The only “inheritance tax” on super is that death benefits paid to “non dependents” from the “concessional” (ie taxed) component of your super, will be taxed at 17% (regardless of balance). So if you die and your super fund passes $500k to a non dependent there will be tax of up to $85k.

Machiavelli posed the question: is it better for the prince to be loved or feared? He concluded that you can’t make your subjects love you but you can make them fear you, therefore fear is the more reliable option.