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ret65.bsky.social
@ret65.bsky.social
43 followers 150 following 260 posts
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ret65.bsky.social
Most savers never use Mega Roths — and that’s a huge missed opportunity. #financialplanning #retirementplanning
rethinking65.com/mega-roths-r...
Mega Roths Remain Underutilized Powerhouses
Also known as Super Roth, this strategy can boost some retirees’ tax-free retirement savings by up to $47,500 beyond usual limits.
rethinking65.com
February 12, 2026 at 10:31 AM
ret65.bsky.social
“Clients don’t need more information — they need help making sense of what matters most.” #financialplanning #ClientRelationships
rethinking65.com/the-most-end...
The Most Enduring Value We Offer Clients
It’s not access to products nor performance, but rather something we must help them uncover so we can guide them more meaningfully.
rethinking65.com
February 11, 2026 at 10:30 AM
ret65.bsky.social
70%+ of heirs ditch the family advisor post-inheritance. The fix? Real talk on aging risks & planning early. #financialplanning #clientrelationships
rethinking65.com/to-increase-...
To Increase Heir Retention, Address These Hidden Threats to Families
Helping clients plan for the best place for them or their parents to age can be invaluable for all generations — and your practice.
rethinking65.com
February 10, 2026 at 10:38 AM
ret65.bsky.social
Think retirement will be smooth sailing? Think again. One expert’s personal shock led to a new playbook for life after work. #financialplanning #retirement
rethinking65.com/former-advis...
Former Advisor Hopes Book Will Spare Others from Retirement Shock
Author Michael Kay, creator of the Chapter X project, targets high-achieving men who feel unmoored after exiting their life’s work.
rethinking65.com
February 9, 2026 at 10:29 AM
ret65.bsky.social
Medicare Part D premiums jumped for many this year — but it might not be too late to fix it! Tips on avoiding drug-plan surprises for your clients and how SEPs can help. #financialplanning #Retirement
rethinking65.com/medicare-ben...
Clients on Medicare Can Avert Some Drug-Plan Snafus
Why your clients may be trapped this year in expensive plans and what some of them may still be able to do about it.
rethinking65.com
February 5, 2026 at 10:21 AM
ret65.bsky.social
“Sometimes the smallest call is the one you never forget.” Read how one moment of human connection can change everything. #financialplanning #clientrelationships
rethinking65.com/the-call-ill...
The Call I’ll Never Forget
My financial advisor was the only one to reach out to me on a very important day that everyone else forgot.
rethinking65.com
February 4, 2026 at 10:32 AM
ret65.bsky.social
Private markets are no longer fringe. 86% of wealth pros plan to boost allocations in 2026. Is your strategy keeping up? #financialplanning #Investing
rethinking65.com/private-mark...
Private Markets Set for Increased Role in Wealth Portfolios in 2026
More than four-fifths of wealth professionals surveyed by Hamilton Lane say client education significantly boosts interest in these markets.
rethinking65.com
February 3, 2026 at 10:39 AM
ret65.bsky.social
Clients bored in retirement? Inspire them with adventure, purpose & joy — from legacy scholarships to round-the-world cruises. #financialplanning #retirement
rethinking65.com/10-bucket-li...
10 Bucket-List Items to Energize Bored Clients
Retirees may appreciate some ideas that can add purpose to their lives. They come at different price points.
rethinking65.com
January 29, 2026 at 10:06 AM
ret65.bsky.social
Retirement isn’t just about money — it’s about living. Discover the one budget most people forget (and why it matters). #financialplanning #retirement
rethinking65.com/the-retireme...
The Retirement Budget Often Overlooked
Unstructured time is one of the most common sources of post-retirement dissatisfaction — even among financially secure households.
rethinking65.com
January 27, 2026 at 10:22 AM
ret65.bsky.social
Say “no” to more wealth? 🛑 Sometimes not taking a windfall is the smartest tax strategy. #financialplanning #estateplanning
rethinking65.com/when-should-...
When Should Clients Refuse a Windfall?
Sometimes the best wealth-transfer advice for heirs is to execute the power of “no.” Here’s why, plus a cheat sheet for advisors.
rethinking65.com
January 26, 2026 at 5:03 PM
ret65.bsky.social
Reverse mortgages aren’t “good” or “bad” — they’re tools. Learn when they make sense (and when they don’t). #financialplanning #retirement

rethinking65.com/do-reverse-m...
Do Reverse Mortgages Deserve a Second Look?
I’ve changed my thinking on this retirement-planning tool and no longer see it as a black or white decision. Here are key considerations.
rethinking65.com
January 23, 2026 at 10:21 AM
ret65.bsky.social
Mission evolved: how a Navy pilot turned his leadership into service in financial planning. #financialplanning #military

rethinking65.com/navy-pilot-e...
Navy Pilot Embarks on New Service-focused Mission
With his newly launched financial planning firm, this experienced leader and teacher aims to help clients manage more than their wealth.
rethinking65.com
January 22, 2026 at 10:22 AM
ret65.bsky.social
Changing jobs shouldn’t mean losing track of your retirement savings. The new Department of Labor tool aims to fix that — read our breakdown before you start searching. #retirementplanning #401k
rethinking65.com/cant-find-yo...
Can’t Find Your Old 401(k)? Check Out This New DOL Tool
The Retirement Savings Lost and Found Database is up and running, but before you point clients there, be aware of its limitations.
rethinking65.com
January 21, 2026 at 10:36 AM
ret65.bsky.social
The caregiving penalty costs women big—up to a $1M+ lifetime wealth gap. Here’s how to plan smarter. Read what Cary Carbonaro has to say.

rethinking65.com/how-to-build...
How to Build Real Financial Security for Women
As advisors, we need to do a better job discussing the caregiving penalty with clients and suggesting ways to help them manage it.
rethinking65.com
January 20, 2026 at 10:33 AM
ret65.bsky.social
High stress. Complex pay. Unique benefits. Pilots deserve a special kind of financial advisor. #financialplanning #pilot

rethinking65.com/airline-pilo...
Airline Pilots Need a Special Breed of Advisor
Facing high stress and complex pay and benefits, these high-flying high earners want financial experts who understand their profession.
rethinking65.com
January 15, 2026 at 9:18 AM
ret65.bsky.social
Are your clients’ crypto assets actually planned for — not just held? Learn how you can add value with smart tax and estate strategies. #FinancialPlanning #crypto
rethinking65.com/getting-cryp...
Getting Crypto Right on Tax and Estate Planning
Crypto has shifted from an occasional curiosity to a recurring planning issue, especially for my clients in their 40s, 50s and early 60s.
rethinking65.com
January 14, 2026 at 10:52 AM
ret65.bsky.social
Are your clients’ crypto assets actually planned for — not just held? Learn how you can add value with smart tax and estate strategies. #FinancialPlanning #crypto
rethinking65.com/getting-cryp...
Getting Crypto Right on Tax and Estate Planning
Crypto has shifted from an occasional curiosity to a recurring planning issue, especially for my clients in their 40s, 50s and early 60s.
rethinking65.com
January 14, 2026 at 10:52 AM
ret65.bsky.social
Market insights you need: oil outlooks, Supreme Court tariff decisions, Fed leadership and how they could impact client portfolios. #financialplanning #investing
rethinking65.com/from-venezue...
From Venezuela to Wall Street: What Investors Should Consider
WisdomTree senior economist Jeremy Siegel and macro-strategist Sam Rines discuss oil prices, tariffs, the U.S. stock market and more.
rethinking65.com
January 13, 2026 at 12:52 PM
ret65.bsky.social
Facing a talent gap in your advisory? Here’s a proven way to attract & retain next-gen advisors—without endless cold calling. #financialplanning #practicemanagement
rethinking65.com/a-proven-way...
A Proven Way to Attract and Retain Next-Gen Advisors
Client and employee turnover has been low for my advisory firm over the three decades it’s used these strategies to build a pipeline of new talent.
rethinking65.com
January 12, 2026 at 10:46 AM
ret65.bsky.social
If you’re moving to Canada and want to protect your money (and sanity), read this first. #financialplanning #taxplanning
rethinking65.com/moving-to-ca...
Moving to Canada? Don’t Attempt DIY Tax Planning
Here are the biggest tax mistakes U.S. residents make when they move across the border — and how to avoid them.
rethinking65.com
January 8, 2026 at 10:25 AM
ret65.bsky.social
Retirement could last longer than your career. Are you ready for the risks that come with it? #financialplanning #retirementplanning

rethinking65.com/longevity-is...
Longevity is Rising. So Are the Risks
Helping clients realize that they may be retired longer than they worked is an important first step in retirement planning.
rethinking65.com
January 7, 2026 at 10:28 AM
ret65.bsky.social
Parent-child advisory teams are flipping the wealth transfer script — and increasing client retention. #financialplanning #ClientRelationships
rethinking65.com/could-hiring...
Could Hiring Your Child Prevent an Asset Exodus?
Three parent-child advisory teams, including a co-founder of FPA’s NexGen group, share advantages and challenges of their work arrangements.
rethinking65.com
January 6, 2026 at 10:41 AM
ret65.bsky.social
Where are Americans moving — and why? Affordability + interest rates are reshaping U.S. migration patterns. Check out the trends driving today’s moves. #EconomicTrends #ushousingmarket

rethinking65.com/affordabilit...
Affordability and Interest Rates Power Shifting Migration Patterns, Study Finds
But the 2024 election did not result in a huge population shift, despite grumbling by many residents, North American Van Lines reports.
rethinking65.com
January 5, 2026 at 10:43 AM
ret65.bsky.social
Six powerful resolutions clients are actually prioritizing this year — and how advisors can make them stick. #FinancialPlanning #ClientRelationships

rethinking65.com/6-new-years-...
6 New Year’s Resolutions to Help Clients Pursue
The vast majority of New Year’s resolutions fail, but advisors can help clients turn intention into execution.
rethinking65.com
January 2, 2026 at 11:05 AM
ret65.bsky.social
Are you undercharging? Many advisors expand services but don’t get paid for them. Know your worth and raise fees confidently—as long as you communicate value. #financialPlanning #PracticeManagement
rethinking65.com/are-you-bein...
Are You Being Compensated Fairly by Clients?
Don’t be afraid to increase your fees, as long as you are adding value and communicating this value-add to clients.
rethinking65.com
December 30, 2025 at 3:10 PM