The paper is available here:
www.ifo.de/en/cesifo/pu...

We are very grateful to The Hamrin Foundation for supporting our research on digital tools in retirement planning.

Overall, the annual pension statement seems to prompt people to engage with retirement planning by acting as a recurring reminder. It also encourages certain individuals to initiate their pension claims.

2️⃣ The spike is short-lived and fades within four weeks, but similar spikes occur each year.
3️⃣ The number of actual pension claims increases by 33% in the week that the statement is received.

Main results:
1️⃣ There is a strong and immediate increase in planning activity, as measured by registrations and forecasts on the dashboard. People of all ages, genders, incomes and levels of education respond.

Using the staggered regional rollout of the statement and detailed weekly user data from the national pension dashboard, minPension, we examine the impact of this large-scale, personalised, recurring communication on retirement planning and pension claiming.

Grattis!

We find that providing information about gender differences in numeracy skills increases male respondents' confidence, but has no effect on female respondents.

We observe no significant effect of information about age differences.

We conducted a survey experiment in which participants were randomly exposed to information about age or gender differences in numeracy.

We analyse how this affects their financial literacy and confidence, and the implications for investment and savings decisions.

So cool, congratulations!

I got mine on Friday (which was earlier than expected), but I know that some German cities could only start sending them out on Friday, so it really seems to depend on where you had to register ... Fingers crossed you'll get them very soon!

This one? docs.google.com/spreadsheets...