National Consumer Law Center
@nclc4consumers.bsky.social
NCLC works across several issues facing consumers to stop exploitative practices, help financially stressed families build and retain wealth, and advance economic fairness. #ProtectConsumers
Reposted by National Consumer Law Center
The #CFPB is working to realign Section 1033.
Hear @chichiwu.bsky.social of @nclc4consumers.bsky.social explain the benefit to consumers of the current 1033 rule.
Hear @chichiwu.bsky.social of @nclc4consumers.bsky.social explain the benefit to consumers of the current 1033 rule.
December 10, 2025 at 4:37 PM
The #CFPB is working to realign Section 1033.
Hear @chichiwu.bsky.social of @nclc4consumers.bsky.social explain the benefit to consumers of the current 1033 rule.
Hear @chichiwu.bsky.social of @nclc4consumers.bsky.social explain the benefit to consumers of the current 1033 rule.
Reposted by National Consumer Law Center
The Home Energy Assistance Program (HEAP) can help you pay your heating bills this winter. HEAP covers heating bills from Nov 1, 2025 to Apr 30, 2026.
Learn more about HEAP at MassLegalHelp: www.masslegalhelp.org/public-benef...
Article by @nclc4consumers.bsky.social & @masslawreform.bsky.social
Learn more about HEAP at MassLegalHelp: www.masslegalhelp.org/public-benef...
Article by @nclc4consumers.bsky.social & @masslawreform.bsky.social
December 10, 2025 at 7:22 PM
The Home Energy Assistance Program (HEAP) can help you pay your heating bills this winter. HEAP covers heating bills from Nov 1, 2025 to Apr 30, 2026.
Learn more about HEAP at MassLegalHelp: www.masslegalhelp.org/public-benef...
Article by @nclc4consumers.bsky.social & @masslawreform.bsky.social
Learn more about HEAP at MassLegalHelp: www.masslegalhelp.org/public-benef...
Article by @nclc4consumers.bsky.social & @masslawreform.bsky.social
#AI systems can improperly deny people credit, jobs, & housing, violate #privacy, & enable imposters to take your $.
"Congress must reject bills that allow companies that use AI to skirt federal consumer protection laws." #ProtectConsumers www.nclc.org/60-civil-rig...
"Congress must reject bills that allow companies that use AI to skirt federal consumer protection laws." #ProtectConsumers www.nclc.org/60-civil-rig...
60+ Civil Rights, Consumer, Labor, Technology Organizations Oppose Legislation Allowing Financial Firms Using AI to Ignore the Law
AI sandbox bill would lead to lending discrimination, consumer harm, and financial instability.
www.nclc.org
December 10, 2025 at 3:22 PM
#AI systems can improperly deny people credit, jobs, & housing, violate #privacy, & enable imposters to take your $.
"Congress must reject bills that allow companies that use AI to skirt federal consumer protection laws." #ProtectConsumers www.nclc.org/60-civil-rig...
"Congress must reject bills that allow companies that use AI to skirt federal consumer protection laws." #ProtectConsumers www.nclc.org/60-civil-rig...
Today, the U.S. Department of Ed announced a proposed settlement that would end the SAVE Plan, which offered millions of federal student loan borrowers lower monthly payments and a pathway to becoming debt free.
www.nclc.org/proposed-eli...
www.nclc.org/proposed-eli...
Proposed Elimination of SAVE Plan Creates Uncertainty, Affordability Concerns for Student Loan Borrowers
Proposed Settlement Terminates Hopes of Loan Forgiveness for Millions and Will Lead to Higher Bills for 7M+ Borrowers WASHINGTON – Today, the U.S. Department of Education announced a proposed settlem...
www.nclc.org
December 9, 2025 at 6:33 PM
Today, the U.S. Department of Ed announced a proposed settlement that would end the SAVE Plan, which offered millions of federal student loan borrowers lower monthly payments and a pathway to becoming debt free.
www.nclc.org/proposed-eli...
www.nclc.org/proposed-eli...
By signing the Coerced Debt Bill into law, NY Governor Kathy Hochul can ensure that coerced debts are repaid by the RIGHT person: abusers who accrued them as way of controlling their victims— so that survivors aren’t left paying for abuse. #ProtectConsumers #DV
December 9, 2025 at 6:25 PM
By signing the Coerced Debt Bill into law, NY Governor Kathy Hochul can ensure that coerced debts are repaid by the RIGHT person: abusers who accrued them as way of controlling their victims— so that survivors aren’t left paying for abuse. #ProtectConsumers #DV
“Food is a uniquely powerful tool, and Aramark is using it to exploit a captive consumer market of incarcerated people and their families to unlawfully profit off them,” said Shennan Kavanagh at NCLC. @mtstatejustice.bsky.social @themarshallproject.org www.themarshallproject.org/2025/12/06/p...
Aramark Cuts Free Prison Meals to Boost Profits, New Suit Claims
A lawsuit claims the prison food company is cutting institutional meals to force incarcerated people to purchase costly food from the same vendor.
www.themarshallproject.org
December 8, 2025 at 3:22 PM
“Food is a uniquely powerful tool, and Aramark is using it to exploit a captive consumer market of incarcerated people and their families to unlawfully profit off them,” said Shennan Kavanagh at NCLC. @mtstatejustice.bsky.social @themarshallproject.org www.themarshallproject.org/2025/12/06/p...
For decades, the public, individuals & businesses, states, tribes & local governments have had a chance to comment on and meet to discuss proposed rules.
Now, by administrative fiat, OMB has told agencies to dispense with gathering information altogether. @thehill.com thehill.com/opinion/cong...
Now, by administrative fiat, OMB has told agencies to dispense with gathering information altogether. @thehill.com thehill.com/opinion/cong...
thehill.com
December 5, 2025 at 3:45 PM
For decades, the public, individuals & businesses, states, tribes & local governments have had a chance to comment on and meet to discuss proposed rules.
Now, by administrative fiat, OMB has told agencies to dispense with gathering information altogether. @thehill.com thehill.com/opinion/cong...
Now, by administrative fiat, OMB has told agencies to dispense with gathering information altogether. @thehill.com thehill.com/opinion/cong...
Every year, #LIHEAP helps more than 150,000 Massachusetts residents #KeepTheHeatOn. But the program is at risk. Learn more: heatinghelpma.org #Mapoli www.youtube.com/watch?v=KrR_...
Save LIHEAP Short 1
YouTube video by MASSCAP
www.youtube.com
December 4, 2025 at 9:07 PM
Every year, #LIHEAP helps more than 150,000 Massachusetts residents #KeepTheHeatOn. But the program is at risk. Learn more: heatinghelpma.org #Mapoli www.youtube.com/watch?v=KrR_...
Reposted by National Consumer Law Center
We had a great time yesterday at the Greenleaf Senior Center leading another successful session of our financial freedom bingo! Shouts out to Tzedek DC staff members Maritza Cortez and Hannah Milem and intern David Duong for representing. We look forward to the next one!
December 4, 2025 at 7:14 PM
We had a great time yesterday at the Greenleaf Senior Center leading another successful session of our financial freedom bingo! Shouts out to Tzedek DC staff members Maritza Cortez and Hannah Milem and intern David Duong for representing. We look forward to the next one!
𝐓𝐚𝐤𝐞 𝐀𝐜𝐭𝐢𝐨𝐧: The Equal Credit Opportunity Act is at risk! The Consumer Financial Protection Bureau has issued a proposed rule gutting fair lending protections. Learn more and comment before 𝐃𝐞𝐜. 𝟏𝟓. #ProtectConsumers #CFPB #ECOA www.nclc.org/urge-cfpb-to...
Urge CFPB to Drop Proposed Rule Gutting Fair Lending Protections Under ECOA
Take Action: Submit Your Comment to the CFPB Today
www.nclc.org
December 3, 2025 at 8:28 PM
𝐓𝐚𝐤𝐞 𝐀𝐜𝐭𝐢𝐨𝐧: The Equal Credit Opportunity Act is at risk! The Consumer Financial Protection Bureau has issued a proposed rule gutting fair lending protections. Learn more and comment before 𝐃𝐞𝐜. 𝟏𝟓. #ProtectConsumers #CFPB #ECOA www.nclc.org/urge-cfpb-to...
“In a time of rising costs and record consumer debt, renters are hurting. It’s significant that the FTC has recognized the devastating impact of the affordability crisis on renters,” said @chichiwu.bsky.social #ProtectConsumers #JunkFees www.nclc.org/ftc-orders-g...
FTC Orders Greystar to Return $24 Million in Rental Housing Junk Fees to Harmed Tenants
Amid Affordability Crisis, Nation’s Largest Property Management Company Accused of Obscuring True Cost of Monthly Rent and Fees
www.nclc.org
December 3, 2025 at 4:19 PM
“In a time of rising costs and record consumer debt, renters are hurting. It’s significant that the FTC has recognized the devastating impact of the affordability crisis on renters,” said @chichiwu.bsky.social #ProtectConsumers #JunkFees www.nclc.org/ftc-orders-g...
“Food is a uniquely powerful tool, and Aramark is using it to exploit a captive consumer market," said Shennan Kavanagh, director of litigation at NCLC. “Aramark’s misconduct has been widely publicized, and it is time for it to treat all of its consumers fairly." www.nclc.org/class-action...
Class Action Filed Against Aramark to Halt Illegal Scheme to Profit off Prison Food
“Food is a uniquely powerful tool, and Aramark is using it to exploit a captive consumer market."
www.nclc.org
December 2, 2025 at 4:56 PM
“Food is a uniquely powerful tool, and Aramark is using it to exploit a captive consumer market," said Shennan Kavanagh, director of litigation at NCLC. “Aramark’s misconduct has been widely publicized, and it is time for it to treat all of its consumers fairly." www.nclc.org/class-action...
If you have Parent PLUS loans and want access to more affordable monthly payments, 𝐚𝐜𝐭 𝐬𝐨𝐨𝐧 – before 𝐀𝐩𝐫𝐢𝐥 𝟏, 𝟐𝟎𝟐𝟔.
If you don’t act in time, then your Parent PLUS loans will be locked out of IDR plans. #ProtectBorrowers #DefendStudents studentloanborrowerassistance.org/do-you-have-...
If you don’t act in time, then your Parent PLUS loans will be locked out of IDR plans. #ProtectBorrowers #DefendStudents studentloanborrowerassistance.org/do-you-have-...
Do you have Parent PLUS loans? Act now to lower your payments before options disappear. - Student Loan Borrowers Assistance
If you have Parent PLUS loans and want access to more affordable monthly payments, you will need to act soon – likely before April 1, 2026. By taking action now, …
studentloanborrowerassistance.org
December 1, 2025 at 8:54 PM
If you have Parent PLUS loans and want access to more affordable monthly payments, 𝐚𝐜𝐭 𝐬𝐨𝐨𝐧 – before 𝐀𝐩𝐫𝐢𝐥 𝟏, 𝟐𝟎𝟐𝟔.
If you don’t act in time, then your Parent PLUS loans will be locked out of IDR plans. #ProtectBorrowers #DefendStudents studentloanborrowerassistance.org/do-you-have-...
If you don’t act in time, then your Parent PLUS loans will be locked out of IDR plans. #ProtectBorrowers #DefendStudents studentloanborrowerassistance.org/do-you-have-...
“The first and foremost goal of this payday loan app industry is to exempt themselves from interest rate limits that keep high-cost payday loans in check,” Lauren Saunders @nclc4consumers.bsky.social said. “In Maryland, they got that exemption.” #StopTheDebtTrap www.baltimorebrew.com/2025/11/28/w...
While Baltimore sues a money-lending app for preying on the poor, Maryland makes it easier for such apps to do so | Baltimore Brew
www.baltimorebrew.com
December 1, 2025 at 5:53 PM
“The first and foremost goal of this payday loan app industry is to exempt themselves from interest rate limits that keep high-cost payday loans in check,” Lauren Saunders @nclc4consumers.bsky.social said. “In Maryland, they got that exemption.” #StopTheDebtTrap www.baltimorebrew.com/2025/11/28/w...
Learn more about the impact of the Home Energy Assistance Program in MA and why we need to save #LIHEAP to #KeepTheHeatOn and #ProtectConsumers www.youtube.com/watch?v=hKeC...
Save LIHEAP
YouTube video by MASSCAP
www.youtube.com
December 1, 2025 at 2:44 PM
Learn more about the impact of the Home Energy Assistance Program in MA and why we need to save #LIHEAP to #KeepTheHeatOn and #ProtectConsumers www.youtube.com/watch?v=hKeC...
Some pay-advance apps request "tips" using prompts that pressure or frustrate users into paying extra to get their money. NCLC highlighted a case where a borrower received 17 messages about tipping and made 13 clicks to get an advance without a tip. #StopTheDebtTrap money.usnews.com/loans/person...
money.usnews.com
November 26, 2025 at 9:26 PM
Some pay-advance apps request "tips" using prompts that pressure or frustrate users into paying extra to get their money. NCLC highlighted a case where a borrower received 17 messages about tipping and made 13 clicks to get an advance without a tip. #StopTheDebtTrap money.usnews.com/loans/person...
"Our right to breathe clean air, to be treated fairly and transparently when we buy a home or take out a car loan, and to be free from discrimination at school or in the workplace is now based entirely on the caprice of a deep-state bureaucrat." @thehill.com thehill.com/opinion/cong...
thehill.com
November 26, 2025 at 4:59 PM
"Our right to breathe clean air, to be treated fairly and transparently when we buy a home or take out a car loan, and to be free from discrimination at school or in the workplace is now based entirely on the caprice of a deep-state bureaucrat." @thehill.com thehill.com/opinion/cong...
“Don’t let deceptive financial promotions with huge, delayed charges ruin your holidays,” said @chichiwu.bsky.social. "Don’t let predatory lenders put you on the hook for this year’s holiday spending into next year and beyond.” #ProtectConsumers #StopTheDebtTrap www.nclc.org/holiday-shop...
Holiday Shoppers Beware! Dangers Lurk in Buy Now, Pay Later and Deferred Interest Credit Card Offers
As holiday shopping kicks into gear amid an affordability crisis, advocates warn shoppers to check twice before accepting financial promotions.
www.nclc.org
November 24, 2025 at 2:09 PM
“Don’t let deceptive financial promotions with huge, delayed charges ruin your holidays,” said @chichiwu.bsky.social. "Don’t let predatory lenders put you on the hook for this year’s holiday spending into next year and beyond.” #ProtectConsumers #StopTheDebtTrap www.nclc.org/holiday-shop...
“Strong rules are especially important…most BNPL loans & that BNPL credit is disproportionately used by Black & Hispanic consumers, who already face disadvantages in the credit marketplace." #ProtectConsumers #Fintech #StopTheDebtTrap @crlonline.bsky.social www.washingtoninformer.com/holiday-cred...
Don't Let Predatory Debt Traps Rob the Holiday Season's Joy
Learn how predatory lenders exploit financially strapped families during the holidays with high-cost loans. Avoid BNPL and EWA scams.
www.washingtoninformer.com
November 21, 2025 at 6:37 PM
“Strong rules are especially important…most BNPL loans & that BNPL credit is disproportionately used by Black & Hispanic consumers, who already face disadvantages in the credit marketplace." #ProtectConsumers #Fintech #StopTheDebtTrap @crlonline.bsky.social www.washingtoninformer.com/holiday-cred...
Families across the political spectrum have serious concerns about the risks #AI poses to children. But the White House is preparing an executive order to hamstring states' rights to implement AI safety laws. @commonsensemedia.bsky.social #ProtectConsumers www.commonsensemedia.org/press-releas...
Statement on efforts by the administration and Congress to block the states from protecting their residents from harmful AI
Common Sense Media helps kids thrive in a world of media and technology through ratings, reviews, and information. Find our press releases here.
www.commonsensemedia.org
November 20, 2025 at 6:00 PM
Families across the political spectrum have serious concerns about the risks #AI poses to children. But the White House is preparing an executive order to hamstring states' rights to implement AI safety laws. @commonsensemedia.bsky.social #ProtectConsumers www.commonsensemedia.org/press-releas...
“Payday loan apps that claim to be offering access to ‘earned wages’ are following a long line of payday lender attempts to evade the law so they can exploit people with rates over 300% APR,” said Lauren Saunders @nclc4consumers.bsky.social. @crlonline.bsky.social #EWA www.nclc.org/proposed-law...
Proposed Law Would Supercharge Predatory ‘Earned Wage’ Payday Lending
Legislation would open the door for payday loan apps to take even more from the already stretched-thin paychecks of military servicemembers and other workers.
www.nclc.org
November 20, 2025 at 2:51 PM
“Payday loan apps that claim to be offering access to ‘earned wages’ are following a long line of payday lender attempts to evade the law so they can exploit people with rates over 300% APR,” said Lauren Saunders @nclc4consumers.bsky.social. @crlonline.bsky.social #EWA www.nclc.org/proposed-law...
“Rental housing #JunkFees push affordable housing further out of reach for tenants,” said Ariel Nelson @nclc4consumers.bsky.social. “Thankfully, state and local governments across the country have stepped up to protect tenants from these exploitative and excessive fees.” www.nclc.org/report-shows...
Report Shows States Stepping up to Fight Rental Housing Junk Fees
Report updates state and local efforts to address rental housing junk fees and provides recommendations to protect tenants.
www.nclc.org
November 19, 2025 at 2:41 PM
“Rental housing #JunkFees push affordable housing further out of reach for tenants,” said Ariel Nelson @nclc4consumers.bsky.social. “Thankfully, state and local governments across the country have stepped up to protect tenants from these exploitative and excessive fees.” www.nclc.org/report-shows...
Nationally renowned consumer lawyer Leonard A. Bennett has received NCLC’s 2025 Vern Countryman Award and our Rising Star Awards were presented to Duran Keller and Erin Witte. #CRLC2025 #ConsumerLaw #ProtectConsumers www.nclc.org/virginia-att...
Virginia Attorney Leonard A. Bennett Receives Consumer Law’s Highest Honor
Duran Keller and Erin Witte Recognized With ‘Rising Star’ Awards
www.nclc.org
November 15, 2025 at 8:32 PM
Nationally renowned consumer lawyer Leonard A. Bennett has received NCLC’s 2025 Vern Countryman Award and our Rising Star Awards were presented to Duran Keller and Erin Witte. #CRLC2025 #ConsumerLaw #ProtectConsumers www.nclc.org/virginia-att...
In this hands-on session, practitioners learn about the fundamentals of AI, how it is impacting consumers, the current regulatory framework, and how they can apply existing laws in cases involving this technology. #CRLC2025 #ConsumerLaw #ProtectConsumers
November 15, 2025 at 3:50 PM
In this hands-on session, practitioners learn about the fundamentals of AI, how it is impacting consumers, the current regulatory framework, and how they can apply existing laws in cases involving this technology. #CRLC2025 #ConsumerLaw #ProtectConsumers
Advocates provide a comprehensive overview of the latest federal updates to mortgage loss mitigation programs, with a specific focus on FHA, VA, and GSE guidelines. #CRLC2025 #ConsumerLaw #ProtectConsumers
November 14, 2025 at 9:33 PM
Advocates provide a comprehensive overview of the latest federal updates to mortgage loss mitigation programs, with a specific focus on FHA, VA, and GSE guidelines. #CRLC2025 #ConsumerLaw #ProtectConsumers