Ike in Portland
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ikesourus.bsky.social
Ike in Portland
@ikesourus.bsky.social
1.5K followers 470 following 1.4K posts
Just a Blazer fan trying to get by. Supply Chain and Logistics Specialist, Demand Planner, basketball boy
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Reposted by Ike in Portland
pecunium.bsky.social
This is why people spent/saved more during Lockdown.

It wasn’t the stimulus checks, it was not being required to spend all that money just to survive.
2. The Cliff at $45,000 (The Healthcare Trap) The family earns a $10,000 raise. Good news? No. At this level, the parents lose Medicaid eligibility. Suddenly, they must pay premiums and deductibles. • Income Gain: +$10,000 • Expense Increase: +$10,567 • Net Result: They are poorer than before. The effective tax on this mobility is over 100%. 3. The Cliff at $65,000 (The Childcare Trap) This is the breaker. The family works harder. They get promoted to $65,000. They are now solidly "Working Class." But at roughly this level, childcare subsidies vanish. They must now pay the full market rate for daycare. • Income Gain: +$20,000 (from $45k) • Expense Increase: +$28,000 (jumping from co-pays to full tuition) • Net Result: Total collapse. When you run the net-income numbers, a family earning $100,000 is effectively in a worse monthly financial position than a family earning $40,000.
November 26, 2025 at 2:13 PM