The 50/30/20 rule is one of the easiest ways to start budgeting:

50% to needs
30% to wants
20% to savings or debt

Not a one-size-fits-all plan, but it's better than guessing.

What’s your take on budgets or vibes-based spending?

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Struggling to get a handle on your money? Start with the 50/30/20 rule.

It’s a simple framework:
🔹 50% to needs (rent, food, bills)
🔹 30% to wants (dining out, streaming, fun)
🔹 20% to savings/investment, or if you have debt, pay it off! (You’ll thank yourself later.)

Stick around for more tips!

I wish more people knew about the Rule of 72.

It’s one of the simplest ways to understand why starting early matters.

Drop a financial tip you wish more people knew - I’m building a whole series on this.

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