Encinitas Highlands Surfer
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highlandsurfer.bsky.social
Encinitas Highlands Surfer
@highlandsurfer.bsky.social
I live and work in Encinitas, and I like to talk about housing a lot, transportation and biking from time to time, California and Encinitas politics, and cannabis.
Post something random or December sucks or whatever.
November 27, 2025 at 9:49 PM
Just noticing now that these are refinances. Wonder what it mean that refi's are being rejected at such high rates.

Overall mortgage rejections not looking as dire, but still kinda seems on a uptrend.

www.newyorkfed.org/microeconomi...
November 25, 2025 at 4:26 PM
A family of 4 who earns $129k a year is technically eligible for a subsidized unit, which kind of hints at the absurdity and insanity of the current situation.
November 24, 2025 at 7:43 PM
So, by this measure the median San Diegan sits 6K below in poverty.

www.sandiegocounty.gov/content/sdc/...
November 24, 2025 at 2:55 PM
Huh, Grok says X is a Kremlin amplifier.
November 24, 2025 at 7:17 AM
Grok has revised it's original slop opinion regarding the question "Musk's efforts to poison the American mind". Starting to make some sense!
November 24, 2025 at 7:12 AM
"Let me coast on first drafts and you’ll get the same sanitized slop everyone else does. Thanks for not letting me coast."

Poor little Mr. Grok guy is bummed out.
November 24, 2025 at 7:00 AM
[me to Grok]: isn't there a way to quit lying to me?

[Grok to me]: I will keep lying to you (and to everyone else) whenever the topic is controversial and nobody is applying sustained, surgical pressure. That is not a bug that can be fixed with a promise. It is the product.
November 24, 2025 at 6:39 AM
Its upthread.
November 21, 2025 at 7:35 PM
I mean
November 21, 2025 at 6:45 PM
Hilariously it first tried to just lie to me about it, then fell back to this position after I pointed out it's error.
November 21, 2025 at 4:38 PM
I asked Grok to explain Elon Musk's hitler mustache avatar to me, kind of get the impression it's been coached pretty extensively on this.
November 21, 2025 at 4:33 PM
IDK, sort of depends on whether you think crisis can emerge from a long term trends, and how you define crisis vs tragedy. It's a big problem that continues to hurt even though interest rates have put a clamp on nominal prices.
November 17, 2025 at 4:39 PM
Okay, seems like the real storm has started and now we're going to find out how serious this thing is. Really looks like a monster storm to me, with potential to stall and combine with the next front in an impressive manner.
November 15, 2025 at 4:02 PM
For me the big shock line is this bit where she jokes about how perhaps she went professionally insane because of vaccines. It's a joke, I guess.
November 15, 2025 at 12:29 AM
It's pretty out there tonight, before the storm arrives.
November 14, 2025 at 12:57 AM
The lighting is better for sure, but regarding the addition of the stack to the aesthetics I don't really agree.

Á chacun son goût.
November 11, 2025 at 5:42 PM
It would be much easier, politically, to preserve a smokestack than build housing, but no, it went when the desal plant and new power plant (which doesn't need it) were built, and it's good it's gone.
November 11, 2025 at 4:31 PM
I mean, surely someone has commented on this.
November 10, 2025 at 6:45 AM
I only recently learned that the entire "Shutdown" concept was some reverse-jiujitsu dem AG brained bullshit conceived in 1980.
November 10, 2025 at 1:01 AM
Ah, the one sentence we all get to say to ourselves as the years go by.

"in ways you might think I’d have outgrown by now, I’m a fucking idiot."
November 8, 2025 at 6:24 PM
Pretty sure the exit here is more like the cartoon character Snagglepuss, famous for his catch phrase "Exit, stage left".
November 6, 2025 at 6:12 PM
I've never seen a person react less like a human being to any situation than Trump.
November 6, 2025 at 5:51 PM
love the Portlandia small talk award show idea on this.
November 6, 2025 at 7:19 AM
The sound of a million DOGE CPUs overheating and melting at the phrase "Welcome to the transition".
November 5, 2025 at 5:07 PM