Author | Lightnews

Fair for You CIC @fairforyou.bsky.social · 1d

Today is the start of Talk Money Week, led by the Money and Pensions Service (MaPS).

When did you last talk openly about money?

We know that it can be a tricky topic - but we also know that talking about it can help make you feel more in control, and less isolated.

#TalkMoney

Graphic with text saying Start the conversation, #TalkMoney, Talk Money Week, 3-7 November

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Fair for You CIC @fairforyou.bsky.social · 11d

🎉 For our 10th anniversary, we commissioned an impact report from the Centre for Responsible Credit.

It shows customers improving their finances, feeling less anxious and depressed, and better able to afford healthy food and essentials.

Watch the video or read more: www.fairforyou.co.uk/10years

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Fair for You CIC @fairforyou.bsky.social · 14d

...8%, IFISA-eligible investment opportunity.

This investment means more families being able to access our ethical loans, helping them to buy essential items, avoid hardship, take back control of their finances, and more.

Find out more via article above, or 👇 www.ethex.org.uk/invest/fair-...
(2/2)

Fair For You – Ethical Finance - Ethex investment opportunity

Invest in Fair For You and help support vulnerable and low-income households in Scotland. Investments offer a target return of 8%.

www.ethex.org.uk

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Fair for You CIC @fairforyou.bsky.social · 14d

🎯 What's better than hitting a target?

🗓️ Doing so several weeks before deadline.

We're delighted that our bond offer on Ethex has now exceeded its £500,000 target by 27%, with almost two months left to run.

The bond will remain open, meaning that more investors can take advantage of this... (1/2)

Ethex @ethexuk.bsky.social · Sep 29

Good to see this piece published by MoneyMagpie about the Fair for You CIC bond offer that's enabling UK investors to support fair and affordable credit options for low-income families that are struggling with the cost-of-living crisis.

www.moneymagpie.com/investment-a...

Investing for tax-free returns while helping low-income families in the UK - MoneyMagpie

When you think of investing, you probably picture stock markets, property portfolios, or maybe even the latest crypto trend. But there’s another way to put your money to work. One that not only aims t...

www.moneymagpie.com

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Fair for You CIC @fairforyou.bsky.social · 21d

This includes customers feeling more in control of their finances, improving physical and mental health, and more.

This has been achieved with total investment of £17m, equating to social returns of £46 for every £1 invested.

Read the full report 👉 www.fairforyou.co.uk/10years

UK's No.1 Flexible Credit Provider | Pay Monthly Goods | Fair for You

Choose To Pay In Flexible Weekly, Four-Weekly, Monthly Or Fortnightly Payments. Get what you need on finance from UK's No.1 Flexible Credit Provider.

www.fairforyou.co.uk

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Fair for You CIC @fairforyou.bsky.social · 21d

🔟 10 years
💷 100,000 customers
💜 £797m in social value

Three numbers of which we are very proud.

As today's new report from @responsiblecred.bsky.social shows, we've proven that it is possible to lend sustainably to financially-excluded customers, creating social impact in the process.

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Fair for You CIC @fairforyou.bsky.social · 22d

Within a few days of his investment into our raise, that funding had been matched, helping us pass the 75% milestone on our target of raising £500,000 - we're now close to 90%.

Thank you to Alan for your investment, and indeed to all his fellow investors.

#EthicalInvestment #EthicalInvesting

Fair for You CIC @fairforyou.bsky.social · 22d

Alan adds:

"I'm providing matched funds as I'm keen to encourage others to join the fundraising. I really like the Scotland-focused, place-based approach of this round, as the impact of each pound invested is so tangible."

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Fair for You CIC @fairforyou.bsky.social · 22d

He invested a total of £45,000 in the raise, providing these as matched funds to encourage others to get involved as. He says:

"It's great seeing Fair for You return to the Ethex platform to secure additional funding."

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Fair for You CIC @fairforyou.bsky.social · 22d

This has ranged from small, local community projects through to larger, impact-focused institutional investments.

He's also one of the 178 investors so far to put his money into our latest bond offer on Ethex.

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Fair for You CIC @fairforyou.bsky.social · 22d

Today, we want to say 'thank you' to Alan and 177* others.

Alan - we're not using his full name, he's not in it for the recognition - began his career in the investment industry.

More recently, he has focused on not-for-profit and philanthropy projects.

(*and counting!)

Seedling emerges from soil with sun in background

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Fair for You CIC @fairforyou.bsky.social · Oct 2

We were delighted to win Best Lending Programme at last night's #PAY360Awards, organised by The Payments Associations.

Thanks to our friends at EML for you hard work on this partnership, and to all our amazing staff.

Congratulations also to those nominated and victorious in other categories.

Trophy - mainly black, with gold base and gold design at top. Text engraved on it: Pay 360 Awards in association with Mastercard. Best Lending Programme. Winner 2025: Fair for You's Lending Programme, Powered by EML Payments

Group of five people smiling to camera, dressed in black tie, attending Pay 360 Awards event.

Fair for You CIC @fairforyou.bsky.social · Sep 30

The Fair Credit Charity will now be chaired by @moore-jonathan.bsky.social, who is a former CEO and board member at two credit unions, and has been a trustee since 2022.

Read more reflections from Tom in a recent Q&A 👇

www.linkedin.com/pulse/he-her...

(5/5)

He was here from (before) the start, and soon we bid farewell: meet Tom Levitt

My role at Fair for You is..

www.linkedin.com

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Fair for You CIC @fairforyou.bsky.social · Sep 30

Farewell, Tom - it's been quite the journey!

Simon Dukes, chief executive of Fair for You and the Fair Credit Charity, says: “Tom Levitt is truly a pioneer of affordable credit and financial inclusion. We bid him farewell with very best wishes, and huge gratitude.”

(4/5)

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Fair for You CIC @fairforyou.bsky.social · Sep 30

Since the charity and lender launched in 2015, Fair for You has provided ethical microloans to 100,000 families, enabling them to buy essential items, avoid hardship, and stay away from exploitative lenders or loan sharks.

(3/5)

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Fair for You CIC @fairforyou.bsky.social · Sep 30

Tom first became involved in 2013, helping to ensure that we were created with an asset-locked, social enterprise structure - Fair for You is owned by a charity now known as the Fair Credit Charity, which oversees its work.

(2/5)

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Fair for You CIC @fairforyou.bsky.social · Sep 30

Fair for You and the Fair Credit Charity today say a fond farewell to @tomlevitt.bsky.social, who has played an important leadership role in these two organisations since we were set up in 2015 - and has been the charity's chair since day one.

(1/5)

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Fair for You CIC @fairforyou.bsky.social · Sep 24

We're pleased to be able to respond to high customer demand for essential household tech like laptops, fridges and washing machines — and to give households with lower incomes another way to spread the cost of essential purchases.

#retail #FinancialInclusion
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Fair for You CIC @fairforyou.bsky.social · Sep 24

We’re delighted to announce that Currys is the latest major retailer to partner with Fair for You.

Our customers can now spend their Fair for You Shopping Card loan online at currys.co.uk, or in the electronics retailer’s nearly 300 UK stores.

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Two Currys employees, in branded fleeces and high-vis vests, unload a new washing machine from a lorry with Currys branding.

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Fair for You CIC @fairforyou.bsky.social · Sep 11

Every investment, big or small, helps us make a real difference for people experiencing financial exclusion.

We’d love to share more at Ethex’s online Cuppa Club next Wednesday. Register here: us02web.zoom.us/webinar/regi...

Welcome! You are invited to join a webinar: Ethex Cuppa Club Webinar - Fair for You. After registering, you will receive a confirmation email about joining the webinar.

Join us for a Cuppa Club session with Fair for You, the award-winning social enterprise transforming lending for good. Across the UK, millions of families are excluded from mainstream finance, leavi...

us02web.zoom.us

Fair for You CIC @fairforyou.bsky.social · Sep 11

🦋 Often known as the 'butterfly effect', small things can lead to big changes.

Our loans of £25-£350 can make a huge difference to peoples' lives...

...and now you can invest in us from just £50 through our new bond on @ethexuk.bsky.social - helping us to support even more customers.

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Reposted by Fair for You CIC

Ethex @ethexuk.bsky.social · Sep 10

Join us for an Ethex Cuppa Club chat and Q&A with @fairforyou.bsky.social, the award-winning social enterprise transforming lending for good.
learn more about their latest 8% IFISA-eligible bond offer on Ethex. Register: us02web.zoom.us/webinar/regi...

#AffordableFinance #FinancialInclusion

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Reposted by Fair for You CIC

Ethex @ethexuk.bsky.social · Sep 8

Announcing the latest @fairforyou.bsky.social 8% investment bond offer, launching today!
Now you can be part of the next chapter in their amazing impact story.

Find out more and invest here: www.ethex.org.uk/invest/fair-...

#FinancailInclusion #AffordableFinance #FairLending

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Fair for You CIC @fairforyou.bsky.social · Sep 8

It follows the runaway success of our 2024 bond offer, which exceeded its target by 30%.

Find out more here: www.ethex.org.uk/invest/fair-...

#SocialEnterprise #EthicalInvestment #EthicalInvesting #SocialInvestment #SocialInvesting

Ethex Crowdfunding

Ethex helps everyday people make ethical investments that fund extraordinary organisations. Make your money a powerful tool for change and get a fair return.

www.ethex.org.uk

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Fair for You CIC @fairforyou.bsky.social · Sep 8

Who doesn't love a good sequel?

Fair for You is delighted to launch its second bond offer on the ethical investment platform Ethex today.

This new bond gives ethically-minded investors the chance to earn a potential tax-free 8% return, while helping combat financial exclusion.

#FinancialInclusion

A screenshot of the Ethex website, showing detail of the new Fair for You bond offer. For full info, go to https://www.ethex.org.uk/invest/fair-for-you-8-bond-2030

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