Pension Research Council
@pensionresearch.bsky.social
The Pension Research Council at the Wharton School of the University of Pennsylvania.
Elon Musk believes that AI will make retirement saving obsolete, but The Wharton School professor Olivia S Mitchell calls the advice risky and potentially financially damaging. Experts understand that optimistic scenarios may fail, so we must still plan and save for retirement!
bit.ly/4r3pH33
bit.ly/4r3pH33
Why Optimism Isn’t a Retirement Strategy
Elon Musk believes that AI will make retirement saving obsolete, but Wharton professor Olivia S. Mitchell calls the advice risky and potentially financially damaging. Experts understand that optimisti...
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February 10, 2026 at 3:25 PM
Elon Musk believes that AI will make retirement saving obsolete, but The Wharton School professor Olivia S Mitchell calls the advice risky and potentially financially damaging. Experts understand that optimistic scenarios may fail, so we must still plan and save for retirement!
bit.ly/4r3pH33
bit.ly/4r3pH33
What drives financial well-being across different measures and life outcomes? Professors Coats and Bajtelsmit find that income, financial confidence, financial literacy, and patience play a central role in shaping how people save, plan, and build wealth.
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whr.tn/4qhpAQn
Pathways to Financial Well-being: Patience, Confidence, Financial Literacy, and Health
What drives financial well-being across different measures and life outcomes? Through their research, Professors Coats and Bajtelsmit find that income, financial confidence, financial literacy, and pa...
whr.tn
February 2, 2026 at 6:22 PM
What drives financial well-being across different measures and life outcomes? Professors Coats and Bajtelsmit find that income, financial confidence, financial literacy, and patience play a central role in shaping how people save, plan, and build wealth.
whr.tn/4qhpAQn
whr.tn/4qhpAQn
The Wharton School professor Olivia S Mitchell explains that many retirees underspend because they fear running out of money. That fear can be eased by securing guaranteed lifetime income, such as through lifetime annuities.
bit.ly/3NiSoKl
bit.ly/3NiSoKl
Income Floors For Retirement Longevity
Wharton professor Olivia S. Mitchell explains that many retirees underspend because they fear running out of money. That fear can be eased by securing guaranteed lifetime income, such as through lifet...
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January 14, 2026 at 3:58 PM
The Wharton School professor Olivia S Mitchell explains that many retirees underspend because they fear running out of money. That fear can be eased by securing guaranteed lifetime income, such as through lifetime annuities.
bit.ly/3NiSoKl
bit.ly/3NiSoKl
The Pension Research Council at the Wharton School of the University of Pennsylvania is pleased to announce that T. Rowe Price has rejoined the Council as an Associate Member for 2026. T. Rowe Price first joined the PRC in 2007. bit.ly/3YRhumh
The Wharton School’s Pension Research Council Welcomes T. Rowe Price as Associate Member
The Pension Research Council at the Wharton School of the University of Pennsylvania is pleased to announce that T. Rowe Price has rejoined the Council as an Associate Member for 2026. T. Rowe Price f...
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January 9, 2026 at 8:43 PM
The Pension Research Council at the Wharton School of the University of Pennsylvania is pleased to announce that T. Rowe Price has rejoined the Council as an Associate Member for 2026. T. Rowe Price first joined the PRC in 2007. bit.ly/3YRhumh
Should annuities be a default option in retirement plans? #Retirees remain divided, even as Wharton Prof. Olivia S. Mitchell's new research highlights #annuities potential to provide #lifetimeincome and retirement security. bit.ly/49nHyLT
The Annuities Appeal
Should annuities be a default option in retirement plans? Retirees remain divided, even as Wharton Professor Olivia S. Mitchell’s new research highlights annuities’ potential to provide lifetime incom...
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January 9, 2026 at 3:42 PM
Should annuities be a default option in retirement plans? #Retirees remain divided, even as Wharton Prof. Olivia S. Mitchell's new research highlights #annuities potential to provide #lifetimeincome and retirement security. bit.ly/49nHyLT
The Pension Research Council at the Wharton School of the University of Pennsylvania is pleased to announce that Great Gray Trust has rejoined the Council as an Associate Level Member for 2026. bit.ly/4ssq1cR
January 8, 2026 at 8:28 PM
The Pension Research Council at the Wharton School of the University of Pennsylvania is pleased to announce that Great Gray Trust has rejoined the Council as an Associate Level Member for 2026. bit.ly/4ssq1cR
The future of financial advice will be defined by how we fuse digital innovation with human insight. TIAA research shows that while AI tools and online platforms can increase efficiency and expand access,
bit.ly/3N6YKw5
bit.ly/3N6YKw5
December 18, 2025 at 5:04 PM
The future of financial advice will be defined by how we fuse digital innovation with human insight. TIAA research shows that while AI tools and online platforms can increase efficiency and expand access,
bit.ly/3N6YKw5
bit.ly/3N6YKw5
US Baby Boomers, now age 61-79, amassed unprecedented retirement wealth, yet it wasn’t entirely due to their good planning skills, reports Wharton economist Prof. Olivia S. Mitchell.
bit.ly/4oTxM8r
bit.ly/4oTxM8r
The Determinants Behind Boomer Prosperity
US Baby Boomers, now age 61-79, amassed unprecedented retirement wealth, yet it wasn’t entirely due to their good planning skills, reports Wharton economist Prof. Olivia S. Mitchell. Rising productivi...
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December 16, 2025 at 5:58 PM
US Baby Boomers, now age 61-79, amassed unprecedented retirement wealth, yet it wasn’t entirely due to their good planning skills, reports Wharton economist Prof. Olivia S. Mitchell.
bit.ly/4oTxM8r
bit.ly/4oTxM8r
Automatic enrollment has reshaped U.S. retirement saving, but its long-term effects are more nuanced than early research implied. Professor Jonathan Reuter finds that while nudges raise participation,
December 4, 2025 at 3:37 PM
Automatic enrollment has reshaped U.S. retirement saving, but its long-term effects are more nuanced than early research implied. Professor Jonathan Reuter finds that while nudges raise participation,
Happy Giving Tuesday! Today, the Pension Research Council celebrates the spirit of giving and the individuals and organizations who uplift others through acts of kindness and generosity.
Happy Giving Tuesday!
Giving Tuesday is December 2nd! It’s a global day dedicated to supporting positive impact and strengthening communities. We look forward to sharing how you can support the Pension Research Council’s m...
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December 2, 2025 at 2:28 PM
Happy Giving Tuesday! Today, the Pension Research Council celebrates the spirit of giving and the individuals and organizations who uplift others through acts of kindness and generosity.
Giving Tuesday is December 2nd! It’s a global day dedicated to supporting positive impact and strengthening communities. We look forward to sharing how you can support the Pension Research Council’s mission.
whr.tn/4puh7Js
whr.tn/4puh7Js
Giving Tuesday
Giving Tuesday is December 2nd! It’s a global day dedicated to supporting positive impact and strengthening communities. We look forward to sharing how you can support the Pension Research Council’s m...
whr.tn
November 24, 2025 at 7:31 PM
Giving Tuesday is December 2nd! It’s a global day dedicated to supporting positive impact and strengthening communities. We look forward to sharing how you can support the Pension Research Council’s mission.
whr.tn/4puh7Js
whr.tn/4puh7Js
New research from @Wharton Pension Research Council shows that both #financial and #healthliteracy decline with age. Notably, women’s literacy scores start lower, widening a growing vulnerability.
The Health & Finance Literacy Gap
New research from Wharton’s Pension Research Council shows that both financial and health literacy decline with age. Notably, women’s literacy scores start lower, widening a growing vulnerability. Led...
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November 20, 2025 at 7:29 PM
New research from @Wharton Pension Research Council shows that both #financial and #healthliteracy decline with age. Notably, women’s literacy scores start lower, widening a growing vulnerability.
A new study by Prof. Olivia S. Mitchell and colleagues confirms that annuities still make sense for retirees facing rising #longtermcare costs. The authors find that guaranteed lifetime income, especially from deferred or variable #annuities, can help protect people with higher #longevityrisk.
November 14, 2025 at 8:52 PM
A new study by Prof. Olivia S. Mitchell and colleagues confirms that annuities still make sense for retirees facing rising #longtermcare costs. The authors find that guaranteed lifetime income, especially from deferred or variable #annuities, can help protect people with higher #longevityrisk.
America’s long-term care system is failing to prepare for an aging population. Economists R. Anton Braun and Karen Kopecky reveal how Medicaid’s design leaves most Americans to shoulder huge out-of-pocket costs. Their research points to a simple fix: make Medicaid the primary payer.
bit.ly/4i26POe
bit.ly/4i26POe
A Simple Shift Could Fix Long-Term Care Insurance: Make Medicaid Pay First
America’s long-term care system is failing to prepare for an aging population. Economists R. Anton Braun and Karen Kopecky reveal how Medicaid’s design is leaving most Americans to shoulder huge out-o...
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November 13, 2025 at 5:18 PM
America’s long-term care system is failing to prepare for an aging population. Economists R. Anton Braun and Karen Kopecky reveal how Medicaid’s design leaves most Americans to shoulder huge out-of-pocket costs. Their research points to a simple fix: make Medicaid the primary payer.
bit.ly/4i26POe
bit.ly/4i26POe
💡Now Posted: Vijeth Iyengar (AARP) offers insights on how cross-sector strategies can support longer, healthier lives—highlighting the role of policy in shaping systems that promote successful retirement and healthy aging at scale.
▶️ Watch here: bit.ly/3Lclxpx
▶️ Watch here: bit.ly/3Lclxpx
October 28, 2025 at 2:48 PM
💡Now Posted: Vijeth Iyengar (AARP) offers insights on how cross-sector strategies can support longer, healthier lives—highlighting the role of policy in shaping systems that promote successful retirement and healthy aging at scale.
▶️ Watch here: bit.ly/3Lclxpx
▶️ Watch here: bit.ly/3Lclxpx
New research finds financial and health literacy decline with age. Men start slightly higher than women, but both decline at similar rates. The study highlights growing vulnerabilities and the need for lifelong literacy support.
whr.tn/42PL1PC
whr.tn/42PL1PC
Financial and Health Literacy Falls As Adults Age, While the Gender Gap Remains
When it comes to longevity, the U.S. is falling far behind its peers. Through his analysis, Steve Utkus reveals a sobering reality - Americans not only live shorter lives than citizens of other wealth...
whr.tn
October 23, 2025 at 8:50 PM
New research finds financial and health literacy decline with age. Men start slightly higher than women, but both decline at similar rates. The study highlights growing vulnerabilities and the need for lifelong literacy support.
whr.tn/42PL1PC
whr.tn/42PL1PC
Many Americans risk outliving their retirement savings. @Wharton Professor Olivia S. Mitchell recommends making annuities the default option for #401(k) plans, to change that, just as #auto-enrollment boosted saving. It’s time to make lifetime income the norm, not the exception.
whr.tn/4746vut
whr.tn/4746vut
Saving For Real Retirement Security
Over the past two decades, employers have helped workers save for retirement through automatic 401(k) enrollment and target-date funds. But few help them spend wisely in retirement. Professor Olivia S...
whr.tn
October 22, 2025 at 3:39 PM
Many Americans risk outliving their retirement savings. @Wharton Professor Olivia S. Mitchell recommends making annuities the default option for #401(k) plans, to change that, just as #auto-enrollment boosted saving. It’s time to make lifetime income the norm, not the exception.
whr.tn/4746vut
whr.tn/4746vut
🧠 Now Posted: Laura Carstensen (Stanford Center on Longevity) leads a thought-provoking roundtable discussion on how longer lives are reshaping our understanding of aging, purpose, and productivity.
▶️ Watch the full presentation here: bit.ly/49cB5Dw
▶️ Watch the full presentation here: bit.ly/49cB5Dw
October 21, 2025 at 2:29 PM
🧠 Now Posted: Laura Carstensen (Stanford Center on Longevity) leads a thought-provoking roundtable discussion on how longer lives are reshaping our understanding of aging, purpose, and productivity.
▶️ Watch the full presentation here: bit.ly/49cB5Dw
▶️ Watch the full presentation here: bit.ly/49cB5Dw
🏥 Now Posted: Sudipto Banerjee (T. Rowe Price) presents an important overview of health care costs in retirement—one of the most complex and pressing challenges facing older adults.
▶️ Watch: bit.ly/438jM2I
📌Read: bit.ly/4fVHyUH
▶️ Watch: bit.ly/438jM2I
📌Read: bit.ly/4fVHyUH
October 14, 2025 at 2:32 PM
🏥 Now Posted: Sudipto Banerjee (T. Rowe Price) presents an important overview of health care costs in retirement—one of the most complex and pressing challenges facing older adults.
▶️ Watch: bit.ly/438jM2I
📌Read: bit.ly/4fVHyUH
▶️ Watch: bit.ly/438jM2I
📌Read: bit.ly/4fVHyUH
💡 Now Posted: Sarah Holden and Jason Seligman explore how older households navigate goals and resources throughout retirement, including whether they retire by choice, necessity, or a bit of both.
▶️ Watch: bit.ly/3KXsRoI
📌Read: bit.ly/46acMnK
▶️ Watch: bit.ly/3KXsRoI
📌Read: bit.ly/46acMnK
October 7, 2025 at 2:29 PM
💡 Now Posted: Sarah Holden and Jason Seligman explore how older households navigate goals and resources throughout retirement, including whether they retire by choice, necessity, or a bit of both.
▶️ Watch: bit.ly/3KXsRoI
📌Read: bit.ly/46acMnK
▶️ Watch: bit.ly/3KXsRoI
📌Read: bit.ly/46acMnK
Personality matters for finance. Research by Gianpaolo Parise & Kim Peijnenburg shows traits like grit, conscientiousness & stability shape saving, investing & retirement planning - alongside income & financial literacy. bit.ly/4gPaOgm
Beyond IQ: How Grit and Conscientiousness Shape Your Retirement Future
In their research, Gianpaolo Parise and Kim Peijnenburg demonstrate that traits such as conscientiousness, grit, locus of control, and emotional stability significantly shape individuals’ saving, inve...
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October 2, 2025 at 12:58 PM
Personality matters for finance. Research by Gianpaolo Parise & Kim Peijnenburg shows traits like grit, conscientiousness & stability shape saving, investing & retirement planning - alongside income & financial literacy. bit.ly/4gPaOgm
🎥 Now Posted: Raimond Maurer, Vanya Horneff (Goethe University Frankfurt), and #Wharton Prof. Olivia S. Mitchell explore how defaulting 401(k) assets into payout annuities could help turn savings into reliable income.
▶️ Watch: bit.ly/42SCTxB
📌Read: bit.ly/4oSztEs
▶️ Watch: bit.ly/42SCTxB
📌Read: bit.ly/4oSztEs
September 30, 2025 at 1:09 PM
🎥 Now Posted: Raimond Maurer, Vanya Horneff (Goethe University Frankfurt), and #Wharton Prof. Olivia S. Mitchell explore how defaulting 401(k) assets into payout annuities could help turn savings into reliable income.
▶️ Watch: bit.ly/42SCTxB
📌Read: bit.ly/4oSztEs
▶️ Watch: bit.ly/42SCTxB
📌Read: bit.ly/4oSztEs
Our national #retirememt policy poses deep risks to Americans’ #retirement security. As @Wharton Prof @OS_Mitchell warns, retirees already rely heavily on #SocialSecurity and #investment safeguards, making it critical to press for #reforms before protections weaken further.
whr.tn/487oVeJ
whr.tn/487oVeJ
Social Security, Safeguards, and the Urgency of Reform
Trump-era policies threaten retirement security. As Wharton Prof. Olivia S. Mitchell warns, with retirees reliant on Social Security and safeguards, it’s urgent to plan ahead and press for reform befo...
whr.tn
September 29, 2025 at 6:40 PM
Our national #retirememt policy poses deep risks to Americans’ #retirement security. As @Wharton Prof @OS_Mitchell warns, retirees already rely heavily on #SocialSecurity and #investment safeguards, making it critical to press for #reforms before protections weaken further.
whr.tn/487oVeJ
whr.tn/487oVeJ
📢 Now Posted: Kwanho Shin (Korea University) investigates how global population aging influences economic growth and whether extended working lives can generate a “silver dividend” that offsets demographic pressures.
▶️ Watch the full presentation here: bit.ly/46QG37p
▶️ Watch the full presentation here: bit.ly/46QG37p
September 23, 2025 at 6:10 PM
📢 Now Posted: Kwanho Shin (Korea University) investigates how global population aging influences economic growth and whether extended working lives can generate a “silver dividend” that offsets demographic pressures.
▶️ Watch the full presentation here: bit.ly/46QG37p
▶️ Watch the full presentation here: bit.ly/46QG37p
Wharton Prof. Olivia S. Mitchell warns: most US #retirees rely on #SocialSecurity, but benefits are in danger of cuts within 7 years. Restoring the system’s solvency is critical for younger people who will need to #WorkLonger than their parents’ did.
bit.ly/46B5ed1
bit.ly/46B5ed1
Younger Generations Face Longer Careers as Social Security Strains
@Wharton Prof. @OS_Mitchell warns: most US #retirees rely on #SocialSecurity, but benefits are in danger of cuts within 7 years. Restoring the system’s solvency is critical for younger people who will...
bit.ly
September 23, 2025 at 2:18 PM
Wharton Prof. Olivia S. Mitchell warns: most US #retirees rely on #SocialSecurity, but benefits are in danger of cuts within 7 years. Restoring the system’s solvency is critical for younger people who will need to #WorkLonger than their parents’ did.
bit.ly/46B5ed1
bit.ly/46B5ed1