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Payments Cards & Mobile @paymentscm.bsky.social · 5d

The payments industry is entering a new phase of transformation — one driven not by cards or mobile wallets, but by autonomous agentic commerce agents

ACP vs AP2: Defining the future of agentic commerce

The payments industry is entering a new phase of transformation — one driven by autonomous agentic commerce agents.

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Payments Cards & Mobile @paymentscm.bsky.social · 6d

The United Kingdom’s retail payments landscape is undergoing a rapid and irreversible shift. What was once dominated by cards and cash is now being reshaped by mobile wallets and Buy Now, Pay Later (BNPL) services

Mobile wallets redefining the future of UK retail payments

The UK’s retail payments landscape is undergoing a rapid shift. Once dominated by cards and cash is now being reshaped by mobile wallets

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Payments Cards & Mobile @paymentscm.bsky.social · 6d

Another coalition of nine major global banks — including Goldman Sachs, Deutsche Bank, Bank of America, Citi, Santander, BNP Paribas, MUFG, TD Bank, and UBS — is exploring the creation of a joint stablecoin pegged to G7 currencies

Global banks unite to launch G7-backed stablecoin

A coalition of nine major global banks is exploring the creation of a joint stablecoin pegged to G7 currencies.

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Payments Cards & Mobile @paymentscm.bsky.social · 7d

According to new data from Chargebacks911, the cost of false declines—legitimate transactions incorrectly rejected by fraud filters—has now surpassed the financial toll of actual fraud losses

False declines now cost merchants more than fraud

According to new data from Chargebacks911, the cost of false declines has now surpassed the financial toll of actual fraud losses.

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Payments Cards & Mobile @paymentscm.bsky.social · 7d

A high-stakes bidding war appears to be brewing between crypto exchange Coinbase and payments giant Mastercard over the acquisition of BVNK, the London-based fintech firm building enterprise-grade stablecoin payment infrastructure

Coinbase and Mastercard compete to acquire stablecoin firm BVNK

A high-stakes bidding war appears to be brewing between crypto exchange Coinbase and payments giant Mastercard over the acquisition of BVNK

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Payments Cards & Mobile @paymentscm.bsky.social · Jul 21

The Financial Conduct Authority (FCA) has unveiled long-anticipated plans to bring Buy Now, Pay Later (BNPL) products under formal regulatory supervision from July 2026 buff.ly/OUZzfD4

Payments Cards & Mobile @paymentscm.bsky.social · Jul 21

A new report from Checkout.com outlines trends emerging as the global economy continues to digitalize – and argues that establishing trust between counterparties is at the heart of these trends buff.ly/Lky6s5p

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Payments Cards & Mobile @paymentscm.bsky.social · Jul 16

PayPal has deepened its involvement in digital assets with a new integration into cryptocurrency exchange OKX, aiming to streamline crypto transactions across the European Economic Area (EEA) buff.ly/hvUSHnA

Payments Cards & Mobile @paymentscm.bsky.social · Jul 16

As the regulatory clock ticks down towards key compliance deadlines for SEPA Instant Payments and SWIFT ISO 20022, banks across Europe, the Middle East, and Africa (EMEA) are scrambling to update ageing systems and unlock the benefits of real-time, data-rich financial infrastructure buff.ly/cUBot3f

Payments Cards & Mobile @paymentscm.bsky.social · Jul 8

The European Payments Initiative (EPI) has strengthened its foothold in Belgium with the addition of five major banks set to deploy its Wero digital wallet

Five Belgian banks join EPI to boost Wero

The European Payments Initiative (EPI) has strengthened its foothold in Belgium with the addition of five banks set to deploy Wero wallet.

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Payments Cards & Mobile @paymentscm.bsky.social · Jul 8

A cohort of prominent tech investors is preparing to launch Erebor, a new US bank designed to serve the innovation economy in the wake of Silicon Valley Bank’s collapse

Tech billionaires back Erebor to fill Silicon Valley Bank void

A cohort of prominent tech investors is preparing to launch Erebor, a new US bank designed to serve the innovation economy

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Payments Cards & Mobile @paymentscm.bsky.social · Jul 8

In the midst of continued financial strain across US households and many other major markets, a new study sheds light on the value consumers place on convenience services – and the trade-offs they are willing to make to buy themselves time buff.ly/r3ek0QR

Consumers put price on convenience as financial pressures persist

A new study sheds light on the value consumers place on convenience services – and the trade-offs they are willing to make to buy time.

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Payments Cards & Mobile @paymentscm.bsky.social · Jul 4

A new white paper from global banking infrastructure innovators RS2 says that acquirers and PSPs could add value for their clients and save themselves – and their clients – millions

AI-led fee and interchange strategies could save PSPs millions

A new white paper from global banking infrastructure RS2 says that acquirers and PSPs could save themselves and their clients millions.

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Payments Cards & Mobile @paymentscm.bsky.social · Jul 4

The European Central Bank (ECB) has unveiled an ambitious dual-track strategy to integrate distributed ledger technology (DLT) into its settlement infrastructure, signalling a major evolution in the architecture of Europe’s financial market systems

ECB advances Distributed Ledger Technology settlement activity

The ECB has unveiled an ambitious dual-track strategy to integrate distributed ledger technology (DLT) into its settlement infrastructure

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Payments Cards & Mobile @paymentscm.bsky.social · Jul 4

Worldpay has announced its entry into the Thai market with domestic acquiring capabilities, marking another strategic move to strengthen its Asia Pacific presence

Worldpay expands into Thailand as domestic acquiring surges

Worldpay has announced its entry into the Thai market with domestic acquiring capabilities, marking another strategic move.

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Payments Cards & Mobile @paymentscm.bsky.social · Jul 4

Orbital, a cross-border platform that orchestrates payments across stablecoins and traditional rails, has partnered to unlocks faster, cost-effective, and compliant euro transactions, bridging traditional payments with digital assets buff.ly/rTvh7HB

Orbital bridge real-time euro payments across SEPA and stablecoins

Orbital has partnered to unlocks faster, cost-effective, and compliant euro transactions, bridging traditional payments with digital assets.

www.paymentscardsandmobile.com

Payments Cards & Mobile @paymentscm.bsky.social · Jul 2

In a decisive legal blow to the global card giants, the UK’s Competition Appeal Tribunal (CAT) has ruled that Visa and Mastercard’s default multilateral interchange fees (MIFs) breach European competition law

Landmark ruling finds Visa and Mastercard breach interchange fees law

In a decisive legal blow the UK’s CAT has ruled that Visa and Mastercard’s default multilateral interchange fees (MIFs) breach competition law

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Payments Cards & Mobile @paymentscm.bsky.social · Jul 2

In an interesting development for Germany’s regulated igaming market, DIMOCO has secured authorisation to offer carrier billing as a payment option, with NEO.bet confirmed as the first operator to adopt the method buff.ly/9loi9UZ

Payments Cards & Mobile @paymentscm.bsky.social · Jul 2

Africa has embarked on a historic journey towards financial independence with the unveiling of PAPSSCARD, the continent’s first Pan-African card scheme buff.ly/A6qEvG2

Africa takes step towards financial sovereignty with PAPSSCARD

Africa has embarked on a historic journey unveiling of PAPSSCARD, the continent’s first Pan-African card scheme.

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Payments Cards & Mobile @paymentscm.bsky.social · Jun 30

Kraken has launched Krak, an ambitious new global money app that fuses the borderless capabilities of crypto with everyday financial functionality

Kraken unveils Krak global money app

Kraken has launched Krak, an ambitious global money app that fuses borderless capabilities of crypto with everyday financial functionality

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Payments Cards & Mobile @paymentscm.bsky.social · Jun 30

Revolut is set to acquire Banco Cetelem Argentina from BNP Paribas Personal Finance, marking its first direct entry into the Argentinian banking sector as it accelerates its Latin American expansion strategy

Revolut acquires BNP Paribas’ Banco Cetelem in Argentina

Revolut is set to acquire Banco Cetelem Argentina from BNP Paribas Personal Finance, marking its first direct entry into Argentinian banking

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Payments Cards & Mobile @paymentscm.bsky.social · Jun 30

In 2024, the mobile money industry crossed a historic threshold. According to the GSMA State of the Industry Report on Mobile Money 2025, the sector now boasts over 2.1 billion registered accounts and 514 million monthly active users

Mobile money: A new engine of economic development

According to a GSMA Industry Report, Mobile Money now boasts over 2.1 billion registered accounts and 514 million monthly active users.

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Payments Cards & Mobile @paymentscm.bsky.social · Jun 26

Mobey Forum’s latest report, “Embedded Finance: A Strategic Roadmap for Banks”, provides a clear-eyed framework for how banks can not only survive, but thrive

Mobey Forum: Embedded finance - a strategic roadmap for banks

“Embedded Finance: A Strategic Roadmap for Banks”, provides a clear-eyed framework for how banks can not only survive, but thrive.

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Payments Cards & Mobile @paymentscm.bsky.social · Jun 24

Coinbase has unveiled a new service, Coinbase Payments, designed to push stablecoins into the mainstream of e-commerce by simplifying crypto acceptance for merchants

Coinbase launches e-commerce payments platform

Coinbase has unveiled a new service, Coinbase Payments, designed to push stablecoins into the mainstream of e-commerce

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Payments Cards & Mobile @paymentscm.bsky.social · Jun 24

The push for a sovereign European payments landscape has gained renewed momentum as the European Payments Alliance (EuroPA) and EPI Company (EPI) announce a landmark collaboration aimed at enhancing cross-border digital payments

EuroPA and EPI join forces to extend sovereign payments in Europe

The push for a sovereign European payments landscape has gained renewed momentum as the EuroPA and EPI announce a landmark collaboration.

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