Cobin Soelberg, M.D., J.D.
@greeleywealth.bsky.social
Anesthesiologist and financial planner | Lover of the outdoors | I help busy anesthesiologists build wealth and make work optional.
www.greeleywealth.com
www.greeleywealth.com
When choosing your residency or first job, factors like salary and schedule are important, but culture is the real game changer.
Yes, call schedules and paychecks matter.
But when the going gets tough—and it will—it’s your co-residents and colleagues who’ll keep you afloat.
Yes, call schedules and paychecks matter.
But when the going gets tough—and it will—it’s your co-residents and colleagues who’ll keep you afloat.
February 7, 2026 at 7:26 PM
When choosing your residency or first job, factors like salary and schedule are important, but culture is the real game changer.
Yes, call schedules and paychecks matter.
But when the going gets tough—and it will—it’s your co-residents and colleagues who’ll keep you afloat.
Yes, call schedules and paychecks matter.
But when the going gets tough—and it will—it’s your co-residents and colleagues who’ll keep you afloat.
Whenever I am working on a project and start to feel the stress, I pause and ask “What if this were easy?”
It helps me reset and reframe.
Is this even a problem?
Do I need to deal with it?
What if I approached this with joy?
Inspired by Tim Ferriss, this can shift perspective and provide clarity.
It helps me reset and reframe.
Is this even a problem?
Do I need to deal with it?
What if I approached this with joy?
Inspired by Tim Ferriss, this can shift perspective and provide clarity.
February 6, 2026 at 10:12 PM
Whenever I am working on a project and start to feel the stress, I pause and ask “What if this were easy?”
It helps me reset and reframe.
Is this even a problem?
Do I need to deal with it?
What if I approached this with joy?
Inspired by Tim Ferriss, this can shift perspective and provide clarity.
It helps me reset and reframe.
Is this even a problem?
Do I need to deal with it?
What if I approached this with joy?
Inspired by Tim Ferriss, this can shift perspective and provide clarity.
One question I come back to is “How does this current behavior serve future me”
But this thought process is easy to overdo.
But this thought process is easy to overdo.
February 6, 2026 at 4:38 PM
One question I come back to is “How does this current behavior serve future me”
But this thought process is easy to overdo.
But this thought process is easy to overdo.
David Brooks calls it a “posse of dead people.”
It’s a circle of thinkers, leaders, and visionaries whose values align with yours.
Imagine an inner circle of heroes guiding your every move.
Who would sit at your table?
Whose work lights the way for you?
It’s a circle of thinkers, leaders, and visionaries whose values align with yours.
Imagine an inner circle of heroes guiding your every move.
Who would sit at your table?
Whose work lights the way for you?
February 5, 2026 at 11:59 PM
David Brooks calls it a “posse of dead people.”
It’s a circle of thinkers, leaders, and visionaries whose values align with yours.
Imagine an inner circle of heroes guiding your every move.
Who would sit at your table?
Whose work lights the way for you?
It’s a circle of thinkers, leaders, and visionaries whose values align with yours.
Imagine an inner circle of heroes guiding your every move.
Who would sit at your table?
Whose work lights the way for you?
What have you been avoiding thinking about or working on?
Is it your finances? Your relationships? Your career?
Maybe it’s your health?
What’s stopping you?
My bet is its fear. Facing our shadow and parts of ourselves we aren’t happy with.
I do this all the time.
Is it your finances? Your relationships? Your career?
Maybe it’s your health?
What’s stopping you?
My bet is its fear. Facing our shadow and parts of ourselves we aren’t happy with.
I do this all the time.
February 5, 2026 at 6:27 PM
What have you been avoiding thinking about or working on?
Is it your finances? Your relationships? Your career?
Maybe it’s your health?
What’s stopping you?
My bet is its fear. Facing our shadow and parts of ourselves we aren’t happy with.
I do this all the time.
Is it your finances? Your relationships? Your career?
Maybe it’s your health?
What’s stopping you?
My bet is its fear. Facing our shadow and parts of ourselves we aren’t happy with.
I do this all the time.
Sometimes the most important questions are the ones we avoid. Like:
What do I ignore because it’s too painful to accept?
Which of my opinions might shift if my incentives were different?
How much credit do I give myself for things I didn’t fully control?
What do I ignore because it’s too painful to accept?
Which of my opinions might shift if my incentives were different?
How much credit do I give myself for things I didn’t fully control?
February 4, 2026 at 9:16 PM
Sometimes the most important questions are the ones we avoid. Like:
What do I ignore because it’s too painful to accept?
Which of my opinions might shift if my incentives were different?
How much credit do I give myself for things I didn’t fully control?
What do I ignore because it’s too painful to accept?
Which of my opinions might shift if my incentives were different?
How much credit do I give myself for things I didn’t fully control?
What’s one of the best predictors of financial success for physician families?
It’s not your specialty. It’s not even how much you earn.
It’s being aligned with your partner—sharing similar money values and working together toward your goals.
It’s not your specialty. It’s not even how much you earn.
It’s being aligned with your partner—sharing similar money values and working together toward your goals.
February 4, 2026 at 5:42 PM
What’s one of the best predictors of financial success for physician families?
It’s not your specialty. It’s not even how much you earn.
It’s being aligned with your partner—sharing similar money values and working together toward your goals.
It’s not your specialty. It’s not even how much you earn.
It’s being aligned with your partner—sharing similar money values and working together toward your goals.
Newly out of residency and starting your first attending job?
You’re likely asking yourself: Should I focus on paying off student loans, or is it time to save for retirement?
The answer, as with many financial decisions, is, “It depends.”
You’re likely asking yourself: Should I focus on paying off student loans, or is it time to save for retirement?
The answer, as with many financial decisions, is, “It depends.”
February 3, 2026 at 10:48 PM
Newly out of residency and starting your first attending job?
You’re likely asking yourself: Should I focus on paying off student loans, or is it time to save for retirement?
The answer, as with many financial decisions, is, “It depends.”
You’re likely asking yourself: Should I focus on paying off student loans, or is it time to save for retirement?
The answer, as with many financial decisions, is, “It depends.”
Have you noticed it too? So many recent conversations with colleagues seem to focus on ways to work less.
For some, it’s cutting back to a four-day week.
For others, it’s about going per diem and working just a few days a month.
For some, it’s cutting back to a four-day week.
For others, it’s about going per diem and working just a few days a month.
February 3, 2026 at 7:05 PM
Have you noticed it too? So many recent conversations with colleagues seem to focus on ways to work less.
For some, it’s cutting back to a four-day week.
For others, it’s about going per diem and working just a few days a month.
For some, it’s cutting back to a four-day week.
For others, it’s about going per diem and working just a few days a month.
If you make the same choices as everyone else, you’ll end up with the same results. But you’re not here to follow the crowd.
Building wealth, tackling student loans, and creating a sustainable clinical practice requires intentional choices.
Building wealth, tackling student loans, and creating a sustainable clinical practice requires intentional choices.
February 3, 2026 at 12:36 AM
If you make the same choices as everyone else, you’ll end up with the same results. But you’re not here to follow the crowd.
Building wealth, tackling student loans, and creating a sustainable clinical practice requires intentional choices.
Building wealth, tackling student loans, and creating a sustainable clinical practice requires intentional choices.
One of my favorite parts of being an anesthesiologist is Labor and Delivery.
The look of relief on your patient’s face when you walk into the room to place an epidural.
The tears of relief and joy after a delivery or c section.
The screams from the little ones entering the world.
Such a gift!
The look of relief on your patient’s face when you walk into the room to place an epidural.
The tears of relief and joy after a delivery or c section.
The screams from the little ones entering the world.
Such a gift!
February 2, 2026 at 3:21 PM
One of my favorite parts of being an anesthesiologist is Labor and Delivery.
The look of relief on your patient’s face when you walk into the room to place an epidural.
The tears of relief and joy after a delivery or c section.
The screams from the little ones entering the world.
Such a gift!
The look of relief on your patient’s face when you walk into the room to place an epidural.
The tears of relief and joy after a delivery or c section.
The screams from the little ones entering the world.
Such a gift!
Every January, I front-load our Roth IRA contributions.
It’s not just about checking a box early—it’s about setting up the year for success.
And here’s the fun part: Timing really pays off.
It’s not just about checking a box early—it’s about setting up the year for success.
And here’s the fun part: Timing really pays off.
January 31, 2026 at 6:22 PM
Every January, I front-load our Roth IRA contributions.
It’s not just about checking a box early—it’s about setting up the year for success.
And here’s the fun part: Timing really pays off.
It’s not just about checking a box early—it’s about setting up the year for success.
And here’s the fun part: Timing really pays off.
Do you ever wish you could feel confident about your money decisions and spend without guilt?
If you’re feeling stuck—wondering how to pay off your student loans, manage debt, or save for retirement—you’re not alone.
If you’re feeling stuck—wondering how to pay off your student loans, manage debt, or save for retirement—you’re not alone.
January 30, 2026 at 10:55 PM
Do you ever wish you could feel confident about your money decisions and spend without guilt?
If you’re feeling stuck—wondering how to pay off your student loans, manage debt, or save for retirement—you’re not alone.
If you’re feeling stuck—wondering how to pay off your student loans, manage debt, or save for retirement—you’re not alone.
What if 70% done was actually enough?
I used to think that was ridiculous. As a physician, we’re trained to be perfect. But real life—and especially finance—rarely gives us perfect conditions.
I used to think that was ridiculous. As a physician, we’re trained to be perfect. But real life—and especially finance—rarely gives us perfect conditions.
January 30, 2026 at 5:44 PM
What if 70% done was actually enough?
I used to think that was ridiculous. As a physician, we’re trained to be perfect. But real life—and especially finance—rarely gives us perfect conditions.
I used to think that was ridiculous. As a physician, we’re trained to be perfect. But real life—and especially finance—rarely gives us perfect conditions.
Your Social Security benefit does impact your withdrawals in retirement—but maybe not in the way you think.
For retirees with significant savings and decades of retirement ahead, the effect on spending is often smaller than expected.
For retirees with significant savings and decades of retirement ahead, the effect on spending is often smaller than expected.
January 29, 2026 at 9:48 PM
Your Social Security benefit does impact your withdrawals in retirement—but maybe not in the way you think.
For retirees with significant savings and decades of retirement ahead, the effect on spending is often smaller than expected.
For retirees with significant savings and decades of retirement ahead, the effect on spending is often smaller than expected.
Many physicians underestimate the role Social Security can play in retirement.
Some even assume they won’t get anything at all.
But here’s the reality:
Some even assume they won’t get anything at all.
But here’s the reality:
January 29, 2026 at 5:13 PM
Many physicians underestimate the role Social Security can play in retirement.
Some even assume they won’t get anything at all.
But here’s the reality:
Some even assume they won’t get anything at all.
But here’s the reality:
What’s the first thing that comes to mind when I ask you, “What is wealth?”
Do you imagine piles of gold and private jets?
What if I told you finances are the least important type of wealth?
Do you imagine piles of gold and private jets?
What if I told you finances are the least important type of wealth?
January 29, 2026 at 12:46 AM
What’s the first thing that comes to mind when I ask you, “What is wealth?”
Do you imagine piles of gold and private jets?
What if I told you finances are the least important type of wealth?
Do you imagine piles of gold and private jets?
What if I told you finances are the least important type of wealth?
Jonathan Clements, one of my favorite financial writers, has always inspired me to think differently about money.
His book How to Think About Money is a must-read for anyone new to personal finance.
Last year, Jonathan shared some heartbreaking news:
His book How to Think About Money is a must-read for anyone new to personal finance.
Last year, Jonathan shared some heartbreaking news:
January 28, 2026 at 6:17 PM
Jonathan Clements, one of my favorite financial writers, has always inspired me to think differently about money.
His book How to Think About Money is a must-read for anyone new to personal finance.
Last year, Jonathan shared some heartbreaking news:
His book How to Think About Money is a must-read for anyone new to personal finance.
Last year, Jonathan shared some heartbreaking news:
One of my favorite lessons from Oliver Burkeman’s Meditations for Mortals is simple but powerful: just start.
Don’t wait for the perfect time or until you feel “ready.” Just begin.
Tell me if this resonates:
Don’t wait for the perfect time or until you feel “ready.” Just begin.
Tell me if this resonates:
January 27, 2026 at 9:34 PM
One of my favorite lessons from Oliver Burkeman’s Meditations for Mortals is simple but powerful: just start.
Don’t wait for the perfect time or until you feel “ready.” Just begin.
Tell me if this resonates:
Don’t wait for the perfect time or until you feel “ready.” Just begin.
Tell me if this resonates:
I sat down with Dr. @jordangrumet, author of the book The Purpose Code, which builds on insights from his first book, Taking Stock.
In our discussion, we unravel the mystery of purpose—why it’s essential for a meaningful life and how many of us approach it all wrong.
In our discussion, we unravel the mystery of purpose—why it’s essential for a meaningful life and how many of us approach it all wrong.
January 27, 2026 at 3:53 PM
I sat down with Dr. @jordangrumet, author of the book The Purpose Code, which builds on insights from his first book, Taking Stock.
In our discussion, we unravel the mystery of purpose—why it’s essential for a meaningful life and how many of us approach it all wrong.
In our discussion, we unravel the mystery of purpose—why it’s essential for a meaningful life and how many of us approach it all wrong.
I love working with physicians who are ready to connect their money with what really matters.
When we map out a plan that helps them align their spending and saving with their values, the results are incredible.
Seeing someone light up as they live more fully? That’s the best part of my work.
When we map out a plan that helps them align their spending and saving with their values, the results are incredible.
Seeing someone light up as they live more fully? That’s the best part of my work.
January 26, 2026 at 11:08 PM
I love working with physicians who are ready to connect their money with what really matters.
When we map out a plan that helps them align their spending and saving with their values, the results are incredible.
Seeing someone light up as they live more fully? That’s the best part of my work.
When we map out a plan that helps them align their spending and saving with their values, the results are incredible.
Seeing someone light up as they live more fully? That’s the best part of my work.
Save 20% of your income. Max out your 401(k) before touching your Roth.
Don’t leave money to your kids until they’re 35.
We’ve all heard rules like this, right? But here’s the thing:
Don’t leave money to your kids until they’re 35.
We’ve all heard rules like this, right? But here’s the thing:
January 26, 2026 at 5:27 PM
Save 20% of your income. Max out your 401(k) before touching your Roth.
Don’t leave money to your kids until they’re 35.
We’ve all heard rules like this, right? But here’s the thing:
Don’t leave money to your kids until they’re 35.
We’ve all heard rules like this, right? But here’s the thing:
Roth vs. Traditional—it’s a big question when it comes to saving. But the real answer? It depends.
Start by asking yourself:
Start by asking yourself:
January 24, 2026 at 5:27 PM
Roth vs. Traditional—it’s a big question when it comes to saving. But the real answer? It depends.
Start by asking yourself:
Start by asking yourself:
Have you ever caught yourself saying, “I’ll relax when life slows down,” or “I’ll start living when this project is done”?
Oliver Burkeman, in Meditations for Mortals, talks about how our relentless drive to check every box saps the joy and aliveness from our lives. Sound familiar?
Oliver Burkeman, in Meditations for Mortals, talks about how our relentless drive to check every box saps the joy and aliveness from our lives. Sound familiar?
January 23, 2026 at 11:33 PM
Have you ever caught yourself saying, “I’ll relax when life slows down,” or “I’ll start living when this project is done”?
Oliver Burkeman, in Meditations for Mortals, talks about how our relentless drive to check every box saps the joy and aliveness from our lives. Sound familiar?
Oliver Burkeman, in Meditations for Mortals, talks about how our relentless drive to check every box saps the joy and aliveness from our lives. Sound familiar?
Medicine is changing. Today’s physicians are prioritizing flexibility and balance, even if it means working less.
It’s a hard shift for older generations, who see the demands at odds with the job. The reality is, young doctors are reshaping the profession, and the push for balance isn’t stopping.
It’s a hard shift for older generations, who see the demands at odds with the job. The reality is, young doctors are reshaping the profession, and the push for balance isn’t stopping.
January 23, 2026 at 3:23 PM
Medicine is changing. Today’s physicians are prioritizing flexibility and balance, even if it means working less.
It’s a hard shift for older generations, who see the demands at odds with the job. The reality is, young doctors are reshaping the profession, and the push for balance isn’t stopping.
It’s a hard shift for older generations, who see the demands at odds with the job. The reality is, young doctors are reshaping the profession, and the push for balance isn’t stopping.