Ramit Sethi
@ramitsethi.bsky.social
Host of @netflix "How to Get Rich" & the Money For Couples podcast. Preorder my new book, Money for Couples 👉🏾 http://iwt.com/moneyforcouples
How to handle the stock market dropping
April 7, 2025 at 5:55 PM
How to handle the stock market dropping
It’s actually a good thing that so many Trump supporters are losing their money in crypto scams. Republicans have been insulated from their poor decisions for too long. They vote against their own interests, only to be saved by Democrats (e.g., Obamacare). When you face real consequences, you learn
January 20, 2025 at 11:17 PM
It’s actually a good thing that so many Trump supporters are losing their money in crypto scams. Republicans have been insulated from their poor decisions for too long. They vote against their own interests, only to be saved by Democrats (e.g., Obamacare). When you face real consequences, you learn
Why are egg prices so high under Trump?
Why isn't the war in Ukraine over under Trump?
Why is it so hard to afford housing under Trump?
Why do we have so much government waste under Trump?
Why do we have a geriatric president under Trump?
Why isn't the war in Ukraine over under Trump?
Why is it so hard to afford housing under Trump?
Why do we have so much government waste under Trump?
Why do we have a geriatric president under Trump?
January 20, 2025 at 8:40 PM
Why are egg prices so high under Trump?
Why isn't the war in Ukraine over under Trump?
Why is it so hard to afford housing under Trump?
Why do we have so much government waste under Trump?
Why do we have a geriatric president under Trump?
Why isn't the war in Ukraine over under Trump?
Why is it so hard to afford housing under Trump?
Why do we have so much government waste under Trump?
Why do we have a geriatric president under Trump?
Startling how people make major financial decisions without ever running a single calculation
In my experience, 90%+ of people buying a house NEVER run basic calculations (buy vs. rent, amortization)
Same for buying a car & investing fees
Meanwhile, they agonize over coffee
In my experience, 90%+ of people buying a house NEVER run basic calculations (buy vs. rent, amortization)
Same for buying a car & investing fees
Meanwhile, they agonize over coffee
January 18, 2025 at 5:03 PM
Startling how people make major financial decisions without ever running a single calculation
In my experience, 90%+ of people buying a house NEVER run basic calculations (buy vs. rent, amortization)
Same for buying a car & investing fees
Meanwhile, they agonize over coffee
In my experience, 90%+ of people buying a house NEVER run basic calculations (buy vs. rent, amortization)
Same for buying a car & investing fees
Meanwhile, they agonize over coffee
ANNOUNCING MY NEW BOOK!
Money For Couples shows you how to build a Rich Life together. Use the word-for-word scripts to stop fighting and build a shared vision. Set your accounts up to make it all flow smoothly
Best of all, use money to bring you both closer together
iwt.com/moneyforcouples
Money For Couples shows you how to build a Rich Life together. Use the word-for-word scripts to stop fighting and build a shared vision. Set your accounts up to make it all flow smoothly
Best of all, use money to bring you both closer together
iwt.com/moneyforcouples
January 1, 2025 at 8:11 PM
ANNOUNCING MY NEW BOOK!
Money For Couples shows you how to build a Rich Life together. Use the word-for-word scripts to stop fighting and build a shared vision. Set your accounts up to make it all flow smoothly
Best of all, use money to bring you both closer together
iwt.com/moneyforcouples
Money For Couples shows you how to build a Rich Life together. Use the word-for-word scripts to stop fighting and build a shared vision. Set your accounts up to make it all flow smoothly
Best of all, use money to bring you both closer together
iwt.com/moneyforcouples
In a marriage:
- Venmo'ing each other for expenses: No
- Each person having their own no-questions-asked account: Yes
- One person being the "Money Person": No
- Secret accounts: No
- Talking about money every month with an agenda that starts with a compliment: Yes
- Venmo'ing each other for expenses: No
- Each person having their own no-questions-asked account: Yes
- One person being the "Money Person": No
- Secret accounts: No
- Talking about money every month with an agenda that starts with a compliment: Yes
December 29, 2024 at 7:53 PM
In a marriage:
- Venmo'ing each other for expenses: No
- Each person having their own no-questions-asked account: Yes
- One person being the "Money Person": No
- Secret accounts: No
- Talking about money every month with an agenda that starts with a compliment: Yes
- Venmo'ing each other for expenses: No
- Each person having their own no-questions-asked account: Yes
- One person being the "Money Person": No
- Secret accounts: No
- Talking about money every month with an agenda that starts with a compliment: Yes
Here are the 4 Key Financial Numbers you should know
- Fixed Costs: 50-60% of net income (take-home)
- Investments: 5-10% (the more, the better)
- Savings: 5-10%
- Guilt-Free Spending: 20-35%
Within those ranges? GREAT! If not, make a change. No need to track the price of pickles
- Fixed Costs: 50-60% of net income (take-home)
- Investments: 5-10% (the more, the better)
- Savings: 5-10%
- Guilt-Free Spending: 20-35%
Within those ranges? GREAT! If not, make a change. No need to track the price of pickles
December 29, 2024 at 6:49 PM
Here are the 4 Key Financial Numbers you should know
- Fixed Costs: 50-60% of net income (take-home)
- Investments: 5-10% (the more, the better)
- Savings: 5-10%
- Guilt-Free Spending: 20-35%
Within those ranges? GREAT! If not, make a change. No need to track the price of pickles
- Fixed Costs: 50-60% of net income (take-home)
- Investments: 5-10% (the more, the better)
- Savings: 5-10%
- Guilt-Free Spending: 20-35%
Within those ranges? GREAT! If not, make a change. No need to track the price of pickles
When couples fight about spending at Target or energy drinks at the gas station, it’s never about those expenses
It’s almost always about how much they spend on (1) housing, (2) cars, & (3) their values
But they don’t know they’re overspending, so they fight about $20 expenses
It’s almost always about how much they spend on (1) housing, (2) cars, & (3) their values
But they don’t know they’re overspending, so they fight about $20 expenses
December 28, 2024 at 7:35 PM
When couples fight about spending at Target or energy drinks at the gas station, it’s never about those expenses
It’s almost always about how much they spend on (1) housing, (2) cars, & (3) their values
But they don’t know they’re overspending, so they fight about $20 expenses
It’s almost always about how much they spend on (1) housing, (2) cars, & (3) their values
But they don’t know they’re overspending, so they fight about $20 expenses
My simple financial system:
- Small # of credit cards
- Automatic investing into low-cost index funds
- Healthy margin of error
- Long time horizon
- Focus on $300,000 questions including increasing income
- Small # of credit cards
- Automatic investing into low-cost index funds
- Healthy margin of error
- Long time horizon
- Focus on $300,000 questions including increasing income
December 28, 2024 at 4:00 PM
My simple financial system:
- Small # of credit cards
- Automatic investing into low-cost index funds
- Healthy margin of error
- Long time horizon
- Focus on $300,000 questions including increasing income
- Small # of credit cards
- Automatic investing into low-cost index funds
- Healthy margin of error
- Long time horizon
- Focus on $300,000 questions including increasing income
5 rules for money in your relationship
1. Ask: What's our Rich Life? How are we using our money to live it?
2. Set up accounts so your money goes into a joint account, but each of you gets a separate, no-questions-asked account that only you have access to
1. Ask: What's our Rich Life? How are we using our money to live it?
2. Set up accounts so your money goes into a joint account, but each of you gets a separate, no-questions-asked account that only you have access to
December 27, 2024 at 10:56 PM
5 rules for money in your relationship
1. Ask: What's our Rich Life? How are we using our money to live it?
2. Set up accounts so your money goes into a joint account, but each of you gets a separate, no-questions-asked account that only you have access to
1. Ask: What's our Rich Life? How are we using our money to live it?
2. Set up accounts so your money goes into a joint account, but each of you gets a separate, no-questions-asked account that only you have access to
I have talked to multiple people on my podcast who complained about the “unaffordable” economy — specifically, inflation at the grocery store — while they had a car payment of over $1,400/month
They did not see a connection
They did not see a connection
December 23, 2024 at 2:12 PM
I have talked to multiple people on my podcast who complained about the “unaffordable” economy — specifically, inflation at the grocery store — while they had a car payment of over $1,400/month
They did not see a connection
They did not see a connection
There should never be a "money person" in a marriage. Both partners should be involved, with each person in charge of at least one aspect of the family finances
December 22, 2024 at 5:01 PM
There should never be a "money person" in a marriage. Both partners should be involved, with each person in charge of at least one aspect of the family finances
A very generous friend is donating 200 copies of my new book, Money For Couples, to an organization that could use them
If you're part of an organization like this, please email me the name of the org, description, and how you'd use them
[email protected]
If you're part of an organization like this, please email me the name of the org, description, and how you'd use them
[email protected]
December 22, 2024 at 12:33 PM
A very generous friend is donating 200 copies of my new book, Money For Couples, to an organization that could use them
If you're part of an organization like this, please email me the name of the org, description, and how you'd use them
[email protected]
If you're part of an organization like this, please email me the name of the org, description, and how you'd use them
[email protected]
How it feels to know I have a weekend free of lawn mowing, leaf raking, gutter cleaning, wall painting, lightbulb replacing, Home Depot chasing, backyard maintaining, and pool cleaning
December 22, 2024 at 2:01 AM
How it feels to know I have a weekend free of lawn mowing, leaf raking, gutter cleaning, wall painting, lightbulb replacing, Home Depot chasing, backyard maintaining, and pool cleaning
Great point! Reminds me of how private jet flyers have a net worth 1,000x higher than those flying Southwest, which is why you should buy a private jet to become wealthy
December 18, 2024 at 1:48 AM
Great point! Reminds me of how private jet flyers have a net worth 1,000x higher than those flying Southwest, which is why you should buy a private jet to become wealthy
Reposted by Ramit Sethi
This @ramitsethi.bsky.social clip where he calls out scammers moving to florida is making my LIFE
youtu.be/MvLinlXiI_A?...
"I'm not saying everyone who lives in Florida is a scammer, but a lotta scammers sure live in Florida!"
🤣🤣🤣
youtu.be/MvLinlXiI_A?...
"I'm not saying everyone who lives in Florida is a scammer, but a lotta scammers sure live in Florida!"
🤣🤣🤣
Why You Should Stop Listening to Get-Rich-Quick “Gurus”
YouTube video by I Will Teach You To Be Rich
youtu.be
December 13, 2024 at 10:13 AM
This @ramitsethi.bsky.social clip where he calls out scammers moving to florida is making my LIFE
youtu.be/MvLinlXiI_A?...
"I'm not saying everyone who lives in Florida is a scammer, but a lotta scammers sure live in Florida!"
🤣🤣🤣
youtu.be/MvLinlXiI_A?...
"I'm not saying everyone who lives in Florida is a scammer, but a lotta scammers sure live in Florida!"
🤣🤣🤣
American culture applauds this, but I find it sad and pointless
There is no virtue in living a smaller life than you have to
There is no virtue in living a smaller life than you have to
December 2, 2024 at 3:49 PM
American culture applauds this, but I find it sad and pointless
There is no virtue in living a smaller life than you have to
There is no virtue in living a smaller life than you have to
If money was just numbers in a spreadsheet, you'd see a HUGE amount of people happy with their money right now -- especially since we have record highs in the stock market
Instead, we get posts like this
Remember: Your feelings about money are highly uncorrelated with the amount in your bank
Instead, we get posts like this
Remember: Your feelings about money are highly uncorrelated with the amount in your bank
December 2, 2024 at 3:02 PM
If money was just numbers in a spreadsheet, you'd see a HUGE amount of people happy with their money right now -- especially since we have record highs in the stock market
Instead, we get posts like this
Remember: Your feelings about money are highly uncorrelated with the amount in your bank
Instead, we get posts like this
Remember: Your feelings about money are highly uncorrelated with the amount in your bank
So you want to stop fighting about money with your partner
Try these word-for-word scripts
If one partner is a spender
Try these word-for-word scripts
If one partner is a spender
November 30, 2024 at 12:23 AM
So you want to stop fighting about money with your partner
Try these word-for-word scripts
If one partner is a spender
Try these word-for-word scripts
If one partner is a spender
YES!!
Parents can open up a custodial account for kids and help them start investing early
I started investing at age 14 (with the help of my dad) and, almost 30 years later, I'm very glad I did
Parents can open up a custodial account for kids and help them start investing early
I started investing at age 14 (with the help of my dad) and, almost 30 years later, I'm very glad I did
November 29, 2024 at 5:47 PM
YES!!
Parents can open up a custodial account for kids and help them start investing early
I started investing at age 14 (with the help of my dad) and, almost 30 years later, I'm very glad I did
Parents can open up a custodial account for kids and help them start investing early
I started investing at age 14 (with the help of my dad) and, almost 30 years later, I'm very glad I did
In this video, you can see why housing is so expensive
This is Los Angeles. At 8 seconds, you will finally see "density"
This is Los Angeles. At 8 seconds, you will finally see "density"
November 26, 2024 at 2:34 PM
In this video, you can see why housing is so expensive
This is Los Angeles. At 8 seconds, you will finally see "density"
This is Los Angeles. At 8 seconds, you will finally see "density"