Patrick Weightman Mortgage & Protection Advice (TMG Direct)
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pweightman.bsky.social
Patrick Weightman Mortgage & Protection Advice (TMG Direct)
@pweightman.bsky.social
Helping homeowners across the UK save money & sleep better at night 🏡💤

https://linktr.ee/patrick.weightman.tmgdirect

📞 01455 241201 / 07579 048670

(Your home may be repossessed if you do not keep up repayments on a loan secured against it)
Struggling with deposits? Shared ownership could be your fastest route onto the property ladder in 2025.
🏡 Buy a share
💷 Pay lower deposit
📈 Staircase to full ownership

I break it all down in this 5-min explainer
.
📺 youtu.be/U5-qR-62GyA

#FirstTimeBuyer #SharedOwnership #UKHousing
Shared Ownership UK Explained (2025) Real Examples, Deposit Tips & Staircasing Guide #FirstTimeBuyer
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
December 16, 2025 at 11:00 AM
Mortgage rates are stabilising, lenders are getting competitive again. The housing market is holding steady, especially across the Midlands.
If your fixed deal ends in the next 6–12 months, this week matters.
Watch here 👉 youtu.be/5srE_xOZMAE
(Think carefully before securing debt against your home.)
Mortgage Market Rate Watch | UK Mortgage Rates Update | Midlands Edition | Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
December 15, 2025 at 4:00 PM
Critical illness cover is often misunderstood. It’s not life insurance & it's not just for extreme cases. A diagnosis like cancer can trigger a payout to ease financial stress. Don’t assume it won’t happen to you, planning ahead means being prepared #HealthInsurance #StayPrepared
December 15, 2025 at 10:00 AM
In 1923 Germany, money didn’t disappear — trust did.
People were paid twice a day, used wheelbarrows of cash, and burned banknotes for heat.

This is why inflation matters.

🎥 Full video 👇
youtu.be/VP0P5UL9T58
The Day Money Almost Died | When Inflation Destroyed Trust 💷 | Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
December 14, 2025 at 1:08 PM
Protection insurance is about safeguarding your loved ones, not just thinking of death. It's essential for covering mortgage payments, bills, and daily expenses when life takes an unexpected turn. If you have dependents, this conversation is vital. 🏡💙 #InsuranceMatters #PeaceOfMind
December 13, 2025 at 6:12 PM
The Government has launched a major consultation on reforming UK property sales, could mean faster, clearer, less stressful home moves.

youtu.be/1bJ5Z6RYSp8

(Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.)
Big Changes Coming to UK Property Sales? Government Consultation Explained #housingmarket2026
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
December 10, 2025 at 10:05 AM
New Year. New Level of Protection.
NHS waiting times are up in 2026, so more people are turning to Private Medical Insurance for faster care.

Watch the video 👇
youtube.com/shorts/ivQhK...

Protection products depend on underwriting, eligibility and policy terms; ensure any policy meets your needs.
New Year, New Level of Protection 2026 | Private Medical Insurance & Income Protection Explained
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
December 9, 2025 at 1:50 PM
Another week of lender rate reductions, Nationwide, Halifax, Coventry BS & NatWest all cutting fixed rates ahead of the 18 Dec MPC meeting. Markets expect a 0.25% base rate cut to 3.75%.
📉 Avg 2-yr: 4.34% | 📉 Avg 5-yr: 4.38%

Full breakdown in today’s update: youtu.be/Ib3f77I5Vtk
Lenders Cut Rates Again & Base Rate Drop Expected | Mortgage Market Update #mortgagenews
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
December 8, 2025 at 8:33 AM
How two world wars forced the UK to invent National Insurance — and how that created the foundations of today’s mortgage system.

New History of Money episode now live 👇
youtu.be/6YWYtp2CMAg

(Think carefully before securing debt against your home.)
World Wars & National Insurance: How Wartime Risk Built the UK Safety Net | History of Money
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
December 7, 2025 at 1:41 PM
Save a 5% house deposit in 2 years using a Lifetime ISA (LISA).
Single saver → ~£10.4k
Couple → ~£20.8k
(Remember: LISA funds can only be used toward the property purchase price.)
Watch here: youtu.be/Vjn7nBYFmS0
How to Save a 5% Deposit in 2 Years Using a Lifetime ISA | LISA Explained UK | Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
December 6, 2025 at 12:46 PM
More great mortgage news this week — Nationwide, Coventry BS, NatWest & HSBC all cutting rates or boosting criteria. Good signs for buyers & anyone remortgaging.
Watch the update: youtube.com/shorts/R87BQ...
(Think carefully before securing debt…)
More Mortgage Rate Drops: Nationwide, NatWest, Coventry, HSBC Slash Costs! #mortgageupdate
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
December 5, 2025 at 9:19 AM
Could you live on £118 a week?

Most people can’t, which is why income protection matters, especially for renters and homeowners.

For around £20/month you can protect your income if you’re off work long-term.

Watch here 👉 youtube.com/shorts/YpdKo...
Renting or Paying a Mortgage? You Need This Cover #incomeprotection | Income Protection Insurance
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
December 2, 2025 at 8:32 AM
Mortgage rates dropped again with cuts from Nationwide, Halifax, NatWest & Virgin Money. Averages now around 4.36%–4.39%. Halifax also opened its FTB Boost to self-employed buyers.

Full update here: youtube.com/shorts/2ITOg...

(Think carefully…)
UK Mortgage Update, Nov 2025 | Rate Cuts | House Prices | Halifax Expands FTB Boost to Self-Employed
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
December 1, 2025 at 8:30 AM
Should we build a super-AI to look after humanity?

Hinton says “only if society puts people first.”

Sanders warns AI could deepen inequality without regulation.

I break it all down in today’s video: youtu.be/-wG59yRbp_I
Should We Build a Super AI to Look After Humanity? Hinton & Sanders Explain the Real Issue #tedtalk
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
November 30, 2025 at 8:54 AM
Black Friday started with 1960s chaos, not bargains.

But today’s real deals are in mortgages: Halifax, Kensington & Nationwide have all cut rates.

If your fixed rate ends soon, this matters.

Watch the full breakdown: youtu.be/VG2AZ-pRMTk

(Think carefully before securing debt…)
Black Friday didn’t start with bargains, it started with chaos in 1960s Philadelphia
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
November 28, 2025 at 9:55 AM
Budget 2025 + the new OBR forecast could shape mortgage rates for 2025.

Fixed rates may stay higher for longer, affordability tightens, and house prices could level off across the East Midlands.
Full breakdown 👇

youtu.be/wcTnA0lJLNQ

(Think carefully before securing debt.)
Budget 2025 Explained: What the OBR Forecast Means for UK Mortgages & the Housing Market
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
November 26, 2025 at 2:49 PM
Mortgage rates drifting down, house prices just saw the biggest Nov drop in 10+ yrs, and Santander gives an 87% chance of a Dec rate cut. Budget lands Wed.

Full update here 👉 youtu.be/HID169vYJhA

(Think carefully before securing debt against your home.)
Mortgage Market Rate Watch – Budget Week | Will Rates Drop in December? | Midlands Edition
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
November 24, 2025 at 4:37 PM
Black Monday 1987: the day global markets fell faster than a brick in a lift. In my latest History of Money episode, I explain what happened, why it spread worldwide, and how it still impacts UK mortgages today.

Watch here: youtu.be/pRbQKjV13DA
Black Monday 1987 Explained, The Worst Stock Market Crash in History | The History of Money
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
November 23, 2025 at 3:45 PM
🦃 Bertrand Russell’s “Turkey Dilemma,” reminds us that “it’ll never happen to me” isn’t a plan.

Lets break it down 👇
🎥 youtu.be/nAsYTdbzNGs

(Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.)
|The Turkey Dilemma , Why “It’ll Never Happen to Me” is the Biggest Risk of All | Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
November 7, 2025 at 6:00 PM
Mortgage rates are easing again, as approvals hit a 9-month high. Confidence returning across the Midlands 🏡

🎥 Watch full update: youtu.be/v-kuUQX2ie8

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)
Mortgage Market Update, Monday 3rd November 2025, Midlands Edition #MortgageRates Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
November 3, 2025 at 4:53 PM
🏡 After WWII, Britain didn’t just rebuild homes — it rebuilt dreams. How the property-owning dream was born.

🎥 Watch here: youtu.be/2XKJ7PVAnuw

Your home may be repossessed if you do not keep up repayments on your mortgage.

#HistoryOfMoney #Mortgages #HomeOwnership #EastMidlands #TMGDirect
🏡 The Post-WW2 Mortgage Boom: How Britain Built a Nation of Homeowners | History of Money Series
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
November 2, 2025 at 9:16 AM
Income protection isn’t just a policy — it’s your safety net 🛡

Whether you’re self-employed, a new parent, or off work ill, it gives you breathing room when life hits pause.

👉 Check your cover today: linktr.ee/patrick.weig...

#IncomeProtection #PeaceOfMind #SmartMoneyMoves
November 1, 2025 at 8:15 PM
Should I overpay my mortgage? 🤔

✅ Pros: Shorten mortgage, save interest, gain flexibility.
❌ Cons: Low emergency funds, missed investments, possible penalties.

📱 07579 048670 ☎️ 01455 241201 📧 [email protected]

#MortgageAdvice #FinancialPlanning #SmartInvesting
October 30, 2025 at 7:15 PM
Feeling overwhelmed by mortgages? You're not alone! I'm here to help you find clarity—let’s discuss your goals! 📊

📱 07579 048670
☎️ 01455 241201
📧 [email protected]

#MortgageHelp #FinancialAdvice #YouGotThis
October 28, 2025 at 7:15 PM
📝 "Round up your income and ballpark expenses? Easy! But for mortgages, guesswork = stress. Lenders need real numbers!

Need help? I’m here!
✅ Clear checklist
✅ Friendly advice
📞 01455 241201
💬 07568 463724
📧 [email protected]

#MortgageAdvice #FinancialPlanning
October 26, 2025 at 7:15 PM