But they don't fall off a cliff after 3 months (For example, unemployment insurance benefits last six months.). 3 months is just the months being used here because it's the standard target recommended for personal savings.
I think that if you have sufficient savings to finance normal expenses given the loss of a paycheck for three months, "paycheck to paycheck" does not seem like a useful term to describe your situation.
No; I've found a nice niche for myself telling people that they should probably disregard "companies that give high interest loans" telling people "we need to remove regulations on high interest loans."
Yes! Now simply dismiss words altogether and advocate for putting all claims in the form of an equation which can be added to a DSGE model, and your journey to the economist side will be complete.
