Seattle Bookkeeping
@centsiq.com
I take care of the day-to-day bookkeeping stuff: track your expenses, manage invoices, handle payroll, and prep for taxes. You focus on your business—I’ll make sure the numbers are done right.
Clients think IRS enforcement is slowing down.
But AI is speeding it up.
The IRS now uses an automated funnel to sort, nudge, and escalate cases without humans.
If you're "kind of handling it," you're the next target.
Procrastination triggers the system.
But AI is speeding it up.
The IRS now uses an automated funnel to sort, nudge, and escalate cases without humans.
If you're "kind of handling it," you're the next target.
Procrastination triggers the system.
December 23, 2025 at 3:18 PM
Clients think IRS enforcement is slowing down.
But AI is speeding it up.
The IRS now uses an automated funnel to sort, nudge, and escalate cases without humans.
If you're "kind of handling it," you're the next target.
Procrastination triggers the system.
But AI is speeding it up.
The IRS now uses an automated funnel to sort, nudge, and escalate cases without humans.
If you're "kind of handling it," you're the next target.
Procrastination triggers the system.
Nasdaq wants 24/5 stock trading.
They’ll file with the SEC to run markets almost nonstop—23 hours a day, Sunday night to Friday evening.
Stocks won’t sleep. Neither will traders.
This changes earnings plays, after-hours moves, and global access.
Are you ready for the night shift?
They’ll file with the SEC to run markets almost nonstop—23 hours a day, Sunday night to Friday evening.
Stocks won’t sleep. Neither will traders.
This changes earnings plays, after-hours moves, and global access.
Are you ready for the night shift?
December 16, 2025 at 10:25 PM
Nasdaq wants 24/5 stock trading.
They’ll file with the SEC to run markets almost nonstop—23 hours a day, Sunday night to Friday evening.
Stocks won’t sleep. Neither will traders.
This changes earnings plays, after-hours moves, and global access.
Are you ready for the night shift?
They’ll file with the SEC to run markets almost nonstop—23 hours a day, Sunday night to Friday evening.
Stocks won’t sleep. Neither will traders.
This changes earnings plays, after-hours moves, and global access.
Are you ready for the night shift?
If you use QuickBooks for invoicing, stop skipping steps.
“Receive Payment” isn’t optional. It keeps your records clean.
Without it, checks pile up, errors creep in, and reconciliation gets messy.
Follow the flow: Send invoice → Receive payment → Match deposit.
“Receive Payment” isn’t optional. It keeps your records clean.
Without it, checks pile up, errors creep in, and reconciliation gets messy.
Follow the flow: Send invoice → Receive payment → Match deposit.
December 8, 2025 at 3:52 PM
If you use QuickBooks for invoicing, stop skipping steps.
“Receive Payment” isn’t optional. It keeps your records clean.
Without it, checks pile up, errors creep in, and reconciliation gets messy.
Follow the flow: Send invoice → Receive payment → Match deposit.
“Receive Payment” isn’t optional. It keeps your records clean.
Without it, checks pile up, errors creep in, and reconciliation gets messy.
Follow the flow: Send invoice → Receive payment → Match deposit.
Powell doesn’t like surprises.
Every time markets price in over 65% odds of a Fed move, he usually follows through.
Right now, traders see an 84% chance of a rate cut next week.
If that holds, expect a cut—but don’t expect fireworks.
The market has already priced it in.
Every time markets price in over 65% odds of a Fed move, he usually follows through.
Right now, traders see an 84% chance of a rate cut next week.
If that holds, expect a cut—but don’t expect fireworks.
The market has already priced it in.
December 3, 2025 at 4:53 PM
Powell doesn’t like surprises.
Every time markets price in over 65% odds of a Fed move, he usually follows through.
Right now, traders see an 84% chance of a rate cut next week.
If that holds, expect a cut—but don’t expect fireworks.
The market has already priced it in.
Every time markets price in over 65% odds of a Fed move, he usually follows through.
Right now, traders see an 84% chance of a rate cut next week.
If that holds, expect a cut—but don’t expect fireworks.
The market has already priced it in.
$MSTR is worth $45B.
But it holds $55B in Bitcoin.
So the stock is cheaper than the Bitcoin it owns.
How does that make sense?
Where’s the trade?
But it holds $55B in Bitcoin.
So the stock is cheaper than the Bitcoin it owns.
How does that make sense?
Where’s the trade?
December 1, 2025 at 10:33 PM
$MSTR is worth $45B.
But it holds $55B in Bitcoin.
So the stock is cheaper than the Bitcoin it owns.
How does that make sense?
Where’s the trade?
But it holds $55B in Bitcoin.
So the stock is cheaper than the Bitcoin it owns.
How does that make sense?
Where’s the trade?
Bitcoin leads stocks.
That's what I noticed after watching market cycles for years.
But knowing this signal and acting on it are two different things.
Wait for Bitcoin to bottom first. Then buy stocks.
Here's why this works:
That's what I noticed after watching market cycles for years.
But knowing this signal and acting on it are two different things.
Wait for Bitcoin to bottom first. Then buy stocks.
Here's why this works:
November 21, 2025 at 2:13 AM
Bitcoin leads stocks.
That's what I noticed after watching market cycles for years.
But knowing this signal and acting on it are two different things.
Wait for Bitcoin to bottom first. Then buy stocks.
Here's why this works:
That's what I noticed after watching market cycles for years.
But knowing this signal and acting on it are two different things.
Wait for Bitcoin to bottom first. Then buy stocks.
Here's why this works:
The Fed might cut rates in December.
Markets are pricing 35% odds after September jobs data dropped.
Economy added 119,000 jobs but unemployment hit 4.4%.
That's the highest since October 2021.
Powell faces his final months as Fed Chair with mixed signals.
Markets are pricing 35% odds after September jobs data dropped.
Economy added 119,000 jobs but unemployment hit 4.4%.
That's the highest since October 2021.
Powell faces his final months as Fed Chair with mixed signals.
November 20, 2025 at 5:59 PM
The Fed might cut rates in December.
Markets are pricing 35% odds after September jobs data dropped.
Economy added 119,000 jobs but unemployment hit 4.4%.
That's the highest since October 2021.
Powell faces his final months as Fed Chair with mixed signals.
Markets are pricing 35% odds after September jobs data dropped.
Economy added 119,000 jobs but unemployment hit 4.4%.
That's the highest since October 2021.
Powell faces his final months as Fed Chair with mixed signals.
67% of 7 million QuickBooks users still use Desktop?
I expected the opposite.
Intuit has pushed hard for QBO.
But the numbers don’t lie.
How many of your clients still use Desktop?
I expected the opposite.
Intuit has pushed hard for QBO.
But the numbers don’t lie.
How many of your clients still use Desktop?
November 20, 2025 at 1:35 AM
67% of 7 million QuickBooks users still use Desktop?
I expected the opposite.
Intuit has pushed hard for QBO.
But the numbers don’t lie.
How many of your clients still use Desktop?
I expected the opposite.
Intuit has pushed hard for QBO.
But the numbers don’t lie.
How many of your clients still use Desktop?
Elon Musk’s xAI is building a 500MW data center.
Saudi Arabia is helping fund it.
Nvidia is supplying the hardware.
This isn’t about AI hype—this is infrastructure.
The race to dominate AI won’t be won with code alone.
Saudi Arabia is helping fund it.
Nvidia is supplying the hardware.
This isn’t about AI hype—this is infrastructure.
The race to dominate AI won’t be won with code alone.
November 19, 2025 at 4:49 PM
Elon Musk’s xAI is building a 500MW data center.
Saudi Arabia is helping fund it.
Nvidia is supplying the hardware.
This isn’t about AI hype—this is infrastructure.
The race to dominate AI won’t be won with code alone.
Saudi Arabia is helping fund it.
Nvidia is supplying the hardware.
This isn’t about AI hype—this is infrastructure.
The race to dominate AI won’t be won with code alone.
Big problems hide in small frustrations.
Watch where people struggle with simple things.
That’s where the best business ideas start.
Irritation is a map.
Solve one, and people follow.
Watch where people struggle with simple things.
That’s where the best business ideas start.
Irritation is a map.
Solve one, and people follow.
November 19, 2025 at 4:15 PM
Big problems hide in small frustrations.
Watch where people struggle with simple things.
That’s where the best business ideas start.
Irritation is a map.
Solve one, and people follow.
Watch where people struggle with simple things.
That’s where the best business ideas start.
Irritation is a map.
Solve one, and people follow.
The US economy looks strong on the surface.
Record stock prices. Big tech spending billions. Growth holding steady.
But underneath, the foundation is cracking.
Small businesses are cutting 107,000 jobs. Only wealthy households are spending. The whole system depends on AI companies staying hot.
Record stock prices. Big tech spending billions. Growth holding steady.
But underneath, the foundation is cracking.
Small businesses are cutting 107,000 jobs. Only wealthy households are spending. The whole system depends on AI companies staying hot.
November 19, 2025 at 3:17 PM
The US economy looks strong on the surface.
Record stock prices. Big tech spending billions. Growth holding steady.
But underneath, the foundation is cracking.
Small businesses are cutting 107,000 jobs. Only wealthy households are spending. The whole system depends on AI companies staying hot.
Record stock prices. Big tech spending billions. Growth holding steady.
But underneath, the foundation is cracking.
Small businesses are cutting 107,000 jobs. Only wealthy households are spending. The whole system depends on AI companies staying hot.
A CFO stole $35M from his company.
He moved it into his personal crypto startup.
Chased 20% DeFi yields. Lost everything in weeks.
Now he's convicted of wire fraud.
Greed isn't a strategy.
He moved it into his personal crypto startup.
Chased 20% DeFi yields. Lost everything in weeks.
Now he's convicted of wire fraud.
Greed isn't a strategy.
November 19, 2025 at 1:49 AM
A CFO stole $35M from his company.
He moved it into his personal crypto startup.
Chased 20% DeFi yields. Lost everything in weeks.
Now he's convicted of wire fraud.
Greed isn't a strategy.
He moved it into his personal crypto startup.
Chased 20% DeFi yields. Lost everything in weeks.
Now he's convicted of wire fraud.
Greed isn't a strategy.
Zohran Mamdani won NYC’s mayor race.
His plan: raise minimum wage to $30, cut red tape, freeze rents, and fund small biz support.
Small biz owners are nervous.
If this works, NYC becomes the blueprint for progressive capitalism.
Other cities are watching.
His plan: raise minimum wage to $30, cut red tape, freeze rents, and fund small biz support.
Small biz owners are nervous.
If this works, NYC becomes the blueprint for progressive capitalism.
Other cities are watching.
November 18, 2025 at 5:22 PM
Zohran Mamdani won NYC’s mayor race.
His plan: raise minimum wage to $30, cut red tape, freeze rents, and fund small biz support.
Small biz owners are nervous.
If this works, NYC becomes the blueprint for progressive capitalism.
Other cities are watching.
His plan: raise minimum wage to $30, cut red tape, freeze rents, and fund small biz support.
Small biz owners are nervous.
If this works, NYC becomes the blueprint for progressive capitalism.
Other cities are watching.
Most people wait too long to catch up on bookkeeping.
Then they panic when taxes hit.
If you do it now, your accountant can run a projection.
You’ll know what you owe months early.
No surprises. Just a plan.
Then they panic when taxes hit.
If you do it now, your accountant can run a projection.
You’ll know what you owe months early.
No surprises. Just a plan.
November 18, 2025 at 1:22 AM
Most people wait too long to catch up on bookkeeping.
Then they panic when taxes hit.
If you do it now, your accountant can run a projection.
You’ll know what you owe months early.
No surprises. Just a plan.
Then they panic when taxes hit.
If you do it now, your accountant can run a projection.
You’ll know what you owe months early.
No surprises. Just a plan.
Vista Equity is cutting jobs.
They're replacing analysts and staff with AI tools.
Investor decks, marketing material, and data tasks are now automated.
Leaders say headcount could drop by one-third.
The AI shift isn't coming. It's already here.
They're replacing analysts and staff with AI tools.
Investor decks, marketing material, and data tasks are now automated.
Leaders say headcount could drop by one-third.
The AI shift isn't coming. It's already here.
November 17, 2025 at 5:09 PM
Vista Equity is cutting jobs.
They're replacing analysts and staff with AI tools.
Investor decks, marketing material, and data tasks are now automated.
Leaders say headcount could drop by one-third.
The AI shift isn't coming. It's already here.
They're replacing analysts and staff with AI tools.
Investor decks, marketing material, and data tasks are now automated.
Leaders say headcount could drop by one-third.
The AI shift isn't coming. It's already here.
Tom Lee says Bitcoin hits $250K by end of 2025.
It’s at $95K now.
That means +160% in 45 days.
Is anyone betting on that?
Would you hold or sell here?
It’s at $95K now.
That means +160% in 45 days.
Is anyone betting on that?
Would you hold or sell here?
November 17, 2025 at 3:29 PM
Tom Lee says Bitcoin hits $250K by end of 2025.
It’s at $95K now.
That means +160% in 45 days.
Is anyone betting on that?
Would you hold or sell here?
It’s at $95K now.
That means +160% in 45 days.
Is anyone betting on that?
Would you hold or sell here?
Markets are sliding.
CPI data is missing.
Verizon cut 15K jobs.
Fed officials pivot back to inflation worry.
This drop might be noise, but keep watching earnings, AI spend, and rate signals.
CPI data is missing.
Verizon cut 15K jobs.
Fed officials pivot back to inflation worry.
This drop might be noise, but keep watching earnings, AI spend, and rate signals.
November 13, 2025 at 7:22 PM
Markets are sliding.
CPI data is missing.
Verizon cut 15K jobs.
Fed officials pivot back to inflation worry.
This drop might be noise, but keep watching earnings, AI spend, and rate signals.
CPI data is missing.
Verizon cut 15K jobs.
Fed officials pivot back to inflation worry.
This drop might be noise, but keep watching earnings, AI spend, and rate signals.
The IRS is still behind on tax returns.
Some refunds are delayed by over 2 months.
Over 40 days of unopened mail is still sitting in Memphis.
If you filed an extension, don’t expect money soon.
Check your status online before calling, they’re swamped.
Some refunds are delayed by over 2 months.
Over 40 days of unopened mail is still sitting in Memphis.
If you filed an extension, don’t expect money soon.
Check your status online before calling, they’re swamped.
November 13, 2025 at 5:25 PM
The IRS is still behind on tax returns.
Some refunds are delayed by over 2 months.
Over 40 days of unopened mail is still sitting in Memphis.
If you filed an extension, don’t expect money soon.
Check your status online before calling, they’re swamped.
Some refunds are delayed by over 2 months.
Over 40 days of unopened mail is still sitting in Memphis.
If you filed an extension, don’t expect money soon.
Check your status online before calling, they’re swamped.
The IRS just raised 401(k) limits for 2026.
You can now contribute up to $24,500, $1,000 more than last year.
But only 14% of workers hit the max in 2024.
Are you on track to take full advantage?
Start increasing your contributions now, before 2026 shows up.
You can now contribute up to $24,500, $1,000 more than last year.
But only 14% of workers hit the max in 2024.
Are you on track to take full advantage?
Start increasing your contributions now, before 2026 shows up.
November 13, 2025 at 3:06 PM
The IRS just raised 401(k) limits for 2026.
You can now contribute up to $24,500, $1,000 more than last year.
But only 14% of workers hit the max in 2024.
Are you on track to take full advantage?
Start increasing your contributions now, before 2026 shows up.
You can now contribute up to $24,500, $1,000 more than last year.
But only 14% of workers hit the max in 2024.
Are you on track to take full advantage?
Start increasing your contributions now, before 2026 shows up.
Private equity bought 7 family-run remodelers.
They cut pay, slashed labor, replaced leadership, centralized control.
Quality tanked. Complaints surged. Revenue dropped $200M.
BlackRock pulled out. 1,500 workers lost jobs overnight.
Want to know what "scaling" looks like? This is it.
They cut pay, slashed labor, replaced leadership, centralized control.
Quality tanked. Complaints surged. Revenue dropped $200M.
BlackRock pulled out. 1,500 workers lost jobs overnight.
Want to know what "scaling" looks like? This is it.
November 13, 2025 at 2:21 PM
Private equity bought 7 family-run remodelers.
They cut pay, slashed labor, replaced leadership, centralized control.
Quality tanked. Complaints surged. Revenue dropped $200M.
BlackRock pulled out. 1,500 workers lost jobs overnight.
Want to know what "scaling" looks like? This is it.
They cut pay, slashed labor, replaced leadership, centralized control.
Quality tanked. Complaints surged. Revenue dropped $200M.
BlackRock pulled out. 1,500 workers lost jobs overnight.
Want to know what "scaling" looks like? This is it.
The 2% inflation target was never based on data.
New Zealand picked it in the 1980s and everyone else copied.
It was small enough to ignore but big enough to shrink your savings.
The Fed finally dropped it.
Now we find out what comes next.
New Zealand picked it in the 1980s and everyone else copied.
It was small enough to ignore but big enough to shrink your savings.
The Fed finally dropped it.
Now we find out what comes next.
November 13, 2025 at 2:14 PM
The 2% inflation target was never based on data.
New Zealand picked it in the 1980s and everyone else copied.
It was small enough to ignore but big enough to shrink your savings.
The Fed finally dropped it.
Now we find out what comes next.
New Zealand picked it in the 1980s and everyone else copied.
It was small enough to ignore but big enough to shrink your savings.
The Fed finally dropped it.
Now we find out what comes next.
Small business owners are getting hit with 30% collection fees.
Not from loan sharks, but from the federal government.
They defaulted on Covid loans.
Now the same system that offered help is taking more than it gave.
How is that support?
Not from loan sharks, but from the federal government.
They defaulted on Covid loans.
Now the same system that offered help is taking more than it gave.
How is that support?
November 12, 2025 at 3:53 PM
Small business owners are getting hit with 30% collection fees.
Not from loan sharks, but from the federal government.
They defaulted on Covid loans.
Now the same system that offered help is taking more than it gave.
How is that support?
Not from loan sharks, but from the federal government.
They defaulted on Covid loans.
Now the same system that offered help is taking more than it gave.
How is that support?
Seattle voters passed a major tax change.
Small businesses earning under $2M won't pay B&O taxes starting 2026.
76% are now exempt from the tax.
Larger businesses will pay more, up to $7,600 extra per year.
The city expects $81M in new revenue for programs like food, housing, and worker rights.
Small businesses earning under $2M won't pay B&O taxes starting 2026.
76% are now exempt from the tax.
Larger businesses will pay more, up to $7,600 extra per year.
The city expects $81M in new revenue for programs like food, housing, and worker rights.
November 11, 2025 at 11:27 PM
Seattle voters passed a major tax change.
Small businesses earning under $2M won't pay B&O taxes starting 2026.
76% are now exempt from the tax.
Larger businesses will pay more, up to $7,600 extra per year.
The city expects $81M in new revenue for programs like food, housing, and worker rights.
Small businesses earning under $2M won't pay B&O taxes starting 2026.
76% are now exempt from the tax.
Larger businesses will pay more, up to $7,600 extra per year.
The city expects $81M in new revenue for programs like food, housing, and worker rights.
A former BlackRock executive said Ethereum is “the infrastructure” for Wall Street.
Not a meme coin. Not a trend.
The pipes for global finance.
If true, every bank will use Ethereum.
Are you paying attention?
Not a meme coin. Not a trend.
The pipes for global finance.
If true, every bank will use Ethereum.
Are you paying attention?
November 11, 2025 at 11:09 PM
A former BlackRock executive said Ethereum is “the infrastructure” for Wall Street.
Not a meme coin. Not a trend.
The pipes for global finance.
If true, every bank will use Ethereum.
Are you paying attention?
Not a meme coin. Not a trend.
The pipes for global finance.
If true, every bank will use Ethereum.
Are you paying attention?
AI stocks lost $800B in value last week.
Then gained $680B yesterday.
Traders keep buying every dip.
The AI trade isn't slowing.
Money keeps circling back.
Then gained $680B yesterday.
Traders keep buying every dip.
The AI trade isn't slowing.
Money keeps circling back.
November 11, 2025 at 10:03 PM
AI stocks lost $800B in value last week.
Then gained $680B yesterday.
Traders keep buying every dip.
The AI trade isn't slowing.
Money keeps circling back.
Then gained $680B yesterday.
Traders keep buying every dip.
The AI trade isn't slowing.
Money keeps circling back.