My Retirement Network ®
myretirementnet.bsky.social
My Retirement Network ®
@myretirementnet.bsky.social
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Financial literacy for every stage of life.
Featured in Bloomberg, CBS, CNBC, Fortune, Fox, Investor’s Business Daily, Investopedia, Kiplinger, MarketWatch, MSN, Reuters, and more...
Debt can’t be managed in isolation. It has to be coordinated with cash reserves, timing, and income stability. In this week’s newsletter we discuss how to manage debt alongside all of your other goals.
Explore our articles here to get started: myretirementnetwork.com
My Retirement Network | Clear Financial Guidance at Any Age
My Retirement Network offers clear, practical tools to help you navigate money, retirement, and wellness. No jargon, no pressure. My Retirement Network. Read More.
myretirementnetwork.com
February 16, 2026 at 12:44 PM
An emergency fund is about keeping your financial system functional when timing goes wrong. While 3-6 months of expenses is a framework, yours has to be grounded in your actual monthly baseline.
Explore our articles here to get started: myretirementnetwork.com
My Retirement Network | Clear Financial Guidance at Any Age
My Retirement Network offers clear, practical tools to help you navigate money, retirement, and wellness. No jargon, no pressure. My Retirement Network. Read More.
myretirementnetwork.com
February 9, 2026 at 3:28 PM
In a recent @cnbc.com article about the Department of Labor’s new Retirement Savings Lost and Found database, our founder, Melissa Caro, shared an important reminder: old retirement accounts are often the missing pieces people don’t realize they’ve left behind.

www.cnbc.com/2026/02/04/r...
Retirement savings 'lost and found' helps retirees track down old 401(k)s, pensions — how it works
In the first year of the Labor Department's Retirement Savings Lost and Found database, 29.5% of users found an old workplace plan that might owe them money.
www.cnbc.com
February 5, 2026 at 2:16 PM
Inheriting a home also means inheriting expenses, even if the plan is to sell. We contributed to a recent @investopedia.com article that explores what families often do not expect when a property transfers after a loss.
www.investopedia.com/great-wealth...
The Great Wealth Transfer: Why Inheriting a Home May Not Make You Rich
The Great Wealth Transfer means many may inherit homes, but high taxes, maintenance costs, and legal issues can limit real wealth gains. Learn what to expect.
www.investopedia.com
February 3, 2026 at 11:15 AM
This year, My Retirement Network’s newsletter follows a simple weekly structure to help you get your finances organized—one step at a time. The newsletter is free, practical, and focused on steps that actually move things forward—not overwhelm.
Subscribe here: myretirementnetwork.com
My Retirement Network | Clear Financial Guidance at Any Age
My Retirement Network offers clear, practical tools to help you navigate money, retirement, and wellness. No jargon, no pressure. My Retirement Network. Read More.
myretirementnetwork.com
February 2, 2026 at 5:16 PM
It's never too late to start saving for retirement - We dive into the details with @marketwatch.com

www.marketwatch.com/story/this-s...
This single mom saved $1 million in 15 years to retire at 49. How to use her strategies to catch up on retirement savings.
It’s not too late to fast-track your retirement savings, even if you’re 50 years old and have debt.
www.marketwatch.com
January 31, 2026 at 1:27 PM
You can have enough income and still feel behind.
When money comes in on one schedule and goes out on another, stress builds even if the math works.
This week’s lesson is about timing cash-flow

If you want to stay in the flow, newsletters are free – subscribe here: myretirementnetwork.com
My Retirement Network | Clear Financial Guidance at Any Age
My Retirement Network offers clear, practical tools to help you navigate money, retirement, and wellness. No jargon, no pressure. My Retirement Network. Read More.
myretirementnetwork.com
January 26, 2026 at 7:13 PM
This week’s newsletter looks at bill creep.
Autopay isn’t the problem. Unmonitored autopay is.

Just like a business, your household needs a regular audit.
This week’s lesson is worth a look even if you already have a budget system.

Subscribe for free: myretirementnetwork.com
My Retirement Network | Clear Financial Guidance at Any Age
My Retirement Network offers clear, practical tools to help you navigate money, retirement, and wellness. No jargon, no pressure. My Retirement Network. Read More.
myretirementnetwork.com
January 19, 2026 at 2:18 PM
Social Security break-even: helpful or misleading? Our take in TheStreet
www.thestreet.com/retirement/s...
Why “breaking even” on Social Security is the wrong goal
Many financial planners say focusing on “breaking even” can lead retirees to make the wrong Social Security claiming decision – here's what to consider instead.
www.thestreet.com
January 16, 2026 at 12:53 PM
@cnbcmakeit.cnbc.com revisits the debate around crypto in retirement accounts amid renewed regulatory scrutiny.
The article includes perspective from @myretirementnet.bsky.social on why volatility & limited history still matter when retirement security is the objective.
www.cnbc.com/2026/01/14/e...
Elizabeth Warren warns of 'volatile' crypto risks in 401(k)s—here's what investing pros say
Some financial pros are warming up to the idea of in digital assets in retirement accounts. Elizabeth Warren andinvestor advocates say beware the risks.
www.cnbc.com
January 15, 2026 at 11:50 AM
Retirement success isn’t just about investing well. It’s about planning realistically. We spoke with @investopedia.com about strategies that can help reduce the risk of outliving your savings.
www.investopedia.com/avoid-runnin...
Avoid Running Out of Retirement Savings by Following These 5 Essential Financial Tips
Living on a fixed income requires thoughtful planning and spending. Follow these five tips to ensure that you don’t outlive your savings in retirement.
www.investopedia.com
January 13, 2026 at 6:14 PM
This week’s newsletter focuses on financial pressure points. Start with one expense. Call your phone carrier or a subscription service. Ask for customer retention - review your plan and lower your bill.
One small, contained action can reduce stress more than an ambitious plan you never start.
January 12, 2026 at 12:27 PM
Welcome to Financial Fluency Weekly.
This year, we’re dialing it in with a new format to our newsletter. Fifty-two weeks. Fifty-two lessons. Sent every Monday morning.
The goal is simple:
A stronger financial life by the end of 2026, one lesson at a time.
Subscribe here: myretirementnetwork.com
My Retirement Network | Clear Financial Guidance at Any Age
My Retirement Network offers clear, practical tools to help you navigate money, retirement, and wellness. No jargon, no pressure. My Retirement Network. Read More.
myretirementnetwork.com
January 5, 2026 at 6:00 PM
A new year is a good time to stress-test assumptions, not just reset goals. Robert Powell’s latest Investor’s Business Daily article looks at the planning shifts shaping 2026. We contributed perspective on why durability matters.
www.investors.com/news/retirem...
www.investors.com
January 1, 2026 at 7:02 PM
We shared perspective in a recent @marketwatch.com piece on why New Year money goals fail — and what helps them stick. www.marketwatch.com/story/you-to...
You told us your financial New Year’s resolutions. Here’s how to make them happen.
MarketWatch readers shared their money goals for 2026. These tips can help them — and you — embrace habits to build wealth, pay down debt, and more.
www.marketwatch.com
December 31, 2025 at 6:42 PM
This year was a rollercoaster. In today’s newsletter, we examine what matters going forward. You can’t control markets, government timelines, healthcare premiums, or global trade decisions. You can control how prepared you are when they change. Read more/subscribe: myretirementnetwork.com
My Retirement Network | Clear Financial Guidance at Any Age
My Retirement Network offers clear, practical tools to help you navigate money, retirement, and wellness. No jargon, no pressure. My Retirement Network. Read More.
myretirementnetwork.com
December 29, 2025 at 1:50 PM
Time to dig into any benefits that may expire at the end of the year. Claim what you are entitled to before these reset. Some items to look out for:
Remember - loose ends add up. An end of year sweep can sometimes produce what feels like found money.
myretirementnetwork.com/last-minute-...
Last-Minute Money Checklist: 10 Smart Moves to Make Before December 31 - My Retirement Network
Every December, the same headlines circulate: “Boost your 401(k), harvest tax losses, make your charitable contributions.” Helpful, for sure, but if you’re trying to drum up some extra cash before the...
myretirementnetwork.com
December 22, 2025 at 3:28 PM
@investopedia.com's piece on retirement shocks highlights the two costs that come up again and again: health care gaps and housing transitions. Our founder was quoted on why these risks tend to be underestimated
www.investopedia.com/only-27-will...
Only 27% Think They'll Survive a Financial Shock in Retirement. These Are The Two Costs That Often Surprise People
A new survey shows only a fraction of retirees are prepared for a financial emergency. Financial planners highlight two common risks to retirement stability.
www.investopedia.com
December 18, 2025 at 12:35 PM
Financial stress isn’t always from one bad move. It comes from erosion. Easy to miss yet powerful enough to change outcomes if ignored.
Today’s article explains what erosion looks like and what to fix first.
myretirementnetwork.com/financial-er...
Financial Erosion - My Retirement Network
Financial trouble doesn’t always show up as a disaster. Sometimes you think you’re stable, your routines feel normal, and nothing seems wrong,  yet the numbers quietly move against you. That’s erosion...
myretirementnetwork.com
December 15, 2025 at 6:36 PM
Retirement isn’t just a financial event. It’s a behavioral and identity shift. Glad to see our founder included in this thoughtful @kiplinger.com.web.brid.gy piece on retirement and Stoic philosophy.
www.kiplinger.com/retirement/h...
The Stoic Retirement: Ancient Wisdom for Today's Biggest Life Transition
A "Stoic retirement" doesn't mean depriving yourself. It's a character-based approach to life and aging that can bring calm and clarity.
www.kiplinger.com
December 15, 2025 at 12:04 PM
Appreciated the inclusion of My Retirement Network in Money’s roundup of books, podcasts, and platforms financial professionals actually use. A solid list worth spending time with.
money.com/best-books-p...
Here Are 20 Money Books, Podcasts and Platforms That Financial Pros Swear By
Whether you're looking for your next read, something to listen to at the gym or a webpage to peruse during those long afternoons at work, we've got you covered.
money.com
December 13, 2025 at 4:06 PM
Layoffs are one of the hardest financial shocks people face, and most aren’t prepared for how fast the decisions come at them.
Our founder adds some perspective to this @reuters.com series.
If someone in your world is going through it, this is a solid place to start.
www.reuters.com/markets/on-t...
How to navigate the financial shock of a layoff
I got laid off from a job I loved exactly 15 years ago. The timing could not have been worse. The world was reeling from a global financial crisis. I feared losing a reliable and phenomenal full-time ...
www.reuters.com
December 9, 2025 at 7:47 PM
Stability is better than crisis, but people confuse “not drowning” with “having a plan.” This week’s issue covers the danger zone nobody talks about: when life finally calms down and you quietly stop doing the things that kept you afloat.
Three articles up on the site: myretirementnetwork.com
My Retirement Network | Clear Financial Guidance at Any Age
My Retirement Network offers clear, practical tools to help you navigate money, retirement, and wellness. No jargon, no pressure. My Retirement Network. Read More.
myretirementnetwork.com
December 8, 2025 at 4:09 PM
Our founder was quoted in @reuters.com in Lauren Young’s article on Trump Accounts, the new federally created child investment accounts launching under the Working Families Tax Cuts. The full article lays out the nuances clearly:
www.reuters.com/markets/weal...
Can 'Trump Accounts' boost savings for lower-income Americans?
Will "Trump Accounts" help lower-income Americans build wealth?
www.reuters.com
December 4, 2025 at 3:57 PM
Today’s newsletter is all about rebuilding: How to reset your finances before January, what last year’s chaos taught you, and how scammers target people when they’re looking for help. If you need a practical end-of-year reset all articles are now up on the site:
myretirementnetwork.com
My Retirement Network | Clear Financial Guidance at Any Age
My Retirement Network offers clear, practical tools to help you navigate money, retirement, and wellness. No jargon, no pressure. My Retirement Network. Read More.
myretirementnetwork.com
December 1, 2025 at 6:58 PM