Americans for Financial Reform
@ourfinancialsecurity.org
AFR is a nonpartisan and nonprofit coalition of more than 200 civil rights, consumer, labor, business, investor, faith-based, and civic and community groups. We are working to lay the foundation for a strong, stable, and ethical financial system.
Dr.King had more than just a dream– he understood that making economic and financial justice a reality is essential for a just and fair society.
January 19, 2026 at 12:01 PM
Dr.King had more than just a dream– he understood that making economic and financial justice a reality is essential for a just and fair society.
The Earned Wage Access Consumer Protection Act would carve out broad exemptions that allow high-cost wage advances to operate outside long-standing lending safeguards. Please tell Congress to oppose it! actionnetwork.org/letters/earn...
Tell Congress to Oppose the Earned Wage Access Consumer Protection Act
Congress is on the verge of blessing a brand-new payday lending loophole, one that hands fintech companies a license to siphon fees straight out of workers’ paychecks while pretending it’s a…
actionnetwork.org
January 16, 2026 at 2:51 PM
The Earned Wage Access Consumer Protection Act would carve out broad exemptions that allow high-cost wage advances to operate outside long-standing lending safeguards. Please tell Congress to oppose it! actionnetwork.org/letters/earn...
Senator Tim Scott's delay of the Senate Banking crypto vote after the industry demanded EVEN MORE giveaways tells you everything you need to know about the power the crypto lobby has over our lawmakers
www.politico.com/live-updates...
www.politico.com/live-updates...
Tim Scott postpones Senate Banking crypto vote
Senate Banking Chair Tim Scott's move to punt a scheduled markup comes amid pushback from a key crypto firm.
www.politico.com
January 15, 2026 at 8:07 PM
Senator Tim Scott's delay of the Senate Banking crypto vote after the industry demanded EVEN MORE giveaways tells you everything you need to know about the power the crypto lobby has over our lawmakers
www.politico.com/live-updates...
www.politico.com/live-updates...
A recent CFPB report found loan companies were less responsive to complaints from borrowers last year. But the Trump administration cut 15 pages from the public version of that report—removing information consumers need to protect themselves & hold the industry accountable.
buff.ly/adbQrmG
buff.ly/adbQrmG
Watchdog agency scales back student loan report
The Consumer Financial Protection Bureau said the initial report was not in the scope of what is required by federal law and called the author “disgruntled” and “incompetent.”
www.politico.com
January 14, 2026 at 10:29 PM
A recent CFPB report found loan companies were less responsive to complaints from borrowers last year. But the Trump administration cut 15 pages from the public version of that report—removing information consumers need to protect themselves & hold the industry accountable.
buff.ly/adbQrmG
buff.ly/adbQrmG
Today, AFR and a coalition of 260 national and state civil rights, labor, community, consumer, environmental, faith-based, and other orgs urged the Senate to oppose any crypto market structure legislation that fails to address the crypto industry's harms.
➡️ ourfinancialsecurity.org/news/press-r...
➡️ ourfinancialsecurity.org/news/press-r...
January 13, 2026 at 7:52 PM
Today, AFR and a coalition of 260 national and state civil rights, labor, community, consumer, environmental, faith-based, and other orgs urged the Senate to oppose any crypto market structure legislation that fails to address the crypto industry's harms.
➡️ ourfinancialsecurity.org/news/press-r...
➡️ ourfinancialsecurity.org/news/press-r...
AFR/AFREF Associate Director of Housing Policy Caroline Nagy puts Trump's recent announcement on institutional investors and single-family homes into context: "No action has followed."
➡️ ourfinancialsecurity.org/news/actuall...
➡️ ourfinancialsecurity.org/news/actuall...
Actually Addressing the Affordable Housing Emergency - Americans for Financial Reform
This week, President Trump announced that he is “taking steps” to ban institutional investors from acquiring more single-family homes as part of a plan to deal with housing affordability.
ourfinancialsecurity.org
January 13, 2026 at 2:53 PM
AFR/AFREF Associate Director of Housing Policy Caroline Nagy puts Trump's recent announcement on institutional investors and single-family homes into context: "No action has followed."
➡️ ourfinancialsecurity.org/news/actuall...
➡️ ourfinancialsecurity.org/news/actuall...
Reposted by Americans for Financial Reform
Check out this conversation I had with Americans for Financial Reform about the threat of an AI driven financial crisis--understanding historic parallels-- from 2008 to 1873-and what regulators should do. @ourfinancialsecurity.org @iipp-ucl.bsky.social ourfinancialsecurity.org/events/12-10...
AFREF Speaker Series: Are We on the Brink of a 2008-Style Financial Crisis? - Americans for Financial Reform
We appear to be in the midst of a speculative stock market bubble centered on AI. Does that mean we are about to have a 2008-style financial crisis? Join us for a conversation with Damon Silvers about...
ourfinancialsecurity.org
January 9, 2026 at 12:56 AM
Check out this conversation I had with Americans for Financial Reform about the threat of an AI driven financial crisis--understanding historic parallels-- from 2008 to 1873-and what regulators should do. @ourfinancialsecurity.org @iipp-ucl.bsky.social ourfinancialsecurity.org/events/12-10...
@warren.senate.gov makes the case that to make people's lives better - and to be trusted to do so - policymakers must take on the big corporate bad actors that are making our lives worse, not let them dictate policy because they have deep pockets. Full video: www.youtube.com/watch?v=XRXP...
January 12, 2026 at 9:34 PM
@warren.senate.gov makes the case that to make people's lives better - and to be trusted to do so - policymakers must take on the big corporate bad actors that are making our lives worse, not let them dictate policy because they have deep pockets. Full video: www.youtube.com/watch?v=XRXP...
One year later, Eaton fire survivors are still fighting. Many say their insurance doesn't cover the costs of rebuilding, if they receive any money at all.
“Whether a family is able to get back home or is displaced permanently comes down to one thing: Money." -Joy Chen
“Whether a family is able to get back home or is displaced permanently comes down to one thing: Money." -Joy Chen
‘Recovery is failing survivors.' Eaton Fire victims need aid a year later
“Whether a family is able to get back home or is displaced permanently comes down to one thing," said Joy Chen. That's money. Here's what others said.
www.aol.com
January 12, 2026 at 2:09 PM
One year later, Eaton fire survivors are still fighting. Many say their insurance doesn't cover the costs of rebuilding, if they receive any money at all.
“Whether a family is able to get back home or is displaced permanently comes down to one thing: Money." -Joy Chen
“Whether a family is able to get back home or is displaced permanently comes down to one thing: Money." -Joy Chen
At a time when consumers are already struggling, crypto scams have hit an all time high. While financial fraud is nothing new, the FTC found that individuals reported median losses related to cryptocurrency fraud that were 12x higher than that of general fraud. buff.ly/m2rZR2c
January 9, 2026 at 8:42 PM
At a time when consumers are already struggling, crypto scams have hit an all time high. While financial fraud is nothing new, the FTC found that individuals reported median losses related to cryptocurrency fraud that were 12x higher than that of general fraud. buff.ly/m2rZR2c
Reposted by Americans for Financial Reform
A year after the deadly Los Angeles County fires, California’s property insurance market remains problematic; survivors are suing insurers over delayed or denied claims; and most of the state’s policyholders are likely to see their premiums rise. bit.ly/4jw4rQC
📸 Joel Angel Juarez
📸 Joel Angel Juarez
January 7, 2026 at 9:30 PM
A year after the deadly Los Angeles County fires, California’s property insurance market remains problematic; survivors are suing insurers over delayed or denied claims; and most of the state’s policyholders are likely to see their premiums rise. bit.ly/4jw4rQC
📸 Joel Angel Juarez
📸 Joel Angel Juarez
Consumer financial complaints *doubled* in 2025 to 5.5 million up from 2.7 million. Consumers need stronger protections, not weaker ones— especially vulnerable consumers who are more likely to use payday loan apps. www.hrdive.com/news/some-ew...
CFPB shifts on EWA policy, again
Certain employer-partnered earned wage access products aren’t subject to U.S. lending laws, the bureau said, formally discarding a 2024 Biden-era rule.
www.hrdive.com
January 6, 2026 at 7:05 PM
Consumer financial complaints *doubled* in 2025 to 5.5 million up from 2.7 million. Consumers need stronger protections, not weaker ones— especially vulnerable consumers who are more likely to use payday loan apps. www.hrdive.com/news/some-ew...
At the FTC, Levine was a strong advocate for consumers against corporate rip-offs. Exciting that he will now be leading NYC's Department of Consumer and Worker Protection!
www.amny.com/law/mamdani-...
www.amny.com/law/mamdani-...
Mamdani taps federal regulator to lead Department of Consumer and Worker Protection – amNewYork
Mayor-elect Zohran Mamdani announced Monday that Sam Levine, the former director of the Federal Trade Commission’s Bureau of Consumer Protection, will lead
www.amny.com
December 23, 2025 at 6:48 PM
At the FTC, Levine was a strong advocate for consumers against corporate rip-offs. Exciting that he will now be leading NYC's Department of Consumer and Worker Protection!
www.amny.com/law/mamdani-...
www.amny.com/law/mamdani-...
AFREF opposes the Trump administration's effort to undermine fair lending and civil rights law by illegitimately narrowing the scope of lending discrimination protection and enforcement. Read the submitted comment here: ourfinancialsecurity.org/government/l...
December 17, 2025 at 8:40 PM
AFREF opposes the Trump administration's effort to undermine fair lending and civil rights law by illegitimately narrowing the scope of lending discrimination protection and enforcement. Read the submitted comment here: ourfinancialsecurity.org/government/l...
If the Trump administration gives a flood of Big Tech companies, fintech firms, and others their own ILCs/industrial loan banks these operators will be free to prey upon people with unfair terms, junk fees, and sky-high interest rates. ourfinancialsecurity.org/news/blog-bi...
December 17, 2025 at 2:03 PM
If the Trump administration gives a flood of Big Tech companies, fintech firms, and others their own ILCs/industrial loan banks these operators will be free to prey upon people with unfair terms, junk fees, and sky-high interest rates. ourfinancialsecurity.org/news/blog-bi...
🚨 New Report! AFREF has been fighting to expose private equity's harm to our communities. Now a new PECR report written by AFREF's Dustin Duong & Hibba Meraay examines how PE's fossil fuel investments are disproportionately harming the Global South. ➡️https://buff.ly/LPZ9Na3
December 16, 2025 at 7:37 PM
🚨 New Report! AFREF has been fighting to expose private equity's harm to our communities. Now a new PECR report written by AFREF's Dustin Duong & Hibba Meraay examines how PE's fossil fuel investments are disproportionately harming the Global South. ➡️https://buff.ly/LPZ9Na3
🚨 New Report! AFREF has been fighting to expose private equity's harm to our communities. Now a new PECR report written by AFREF's Dustin Duong & Hibba Meraay examines how PE's fossil fuel investments are disproportionately harming the Global South. ➡️https://buff.ly/LPZ9Na3
December 16, 2025 at 7:37 PM
🚨 New Report! AFREF has been fighting to expose private equity's harm to our communities. Now a new PECR report written by AFREF's Dustin Duong & Hibba Meraay examines how PE's fossil fuel investments are disproportionately harming the Global South. ➡️https://buff.ly/LPZ9Na3
We're not backing down! AFR and nearly 200 groups signed a letter expressing concern about the Senate’s version of the crypto market structure bill. “The Senate should not swallow the industry’s snake oil,” said Mark Hays, associate director of crypto and fintech policy at AFR
Consumer Groups and Unions Oppose Crypto Market Structure Bill
Consumer groups and unions unite to oppose the U.S. crypto market structure bill, citing risks to consumers and financial stability.
blockonomi.com
December 12, 2025 at 6:22 PM
We're not backing down! AFR and nearly 200 groups signed a letter expressing concern about the Senate’s version of the crypto market structure bill. “The Senate should not swallow the industry’s snake oil,” said Mark Hays, associate director of crypto and fintech policy at AFR
Why does food and other amenities cost more at airports, venues, and more? Because they know you are stuck there and don't have a choice but to pay. It doesn't have to be this way. Join us at 3pm ET today as expert Brian Shearer shares strategies states can use to protect consumers: buff.ly/XaNBTkh
December 4, 2025 at 3:09 PM
Why does food and other amenities cost more at airports, venues, and more? Because they know you are stuck there and don't have a choice but to pay. It doesn't have to be this way. Join us at 3pm ET today as expert Brian Shearer shares strategies states can use to protect consumers: buff.ly/XaNBTkh
This is a must read! Rolling Stone exposes how AI billionaires are replicating the crypto industry's 2024 playbook and spending hundreds of millions to build a political machine to crush anyone who dares regulate them. But most everyday people don't agree with Big Tech's agenda.
December 2, 2025 at 6:31 PM
This is a must read! Rolling Stone exposes how AI billionaires are replicating the crypto industry's 2024 playbook and spending hundreds of millions to build a political machine to crush anyone who dares regulate them. But most everyday people don't agree with Big Tech's agenda.
RealPage has done real damage to our communities & driven up rents. Yet despite being accused of facilitating price fixing among the country’s largest corporate landlords, according to the proposed settlement RealPage will face no fines, and make no admission of guilt.
apnews.com/article/real...
apnews.com/article/real...
New limits for a rent algorithm that prosecutors say let landlords drive up prices
Real estate software company RealPage has agreed to stop sharing nonpublic information between landlords as part of a settlement with the Department of Justice.
apnews.com
December 1, 2025 at 3:24 PM
RealPage has done real damage to our communities & driven up rents. Yet despite being accused of facilitating price fixing among the country’s largest corporate landlords, according to the proposed settlement RealPage will face no fines, and make no admission of guilt.
apnews.com/article/real...
apnews.com/article/real...
"This is some of the most truthful considerations of the hype and fraud of [AI] technologies."
If you missed our conversation with @auwcl.bsky.social Professor Hilary Allen on AI and its threat to our financial system, you can catch the recording here: www.youtube.com/watch?v=7qFf...
If you missed our conversation with @auwcl.bsky.social Professor Hilary Allen on AI and its threat to our financial system, you can catch the recording here: www.youtube.com/watch?v=7qFf...
A Burst AI Bubble is Only the Beginning
AI poses real risks to workers and civil rights, the economy, the environment and the stability of our financial system. With this Pandora's box opened, what repercussions can we expect to see in the…
www.youtube.com
November 24, 2025 at 8:36 PM
"This is some of the most truthful considerations of the hype and fraud of [AI] technologies."
If you missed our conversation with @auwcl.bsky.social Professor Hilary Allen on AI and its threat to our financial system, you can catch the recording here: www.youtube.com/watch?v=7qFf...
If you missed our conversation with @auwcl.bsky.social Professor Hilary Allen on AI and its threat to our financial system, you can catch the recording here: www.youtube.com/watch?v=7qFf...
We must protect state power to regulate AI. Urge Congress to oppose any provision that would impose a moratorium on AI regulation now
✍️➡️ actionnetwork.org/letters/opos...
We must stop this corporate power grab before it locks in a decade of harm.
✍️➡️ actionnetwork.org/letters/opos...
We must stop this corporate power grab before it locks in a decade of harm.
Big Tech is plotting a multi-million dollar lobbying blitz to oppose AI regulation at the state and federal level.
Now, Trump and some Republicans are reportedly looking to resurrect a ban on all state-level AI regulation.
Always follow the money. youtu.be/imtkNL4v2ks?...
Now, Trump and some Republicans are reportedly looking to resurrect a ban on all state-level AI regulation.
Always follow the money. youtu.be/imtkNL4v2ks?...
Big Tech's AI Power-Grab
YouTube video by Robert Reich
youtu.be
November 24, 2025 at 3:40 PM
We must protect state power to regulate AI. Urge Congress to oppose any provision that would impose a moratorium on AI regulation now
✍️➡️ actionnetwork.org/letters/opos...
We must stop this corporate power grab before it locks in a decade of harm.
✍️➡️ actionnetwork.org/letters/opos...
We must stop this corporate power grab before it locks in a decade of harm.
🚨 Starting in just a few minutes at 3pm ET! Join us for a conversation with Hilary J. Allen, Professor at the American University Washington College of Law, on the threats the AI bubble - and the finances behind it - pose to financial stability. RSVP: buff.ly/nuXH2KL
November 14, 2025 at 7:46 PM
🚨 Starting in just a few minutes at 3pm ET! Join us for a conversation with Hilary J. Allen, Professor at the American University Washington College of Law, on the threats the AI bubble - and the finances behind it - pose to financial stability. RSVP: buff.ly/nuXH2KL
"Vought’s desire to strangle the CFPB and give a green light to predatory and abusive practices is abundantly clear, but this ridiculous legal salvo should have no chance of standing up."
Latest Nonsensical Funding Argument Attempts to Unlawfully Shutter Consumer Financial Protection Bureau - Americans for Financial Reform
Russell Vought’s latest salvo in his ongoing attack on the CFPB aims to close its doors for good by starving the bureau of funding by the end of 2025.
ourfinancialsecurity.org
November 13, 2025 at 8:07 PM
"Vought’s desire to strangle the CFPB and give a green light to predatory and abusive practices is abundantly clear, but this ridiculous legal salvo should have no chance of standing up."