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FIciency @jhartt.bsky.social · May 9

I'm sure his promotion will help the Sox achieve a better record than last season.

FIciency @jhartt.bsky.social · Apr 29

Should boycott stores that don't break out tariff prices.

FIciency @jhartt.bsky.social · Apr 5

In 3 months we're going to see the countries that had tariffs dropped also purchase trump coin.

Reposted by FIciency

Ben Carlson @bencarlson007.bsky.social · Mar 7

My dog threw up on the floor this morning

I asked why she did that

She blamed the globalists

8 10 110

Reposted by FIciency

Mr Global 🌎 @mrglobaltoo.bsky.social · Feb 24

Canadian Oil Is About Greed. Not Need. Please Share. I Follow Reposters!

youtu.be/w4J09XFxRVM?...

Canadian Oil Is About Greed, Not Need

YouTube video by Mr Global

youtu.be

79 770 1.2K

Reposted by FIciency

Mark Cuban @mcuban.bsky.social · Feb 24

With Trump saying the tariffs on Canada and Mexico will happen, this is a great tutorial on our energy use ans what we buy and sell

Follow @mrglobaltoo.bsky.social. He cuts through the misinformation and spits out the facts

Mr Global 🌎 @mrglobaltoo.bsky.social · Feb 24

Canadian Oil Is About Greed. Not Need. Please Share. I Follow Reposters!

youtu.be/w4J09XFxRVM?...

Canadian Oil Is About Greed, Not Need

YouTube video by Mr Global

youtu.be

400 1.9K 7.9K

FIciency @jhartt.bsky.social · Feb 1

You doing this? If so please, please don't make it available just to businesses. There are many of us out here who don't want to buy thru the ACA but also don't need a job or want to start a company just for insurance. If you could scale something like Sedera it'd kill the big boys.

FIciency @jhartt.bsky.social · Jan 30

Want to retire early? 🚀 Small-cap value funds like AVUV can accelerate your path to #FinancialIndpendence faster than VTI! 💰 Higher returns & quicker recoveries mean less time working. Read how this strategy can shave years off your journey! 🔥👉
#PersonalFinance
ficiency.blogspot.com/2025/01/how-...

How Small-Cap Value Funds Can Accelerate Your Path to Early Retirement

When planning for early retirement, the choice of your investment strategy can make or break your timeline. The traditional approach of in...

ficiency.blogspot.com

Reposted by FIciency

Andrew Lokenauth | TheFinanceNewsletter.com @www.thefinancenewsletter.com · Jan 28

The Roth IRA max is $7,000 per year.

To max it out, you have to invest:

$585 a month.

Or $135 a week.

Or $20 a day.

If you invest this into S&P 500 index funds for 30 years, you'll only spend $210,000 of your own money.

But at retirement, you should have $1,300,000.

Make it happen.

2 5 20

FIciency @jhartt.bsky.social · Jan 28

Wow what a great tool!

1

FIciency @jhartt.bsky.social · Jan 28

Congrats! Thats an impressively efficient spending number! Single? Married with kids?

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FIciency @jhartt.bsky.social · Jan 28

Excited to share that my first blog post just hit 100 reads! 🎉 Check it out here: ficiency.blogspot.com/2024/12/unlo... Thanks to everyone who is supporting me!

#FI #FIRE #PersonalFinance #WealthBuilding #FinancialIndependence

Unlock a 6% Withdrawal Rate: The Power of Small-Cap Value Stocks and Long-Term Treasuries

The "4% Rule" has long been the gold standard for retirees planning to withdraw from their portfolios. However, recent research and alternat...

ficiency.blogspot.com

FIciency @jhartt.bsky.social · Jan 27

This is why it's important to understand how diverse your total stock market index fund is. Seven companies make up over 35% of the US stock market. Your cap weighted fund isn't as diverse as you might think.

Andrew Lokenauth | TheFinanceNewsletter.com @www.thefinancenewsletter.com · Jan 27

The stock market just lost $1 Trillion in value today.

All because a company out of China dropped a new AI Model called DeepSeek R1, which is much better and only costs $6 million, versus American tech companies spending billions.

1

Reposted by FIciency

Doug Nordman (Nords) @themilitaryguide.bsky.social · Dec 15

Read our book excerpt about your teen’s expectations for their education fund:
https://buff.ly/3OuN3gr
Perfect for families and high schoolers.
Read the rest of the book from your local public library, but if you decide to buy it then please use the blog post’s affiliate link!

Manage Your Teen’s Expectations About The Education Fund ...

We have some amazing mentors in the Millionaire Money Men...

buff.ly

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FIciency @jhartt.bsky.social · Jan 27

I wrote about why SORR risk is a larger threat to retirement than volatility risk.

Small caps are poised to outshine large growth for the foreseeable future. AND they're just a safer longterm play.

#PersonalFinance #FinancialIndependence

ficiency.blogspot.com/2025/01/sequ...

Sequence of Return Risk vs Volatility Risk: Understanding the Greater Threat to Retirement

When planning for retirement, many investors focus on market volatility as a key concern. However, a less obvious but equally important conc...

ficiency.blogspot.com

1

FIciency @jhartt.bsky.social · Jan 27

Is deepseek the beginning of the end for the mega caps? This is the risk of large growth and cap weighted index funds. History tells us it's just a matter of time

Ben Carlson @bencarlson007.bsky.social · Jan 27

If the AI boom turns into a bust (maybe this is it maybe not) it will look so obvious in hindsight

So obvious I wrote about it a couple of weeks ago:

awealthofcommonsense.com/2025/01/mega...

FIciency @jhartt.bsky.social · Jan 24

What are some more positive terms we could use so we can dump "The Boring Middle"?

FIciency @jhartt.bsky.social · Jan 24

FIRE is a self discovery process. We need to rename "The Boring Middle". Your career is part of your journey and FI is about climbing Maslow's pyramid as muchor more than it's about money.

#FinanciaIndependence #PersonalFinance

ficiency.blogspot.com/2025/01/the-...

The Journey to FIRE: A Path of Self-Discovery

For many, the pursuit of Financial Independence, Retire Early (FIRE) starts as a purely financial goal. It’s about crunching numbers, opti...

ficiency.blogspot.com

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FIciency @jhartt.bsky.social · Jan 21

Growth Stocks: Overpriced Retail Items?

Value Stocks: High-Quality Goods on Sale

This is how I think about the markets. If you're all TSM or SP500 you should be rethinking your AA.

ficiency.blogspot.com/2025/01/grow...

#FinancialIndependence #PersonalFinance #FI #FIRE

Growth Stocks vs. Value Stocks: Understanding the Key Differences and Why Value Stocks Shine

Investors often grapple with the choice between growth stocks and value stocks. Both categories have unique characteristics, appeal to dif...

ficiency.blogspot.com

FIciency @jhartt.bsky.social · Jan 17

3 years into early retirement, we've learned valuable lessons about time, health, and family. From spending time with family to nature-filled travels, it’s been a journey of growth and discovery. Reflect on your own path! #FinancialIndependence #PersonalFinance

ficiency.blogspot.com/2025/01/refl...

Reflections on Three Years of Early Retirement

Three years into early retirement, life continues to evolve in fascinating ways. From personal growth to family dynamics, every day brings n...

ficiency.blogspot.com

Reposted by FIciency

Mr. Money Mustache @mrmoneymustache.bsky.social · Jan 16

New Blog Post!

Retired Man Tries to Spend More Money, Mostly Fails

www.mrmoneymustache.com/2025/01/16/m...

Retired Man Tries to Spend More Money, Mostly Fails

– A couple of years ago, Mr. Money Mustache lost some credibility among the faithful when he wrote this blog post about actually trying to spend a bit more money, while buying a Tesla as the …

www.mrmoneymustache.com

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Reposted by FIciency

Jackie Blue @getlostblue.bsky.social · Jan 15

Do you imagine your future self is already out there crushing it?

What are they doing different?

Probably investing in themselves, focusing on building assets, and ditching the comparison game.

I can't wait to meet that you! You ready to meet them?

#FutureYou #FinancialFreesom

a man in a gray hoodie says that was a problem for future me and now i am future me

ALT: a man in a gray hoodie says that was a problem for future me and now i am future me

media.tenor.com

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FIciency @jhartt.bsky.social · Jan 15

What are you doing to spend more efficiently?

FIciency @jhartt.bsky.social · Jan 15

💰 Save smarter, not harder! 🚀 From stocking up on grocery loss leaders to mastering travel hacks with rewards & deal alerts, financial independence is all about living smart without sacrifice. 🌍✨ #Frugality #FinancialIndependence #MoneyTips #PersonalFinance

ficiency.blogspot.com/2025/01/frug...

Frugality Without Sacrifice: Efficient Lifestyle Tweaks for Financial Independence

Achieving financial independence (FI) doesn't mean cutting corners on life’s comforts. It’s about optimizing spending through smart strategi...

ficiency.blogspot.com

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FIciency @jhartt.bsky.social · Jan 14

It will go the way of smoking. I'd say it's the cause of more loneliness, depression and health problems than the perks of socializing. People need to learn to not use it as a crutch and actually engage with friends and family.

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