Author | Lightnews

Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 24

#TeacherTurnedRealtor #SmartMoves #HomeBuyingHelp #CharlotteRealtor #MillennialHomebuyer

Katie Crosby at Better Real Estate Carolinas
📞 (704) 248-2575
📧 [email protected]
🌐 Katie.BetterREC.com

Katie Crosby - Better Real Estate Carolinas

Katie.BetterREC.com

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 24

Buying your first home doesn’t have to feel overwhelming. I make it feel like a smart move you understand.

Helping people is my mission!

Want a guide who can make real estate make sense? Follow for clear, confident steps to homeownership 💪

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 24

I break it down step-by-step so you know what’s happening—and why.

Yes, there are lots of charts and visuals involved 🤣 As soon as I figure out how to incorporate science experiments, we are doing that, too! 🌋

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 24

Charts, colors, ABCs, and 123s 👩‍🏫⬇️

I started out teaching elementary school. That's exactly what makes me a different kind of agent.

I don’t just tell you what to do and leave you confused, or worse, anxious.

I teach you how it all works.

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 20

📩 Drop PROGRAMS and I’ll DM you the full list (no spam, just support).

#GrantsForHomebuyers #FirstTimeBuyer #CharlotteRealEstate #MillennialMoneyMoves #HiddenMoney #BuySmart

Katie Crosby at Better Real Estate Carolinas
📞 (704) 248-2575
📧 [email protected]
🌐 Katie.BetterREC.com

Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 20

Let’s talk real support for first-time buyers.
✅ Down payment help
✅ Lower monthly payments
✅ Forgivable grants + city/county programs

These options aren’t secret, they’re just not widely widely known.

That’s why I created my free guide to the most helpful options in NC & SC.

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 18

#MillennialHomebuyer #RealAdviceNotPressure #BuyMyFirstHome #CharlotteRealtor #FinancialFreedom #HomeBuyingHelp

Katie Crosby at Better Real Estate Carolinas
📞 (704) 248-2575
📧 [email protected]
🌐 Katie.BetterREC.com

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 18

Not sure where to start? That’s okay. Most of my clients didn’t either, but we made a plan together.

You're not doing this alone.

💬 Follow for clear, no-pressure advice made for first-time buyers.

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 18

You’ve probably heard it all:
❌ You need 20% down
❌ You have to be debt-free
❌ You should just keep renting

Let’s replace the myths with a real plan to get you to YOUR goal.

I'm here to help you sort through the overwhelm—step by step.

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 17

#RealAdviceNotPressure #HomeBuyingHelp #BuyingAHouse #CharlotteNCRealtor #MillennialHomebuyer #SupportiveRealtor

Katie Crosby at Better Real Estate Carolinas
📞 (704) 248-2575
📧 [email protected]
🌐 Katie.BetterREC.com

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 17

1️⃣ I break down each step in plain English.
2️⃣ I help you connect the dots—budget, loan, timeline.
3️⃣ I walk beside you the whole way.

What’s one thing that confuses you about buying a home? I’ll explain it simply 👇

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 17

Most first-time buyers feel like they have to earn the right to even ask questions.

Let’s change that.

Buying a home shouldn’t feel impossible—and you don’t have to navigate it solo.

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 16

#FirstTimeBuyer #CharlotteRealEstate #MillennialMoney #BuyingAHome #RentingToOwning #HomeBuyingJourney

Katie Crosby at Better Real Estate Carolinas
📞 (704) 248-2575
📧 [email protected]
🌐 Katie.BetterREC.com

Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 16

You don’t need all the answers—you just need a plan that fits where you are now.

👆 Follow for first-time buyer tips made for real life.

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 16

It's time!

✨You don’t have to feel 100% ready to start the process.

If any of these feel familiar:
✔ You’ve been casually budgeting
✔ You scroll listings like it’s your side hobby
✔ You dread your next rent renewal notice...

Then you’re already further along than you think.

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 12

#BuydownMyths #SmartBuyerMoves #FirstTimeBuyer #RealEstateConfidence #MillennialMoney #CharlotteRealEstate

Katie Crosby at Better Real Estate Carolinas
📞 (704) 248-2575
📧 [email protected]
🌐 Katie.BetterREC.com

Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 12

This isn’t an elite hack—it’s a smart tool that helps average buyers breathe easier in the first years of home ownership.

💭 Been there, done that? Share your experience to help someone else!

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 12

Let’s bust a myth👇

You do NOT need a giant down payment or a luxury-level budget to use a rate buydown.

💡 Builders often offer 2-1 buydowns for free
💡We can negotiate credits with resale sellers to use for buydowns
💡 Even with 3–5% down, we’ve used this to cut payments by hundreds per month

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 11

Want more tips on how to become a confident homeowner? Tap follow!

Katie Crosby at Better Real Estate Carolinas
📞 (704) 248-2575
📧 [email protected]
🌐 Katie.BetterREC.com

#RateBuydown #FirstTimeBuyer #SmartMortgageMoves #HomeBuyingTips #RealEstateConfidence #MillennialMoney #CharlotteRealtor

Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 11

So where can that extra monthly room go?
🛋 Build back your savings
🪑 Buy furniture
🔧 Start a home maintenance fund
📈 Pay down your mortgage faster
💡 Boost your emergency fund

This is money saved and stress avoided. And yes, we can negotiate buydowns from resale sellers, not just builders.

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 11

Here’s the deal ⬇️

A seller (or builder) offers credits to lower your interest rate for the first 1–3 years.

That means a lower payment right when you need it most—before you’ve rebuilt savings or furnished your home.

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 10

If you're not sure what your options might look like, stick around. I break this stuff down without the jargon or pressure.

🔁 Save this for later & share with a friend who’s stuck in rent-anxiety mode.

Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 10

A few facts:
✅ FHA loans: as low as 3.5% down
✅ USDA loans: as low as 0% down
✅ Down-payment assistance can help bridge the gap

The key isn’t a massive savings account—it’s having a plan tailored to your finances.

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 10

More info ⬇️

Still think you need 20% down to buy a home?

That was true once—but today, first-time buyers have way more options.

💡Most of my clients put down between 3%–5%, and some qualify for local assistance that can help with those upfront costs.

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Charlotte Realtor Katie Crosby @agentkatiecrosby.bsky.social · Jun 8

No pressure. Just clarity and next steps.

#charlottenc #financialsecurity #financialfreedom #investinyourself #firsttimebuyertips #BuyingMyFirstHome #firsttimehomebuyer

Katie Crosby at Better Real Estate Carolinas
📞 (704) 248-2575
📧 [email protected]
🌐 Katie.BetterREC.com