Drew Rappolt
lidlwig.bsky.social
Drew Rappolt
@lidlwig.bsky.social
Peaked at 4th grade school spelling champion

Econ/Finance Bay Area Sports
I feel the USD of coffee is Starbucks as they are everywhere...much like the Big Mac index
November 13, 2025 at 4:00 PM
What is it in double pump mocha lattes though. That’s the other important currency exchange rate
November 13, 2025 at 2:53 PM
Have about a 0.9% spread between 30 and 50 where the payment drops. Above that and the payment is in fact larger
Just rudimentary math here but using current avg rates per Mortgage news daily and extending it out a bit for 50 yr term (mkt will want more duration spread from 30 v 50)
320k 15 yr (5.8%) = $2665.89
30 yr (6.3%) = 1980.71
50 yr (7%) = 1925.40
50 yr (7.22%) = 1979.46

Doesn't seem much a help to me
While a 50 year mortgage might lower monthly payments, it drastically increases total interest and slows equity growth. Stimulating demand without fixing supply would likely raise prices. The core issue in the housing market isn't financing; it's the lack of supply.
November 13, 2025 at 2:47 PM
The theory is she removes her name in trade for Trump endorsement for SC Gov
November 12, 2025 at 7:32 PM
problem is even the math doesn't make sense
Just rudimentary math here but using current avg rates per Mortgage news daily and extending it out a bit for 50 yr term (mkt will want more duration spread from 30 v 50)
320k 15 yr (5.8%) = $2665.89
30 yr (6.3%) = 1980.71
50 yr (7%) = 1925.40
50 yr (7.22%) = 1979.46

Doesn't seem much a help to me
While a 50 year mortgage might lower monthly payments, it drastically increases total interest and slows equity growth. Stimulating demand without fixing supply would likely raise prices. The core issue in the housing market isn't financing; it's the lack of supply.
November 11, 2025 at 7:35 PM
investors looking for an excuse to take profits vs confirmation to add to positioning is my view
November 10, 2025 at 9:55 PM
To me even Ep 3 equally cringe worthy though its specific faults lie with the pacing of the story TPM and AOTS had....felt way too rushed like they had to bring 3 movies into 1 2 hour performance...my youngest is 2, i plan to start with Rogue One then go from there when the time comes
November 10, 2025 at 7:23 PM
"there's always a bigger fish" eye roll intensively
November 10, 2025 at 7:17 PM
Did see it a second time with my mom the next day and that was the moment realized just how bad it was....Eps 2 and 9 were equally deflating

But the soundtrack, especially Duel of the Fates, is the only redeeming quality of that movie
November 10, 2025 at 7:10 PM