David Gourley, CSLP
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k12planning.bsky.social
David Gourley, CSLP
@k12planning.bsky.social
I talk about PSLF, student loans, and all things money that pertain to educators.

https://www.k-12planning.com/links
Very true.

It's all psychological.
December 16, 2024 at 6:06 PM
"Oh, I can submit this PSLF application and have all of my loans forgiven?"

Me: "yes"

"That's easy, I can do that myself"

Me: "Then why didn't you prior to this meeting?"
December 16, 2024 at 6:02 PM
Very cool. Congrats!!!!
December 16, 2024 at 6:00 PM
Another planner or staff to assist?
December 14, 2024 at 4:31 AM
This is why proper financial planning (with tax planning) is so darn important!

#teacher #principal #educator #teachers #EduSky #educhat
December 6, 2024 at 7:35 PM
We sold long-term positions in their taxable brokerage account at $10,000 in gains.

Long-term capital gains sold in the 12% tax bracket are taxed at 0%!

In the future this family will likely be in a higher tax bracket and would have had to pay 15% on all gains in the taxable brokerage account.
December 6, 2024 at 7:35 PM
Except for the people who moved to SAVE for the MFS benefits!

But yes, in theory it would be the best play for the masses.
November 25, 2024 at 3:57 AM
4. I don't want to have to wait 30-40 years to collect a pension problem!
November 24, 2024 at 4:52 AM
3. I don't want to have to come to school sick because it's easier than creating sub plans problem!
November 24, 2024 at 4:52 AM
2. I don't want to have a master's degree and earn $50,000 per year problem!
November 24, 2024 at 4:52 AM
1. I don't want to use my own sick days for maternity/paternity leave problem!
November 24, 2024 at 4:52 AM