(Yes, it's stupidly complicated, but no, funding CSRs would not do anything to reduce out-of-pocket costs relative to status quo; it would instead raise premiums for some enrollees in most states.)

Right. Under the Cassidy plan, there would no longer be enhanced ACA premium tax credits. But, people who buy bronze plans with high deductibles would instead get a government contribution into an HSA account.

The biggest criticism of the ACA from the start was that health insurance still wasn't affordable for many. The enhanced premium tax credits, slated to expire at the end of this year, helped address that. But, the tradeoff is higher federal spending.