The greatest risk in life is not taking one. - Peter L. Bernstein
• Regulatory changes could impact operations.
• Increased competition from banks & fintechs like PagSeguro & XP Inc.
• Economic instability in Latin America affects spending & credit growth.
• Market volatility could impact stock performance short-term.
• Denomination of local currencies
• Regulatory changes could impact operations.
• Increased competition from banks & fintechs like PagSeguro & XP Inc.
• Economic instability in Latin America affects spending & credit growth.
• Market volatility could impact stock performance short-term.
• Denomination of local currencies
• Brazil: 100M customers (57% of adult population)
• Mexico: ~9M customers
• Colombia: ~2M customers
• Brazil: 100M customers (57% of adult population)
• Mexico: ~9M customers
• Colombia: ~2M customers
• Continued growth in Latin American fintech sector expected.
• Exploring new products & expansion into more countries. Potential ARPU expansion
• Projected to reach ~150M customers by end of 2025.
• Future market expansions to enhance revenue streams.
• Continued growth in Latin American fintech sector expected.
• Exploring new products & expansion into more countries. Potential ARPU expansion
• Projected to reach ~150M customers by end of 2025.
• Future market expansions to enhance revenue streams.
• Primarily operating in Brazil, recently entered Argentina.
• Strong quarterly earnings with robust user growth & increased revenue.
• NU stock valued highly vs. competitors.
• Gaining popularity among younger consumers.
• Diversified products: credit cards, personal loans, investments
• Primarily operating in Brazil, recently entered Argentina.
• Strong quarterly earnings with robust user growth & increased revenue.
• NU stock valued highly vs. competitors.
• Gaining popularity among younger consumers.
• Diversified products: credit cards, personal loans, investments
• Significant growth since inception, especially in Brazil.
• Expanded to 110M users in Latin America.
• Attracted notable investors like Warren Buffett, showing strong market confidence.
• Stock surged 89% since Oct 8, 2023, outperforming the S&P 500.
• Warren Buffett sold some shares.
• Significant growth since inception, especially in Brazil.
• Expanded to 110M users in Latin America.
• Attracted notable investors like Warren Buffett, showing strong market confidence.
• Stock surged 89% since Oct 8, 2023, outperforming the S&P 500.
• Warren Buffett sold some shares.