As above, its a reduction in the amount of NI you can only avoid paying by using salary sacrifice. It's a reduction of a benefit that (mainly) favours high earners.
You still get tax relief on your pension contributions in. You get 25% tax free PCLS, then you get taxed on your pension income.
November 26, 2025 at 7:14 AM
As above, its a reduction in the amount of NI you can only avoid paying by using salary sacrifice. It's a reduction of a benefit that (mainly) favours high earners.
You still get tax relief on your pension contributions in. You get 25% tax free PCLS, then you get taxed on your pension income.