Moray Citizens Advice Bureau
@moraycab.bsky.social
A volunteer-led charity providing free, independent, impartial and confidential advice to all based in Elgin, Morayshire.
Next Tuesday afternoon, 10th February we have availability for appointments with our Dufftown Outreach.
📞01343 555163 to book
📞01343 555163 to book
February 3, 2026 at 12:28 PM
Next Tuesday afternoon, 10th February we have availability for appointments with our Dufftown Outreach.
📞01343 555163 to book
📞01343 555163 to book
Reposted by Moray Citizens Advice Bureau
Worried this winter? You’re not alone – we’re here to help. If you’ve found yourself struggling to keep up with bills this winter, get in touch with your local CAB. Visit our website to find out more 👉 www.cas.org.uk/worried
January 30, 2026 at 2:59 PM
Worried this winter? You’re not alone – we’re here to help. If you’ve found yourself struggling to keep up with bills this winter, get in touch with your local CAB. Visit our website to find out more 👉 www.cas.org.uk/worried
Reposted by Moray Citizens Advice Bureau
You shouldn’t be asked for money to apply for benefits. Advice and help is free from your local CAB or from Social Security Scotland client advisers. Read more theedinburghreporter.substack.com/p/five-thing... #CitizensAdviceScotland #SocialSecurityScotland #FreeAdvice
Five things you need to know today
Raising money for a special Christmas Day at Marie Curie and a community centre opening its doors on Christmas Day to everyone
theedinburghreporter.substack.com
January 26, 2026 at 9:03 AM
You shouldn’t be asked for money to apply for benefits. Advice and help is free from your local CAB or from Social Security Scotland client advisers. Read more theedinburghreporter.substack.com/p/five-thing... #CitizensAdviceScotland #SocialSecurityScotland #FreeAdvice
Reposted by Moray Citizens Advice Bureau
Getting on top of your finances? Take a look at moneymap.scot/
January 23, 2026 at 10:31 AM
Getting on top of your finances? Take a look at moneymap.scot/
Reposted by Moray Citizens Advice Bureau
Energy debt is out of control across Scotland, and the main reason is simply that energy is too expensive.
Ofgem’s proposed changes to managing energy when moving home could leave many people at risk of being disconnected, which would seriously harm their physical, mental and financial wellbeing.
Ofgem’s proposed changes to managing energy when moving home could leave many people at risk of being disconnected, which would seriously harm their physical, mental and financial wellbeing.
Tackling energy debt in the supplier home-moves process | Citizens Advice Scotland
A response to a Ofgem consultation from Citizens Advice Scotland, January 2026.Key Points
www.cas.org.uk
January 23, 2026 at 11:03 AM
Energy debt is out of control across Scotland, and the main reason is simply that energy is too expensive.
Ofgem’s proposed changes to managing energy when moving home could leave many people at risk of being disconnected, which would seriously harm their physical, mental and financial wellbeing.
Ofgem’s proposed changes to managing energy when moving home could leave many people at risk of being disconnected, which would seriously harm their physical, mental and financial wellbeing.
Reposted by Moray Citizens Advice Bureau
In this week's #ScamShare bulletin:
🗨️Fake Customer Service Accounts on Social Media
🗨️Warranty/Insurance Scams
🗨️Roofing Scams - 'Extra Work'
🗨️British Gas Scam Emails
🗨️Safe Jobseeking
🗨️Avoiding Cryptocurrency Scams
➡️ https://mailchi.mp/d4367973ea19/trading-standards-scotland-bulletin-22-january
🗨️Fake Customer Service Accounts on Social Media
🗨️Warranty/Insurance Scams
🗨️Roofing Scams - 'Extra Work'
🗨️British Gas Scam Emails
🗨️Safe Jobseeking
🗨️Avoiding Cryptocurrency Scams
➡️ https://mailchi.mp/d4367973ea19/trading-standards-scotland-bulletin-22-january
January 22, 2026 at 8:40 AM
In this week's #ScamShare bulletin:
🗨️Fake Customer Service Accounts on Social Media
🗨️Warranty/Insurance Scams
🗨️Roofing Scams - 'Extra Work'
🗨️British Gas Scam Emails
🗨️Safe Jobseeking
🗨️Avoiding Cryptocurrency Scams
➡️ https://mailchi.mp/d4367973ea19/trading-standards-scotland-bulletin-22-january
🗨️Fake Customer Service Accounts on Social Media
🗨️Warranty/Insurance Scams
🗨️Roofing Scams - 'Extra Work'
🗨️British Gas Scam Emails
🗨️Safe Jobseeking
🗨️Avoiding Cryptocurrency Scams
➡️ https://mailchi.mp/d4367973ea19/trading-standards-scotland-bulletin-22-january
Reposted by Moray Citizens Advice Bureau
“Once again this winter, many people across Scotland are left shivering in the dark because they simply can’t afford the energy we all rely on.”
David highlights why this winter could be the toughest yet for vulnerable households struggling with energy debt.
tfn.scot/opinion/ofge...
David highlights why this winter could be the toughest yet for vulnerable households struggling with energy debt.
tfn.scot/opinion/ofge...
Ofgem’s ‘energy price cap’ is not worthy of the name - TFN
David Hilferty: “Again this winter people across Scotland are shivering in the dark”
tfn.scot
January 12, 2026 at 3:08 PM
“Once again this winter, many people across Scotland are left shivering in the dark because they simply can’t afford the energy we all rely on.”
David highlights why this winter could be the toughest yet for vulnerable households struggling with energy debt.
tfn.scot/opinion/ofge...
David highlights why this winter could be the toughest yet for vulnerable households struggling with energy debt.
tfn.scot/opinion/ofge...
Reposted by Moray Citizens Advice Bureau
Universal Credit isn’t working for the people who need it most. Erica highlights how young people and women are disproportionately affected, with unpredictable payments, long waits pushing many into crisis.
2026 must be the year we push for meaningful change.
🔗 tfn.scot/opinion/reso...
2026 must be the year we push for meaningful change.
🔗 tfn.scot/opinion/reso...
Resolutions for Universal Credit - TFN
Erica Young asks if we can hope for progress on poverty in 2026
tfn.scot
January 20, 2026 at 1:57 PM
Universal Credit isn’t working for the people who need it most. Erica highlights how young people and women are disproportionately affected, with unpredictable payments, long waits pushing many into crisis.
2026 must be the year we push for meaningful change.
🔗 tfn.scot/opinion/reso...
2026 must be the year we push for meaningful change.
🔗 tfn.scot/opinion/reso...
Reposted by Moray Citizens Advice Bureau
Every Wednesday we'll have themed posts to increase awareness of:
✔️Consumer rights in relation to purchases & contracts
✔️Where to find trusted info on issues such as dispute resolution, trusted traders & reporting problems
Know your rights - Know you're right #ConfidentConsumer
✔️Consumer rights in relation to purchases & contracts
✔️Where to find trusted info on issues such as dispute resolution, trusted traders & reporting problems
Know your rights - Know you're right #ConfidentConsumer
January 21, 2026 at 10:21 AM
Every Wednesday we'll have themed posts to increase awareness of:
✔️Consumer rights in relation to purchases & contracts
✔️Where to find trusted info on issues such as dispute resolution, trusted traders & reporting problems
Know your rights - Know you're right #ConfidentConsumer
✔️Consumer rights in relation to purchases & contracts
✔️Where to find trusted info on issues such as dispute resolution, trusted traders & reporting problems
Know your rights - Know you're right #ConfidentConsumer
Reposted by Moray Citizens Advice Bureau
If you're confused about applying for Universal Credit or have had a letter about Managed Migration, we can help.
Call on 0800 023 2581 to speak to one of our Help to Claim experts.
Call on 0800 023 2581 to speak to one of our Help to Claim experts.
January 21, 2026 at 10:49 AM
If you're confused about applying for Universal Credit or have had a letter about Managed Migration, we can help.
Call on 0800 023 2581 to speak to one of our Help to Claim experts.
Call on 0800 023 2581 to speak to one of our Help to Claim experts.
Do you need advice? Don't have time to drop in and see us at Moray CAB? Then why not call our appointments line to see if we can offer you an appointment at one of our Outreach locations throughout Moray👇🏽
📌Our Forres Outreach is full for tomorrow, some availability left in Buckie for this week
📌Our Forres Outreach is full for tomorrow, some availability left in Buckie for this week
January 20, 2026 at 9:51 AM
Do you need advice? Don't have time to drop in and see us at Moray CAB? Then why not call our appointments line to see if we can offer you an appointment at one of our Outreach locations throughout Moray👇🏽
📌Our Forres Outreach is full for tomorrow, some availability left in Buckie for this week
📌Our Forres Outreach is full for tomorrow, some availability left in Buckie for this week
Reposted by Moray Citizens Advice Bureau
Have you experienced a scam?
If you're in Scotland, report it to Advice Direct Scotland on 0808 164 6000 or via https://scamwatch.consumeradvice.scot/
Stay #ScamAware
If you're in Scotland, report it to Advice Direct Scotland on 0808 164 6000 or via https://scamwatch.consumeradvice.scot/
Stay #ScamAware
January 19, 2026 at 1:25 PM
Have you experienced a scam?
If you're in Scotland, report it to Advice Direct Scotland on 0808 164 6000 or via https://scamwatch.consumeradvice.scot/
Stay #ScamAware
If you're in Scotland, report it to Advice Direct Scotland on 0808 164 6000 or via https://scamwatch.consumeradvice.scot/
Stay #ScamAware
Are you worried this winter? 1 in 3 people in Scotland say their biggest financial concern right now is their energy bills. We will always aim to make you feel heard and work with you to find a solution, we’re on your side. Visit 👉 www.cas.org.uk/worried
January 19, 2026 at 11:32 AM
Are you worried this winter? 1 in 3 people in Scotland say their biggest financial concern right now is their energy bills. We will always aim to make you feel heard and work with you to find a solution, we’re on your side. Visit 👉 www.cas.org.uk/worried
Happy New Year!
Moray CAB are back open as normal. Our opening hours can be found pinned on our FB page and all updates of any closures.
Drop in for General advice -
Monday & Friday 0930-1230
Tuesday, Wednesday & Thursday 0930-1530
Apts for form filling/Outreach - 01343 555163 (AM's Mon-Thur)
Moray CAB are back open as normal. Our opening hours can be found pinned on our FB page and all updates of any closures.
Drop in for General advice -
Monday & Friday 0930-1230
Tuesday, Wednesday & Thursday 0930-1530
Apts for form filling/Outreach - 01343 555163 (AM's Mon-Thur)
January 5, 2026 at 12:43 PM
Happy New Year!
Moray CAB are back open as normal. Our opening hours can be found pinned on our FB page and all updates of any closures.
Drop in for General advice -
Monday & Friday 0930-1230
Tuesday, Wednesday & Thursday 0930-1530
Apts for form filling/Outreach - 01343 555163 (AM's Mon-Thur)
Moray CAB are back open as normal. Our opening hours can be found pinned on our FB page and all updates of any closures.
Drop in for General advice -
Monday & Friday 0930-1230
Tuesday, Wednesday & Thursday 0930-1530
Apts for form filling/Outreach - 01343 555163 (AM's Mon-Thur)
Reposted by Moray Citizens Advice Bureau
📣 Today we’re launching our “Worried this winter?” campaign.
1 in 3 people in Scotland say their biggest financial concern right now is their energy bills, but the Citizens Advice network in Scotland is here to listen and help.
Visit our website to find out more 👉 www.cas.org.uk/worried
1 in 3 people in Scotland say their biggest financial concern right now is their energy bills, but the Citizens Advice network in Scotland is here to listen and help.
Visit our website to find out more 👉 www.cas.org.uk/worried
December 17, 2025 at 10:52 AM
📣 Today we’re launching our “Worried this winter?” campaign.
1 in 3 people in Scotland say their biggest financial concern right now is their energy bills, but the Citizens Advice network in Scotland is here to listen and help.
Visit our website to find out more 👉 www.cas.org.uk/worried
1 in 3 people in Scotland say their biggest financial concern right now is their energy bills, but the Citizens Advice network in Scotland is here to listen and help.
Visit our website to find out more 👉 www.cas.org.uk/worried
Reposted by Moray Citizens Advice Bureau
From a safe home and healthcare to fairness, freedom and equality, across the Citizens Advice network in Scotland, we see every day how vital these rights are.
🔗https://tfn.scot/opinion/happy-international-human-rights-day
🔗https://tfn.scot/opinion/happy-international-human-rights-day
tfn.scot
December 17, 2025 at 11:10 AM
From a safe home and healthcare to fairness, freedom and equality, across the Citizens Advice network in Scotland, we see every day how vital these rights are.
🔗https://tfn.scot/opinion/happy-international-human-rights-day
🔗https://tfn.scot/opinion/happy-international-human-rights-day
Reposted by Moray Citizens Advice Bureau
A-Z of scams: QR Code scams
🅿️Criminals sticking codes on top of legitimate QR codes on parking meters/charging points
✉️Notes impersonating delivery companies asking you to scan a QR code to rearrange a delivery
Always review a QR code's URL before opening it
https://www.tsscot.co.uk/a-z-scams/
🅿️Criminals sticking codes on top of legitimate QR codes on parking meters/charging points
✉️Notes impersonating delivery companies asking you to scan a QR code to rearrange a delivery
Always review a QR code's URL before opening it
https://www.tsscot.co.uk/a-z-scams/
December 17, 2025 at 12:06 PM
A-Z of scams: QR Code scams
🅿️Criminals sticking codes on top of legitimate QR codes on parking meters/charging points
✉️Notes impersonating delivery companies asking you to scan a QR code to rearrange a delivery
Always review a QR code's URL before opening it
https://www.tsscot.co.uk/a-z-scams/
🅿️Criminals sticking codes on top of legitimate QR codes on parking meters/charging points
✉️Notes impersonating delivery companies asking you to scan a QR code to rearrange a delivery
Always review a QR code's URL before opening it
https://www.tsscot.co.uk/a-z-scams/
Reposted by Moray Citizens Advice Bureau
In this week's #ScamShare bulletin:
💬Amazon Refund Scams
💬Window and Door Discount Scams
💬Compensation Scams
💬Roofing Scams
💬Donate to Charity Safely
💬Gift Card Scams
Please read & share➡️https://mailchi.mp/5ecd8217c0e9/trading-standards-scotland-bulletin-4-december
💬Amazon Refund Scams
💬Window and Door Discount Scams
💬Compensation Scams
💬Roofing Scams
💬Donate to Charity Safely
💬Gift Card Scams
Please read & share➡️https://mailchi.mp/5ecd8217c0e9/trading-standards-scotland-bulletin-4-december
December 4, 2025 at 8:35 AM
In this week's #ScamShare bulletin:
💬Amazon Refund Scams
💬Window and Door Discount Scams
💬Compensation Scams
💬Roofing Scams
💬Donate to Charity Safely
💬Gift Card Scams
Please read & share➡️https://mailchi.mp/5ecd8217c0e9/trading-standards-scotland-bulletin-4-december
💬Amazon Refund Scams
💬Window and Door Discount Scams
💬Compensation Scams
💬Roofing Scams
💬Donate to Charity Safely
💬Gift Card Scams
Please read & share➡️https://mailchi.mp/5ecd8217c0e9/trading-standards-scotland-bulletin-4-december
Reposted by Moray Citizens Advice Bureau
If you're a single parent in Scotland looking for advice give us a call on our Helpline📲
👩👦 Talk to our expert advisors about anything from general worries to budgeting and benefits
Call 0808 801 0323 ☎️
opfs.org.uk/talk-to-us/l...
#SingleParents #Scotland #Helpline #SingleParentSupport #OPFS
👩👦 Talk to our expert advisors about anything from general worries to budgeting and benefits
Call 0808 801 0323 ☎️
opfs.org.uk/talk-to-us/l...
#SingleParents #Scotland #Helpline #SingleParentSupport #OPFS
December 1, 2025 at 8:30 AM
If you're a single parent in Scotland looking for advice give us a call on our Helpline📲
👩👦 Talk to our expert advisors about anything from general worries to budgeting and benefits
Call 0808 801 0323 ☎️
opfs.org.uk/talk-to-us/l...
#SingleParents #Scotland #Helpline #SingleParentSupport #OPFS
👩👦 Talk to our expert advisors about anything from general worries to budgeting and benefits
Call 0808 801 0323 ☎️
opfs.org.uk/talk-to-us/l...
#SingleParents #Scotland #Helpline #SingleParentSupport #OPFS
Reposted by Moray Citizens Advice Bureau
Struggling to deal with debt? Our money and debt advice service is free and open to single parents across all of Scotland💸
Find out more and get in touch⬇️
opfs.org.uk/support-and-...
#Debt #Scotland #SingleParents #DealingWithDebt #MoneyWorries
Find out more and get in touch⬇️
opfs.org.uk/support-and-...
#Debt #Scotland #SingleParents #DealingWithDebt #MoneyWorries
November 25, 2025 at 9:00 AM
Struggling to deal with debt? Our money and debt advice service is free and open to single parents across all of Scotland💸
Find out more and get in touch⬇️
opfs.org.uk/support-and-...
#Debt #Scotland #SingleParents #DealingWithDebt #MoneyWorries
Find out more and get in touch⬇️
opfs.org.uk/support-and-...
#Debt #Scotland #SingleParents #DealingWithDebt #MoneyWorries
Reposted by Moray Citizens Advice Bureau
We’re proud that Citizens Advice Scotland’s national data, alongside StepChange data, has been used in this powerful new research. Our data is one of the largest, richest, and most reliable real-time pictures of how people in Scotland experience debt and hardship
Today with @trusselluk.bsky.social & @opfs.org.uk, using Scotland data from @citizensadvicescot.bsky.social & @stepchange.bsky.social, we’ve launched new research into the public debt crisis. Discover how women are more likely to experience public debt which traps their family in poverty.
November 25, 2025 at 12:16 PM
We’re proud that Citizens Advice Scotland’s national data, alongside StepChange data, has been used in this powerful new research. Our data is one of the largest, richest, and most reliable real-time pictures of how people in Scotland experience debt and hardship
➡️Do you have a few spare hours per week?🤔
➡️Do you want to help people in Moray?😇
If you have answered 'YES', then we could be looking for you!
Moray CAB are looking to recruit Board Members and Trainee Volunteer Advisers. See attached poster for more information 👇🏽
➡️Do you want to help people in Moray?😇
If you have answered 'YES', then we could be looking for you!
Moray CAB are looking to recruit Board Members and Trainee Volunteer Advisers. See attached poster for more information 👇🏽
November 25, 2025 at 8:58 AM
➡️Do you have a few spare hours per week?🤔
➡️Do you want to help people in Moray?😇
If you have answered 'YES', then we could be looking for you!
Moray CAB are looking to recruit Board Members and Trainee Volunteer Advisers. See attached poster for more information 👇🏽
➡️Do you want to help people in Moray?😇
If you have answered 'YES', then we could be looking for you!
Moray CAB are looking to recruit Board Members and Trainee Volunteer Advisers. See attached poster for more information 👇🏽
Reposted by Moray Citizens Advice Bureau
We’ve joined 100+ others in calling for the government to fully scrap the two-child limit. Every child deserves the best start in life. By fully scrapping the two-child limit the UK government can deliver a decisive shift in children’s opportunities, and in the UK's potential. 🧵(1/2)
November 12, 2025 at 9:50 PM
We’ve joined 100+ others in calling for the government to fully scrap the two-child limit. Every child deserves the best start in life. By fully scrapping the two-child limit the UK government can deliver a decisive shift in children’s opportunities, and in the UK's potential. 🧵(1/2)