Jerry Kopensky, REALTOR
@jkopenskyrealtor.bsky.social
BERKSHIRE HATHAWAY HomeServices Florida Realty
Luxury Lifestyle Property Marketing Adviser
⭐ Integrity Earns Your Trust ⭐ [email protected]
Serving The State Of Florida From South Florida
Ask To Receive My Real Estate Insight Newsletter
Luxury Lifestyle Property Marketing Adviser
⭐ Integrity Earns Your Trust ⭐ [email protected]
Serving The State Of Florida From South Florida
Ask To Receive My Real Estate Insight Newsletter
Pinned
LATEST Statistics For Existing Homes In South Florida | Analytics & Graphs | Real Estate & Mortgage Market Assessment | National Economic Influences | October 2025 Data
Real Estate Insight - State Of The Market Monthly Newsletter
open.substack.com
LATEST Statistics For Existing Homes In South Florida | Analytics & Graphs | Real Estate & Mortgage Market Assessment | National Economic Influences.
Access the latest Real Estate Insight newsletter via the Substack publication.
Access the latest Real Estate Insight newsletter via the Substack publication.
The conventional conforming mortgage loan limits in 2026 for one, two, three and four family properties were just published by FHFA (Federal Housing Finance Agency) which oversees the GSEs (Government Sponsored Enterprises), specifically Fannie Mae and Freddie Mac and are presented in this Substack.
Conventional Conforming Mortgage LOAN LIMITS During 2026 For One, Two, Three & Four Family Properties Are Published | Loan Limit History
Real Estate Insight
open.substack.com
November 25, 2025 at 8:06 PM
The conventional conforming mortgage loan limits in 2026 for one, two, three and four family properties were just published by FHFA (Federal Housing Finance Agency) which oversees the GSEs (Government Sponsored Enterprises), specifically Fannie Mae and Freddie Mac and are presented in this Substack.
As the BLS recovers from the regime imposed government shutdown, it has published the September data, one month behind what would normally be published at this time, for inflation at the producer level.
Synopsis, data and graphs for the components are addressed in the Substack publication.
Synopsis, data and graphs for the components are addressed in the Substack publication.
Inflation At The Producer Level Posts Mixed Metrics | PPI Report And Graphs - September 2025 Data
Real Estate Insight
open.substack.com
November 25, 2025 at 4:56 PM
As the BLS recovers from the regime imposed government shutdown, it has published the September data, one month behind what would normally be published at this time, for inflation at the producer level.
Synopsis, data and graphs for the components are addressed in the Substack publication.
Synopsis, data and graphs for the components are addressed in the Substack publication.
While marketing your home, you are in competition with other available offerings. Usually you get one chance to instill a favorable impression. To help you prepare your home as the marketing campaign launch approaches, attention should be given to mission critical areas as addressed in this Substack
Residential Marketing Preparation Guidelines That Make Your Property STAND OUT To Be OUTSTANDING To Buyers
Real Estate Insight
open.substack.com
November 24, 2025 at 7:05 PM
While marketing your home, you are in competition with other available offerings. Usually you get one chance to instill a favorable impression. To help you prepare your home as the marketing campaign launch approaches, attention should be given to mission critical areas as addressed in this Substack
Latest real estate transaction statistic for measuring buyer engagement in South Florida during the past year, through October 2025, indicates a reversion to a market more favorable to buyers after two consecutive months of a slight favorability to sellers, as presented in this Substack publication.
Measuring Home Buyer Engagement To Quantify Market Bias For South Florida Single Family Homes | Housing Affordability - LATEST Data Through October 2025
Real Estate Insight
open.substack.com
November 21, 2025 at 12:29 PM
Latest real estate transaction statistic for measuring buyer engagement in South Florida during the past year, through October 2025, indicates a reversion to a market more favorable to buyers after two consecutive months of a slight favorability to sellers, as presented in this Substack publication.
LATEST Statistics For Existing Homes In South Florida | Analytics & Graphs | Real Estate & Mortgage Market Assessment | National Economic Influences.
Access the latest Real Estate Insight newsletter via the Substack publication.
Access the latest Real Estate Insight newsletter via the Substack publication.
LATEST Statistics For Existing Homes In South Florida | Analytics & Graphs | Real Estate & Mortgage Market Assessment | National Economic Influences | October 2025 Data
Real Estate Insight - State Of The Market Monthly Newsletter
open.substack.com
November 20, 2025 at 7:31 PM
LATEST Statistics For Existing Homes In South Florida | Analytics & Graphs | Real Estate & Mortgage Market Assessment | National Economic Influences.
Access the latest Real Estate Insight newsletter via the Substack publication.
Access the latest Real Estate Insight newsletter via the Substack publication.
The second of two recent terrible proposals in as many months from the regime, with implications for the real estate and mortgage markets, is discussed in this Substack.
PORTABLE MORTGAGES Just Won’t Work Within The Current Mortgage System AND WOULD LIKELY BACKFIRE To Make Housing Even LESS Affordable
Real Estate Insight
open.substack.com
November 18, 2025 at 12:46 AM
The second of two recent terrible proposals in as many months from the regime, with implications for the real estate and mortgage markets, is discussed in this Substack.
PSA from Epstein survivors.
A must-view by EVERYONE ahead of the vote on Tuesday in the House of Representatives to RELEASE THE EPSTEIN FILES.
Courtesy of Aaron Parnas
A must-view by EVERYONE ahead of the vote on Tuesday in the House of Representatives to RELEASE THE EPSTEIN FILES.
Courtesy of Aaron Parnas
EXCLUSIVE: Epstein Survivors Release Powerful PSA to Members of Congress as Trump Panics Ahead of Epstein Files Vote
BREAKING: Epstein Survivors release the most powerful PSA I have ever seen, while Trump is panicking inside the White House. The time for truth is now.
substack.com
November 16, 2025 at 11:58 PM
PSA from Epstein survivors.
A must-view by EVERYONE ahead of the vote on Tuesday in the House of Representatives to RELEASE THE EPSTEIN FILES.
Courtesy of Aaron Parnas
A must-view by EVERYONE ahead of the vote on Tuesday in the House of Representatives to RELEASE THE EPSTEIN FILES.
Courtesy of Aaron Parnas
THIS IS TERRIFYING
New LEAK Shows Trump Plans To Declare WAR On America
YouTube video by Really American
youtu.be
November 15, 2025 at 12:44 AM
THIS IS TERRIFYING
Nationally, weekly mortgage application activity showed opposite vectors between applications for home purchases and applications for refinances during the week ending Nov 7, 2025.
Mortgage Application Activity Shows A Flip In Vectors Between The Purchase And Refinance Indices During The Week Ending November 7, 2025
Real Estate Insight
open.substack.com
November 12, 2025 at 2:35 PM
Nationally, weekly mortgage application activity showed opposite vectors between applications for home purchases and applications for refinances during the week ending Nov 7, 2025.
The Federal Housing Finance Agency has been directed to develop proposed 50-year mortgages, which it professes will help lower monthly payments and improve the position of first-time home buyers on affordability. The real deal tells a different tale, as presented in this Substack publication.
The PROPOSED 50-Year Residential Mortgage Is A TERRIBLE IDEA!
Real Estate Insight
open.substack.com
November 11, 2025 at 6:28 AM
The Federal Housing Finance Agency has been directed to develop proposed 50-year mortgages, which it professes will help lower monthly payments and improve the position of first-time home buyers on affordability. The real deal tells a different tale, as presented in this Substack publication.
One arena requiring a higher level of patience and conviction to the mission is the housing market, which is exhibiting an increased number of days to sell vs the previous few years in both the single family and townhouse/condo genres, as presented in this Substack publication.
South Florida Property 'DAYS TO SELL' In Broward & Palm Beach Counties By Price Points Over The Past 5 Years During Each October
Real Estate Insight
open.substack.com
November 7, 2025 at 9:42 PM
One arena requiring a higher level of patience and conviction to the mission is the housing market, which is exhibiting an increased number of days to sell vs the previous few years in both the single family and townhouse/condo genres, as presented in this Substack publication.
Since consumer sentiment reflects consumer attitudes and expectations about the economy, it is widely considered a leading economic indicator.
Latest statistics for during October are presented in this Substack publication.
Latest statistics for during October are presented in this Substack publication.
Consumer Sentiment In Florida Continued Its Decline During October 2025
Real Estate Insight
open.substack.com
November 6, 2025 at 3:12 PM
Since consumer sentiment reflects consumer attitudes and expectations about the economy, it is widely considered a leading economic indicator.
Latest statistics for during October are presented in this Substack publication.
Latest statistics for during October are presented in this Substack publication.
With Newly On Market residential listings generally in a downward trend this year, it is beneficial to know how that inventory is distributed across the price point spectrum.
The Shift In NEWLY ON MARKET Properties For South Florida Single Family Homes Across The PRICE POINT Spectrum During This Decade - September 2025 Data
Real Estate Insight
open.substack.com
November 2, 2025 at 10:41 PM
With Newly On Market residential listings generally in a downward trend this year, it is beneficial to know how that inventory is distributed across the price point spectrum.
With Active residential listings having significantly increased during the past 18 months, it is prudent to know how Active inventory has shifted to higher price points during that period, since it provides guidance on those price points governing the potential of higher transaction velocities.
The Shift In ACTIVE INVENTORY For South Florida Single Family Homes Across The PRICE POINT Spectrum During This Decade - September 2025 Data
Real Estate Insight
open.substack.com
October 30, 2025 at 9:19 PM
With Active residential listings having significantly increased during the past 18 months, it is prudent to know how Active inventory has shifted to higher price points during that period, since it provides guidance on those price points governing the potential of higher transaction velocities.
The FOMC decided to cut the Federal Funds rate after their meeting today.
The reaction in the bond market was an uptick in the 10-year Treasury yield by about 10 basis points.
The likely reasons are presented in this Substack publication.
The reaction in the bond market was an uptick in the 10-year Treasury yield by about 10 basis points.
The likely reasons are presented in this Substack publication.
After The Federal Reserve CUT The Fed Funds Rate Today, The Yield On The 10-Year Treasury Traded HIGHER
Real Estate Insight
open.substack.com
October 29, 2025 at 8:57 PM
The FOMC decided to cut the Federal Funds rate after their meeting today.
The reaction in the bond market was an uptick in the 10-year Treasury yield by about 10 basis points.
The likely reasons are presented in this Substack publication.
The reaction in the bond market was an uptick in the 10-year Treasury yield by about 10 basis points.
The likely reasons are presented in this Substack publication.
THE CRACKS IN THIS 'REGIME' ARE BECOMING BROADER AND DEEPER - THANKFULLY, ALLOWING THE DEPRAVITY TO BE IN THE SUNSHINE.
Soon this authoritarianism and fascism should be over!
Soon this authoritarianism and fascism should be over!
EXCLUSIVE: Democratic Congressmen Probe Trump Administration's Use of Private DMs on Truth Social and Twitter to Communicate
These new letters, exclusively obtained by MeidasTouch, underscore the danger of using unencrypted messaging services to communicate between cabinet officials.
open.substack.com
October 29, 2025 at 5:09 PM
THE CRACKS IN THIS 'REGIME' ARE BECOMING BROADER AND DEEPER - THANKFULLY, ALLOWING THE DEPRAVITY TO BE IN THE SUNSHINE.
Soon this authoritarianism and fascism should be over!
Soon this authoritarianism and fascism should be over!
Nationally, weekly mortgage application activity increased for home purchases and for refinances during the week ending October 24, 2025.
Details in this Substack publication.
Details in this Substack publication.
Mortgage Application Activity Shows Upticks In The Purchase And Refinance Indices In Reaction To Lower Mortgage Rates During The Week Ending October 24, 2025
Real Estate Insight
open.substack.com
October 29, 2025 at 1:18 PM
Nationally, weekly mortgage application activity increased for home purchases and for refinances during the week ending October 24, 2025.
Details in this Substack publication.
Details in this Substack publication.
A dynamic in the mortgage market is further opening the portal to potentially higher residential real estate transaction velocity as addressed in this Substack publication.
The 'MORTGAGE SPREAD' Is Potentially Setting Up A More Favorable Environment For Lower Mortgage Rates - POTENTIALLY
Real Estate Insight
open.substack.com
October 29, 2025 at 12:09 AM
A dynamic in the mortgage market is further opening the portal to potentially higher residential real estate transaction velocity as addressed in this Substack publication.
CPI for September posted hotter in the headline metric, the highest YoY since Jan 2025, but shows slight cooling in some sub-components.
Data and graphs for the components are addressed in the Substack publication.
Data and graphs for the components are addressed in the Substack publication.
Inflation At The Consumer Level Posts Hotter Headline & Cooler Sub-Components | CPI Report And Graphs - September 2025 Data
Real Estate Insight
open.substack.com
October 24, 2025 at 3:18 PM
CPI for September posted hotter in the headline metric, the highest YoY since Jan 2025, but shows slight cooling in some sub-components.
Data and graphs for the components are addressed in the Substack publication.
Data and graphs for the components are addressed in the Substack publication.
Measuring Market Bias For South Florida Single Family Homes.
JUST RELEASED: existing home sales statistics for Broward (Greater Fort Lauderdale) and Palm Beach Counties, South Florida.
JUST RELEASED: existing home sales statistics for Broward (Greater Fort Lauderdale) and Palm Beach Counties, South Florida.
Measuring Home Buyer Engagement For South Florida Single Family Homes | Housing Affordability - LATEST Data Through September 2025
Real Estate Insight
open.substack.com
October 24, 2025 at 11:05 AM
Measuring Market Bias For South Florida Single Family Homes.
JUST RELEASED: existing home sales statistics for Broward (Greater Fort Lauderdale) and Palm Beach Counties, South Florida.
JUST RELEASED: existing home sales statistics for Broward (Greater Fort Lauderdale) and Palm Beach Counties, South Florida.
Latest South Florida Existing Home Transaction Stats, Analytics, Graphs Plus Real Estate & Mortgage Market Assessment.
Access via the Substack publication 👇
Access via the Substack publication 👇
LATEST South Florida Existing Home Transaction Statistics, Analytics & Graphs | Real Estate & Mortgage Market Assessment | National Economic Influences | September 2025 Data
Real Estate Insight - State Of The Market Monthly Newsletter
open.substack.com
October 23, 2025 at 4:53 PM
Latest South Florida Existing Home Transaction Stats, Analytics, Graphs Plus Real Estate & Mortgage Market Assessment.
Access via the Substack publication 👇
Access via the Substack publication 👇
Nationally, weekly mortgage application activity ending the week ending October 17, 2025.
Data and graphs for the components are presented in this Substack publication.
Data and graphs for the components are presented in this Substack publication.
Mortgage Application Activity Shows Divergence Between The Purchase And Refinance Indices During The Week Ending October 17, 2025
Real Estate Insight
open.substack.com
October 22, 2025 at 3:47 PM
Nationally, weekly mortgage application activity ending the week ending October 17, 2025.
Data and graphs for the components are presented in this Substack publication.
Data and graphs for the components are presented in this Substack publication.
What if:
The CEOs of companies that have cowered to Trump’s extortions are in the Epstein files?
Wouldn't it be in their best personal interests to continue paying the blackmailer and robbing the shareholders?
The CEOs of companies that have cowered to Trump’s extortions are in the Epstein files?
Wouldn't it be in their best personal interests to continue paying the blackmailer and robbing the shareholders?
October 20, 2025 at 4:23 PM
What if:
The CEOs of companies that have cowered to Trump’s extortions are in the Epstein files?
Wouldn't it be in their best personal interests to continue paying the blackmailer and robbing the shareholders?
The CEOs of companies that have cowered to Trump’s extortions are in the Epstein files?
Wouldn't it be in their best personal interests to continue paying the blackmailer and robbing the shareholders?
The depravity in this regime is painfully relentless!
Trump Pulls Desperate Stunt... Ghislaine Next?!?
For more access to expert legal analysis, official court documents and breaking news coverage only available here at the intersection of law and politics, please consider becoming a paid subscriber.Le...
open.substack.com
October 19, 2025 at 1:48 AM
The depravity in this regime is painfully relentless!
Today the bond market did something it has not done since about this time last year, in early October, as discussed in this Substack publication.
The 10-Year Treasury Is Again SHOWING SOME LOVE To The Housing Market
Real Estate Insight
open.substack.com
October 17, 2025 at 3:15 AM
Today the bond market did something it has not done since about this time last year, in early October, as discussed in this Substack publication.