Matt Holmes
@holmesosaurusrx.bsky.social
Founder at CoBuy • unlocking homeownership + wealth creation • learner • lover • dog chauffeur • 🇺🇸 🇬🇧
Reposted by Matt Holmes
We're a systems-driven startup with 3 FT co-founders.
We have systems and tech that should solve payment tracking.
But today: hours spent untangling what's due, when, and why.
Different structures. Different frequencies. Different channels screaming updates.
We have systems and tech that should solve payment tracking.
But today: hours spent untangling what's due, when, and why.
Different structures. Different frequencies. Different channels screaming updates.
October 16, 2025 at 10:52 AM
We're a systems-driven startup with 3 FT co-founders.
We have systems and tech that should solve payment tracking.
But today: hours spent untangling what's due, when, and why.
Different structures. Different frequencies. Different channels screaming updates.
We have systems and tech that should solve payment tracking.
But today: hours spent untangling what's due, when, and why.
Different structures. Different frequencies. Different channels screaming updates.
Reposted by Matt Holmes
This pyramid is why your parents' agent isn't enough.
Everyone above the money gets paid and leaves.
Everyone below pays and stays for 10 years.
With zero structure for what comes next.
Before hiring: "How many non-married co-buyer deals?"
Zero = run.
Reply CHECKLIST for the guide.
Everyone above the money gets paid and leaves.
Everyone below pays and stays for 10 years.
With zero structure for what comes next.
Before hiring: "How many non-married co-buyer deals?"
Zero = run.
Reply CHECKLIST for the guide.
September 13, 2025 at 5:17 AM
This pyramid is why your parents' agent isn't enough.
Everyone above the money gets paid and leaves.
Everyone below pays and stays for 10 years.
With zero structure for what comes next.
Before hiring: "How many non-married co-buyer deals?"
Zero = run.
Reply CHECKLIST for the guide.
Everyone above the money gets paid and leaves.
Everyone below pays and stays for 10 years.
With zero structure for what comes next.
Before hiring: "How many non-married co-buyer deals?"
Zero = run.
Reply CHECKLIST for the guide.
Co-buying and co-owning a home are complicated.
So many moving parts; and they're all inter-related, which makes things tougher.
After nearly 9 years, here's what we know:
Best way to solve this set of complicated challenges? Break it down into small pieces. Tackle them systematically.
So many moving parts; and they're all inter-related, which makes things tougher.
After nearly 9 years, here's what we know:
Best way to solve this set of complicated challenges? Break it down into small pieces. Tackle them systematically.
August 22, 2025 at 4:55 PM
Co-buying and co-owning a home are complicated.
So many moving parts; and they're all inter-related, which makes things tougher.
After nearly 9 years, here's what we know:
Best way to solve this set of complicated challenges? Break it down into small pieces. Tackle them systematically.
So many moving parts; and they're all inter-related, which makes things tougher.
After nearly 9 years, here's what we know:
Best way to solve this set of complicated challenges? Break it down into small pieces. Tackle them systematically.
I’ve watched co-buyers lose homes + relationships over missed deadlines.
That’s why we built the Property Events Calendar — the heartbeat of Co-ownerOS™.
That’s why we built the Property Events Calendar — the heartbeat of Co-ownerOS™.
Co-buyers put $350k+ at risk before move-in.
Everything that can derail a shared home happens on a timeline:
• Miss a financing deadline
• Skip an inspection
• Delay a payment
The new Property Events Calendar keeps every date, decision + document aligned inside Co-ownerOS™.
Everything that can derail a shared home happens on a timeline:
• Miss a financing deadline
• Skip an inspection
• Delay a payment
The new Property Events Calendar keeps every date, decision + document aligned inside Co-ownerOS™.
August 21, 2025 at 12:59 PM
I’ve watched co-buyers lose homes + relationships over missed deadlines.
That’s why we built the Property Events Calendar — the heartbeat of Co-ownerOS™.
That’s why we built the Property Events Calendar — the heartbeat of Co-ownerOS™.
Co-buying a home with family or friends? That’s $350k+ at risk, $700k+ on the line.
We built Co-ownerOS™ so groups don’t gamble with that.
⚡ $400 Annual Pass ends Aug 22 → cobuy.io/annual-pass
We built Co-ownerOS™ so groups don’t gamble with that.
⚡ $400 Annual Pass ends Aug 22 → cobuy.io/annual-pass
Planning a joint home purchase with family, friends, or a partner?
Protect your $700k+ investment for $400.
⚡ Annual Pass ends Aug 22 → cobuy.io/annual-pass
Protect your $700k+ investment for $400.
⚡ Annual Pass ends Aug 22 → cobuy.io/annual-pass
August 21, 2025 at 12:30 PM
Co-buying a home with family or friends? That’s $350k+ at risk, $700k+ on the line.
We built Co-ownerOS™ so groups don’t gamble with that.
⚡ $400 Annual Pass ends Aug 22 → cobuy.io/annual-pass
We built Co-ownerOS™ so groups don’t gamble with that.
⚡ $400 Annual Pass ends Aug 22 → cobuy.io/annual-pass
Reposted by Matt Holmes
🏠 CoBuy featured in the LA Times!
Their piece on housing's future highlighted how more friends are co-buying than ever—30% of US home sales now involve co-buyers.
Young people aren't waiting for perfect situations. They're pooling resources to build wealth together.
www.latimes.com/california/s...
Their piece on housing's future highlighted how more friends are co-buying than ever—30% of US home sales now involve co-buyers.
Young people aren't waiting for perfect situations. They're pooling resources to build wealth together.
www.latimes.com/california/s...
Will we ever get enough housing? The future holds promise
How can we achieve more and better housing? Denser neighborhoods. Smaller homes, some modular or printed in 3-D. Properties co-owned. ADUs sold separately.
www.latimes.com
August 11, 2025 at 10:18 PM
🏠 CoBuy featured in the LA Times!
Their piece on housing's future highlighted how more friends are co-buying than ever—30% of US home sales now involve co-buyers.
Young people aren't waiting for perfect situations. They're pooling resources to build wealth together.
www.latimes.com/california/s...
Their piece on housing's future highlighted how more friends are co-buying than ever—30% of US home sales now involve co-buyers.
Young people aren't waiting for perfect situations. They're pooling resources to build wealth together.
www.latimes.com/california/s...
We didn't set out to build Co-ownerOS™.
It's an evolution--years of helping CoBuy groups of all shapes and sizes. Siblings, friend groups, parents helping kids, intergenerational households, multiple couples...imagine a combo. We've been privileged/entrusted to work on. And we're co-buyers, too.
It's an evolution--years of helping CoBuy groups of all shapes and sizes. Siblings, friend groups, parents helping kids, intergenerational households, multiple couples...imagine a combo. We've been privileged/entrusted to work on. And we're co-buyers, too.
Most co-buyers fail. 5 moving parts go wrong: social, financial, legal, operational & risk.
Co-ownerOS™ creates living agreements in 45min vs $10K+ legal fees up front.
$400/yr covers your group (4 people).
cobuy.io/annual-pass
Co-ownerOS™ creates living agreements in 45min vs $10K+ legal fees up front.
$400/yr covers your group (4 people).
cobuy.io/annual-pass
August 7, 2025 at 4:35 AM
We didn't set out to build Co-ownerOS™.
It's an evolution--years of helping CoBuy groups of all shapes and sizes. Siblings, friend groups, parents helping kids, intergenerational households, multiple couples...imagine a combo. We've been privileged/entrusted to work on. And we're co-buyers, too.
It's an evolution--years of helping CoBuy groups of all shapes and sizes. Siblings, friend groups, parents helping kids, intergenerational households, multiple couples...imagine a combo. We've been privileged/entrusted to work on. And we're co-buyers, too.
Reposted by Matt Holmes
The 6-month mark is when co-buying gets weird. Questions pile up. Static builds. Kitchen conversations go nowhere.
We've learned: people just need to talk. Make the implicit explicit. Get it structured before small doubts become big problems.
Structure is love.
→ cobuy.io
We've learned: people just need to talk. Make the implicit explicit. Get it structured before small doubts become big problems.
Structure is love.
→ cobuy.io
CoBuy: Plan, Co-buy & Co-own Your Home with Co-ownerOS™
Simplify home co-buying & co-ownership with Co-ownerOS™. Your trusted partner to plan, purchase, and manage property together.
cobuy.io
July 19, 2025 at 11:30 AM
The 6-month mark is when co-buying gets weird. Questions pile up. Static builds. Kitchen conversations go nowhere.
We've learned: people just need to talk. Make the implicit explicit. Get it structured before small doubts become big problems.
Structure is love.
→ cobuy.io
We've learned: people just need to talk. Make the implicit explicit. Get it structured before small doubts become big problems.
Structure is love.
→ cobuy.io
Reposted by Matt Holmes
Moneywise called co-buying transformative.
9 years ago, we started CoBuy from our own experience: homeownership was broken.
Sometimes the future takes a while to become obvious.
moneywise.com/mortgages/ch...
9 years ago, we started CoBuy from our own experience: homeownership was broken.
Sometimes the future takes a while to become obvious.
moneywise.com/mortgages/ch...
July 1, 2025 at 8:15 AM
Moneywise called co-buying transformative.
9 years ago, we started CoBuy from our own experience: homeownership was broken.
Sometimes the future takes a while to become obvious.
moneywise.com/mortgages/ch...
9 years ago, we started CoBuy from our own experience: homeownership was broken.
Sometimes the future takes a while to become obvious.
moneywise.com/mortgages/ch...
Reposted by Matt Holmes
The co-ownership honeymoon ends the first time the toilet breaks on a Tuesday.
Suddenly, "we'll figure it out" becomes a fight over a $300 plumber bill that kills a 15-year friendship.
You don't need more trust. You need a system.
We help you build it.
Suddenly, "we'll figure it out" becomes a fight over a $300 plumber bill that kills a 15-year friendship.
You don't need more trust. You need a system.
We help you build it.
June 18, 2025 at 3:31 AM
The co-ownership honeymoon ends the first time the toilet breaks on a Tuesday.
Suddenly, "we'll figure it out" becomes a fight over a $300 plumber bill that kills a 15-year friendship.
You don't need more trust. You need a system.
We help you build it.
Suddenly, "we'll figure it out" becomes a fight over a $300 plumber bill that kills a 15-year friendship.
You don't need more trust. You need a system.
We help you build it.
Reposted by Matt Holmes
It's done. Pilot Pass campaign closed!
To everyone who joined: you're legends.
To our Mission Supporters: you've been with us since day one. Thank you.
To those who missed it: stay tuned. Big things ahead for Co-ownerOS™ in 2025.
To everyone who joined: you're legends.
To our Mission Supporters: you've been with us since day one. Thank you.
To those who missed it: stay tuned. Big things ahead for Co-ownerOS™ in 2025.
June 2, 2025 at 7:41 AM
It's done. Pilot Pass campaign closed!
To everyone who joined: you're legends.
To our Mission Supporters: you've been with us since day one. Thank you.
To those who missed it: stay tuned. Big things ahead for Co-ownerOS™ in 2025.
To everyone who joined: you're legends.
To our Mission Supporters: you've been with us since day one. Thank you.
To those who missed it: stay tuned. Big things ahead for Co-ownerOS™ in 2025.
Co-ownerOS Pilot Pass closes in 90 minutes.
If you're planning to buy property with partners in 2025:
- Cut your search time by 50%
- Protect against $350k in identified risks
- Get peace of mind
GPilot Pass for $500 (fixed) saves you $4,200+.
If you're planning to buy property with partners in 2025:
- Cut your search time by 50%
- Protect against $350k in identified risks
- Get peace of mind
GPilot Pass for $500 (fixed) saves you $4,200+.
June 2, 2025 at 5:18 AM
Co-ownerOS Pilot Pass closes in 90 minutes.
If you're planning to buy property with partners in 2025:
- Cut your search time by 50%
- Protect against $350k in identified risks
- Get peace of mind
GPilot Pass for $500 (fixed) saves you $4,200+.
If you're planning to buy property with partners in 2025:
- Cut your search time by 50%
- Protect against $350k in identified risks
- Get peace of mind
GPilot Pass for $500 (fixed) saves you $4,200+.
Reposted by Matt Holmes
Closes at 11:59 PM PT tonight ⏰
Your Co-ownership Agreement sorted in 45 min.
No lawyers. No drama. Just protection.
Pilot Pass:
→ $500 flat (2-4 people, 2 years)
→ Tomorrow: $49/person/month
Get yours before midnight: cobuy.io/campaign
Your Co-ownership Agreement sorted in 45 min.
No lawyers. No drama. Just protection.
Pilot Pass:
→ $500 flat (2-4 people, 2 years)
→ Tomorrow: $49/person/month
Get yours before midnight: cobuy.io/campaign
June 1, 2025 at 11:35 PM
Closes at 11:59 PM PT tonight ⏰
Your Co-ownership Agreement sorted in 45 min.
No lawyers. No drama. Just protection.
Pilot Pass:
→ $500 flat (2-4 people, 2 years)
→ Tomorrow: $49/person/month
Get yours before midnight: cobuy.io/campaign
Your Co-ownership Agreement sorted in 45 min.
No lawyers. No drama. Just protection.
Pilot Pass:
→ $500 flat (2-4 people, 2 years)
→ Tomorrow: $49/person/month
Get yours before midnight: cobuy.io/campaign
Reposted by Matt Holmes
We just dropped $10K in free co-buying resources.
Plus how to save $4,204 before tomorrow night.
RT to help someone protect their $350K investment 👇
bsky.app/profile/cobu...
Plus how to save $4,204 before tomorrow night.
RT to help someone protect their $350K investment 👇
bsky.app/profile/cobu...
1/ We've helped thousands co-buy homes.
Friends, family members, couples, groups.
Here's $10,000 worth of resources/tools - FREE.
Plus why the next 30 hours could save you $4,204:
🧵
Friends, family members, couples, groups.
Here's $10,000 worth of resources/tools - FREE.
Plus why the next 30 hours could save you $4,204:
🧵
June 1, 2025 at 8:25 AM
We just dropped $10K in free co-buying resources.
Plus how to save $4,204 before tomorrow night.
RT to help someone protect their $350K investment 👇
bsky.app/profile/cobu...
Plus how to save $4,204 before tomorrow night.
RT to help someone protect their $350K investment 👇
bsky.app/profile/cobu...
Reposted by Matt Holmes
$350k - average co-buyer risk on a $750k home
Built a calculator after 9 years seeing what goes wrong in co-ownership
Check yours: www.cobuy.io/campaign#cal...
Until Sunday: $500 for 2-year protection (4 co-owners)
~$5/person/month vs regular $4,704
Built a calculator after 9 years seeing what goes wrong in co-ownership
Check yours: www.cobuy.io/campaign#cal...
Until Sunday: $500 for 2-year protection (4 co-owners)
~$5/person/month vs regular $4,704
May 30, 2025 at 7:06 PM
$350k - average co-buyer risk on a $750k home
Built a calculator after 9 years seeing what goes wrong in co-ownership
Check yours: www.cobuy.io/campaign#cal...
Until Sunday: $500 for 2-year protection (4 co-owners)
~$5/person/month vs regular $4,704
Built a calculator after 9 years seeing what goes wrong in co-ownership
Check yours: www.cobuy.io/campaign#cal...
Until Sunday: $500 for 2-year protection (4 co-owners)
~$5/person/month vs regular $4,704
Reposted by Matt Holmes
Co-buyers Alex + crew—Pilot Pass in hand. Two years, four co-buyers, $500. Offer shuts 11:59 pm PT.
www.cobuy.io/campaign
www.cobuy.io/campaign
May 28, 2025 at 1:04 AM
Co-buyers Alex + crew—Pilot Pass in hand. Two years, four co-buyers, $500. Offer shuts 11:59 pm PT.
www.cobuy.io/campaign
www.cobuy.io/campaign
Reposted by Matt Holmes
Most co-buyers skip legal protection entirely.
This 28 seconds shows what happens next - and why we built Co-ownerOS™ to prevent it.
Last 36 hours at $500: cobuy.io/campaign
This 28 seconds shows what happens next - and why we built Co-ownerOS™ to prevent it.
Last 36 hours at $500: cobuy.io/campaign
May 26, 2025 at 6:24 PM
Most co-buyers skip legal protection entirely.
This 28 seconds shows what happens next - and why we built Co-ownerOS™ to prevent it.
Last 36 hours at $500: cobuy.io/campaign
This 28 seconds shows what happens next - and why we built Co-ownerOS™ to prevent it.
Last 36 hours at $500: cobuy.io/campaign
Reposted by Matt Holmes
Sometimes the best deals are the simplest ones.
$500 today.
$4,704 Wednesday.
Same Co-ownerOS™. Your call.
Last 36 hours → cobuy.io/campaign
$500 today.
$4,704 Wednesday.
Same Co-ownerOS™. Your call.
Last 36 hours → cobuy.io/campaign
May 26, 2025 at 3:17 PM
Sometimes the best deals are the simplest ones.
$500 today.
$4,704 Wednesday.
Same Co-ownerOS™. Your call.
Last 36 hours → cobuy.io/campaign
$500 today.
$4,704 Wednesday.
Same Co-ownerOS™. Your call.
Last 36 hours → cobuy.io/campaign
Just launched our Co-ownerOS™ Pilot Pass: $500 covers your entire group (up to 4 buyers) for 2 years. Zero monthly fees, no $10k lawyer bills. Only 50 passes, offer ends Monday night. Details ↓
www.cobuy.io/campaign?utm...
www.cobuy.io/campaign?utm...
Co-ownerOS™ Pilot Pass · 2 Years · $500 Flat · Ends May 27
Lock your group's co-ownership tools for 2 years with one $500 payment. Align before you sign. Skip $10k+ legal fees. First 50 groups only. Ends May 27.
www.cobuy.io
May 25, 2025 at 12:17 AM
Just launched our Co-ownerOS™ Pilot Pass: $500 covers your entire group (up to 4 buyers) for 2 years. Zero monthly fees, no $10k lawyer bills. Only 50 passes, offer ends Monday night. Details ↓
www.cobuy.io/campaign?utm...
www.cobuy.io/campaign?utm...
Reposted by Matt Holmes
James Anderson joins CoBuy as Advisor!
We're solving a massive problem: buying a home w/ friends, fam, or partners—w/o the practical, financial, & legal nightmares.
James has scaled frontier-tech & blockchain ventures for years. His decision to back Co-ownerOS™ confirms we're onto something big.
We're solving a massive problem: buying a home w/ friends, fam, or partners—w/o the practical, financial, & legal nightmares.
James has scaled frontier-tech & blockchain ventures for years. His decision to back Co-ownerOS™ confirms we're onto something big.
May 24, 2025 at 11:34 AM
James Anderson joins CoBuy as Advisor!
We're solving a massive problem: buying a home w/ friends, fam, or partners—w/o the practical, financial, & legal nightmares.
James has scaled frontier-tech & blockchain ventures for years. His decision to back Co-ownerOS™ confirms we're onto something big.
We're solving a massive problem: buying a home w/ friends, fam, or partners—w/o the practical, financial, & legal nightmares.
James has scaled frontier-tech & blockchain ventures for years. His decision to back Co-ownerOS™ confirms we're onto something big.
Reposted by Matt Holmes
🏠 Co-buying ≠ chaos when you’ve got Co-ownerOS™.
90 sec → see how friends, family & partners lock terms, docs & money flow before keys change hands.
🟢 Early-Access LIVE - Lifetime Pass (< $1/day) ends 27 May.
👉 www.cobuy.io/campaign
90 sec → see how friends, family & partners lock terms, docs & money flow before keys change hands.
🟢 Early-Access LIVE - Lifetime Pass (< $1/day) ends 27 May.
👉 www.cobuy.io/campaign
May 22, 2025 at 8:44 PM
🏠 Co-buying ≠ chaos when you’ve got Co-ownerOS™.
90 sec → see how friends, family & partners lock terms, docs & money flow before keys change hands.
🟢 Early-Access LIVE - Lifetime Pass (< $1/day) ends 27 May.
👉 www.cobuy.io/campaign
90 sec → see how friends, family & partners lock terms, docs & money flow before keys change hands.
🟢 Early-Access LIVE - Lifetime Pass (< $1/day) ends 27 May.
👉 www.cobuy.io/campaign
Reposted by Matt Holmes
🏠 Save $10k+ on co-buying legal fees—200 Lifetime Co-ownerOS™ passes open in 24 h.
Co-ownerOS™ turns messy co-buying into a 45-min guided flow—agreements, finances, docs in one hub.
⏳ Tomorrow we release 200 Lifetime Passes (+ a few annual deals) at up to 66 % off.
👀 Want first dibs? 👇
Co-ownerOS™ turns messy co-buying into a 45-min guided flow—agreements, finances, docs in one hub.
⏳ Tomorrow we release 200 Lifetime Passes (+ a few annual deals) at up to 66 % off.
👀 Want first dibs? 👇
May 19, 2025 at 10:42 PM
🏠 Save $10k+ on co-buying legal fees—200 Lifetime Co-ownerOS™ passes open in 24 h.
Co-ownerOS™ turns messy co-buying into a 45-min guided flow—agreements, finances, docs in one hub.
⏳ Tomorrow we release 200 Lifetime Passes (+ a few annual deals) at up to 66 % off.
👀 Want first dibs? 👇
Co-ownerOS™ turns messy co-buying into a 45-min guided flow—agreements, finances, docs in one hub.
⏳ Tomorrow we release 200 Lifetime Passes (+ a few annual deals) at up to 66 % off.
👀 Want first dibs? 👇
Eight years, thousands of co-buyers & co-owners later: nail these 10 conversations before you sign.
1. Money
2. Ownership split
3. Daily roles
4. Exit plan
5. Decision rules
( 1 of 3) ⬇️
1. Money
2. Ownership split
3. Daily roles
4. Exit plan
5. Decision rules
( 1 of 3) ⬇️
May 16, 2025 at 3:21 AM
Eight years, thousands of co-buyers & co-owners later: nail these 10 conversations before you sign.
1. Money
2. Ownership split
3. Daily roles
4. Exit plan
5. Decision rules
( 1 of 3) ⬇️
1. Money
2. Ownership split
3. Daily roles
4. Exit plan
5. Decision rules
( 1 of 3) ⬇️