accents in offices.

I saw someone say that homeownership is a losing battle against dripping water, and that seems basically right, after 10 years.

Every fall it was either “let’s go to Luray Caverns” or “it’s a nice day for Colonial Williamsburg” lol

The basic point counsel makes is that SBF wasn’t allowed to say that his customers were going to get their money back, and the government was able to say that all the money was gone

There’s just a sort of straightforward cadence that usually we don’t do in CA5 (NOOO, counsel says at one point)