citizensadviceteignbridge.org.uk
And there’s government approved schemes to help you pay for childcare.
Check what you’re entitled to ⤵️
bit.ly/4flTLlA
And there’s government approved schemes to help you pay for childcare.
Check what you’re entitled to ⤵️
bit.ly/4flTLlA
✅ You’ll usually need to get a referral to a food bank before you can use it.
We’ve got advice on the process ⤵️
bit.ly/4dcdJxO
✅ You’ll usually need to get a referral to a food bank before you can use it.
We’ve got advice on the process ⤵️
bit.ly/4dcdJxO
We can help you understand your rights.
Read more on our website ⤵️
bit.ly/3VApndU
We can help you understand your rights.
Read more on our website ⤵️
bit.ly/3VApndU
But there are ways to address it and get support for them.
Here’s what steps you can take ⤵️
But there are ways to address it and get support for them.
Here’s what steps you can take ⤵️
➡️ Your meter might be faulty or your energy supplier might have overcharged you.
Our advice can help ⤵️
bit.ly/4iRpRqP
➡️ Your meter might be faulty or your energy supplier might have overcharged you.
Our advice can help ⤵️
bit.ly/4iRpRqP
7. Read the small print
Check credit agreements for hidden extras and work out the total amount to repay. Interest-free deals have a nasty sting if you miss a payment. #christmastips #citizensadviceteignbridge
7. Read the small print
Check credit agreements for hidden extras and work out the total amount to repay. Interest-free deals have a nasty sting if you miss a payment. #christmastips #citizensadviceteignbridge
6. Buy safe to be safe
Loan sharks may seem friendly at first, but borrowing from them is never a good idea – even if you feel you have no other option. #christmastips #citiznesadviceteignbridge
6. Buy safe to be safe
Loan sharks may seem friendly at first, but borrowing from them is never a good idea – even if you feel you have no other option. #christmastips #citiznesadviceteignbridge
Check your passport is valid for the dates you’re travelling.
Our advice can help you ⤵️
bit.ly/457SkSY
Check your passport is valid for the dates you’re travelling.
Our advice can help you ⤵️
bit.ly/457SkSY
5. Shop around
Look for the best price and buy only what you want, not what others say you need. Be wary of extended warranties – often the cost of repair is less. #christmastips #citizensadviceteignbridge
5. Shop around
Look for the best price and buy only what you want, not what others say you need. Be wary of extended warranties – often the cost of repair is less. #christmastips #citizensadviceteignbridge
This time off might be paid leave or unpaid leave.
Check your work rights ⤵️
bit.ly/455NZQb
This time off might be paid leave or unpaid leave.
Check your work rights ⤵️
bit.ly/455NZQb
4. Keep it simple
Pay for goods with cash or a debit card if you can. Don’t be persuaded to take out credit. #christmastips #citizensadviceteignbridge
4. Keep it simple
Pay for goods with cash or a debit card if you can. Don’t be persuaded to take out credit. #christmastips #citizensadviceteignbridge
They might be able to help you stay in your home or find an alternative place to live.
Check our advice ⤵️
bit.ly/4pKZsNE
They might be able to help you stay in your home or find an alternative place to live.
Check our advice ⤵️
bit.ly/4pKZsNE
3. Don’t bank on an overdraft
Don’t run up an overdraft without first chatting to your bank – or it could be costly.
#christmastips #citizensadviceteignbridge
3. Don’t bank on an overdraft
Don’t run up an overdraft without first chatting to your bank – or it could be costly.
#christmastips #citizensadviceteignbridge
2. Don’t forget everyday bills
It may be Christmas, but keep on top of priority bills, such as rent and council tax. The consequences for non-payment can be severe. #christmastips #citizensadviceteignbridge
2. Don’t forget everyday bills
It may be Christmas, but keep on top of priority bills, such as rent and council tax. The consequences for non-payment can be severe. #christmastips #citizensadviceteignbridge
➡️ Protect yourself from further risks
➡️ Check if you can get your money back
➡️ Report the scam
Find out more ⤵️
bit.ly/44MuoFb
➡️ Protect yourself from further risks
➡️ Check if you can get your money back
➡️ Report the scam
Find out more ⤵️
bit.ly/44MuoFb
✅ You should always start by checking if you can get any benefits.
Our online advice can help you navigate this ⤵️
bit.ly/4pK77vN
✅ You should always start by checking if you can get any benefits.
Our online advice can help you navigate this ⤵️
bit.ly/4pK77vN
You might be able to get a refund or compensation.
Check what you’re entitled to ⤵️
bit.ly/4pDNiX5
You might be able to get a refund or compensation.
Check what you’re entitled to ⤵️
bit.ly/4pDNiX5
➡️ You have difficulty with everyday tasks or getting around
➡️ You can’t work because you’re sick or disabled
Our online advice can help you ⤵️
bit.ly/3ztxnWl
➡️ You have difficulty with everyday tasks or getting around
➡️ You can’t work because you’re sick or disabled
Our online advice can help you ⤵️
bit.ly/3ztxnWl
You can stop unwanted 'continuous payments', like for a gym or magazine, by contacting your bank or card issuer directly.
Find out more ⤵️
bit.ly/4pDPU7m
You can stop unwanted 'continuous payments', like for a gym or magazine, by contacting your bank or card issuer directly.
Find out more ⤵️
bit.ly/4pDPU7m
You can stop unwanted 'continuous payments', like for a gym or magazine, by contacting your bank or card issuer directly.
Find out more ⤵️
bit.ly/4pDPU7m
You can stop unwanted 'continuous payments', like for a gym or magazine, by contacting your bank or card issuer directly.
Find out more ⤵️
bit.ly/4pDPU7m
This can impact your rights and responsibilities.
Our online advice can help you ⤵️
bit.ly/3Us0jVY
This can impact your rights and responsibilities.
Our online advice can help you ⤵️
bit.ly/3Us0jVY
You can register for free with the Telephone Preference Service to reduce nuisance calls.
Check our advice ⤵️
bit.ly/44cE8cf
You can register for free with the Telephone Preference Service to reduce nuisance calls.
Check our advice ⤵️
bit.ly/44cE8cf
Let your energy supplier know so you don’t end up paying too much for your gas and electricity, or paying for energy you didn’t use.
Read our online advice ⤵️
bit.ly/4oRsXxu
Let your energy supplier know so you don’t end up paying too much for your gas and electricity, or paying for energy you didn’t use.
Read our online advice ⤵️
bit.ly/4oRsXxu
➡️ If you or your partner get any benefits like Universal Credit, check if stopping work will affect them.
Find out how your benefits might change when resigning ⤵️
bit.ly/4oPB7Gn
➡️ If you or your partner get any benefits like Universal Credit, check if stopping work will affect them.
Find out how your benefits might change when resigning ⤵️
bit.ly/4oPB7Gn
It’s your landlord’s responsibility to find out what’s causing the damp.
Here’s what you need to know ⤵️
bit.ly/3X2JzWN
It’s your landlord’s responsibility to find out what’s causing the damp.
Here’s what you need to know ⤵️
bit.ly/3X2JzWN