Phil Lowthian
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phillowthian.bsky.social
Phil Lowthian
@phillowthian.bsky.social
OBE. Retired Civil Servant. Love Politics, Sport and Music. St Helens RLFC; MCFC; Golf; Cricket and Guitar hero!
Josh needs to get some better financial advice!
November 28, 2025 at 8:53 PM
There must be a few who aren’t smart surely?
November 28, 2025 at 4:05 PM
Mine was more of an emergency response than a planned procedure. Initial care and Follow up exemplary. But I do recognise your point about transfer between hospital and home care where other family members have seen chaos as they move in and out of hospital.
November 27, 2025 at 10:06 PM
What a great chart! Should be compulsory reading for all politicians and the electorate!
November 27, 2025 at 7:25 PM
For me it slows the game down. Games now routinely 20 minutes longer (ie slower) than say 20 years ago. Not a good thing in my opinion. Especially as controversial decisions have not been eradicated.
November 27, 2025 at 7:16 PM
“Tax raid” - really? Surely just some much needed fairness into the system?
November 27, 2025 at 7:13 PM
If we are going off majors won as the key criterion, Montie wouldn’t get in the top 50.
November 27, 2025 at 7:09 PM
I got lucky with my cardiac event and aftercare. Perhaps it is a bit of a proverbial postcode lottery?
November 27, 2025 at 7:01 PM
Well said Alison.
November 27, 2025 at 6:55 PM
Yes a fair point. Especially if they are using a Lifetime ISA as their only savings vehicle to put away £1k pcm. But there are alternatives available that offer same or better return for a short/ medium term house deposit savings effort.
November 27, 2025 at 6:51 PM
Does anyone have any actual hard data on how many people put more than £12k per year into a cash ISA? What is the demographic of those that do? How wealthy are they already? That may better inform the debate.
November 27, 2025 at 6:32 PM
www.bbc.co.uk/news/article...

Not helped when our major broadcasters are not even mentioning Brexit impacts in mass media articles like this
The real reason Reeves is making you pay more tax
This is about buying breathing space, politically and economically. The two factors are now inseparable.
www.bbc.co.uk
November 27, 2025 at 9:59 AM
Thank you. He was a popular guy in Leicester back then. Used to look forward to his classes along with others like David Wilson, Martyn Denscombe. Happy days!
November 26, 2025 at 6:38 PM
Gerry was one of my lecturers back in the 1980s
November 26, 2025 at 6:32 PM
Must be near to a resigning offence for the head of OBR.
November 26, 2025 at 6:26 PM