National Association of Consumer Advocates
@consumeradvocates.bsky.social
The National Association of Consumer Advocates (NACA) is a nonprofit association of attorneys and advocates committed to representing customers’ interests.
One year into the Trump administration and the CFPB's work has been dramatically scaled back while consumer complaints are up by 89%.
Now, when household worries about affordability are increasing, the CFPB needs to be preserved, not torn down further.
Now, when household worries about affordability are increasing, the CFPB needs to be preserved, not torn down further.
1 year into Trump's new term, an agency that protects your finances is 'hanging by a thread'
The Trump administration has ordered work stoppages and layoffs and has tried cutting off funding to effectively dismantle the Consumer Financial Protection Bureau.
www.npr.org
January 21, 2026 at 5:46 PM
One year into the Trump administration and the CFPB's work has been dramatically scaled back while consumer complaints are up by 89%.
Now, when household worries about affordability are increasing, the CFPB needs to be preserved, not torn down further.
Now, when household worries about affordability are increasing, the CFPB needs to be preserved, not torn down further.
In a victory for all consumers and working people, the CFPB will be funded again, thanks to a court order.
Over the past year, the agency, which has returned $21 billion to harmed consumers, has been attacked on all sides and pushed to the brink of insolvency.
Over the past year, the agency, which has returned $21 billion to harmed consumers, has been attacked on all sides and pushed to the brink of insolvency.
Under court order, Trump administration to fund beleaguered consumer financial watchdog
Citing a court order, the Trump administration said on Friday it will fund the Consumer Financial Protection Bureau with $145 million, a reversal that ends an 11-month battle that pushed the consumer ...
www.reuters.com
January 12, 2026 at 2:19 PM
In a victory for all consumers and working people, the CFPB will be funded again, thanks to a court order.
Over the past year, the agency, which has returned $21 billion to harmed consumers, has been attacked on all sides and pushed to the brink of insolvency.
Over the past year, the agency, which has returned $21 billion to harmed consumers, has been attacked on all sides and pushed to the brink of insolvency.
Reposted by National Association of Consumer Advocates
EPIC added another action to our long history of fighting against robocalls this week by joining a comment to the FCC. EPIC joined @nclc4consumers.bsky.social and @consumeradvocates.bsky.social in urging the FCC to adopt measures to better protect people from unwanted calls. epic.org/epic-joins-c...
EPIC Joins Comment Urging FCC to More Effectively Combat Unwanted Calls, Including Delaying Any Caller Name Display Requirements
<p>In the comments, EPIC, NACA, and NCLC argued in support of several measures to better protect consumers.</p>
epic.org
January 8, 2026 at 7:50 PM
EPIC added another action to our long history of fighting against robocalls this week by joining a comment to the FCC. EPIC joined @nclc4consumers.bsky.social and @consumeradvocates.bsky.social in urging the FCC to adopt measures to better protect people from unwanted calls. epic.org/epic-joins-c...
"The higher prices of goods and services are also likely playing a role in the increase in overdraft fee revenue, [NACA senior policy director Christine] Hines noted.
'I think it also really gets to the point that if people are struggling, the overdraft rule would have benefited them a great deal'"
'I think it also really gets to the point that if people are struggling, the overdraft rule would have benefited them a great deal'"
Overdraft fee income is on the rise at these big banks
Several large U.S. banks reported an uptick in overdraft-related income for the first three quarters of 2025. Economic pressure on consumers may be to blame, some banks and industry observers say.
www.americanbanker.com
January 7, 2026 at 2:46 PM
"The higher prices of goods and services are also likely playing a role in the increase in overdraft fee revenue, [NACA senior policy director Christine] Hines noted.
'I think it also really gets to the point that if people are struggling, the overdraft rule would have benefited them a great deal'"
'I think it also really gets to the point that if people are struggling, the overdraft rule would have benefited them a great deal'"
We are excited to introduce another NACA Fellow! Please meet Markie Jacobson...
www.linkedin.com/feed/update/...
www.linkedin.com/feed/update/...
Take a quick break from your afternoon to meet another of NACA’s Fellows!
Markie J.[acobson] sought out a fellowship with the Legal Aid Society of Milwaukee and NACA members Heidi Miller and Mary… |...
Take a quick break from your afternoon to meet another of NACA’s Fellows!
Markie J.[acobson] sought out a fellowship with the Legal Aid Society of Milwaukee and NACA members Heidi Miller and Mary Fo...
www.linkedin.com
December 17, 2025 at 8:33 PM
We are excited to introduce another NACA Fellow! Please meet Markie Jacobson...
www.linkedin.com/feed/update/...
www.linkedin.com/feed/update/...
NACA's comment to the CFPB on its proposed rule to gut fair lending protections: "The proposed rule...will cause significant damage to borrowers and lenders, triggering uncertain and risky conditions..."
www.consumeradvocates.org/comment-lett...
www.consumeradvocates.org/comment-lett...
NACA Submits Comment to the CFPB Opposing Proposed Fair Lending Rule Changes - NACA
NACA submitted comments to the Consumer Financial Protection Bureau opposing its proposed rule amending Regulation B, the rule implementing the Equal Credit Opportunity Act. The proposed changes would...
www.consumeradvocates.org
December 15, 2025 at 7:32 PM
NACA's comment to the CFPB on its proposed rule to gut fair lending protections: "The proposed rule...will cause significant damage to borrowers and lenders, triggering uncertain and risky conditions..."
www.consumeradvocates.org/comment-lett...
www.consumeradvocates.org/comment-lett...
"D.C. deserves a justice system that stands up to slumlords, senior scammers, wage theft and junk fees without fear or favor."
NACA has an op-ed in The Hill this morning opposing the attacks on DC's judicial Independence. Check it out here: thehill.com/opinion/cong...
NACA has an op-ed in The Hill this morning opposing the attacks on DC's judicial Independence. Check it out here: thehill.com/opinion/cong...
thehill.com
December 13, 2025 at 4:59 PM
"D.C. deserves a justice system that stands up to slumlords, senior scammers, wage theft and junk fees without fear or favor."
NACA has an op-ed in The Hill this morning opposing the attacks on DC's judicial Independence. Check it out here: thehill.com/opinion/cong...
NACA has an op-ed in The Hill this morning opposing the attacks on DC's judicial Independence. Check it out here: thehill.com/opinion/cong...
Happy Friday! NACA is excited to introduce the first of our three 2-year Fellows. Learn how Leeandre Alexandre is launching his career in consumer law: www.linkedin.com/feed/update/...
NACA would like to introduce you to our three 2-year Fellows starting with Leeandre Alexandre.
Leeandre applied to be a NACA fellow because he wanted to help consumers with the challenges that make…...
NACA would like to introduce you to our three 2-year Fellows starting with Leeandre Alexandre.
Leeandre applied to be a NACA fellow because he wanted to help consumers with the challenges that make ...
www.linkedin.com
December 5, 2025 at 7:17 PM
Happy Friday! NACA is excited to introduce the first of our three 2-year Fellows. Learn how Leeandre Alexandre is launching his career in consumer law: www.linkedin.com/feed/update/...
Meta's attempt to force a class action into arbitration after years of litigation in court demonstrates the real reason corporations use forced arbitration clauses.
It's not because arbitration is faster or cheaper, it's to avoid facing claims against them. #EndForcedArbitration
It's not because arbitration is faster or cheaper, it's to avoid facing claims against them. #EndForcedArbitration
Meta stab at arbitration misses in long-running class action over ad reach
The judge requested the Ninth Circuit
www.courthousenews.com
December 3, 2025 at 3:37 PM
Meta's attempt to force a class action into arbitration after years of litigation in court demonstrates the real reason corporations use forced arbitration clauses.
It's not because arbitration is faster or cheaper, it's to avoid facing claims against them. #EndForcedArbitration
It's not because arbitration is faster or cheaper, it's to avoid facing claims against them. #EndForcedArbitration
If we want to ensure that our laws can effectively police corporate misconduct, we have to regulate or prohibit the contractual fine print that denies people their day in court, including arbitration clauses, waivers and contractual traps..."
#EndForcedArbitration
#EndForcedArbitration
Opinion | Americans Won’t Have Faith in the Rule of Law Until the Law Works for Them
www.nytimes.com
December 1, 2025 at 2:47 PM
If we want to ensure that our laws can effectively police corporate misconduct, we have to regulate or prohibit the contractual fine print that denies people their day in court, including arbitration clauses, waivers and contractual traps..."
#EndForcedArbitration
#EndForcedArbitration
"[Forced arbitration] strips away a veteran’s right to a public trial, forcing disputes into secret proceedings that overwhelmingly favor corporations. For those who fought to defend the Constitution, being denied their day in court feels like a betrayal of the very rights we swore to protect."
This Month of Giving, we honor veterans’ service — and the responsibility to ensure they aren’t denied justice at home.
Mike Doyle’s op-ed highlights the legal barriers many still face, from forced arbitration to the Feres doctrine.
Read: bit.ly/48o2a4W
Mike Doyle’s op-ed highlights the legal barriers many still face, from forced arbitration to the Feres doctrine.
Read: bit.ly/48o2a4W
OPINION: Veterans fought for justice abroad — we deserve it at home
As a U.S. Air Force veteran who served in the first Gulf War and a trial attorney in New Mexico, I’ve fought two kinds of battles — one wearing a
bit.ly
November 24, 2025 at 6:27 PM
"[Forced arbitration] strips away a veteran’s right to a public trial, forcing disputes into secret proceedings that overwhelmingly favor corporations. For those who fought to defend the Constitution, being denied their day in court feels like a betrayal of the very rights we swore to protect."
The concerted attacks on the CFPB have transformed it from consumer watchdog to corproate lapdog.
It's clear that under Russell Vought's leadership, the Bureau is more interested in helping corporations evade accountability than it is with preventing harm to consumers.
It's clear that under Russell Vought's leadership, the Bureau is more interested in helping corporations evade accountability than it is with preventing harm to consumers.
November 24, 2025 at 6:25 PM
The concerted attacks on the CFPB have transformed it from consumer watchdog to corproate lapdog.
It's clear that under Russell Vought's leadership, the Bureau is more interested in helping corporations evade accountability than it is with preventing harm to consumers.
It's clear that under Russell Vought's leadership, the Bureau is more interested in helping corporations evade accountability than it is with preventing harm to consumers.
AI companies should not be insulated from accountability when they harm consumers, but that's what preempting state AI regulations would do.
Consumers deserve better than to be treated as collateral damage in the name of innovation.
Consumers deserve better than to be treated as collateral damage in the name of innovation.
Trump renews effort to block states from regulating AI, raising alarms about safety | CNN Business
President Donald Trump has drafted an executive order that would block states from enforcing regulations around artificial intelligence, renewing an AI deregulation push that’s raising concerns among ...
www.cnn.com
November 20, 2025 at 8:10 PM
AI companies should not be insulated from accountability when they harm consumers, but that's what preempting state AI regulations would do.
Consumers deserve better than to be treated as collateral damage in the name of innovation.
Consumers deserve better than to be treated as collateral damage in the name of innovation.
The new CFPB director nominee is nothing more than a transparent bid to keep Russ Vought in the role as he continues his dangerous deregulatory agenda. Consumers deserve real leadership that will prioritize their needs, not the interests of big corporations. #DefendCFPB
Trump picks new CFPB director amid efforts to close agency
The nomination of Stuart Levenbach was a "technical" maneuver intended to extend White House budget director Russ Vought's oversight of the agency.
www.politico.com
November 19, 2025 at 3:56 PM
The new CFPB director nominee is nothing more than a transparent bid to keep Russ Vought in the role as he continues his dangerous deregulatory agenda. Consumers deserve real leadership that will prioritize their needs, not the interests of big corporations. #DefendCFPB
Cryptocurrency ATMs have become hubs for fraud and scams but victims seeking accountability may be out of luck because many of the companies operating these machines use forced arbitration clauses designed to keep claims against them out of court. #EndForcedArbitration
How Fraudsters Use Cryptocurrency A.T.M.s to Target Victims
www.nytimes.com
November 18, 2025 at 6:10 PM
Cryptocurrency ATMs have become hubs for fraud and scams but victims seeking accountability may be out of luck because many of the companies operating these machines use forced arbitration clauses designed to keep claims against them out of court. #EndForcedArbitration
The new CFPB keeps handing out more corporate get-out-of-jail-free cards: nearly 2 dozen consent orders against corporations accussed of discrimination, charging illegal fees, and more have been dropped.
www.newsnationnow.com
November 5, 2025 at 2:21 PM
The new CFPB keeps handing out more corporate get-out-of-jail-free cards: nearly 2 dozen consent orders against corporations accussed of discrimination, charging illegal fees, and more have been dropped.
Reposted by National Association of Consumer Advocates
Russell Vought's shuttering of the CFPB abandons American consumers — leaving them vulnerable to corporate abuse and scams.
“Never before in the CFPB’s short history have we seen such an almost complete abandonment of its obligations under the law."
“Never before in the CFPB’s short history have we seen such an almost complete abandonment of its obligations under the law."
How Trump’s Hatchet Man Is Destroying Consumer Protections
Russell Vought’s dismantling of the Consumer Financial Protection Bureau is putting the public at risk in areas ranging from auto loans and digital payments to credit cards and credit reports.
www.forbes.com
November 4, 2025 at 7:27 PM
Russell Vought's shuttering of the CFPB abandons American consumers — leaving them vulnerable to corporate abuse and scams.
“Never before in the CFPB’s short history have we seen such an almost complete abandonment of its obligations under the law."
“Never before in the CFPB’s short history have we seen such an almost complete abandonment of its obligations under the law."
Reposted by National Association of Consumer Advocates
Russell Vought's gutting of the CFPB has been devastating, with the majority of staff being fired and numerous enforcement actions against corporate wrong doers being dismissed.
Now Vought is saying he is shutting the agency down — a move numerous lawmakers are now questioning.
Now Vought is saying he is shutting the agency down — a move numerous lawmakers are now questioning.
October 30, 2025 at 4:35 PM
Russell Vought's gutting of the CFPB has been devastating, with the majority of staff being fired and numerous enforcement actions against corporate wrong doers being dismissed.
Now Vought is saying he is shutting the agency down — a move numerous lawmakers are now questioning.
Now Vought is saying he is shutting the agency down — a move numerous lawmakers are now questioning.
Potential rule changes could completely eliminate CFPB's oversight of subprime auto lenders.
This change would come on the heels of the collapse of a major subprime lender and at a time when auto loan delinquencies and repossessions are spiking.
This change would come on the heels of the collapse of a major subprime lender and at a time when auto loan delinquencies and repossessions are spiking.
Trump administration considers limiting CFPB's oversight of auto lenders
A potential rule change by the Trump administration could limit the Consumer Financial Protection Bureau’s supervision of auto lenders, including many that focus on buyers with low credit scores.
www.marketplace.org
October 30, 2025 at 4:43 PM
Potential rule changes could completely eliminate CFPB's oversight of subprime auto lenders.
This change would come on the heels of the collapse of a major subprime lender and at a time when auto loan delinquencies and repossessions are spiking.
This change would come on the heels of the collapse of a major subprime lender and at a time when auto loan delinquencies and repossessions are spiking.
You can tell forced arbitration has gotten out of control when even fast food restaurants are using it to avoid accountability! We need the #FAIRAct now to #EndForcedArbitration.
🍔 You used to get fries with that.
Now you get forced arbitration.
@lukewgoldstein.bsky.social reports on how Shake Shack’s new terms strip customers of their right to sue 👇
www.levernews.com/shakeshackled/
Now you get forced arbitration.
@lukewgoldstein.bsky.social reports on how Shake Shack’s new terms strip customers of their right to sue 👇
www.levernews.com/shakeshackled/
Shake Shackled
Ordering your next ShackBurger could now lock you into corporations’ favorite private justice system.
www.levernews.com
October 24, 2025 at 1:34 PM
You can tell forced arbitration has gotten out of control when even fast food restaurants are using it to avoid accountability! We need the #FAIRAct now to #EndForcedArbitration.
The CFPB's overdraft fee cap rule was supposed to go into effect earlier this month, but Congress voted to overturn it. Now, consumers continue to face steep, exploitative fees as the cost of living keeps rising.
Even financial institutions recognize that this is a problem. #ProtectConsumers
Even financial institutions recognize that this is a problem. #ProtectConsumers
I lead UW Credit Union. Exploitive overdraft fees trouble me. | Opinion
Congress overturned a cap on bank overdraft fees, many of which exploit the desperate need of working families for short-term credit.
www.jsonline.com
October 20, 2025 at 2:29 PM
The CFPB's overdraft fee cap rule was supposed to go into effect earlier this month, but Congress voted to overturn it. Now, consumers continue to face steep, exploitative fees as the cost of living keeps rising.
Even financial institutions recognize that this is a problem. #ProtectConsumers
Even financial institutions recognize that this is a problem. #ProtectConsumers
The CFPB is no longer protecting consumers because its employees have been ordered to stop work, its budget has been slashed, and new leadership has dropped dozens of enforcement actions against lawbreaking corporations.
Wrongfully shutting down the CFPB will expose millions of consumers to harm.
Wrongfully shutting down the CFPB will expose millions of consumers to harm.
White House budget director Vought plans to shut down CFPB within months, says it's no longer protecting consumers reut.rs/4qjMIyT
White House budget director Vought plans to shut down CFPB within months, says it's no longer protecting consumers
White House budget director Russell Vought said he wants to close the Consumer Financial Protection Bureau and expects to do so within the next two to three months.
reut.rs
October 16, 2025 at 3:54 PM
The CFPB is no longer protecting consumers because its employees have been ordered to stop work, its budget has been slashed, and new leadership has dropped dozens of enforcement actions against lawbreaking corporations.
Wrongfully shutting down the CFPB will expose millions of consumers to harm.
Wrongfully shutting down the CFPB will expose millions of consumers to harm.
"[C]ompanies like arbitration. Because the proceedings are secret, the rulings cannot be appealed, and the corporations are paying the arbitration firms, which means those firms are incentivized to make corporate friendly rulings or risk losing the business." #EndForcedArbitration
How Ticketmaster Made It Impossible To Sue Them
Your legal rights are being stripped away by the ticket company's new terms-of-use agreement.
www.levernews.com
October 15, 2025 at 2:24 PM
"[C]ompanies like arbitration. Because the proceedings are secret, the rulings cannot be appealed, and the corporations are paying the arbitration firms, which means those firms are incentivized to make corporate friendly rulings or risk losing the business." #EndForcedArbitration
Reposted by National Association of Consumer Advocates
“Instead of fighting #scams and discriminatory lending practices, this administration is focusing its resources on helping #crypto companies obtain loans and establish bank accounts,” @adamrust.bsky.social tells The Banker. #CFPB
Culture wars are consuming CFPB’s consumer mission during shutdown, say critics
Consumer regulator under fire for politicised ‘debanking’ drive
www.thebanker.com
October 14, 2025 at 1:19 PM
“Instead of fighting #scams and discriminatory lending practices, this administration is focusing its resources on helping #crypto companies obtain loans and establish bank accounts,” @adamrust.bsky.social tells The Banker. #CFPB