Damien | Your Money on Easy Mode
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Damien | Your Money on Easy Mode
@moneyoneasymode.bsky.social
8 followers 4 following 72 posts
Tips on investing, saving, and credit card hacks to put YOUR MONEY ON EASY MODE 🎮 Level up your finances with Damien 💸 Get my guides: https://stan.store/YMOEM
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3 money myths keeping people stuck:

-Cash in checking is “safe”
-Savings accounts aren’t worth it
-Investing is just gambling

All wrong. All costing you money.

Time to unlearn.

#moneytips #hysa #investing #personalfinance

www.youtube.com/shorts/rb-Ch...
3 Money Myths That Keep You Broke
YouTube video by Damien | YMOEM
www.youtube.com
That stock everyone’s hyped about?

Check for these 5 red flags before you buy:
❌ No news
❌ Weak earnings
❌ Short squeeze setup
❌ Volume spike
❌ TikTok hype
Don’t chase noise. Watch the fundamentals.

#memestocks #investingtips #FOMO #yourmoneyoneasymode

www.youtube.com/shorts/WFGlY...
5 Ways to Spot a Meme Stock Meltdown
YouTube video by Damien | YMOEM
www.youtube.com
High-yield savings accounts are the easiest upgrade in personal finance.

4–5% interest. FDIC insured. 10-minute setup.

Still letting your cash rot in checking? That’s on you.

#hysa #moneymoves #financialliteracy #savingmoney
That Costco sample wasn’t free; it was bait.

Your brain triggers reciprocity, making you feel like you owe them.

Even if you didn’t want it. Even if it’s gross.

Learn the psychology behind “free” 🧠

www.youtube.com/shorts/veHSt...

#MoneyTips #CostcoTricks #GroceryPsychology #Finance
Costco’s Free Samples Are a Trap
YouTube video by Damien | YMOEM
www.youtube.com
Sketchy bank bonus tips? Hard pass. 🚫

Fake addresses, overdrafts, and loopholes can get you blacklisted or worse.

Play it straight. There’s plenty of legit free money out there if you follow the rules.

#BankBonus #SmartMoney #FinancialTips

Full video here 👇

www.youtube.com/shorts/jEEgx...
Avoid These Bank Bonus Scams
YouTube video by Damien | YMOEM
www.youtube.com
BOGO isn’t always a bargain.

Neither is “limit 4.”

It’s pricing psychology, and your cart is the target 🎯
🧠 Learn the tricks
💰 Protect your budget

📹 Full video here 👇

www.youtube.com/shorts/Tj3ug...

#MoneyTips #GroceryHacks #BOGO
How Grocery Stores Trick You with “Free”
YouTube video by Damien | YMOEM
www.youtube.com
$50,000 in checking earns $35/year.

Same money in a high-yield savings account? $2,100+.

That’s not extra, it’s the cost of doing nothing.

Move your cash. Make it work.

#personalfinance #hysa #moneytips #inflation

www.youtube.com/shorts/veFib...
You’re Losing $$$ in Your Checking Account
YouTube video by Damien | YMOEM
www.youtube.com
The biggest wins aren’t in lattes, they’re in fixed costs. Rent, cars, recurring bills, interest.

Here’s a simple framework and scripts to lower them and breathe easier.

youtu.be/-9K1WxvZjBI
Attack The $500 Leaks, Not Lattes: Cut housing, car, bills, and interest with simple scripts
YouTube video by Damien | YMOEM
youtu.be
That $3,000 bank bonus?

You might be giving up $2,500 in interest to get it.

If you have to park $250K in a low-interest account, always ask:

What’s the opportunity cost?

Do the math before chasing the cash.

#MoneyTips #BankBonuses #OpportunityCost

Full video:

www.youtube.com/shorts/eg2On...
That $3K Bank Bonus Might Be a Trap
YouTube video by Damien | YMOEM
www.youtube.com
They put milk in the back on purpose 😳

It’s all a mind game to make you spend more 🧠💸

Beat the system: bring a list & treat it like a grocery speedrun 🏃‍♂️🛒

www.youtube.com/shorts/YGR86...

#MoneyHack #FinanceTok #GroceryTips #ImpulseBuying
The Real Reason Milk Is Always in the Back
YouTube video by Damien | YMOEM
www.youtube.com
Leaving all your money in checking isn’t safe; it’s lazy.

With inflation around 3%, $12K today only buys $11,600 a year from now.

That’s $400, gone.

Time to rethink where your money sleeps.

www.youtube.com/shorts/3Ztib...

#personalfinance #inflation #checkingaccount #moneymistakes
Your Checking Account Is Losing You Money
YouTube video by Damien | YMOEM
www.youtube.com
Banks have a secret report on your behavior: ChexSystems.

Open too many accounts too fast and get flagged.

Want that next bonus?

Pace yourself. Don’t end up on the denial list.

#BankChurning #MoneyTips #ChexSystems

Full video here 👇

www.youtube.com/shorts/IQcQD...
Banks Are Secretly Rating You 😳
YouTube video by Damien | YMOEM
www.youtube.com
You’re not bad with money.

You’re just following a script someone else wrote.

This episode uncovers the hidden money beliefs holding you back and how to rewrite them.

Full episode 👇

www.youtube.com/watch?v=BLaO...

#MoneyMindset #BehavioralFinance #FinancialWellness #ScarcityTrap
Rewrite Your Money Story: How to Break Free from Invisible Scripts
YouTube video by Damien | YMOEM
www.youtube.com
In crypto, you're the bank.

Lose your recovery phrase? Funds = gone.

Send to the wrong address? No undo.

Empowering, but brutal if you’re careless.

#CryptoSecurity #DigitalHygiene #CryptoTips

Full video 👇

www.youtube.com/shorts/Hcwe3...
Crypto = Power and Risk. Here’s Why.
YouTube video by Damien | YMOEM
www.youtube.com
Buy now, pay later is getting messy 😬

People are using Klarna for groceries...and can’t pay it back.

And now the rules protecting you? Gone.

📉💸 Watch this before your next impulse buy

www.youtube.com/shorts/oyRJa...

#bnpl #klarna #moneymistakes #debttrap
Buy now, pay later is getting messy
YouTube video by Damien | YMOEM
www.youtube.com
That $300 bank bonus? The IRS wants a piece.

💸 It’s taxable income (unlike credit card rewards)
🧾 Get a 1099-INT if it’s $10+
💡 Pro tip: Set aside 20–25% for taxes

Don’t get surprised in April.

#TaxTips #BankBonus #SideHustle #MoneySmart

Full video here 👇
www.youtube.com/shorts/Y3qBm...
The IRS Wants a Cut of Your Bank Bonus 😬
YouTube video by Damien | YMOEM
www.youtube.com
The return of meme stocks isn’t about fundamentals; it’s about FOMO, feedback loops, and social algorithms amplifying hype.

Worth unpacking what we’ve learned…and what still catches us off guard.

youtu.be/2ozJmTep-DE

#finance #longform
To the Moon, Then What? What Reddit Didn’t Warn You About Opendoor and Krispy Kreme
YouTube video by Damien | YMOEM
youtu.be
You don’t need to be a programmer to use crypto.

If you can handle online banking, you’ve got the skills.

Crypto apps today are made for everyone.

#CryptoForBeginners #CryptoMyths #FinancialLiteracy

Full breakdown 👇

youtube.com/shorts/hBUix...
Do You Need to Be Techie to Use Crypto
YouTube video by Damien | YMOEM
youtube.com
The biggest scam in America?

Not crypto. Not phishing.

It’s fake support calls from “Amazon” or “your bank.”

1,000+ people fall for it every day.

Don’t be one of them.

⚠️ Watch till the end for your defense plan

#scamalert #fraudprevention #moneymoves

www.youtube.com/shorts/PZQQ0...
The #1 Scam in America Isn’t What You Think
YouTube video by Damien | YMOEM
www.youtube.com
That $300 bank bonus? It can quietly vanish if you miss the fine print.

☠️ $15 monthly fees

✅ Downgrade accounts
✅ Set reminders
✅ Know waiver rules
This is how churners keep the bonus.
#BankBonus #SideHustle #MoneyTips #EasyMode

Full video here 👇

www.youtube.com/shorts/Y7Sbd...
Avoid This $15 Bank Bonus Mistake
YouTube video by Damien | YMOEM
www.youtube.com
The “safest” place for your money might actually be one of the riskiest.

Checking accounts protect your cash from volatility, but not from inflation.

Smarter options are simple and beginner-friendly.

Watch the full breakdown here 👉 www.youtube.com/watch?v=6HKX...

#PersonalFinance
The Checking Account Trap: Why Parking Cash in Checking Is Risky
YouTube video by Damien | YMOEM
www.youtube.com
Crypto isn’t a shortcut to wealth.

Yes, some hit it big, but many lost big, too.

Bitcoin has crashed 50%+ multiple times.

This isn’t a get-rich-quick game.

#CryptoMyths #BitcoinReality #SmartInvesting

Full video here 👇

youtube.com/shorts/9vWFV...
Is Crypto Really Easy Money?
YouTube video by Damien | YMOEM
youtube.com
Not all “free money” is tax-free 😬💰

Spent to earn it? You’re good.

Got it for doing nothing? The IRS wants a cut.

👀 Watch before you cash that bank bonus!

#taxes #creditcardrewards #personalfinance101

youtube.com/shorts/ZBhWb...
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Think a $300 bank bonus is out of reach? Think again.

✅ Pick the right promo
✅ Set up direct deposit
✅ Follow the rules
✅ Get paid

This is one of the easiest side hustles out there.

#BankBonus #MoneyHacks #SideHustleTips #YourMoneyOnEasyMode

www.youtube.com/shorts/HPSfW...
How to Earn Your First $300 Bank Bonus
YouTube video by Damien | YMOEM
www.youtube.com