U.S. regulators are pulling back on some bank exams and the use of confidential disciplinary notices, a sign lenders are already benefiting from a softer touch under President Donald Trump's administration, said more than half a dozen industry executives.

Abstract We examine whether microprudential climate stress tests affect banks’ reporting choice, loan portfolios, and environmental performance. With heightened awareness and better data, we expect in...

US regulators reportedly plan to weaken post-2008 bank rules this summer, potentially reducing capit...

By Francesco Canepa, Jan Strupczewski and Giuseppe Fonte FRANKFURT(Reuters) -The European Union is set to delay new, global rules governing banks’ trading again as it waits for more clarity about the U.S. administration’s plans to deregulate its financial sector, sources told Reuters. The Fundamental Review of the Trading Book (FRTB) is a key part the Basel III package devised in the wake of the global financial crisis but not yet implemented by Britain or the United States, two of the world’s key financial centres. Its adoption in the EU was already pushed back by a year to 2026 last year, when it became clear that the United States would not be able to adopt the rules by its original deadline. The latest, one-year postponement to January 1, 2027 reflects pressure from European banks fearing they will find themselves at a disadvantage to their U.S. and UK rivals, five senior officials at European and national institutions said. A senior EU source said European Commissioner Maria Luís Albuquerque informed the bloc’s finance ministers about the delay at a meeting on May 13. The European Commission had said it would make a decision on whether or not to postpone the FRTB by the end of June after consulting with the industry and its supervisors. The FRTB governs capital and reporting requirements relating to banks’ trading assets, crucially including how risk should be measured using a standard method or banks’ own calculations. The United States has stalled the introduction of the entire Basel III package and U.S. President Donald Trump’s administration signalled it might even relax some of the existing rules, in what would mark a U-turn from the push for more controls that followed the 2007-2009 financial crisis. European banks have urged the EU to refrain from imposing new burdens that their competitors overseas do not face. "It now looks as if this set of rules will not exist in the U.S. and we know that Brussels is looking at this carefully," Commerzbank (ETR:CBKG)’s chief executive Bettina Orlopp said at a conference on Monday. "We have to be careful that we maintain the international competitiveness of European banks." The European Central Bank, the EU’s top banking watchdog and for a long time a staunch defender of a timely implementation of Basel III, proposed a compromise earlier this month. It envisaged a one-year delay to rules applied to banks’ internal risk models, while those concerning the one-size-fits-all, "standardised approach" would be phased in over three years starting in 2026. Some governments have also weighed in, with French President Emmanuel Macron calling for a "synchronisation" on financial rules between the EU, the United States and Britain. Britain earlier this year pushed back its Basel III implementation to 2027 while Washington has yet to unveil a timeline. In contrast, the EU has already implemented most of the Basel III package, which took effect this year. China, Japan and Canada have done so long ago. In March, the European Commission launched a consultation, asking banks and supervisors if they thought the FRTB should go live next year, be delayed by 12 months or tweaked to align it more with draft U.S. and UK rules. The International Swaps and Derivatives Association, a global lobby, said "a clear majority" of its own members also favoured a delay, although a minority preferred that the FRTB took effect next year to avoid running both new and old rules at once. CBKG: A Bull or Bear Market Play? Don't miss out on the next big opportunity! Stay ahead of the curve with ProPicks – 6 model portfolios fueled by AI stock picks with a stellar performance this year.. In 2024 alone, ProPicks' AI identified 2 stocks that surged over 150%, 4 additional stocks that leaped over 30%, and 3 more that climbed over 25%. That's an impressive track record. With portfolios tailored for Dow stocks, S&P stocks, Tech Stocks, and Mid Cap stocks, you can explore various wealth-building strategies. So if CBKG is on your watchlist, it could be very wise to know whether or not it made the ProPicks lists.

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BREAKING: Global banking regulators to potentially revise bank capital rules for stablecoin exposure, ensuring balance of risks and cracking down on unacceptable behaviours. #BankingRegulation #Stablecoin According to Reuters.

Moss and Pignanelli express strong support for Barrett's confirmation and leadership in financial services.

Canada's banking regulator, OSFI, starts consultation on guidelines for banks to report cryptocurrency exposures, marking a significant move in managing digital asset industry risks. #CryptoNews #BankingRegulation According to Cryptopolitan.

Spain's tighter bank rules boost Bitcoin's appeal. Learn how this impacts crypto adoption now.

Montana Senate enacts SB 489 prohibiting credit unions from buying banks and their assets.

Trump orders federal probe into alleged bank discrimination against conservatives & certain industri...

Department of Banking will investigate banking issues and report findings to General Assembly.

New regulations for establishing trust offices and branches aim to ensure sound banking practices.

The Lok Sabha passes the Banking Laws (Amendment) Bill 2024, allowing up to four bank account nominees, reforms for directorships, and changes in banking operations.

By Pete Schroeder WASHINGTON (Reuters) - The Federal Reserve continued work on its comprehensive effort to rewrite bank rules with a daylong conference at its headquarters on Tuesday. At the conference in Washington, regulatory officials, bankers, industry lawyers and other experts discussed a range of tougher bank rules put in place after the 2008 financial crisis, and ways to refine them. The outcome could save large banks billions of dollars in capital costs, which they argue would free them to engage in more lending and other activities, but skeptics warn could make banks less resilient in future shocks. "We need to ensure that all the different pieces of the capital framework work together effectively. Doing so will help maintain a safe, sound, and efficient banking system, for the benefit of the people we serve," Fed Chair Jerome Powell said in introductory remarks. The event was pushed by Fed Vice Chair for Supervision Michelle Bowman, who stepped into the U.S. central bank’s top regulatory post in June after being nominated for the role by President Donald Trump. Bowman, a member of the Fed’s Board of Governors since 2018, has charted an ambitious agenda to reconsider a raft of longstanding bank requirements. The conference tackled nearly every major bank capital requirement imposed by the Fed and other U.S. bank regulators following the crisis 17 years ago, including leverage requirements, additional surcharges imposed on large global banks, and annual "stress tests" of large bank finances. Banks have increasingly complained over the years that the rules have become unnecessarily onerous and outdated, which has helped push financial activity out of the traditional banking sector into less heavily regulated non-banks. "It’s really about striking that balance between economic growth and safety and soundness," said Sheara Fredman, chief accounting officer at Goldman Sachs. Many of those rules are being rewritten by regulators, or officials have discussed potential changes. The industry garnered a major victory last year when it effectively sidelined an effort to overhaul how banks gauge their risk known as the "Basel III endgame," which would have drastically raised large banks’ capital requirements. Banks intensely lobbied against the initiative, which was pushed by Bowman’s predecessor, Fed Governor Michael Barr. On Tuesday, much of the conversation was aimed at how remaining rules could be changed to ease bank burdens, including by advancing a new version of the Basel framework that minimizes the capital impact of new risk measurements.

(Reuters) - The U.S. Treasury department is preparing recommendations for streamlining some banking regulators, Semafor reported on Monday, as it seeks a stronger role in the oversight of the country’s biggest lenders. The recommendations could impact the Office of the Comptroller of the Currency and Federal Deposit Insurance Corporation, the report said, citing three people familiar with the process. The Treasury department, FDIC and OCC did not immediately respond to Reuters’ requests for comment. The Trump administration has embraced an expansive view of the presidential power. Last month, an executive order gave the White House greater control over independent agencies. Treasury Secretary Scott Bessent’s push for greater control over banking regulators aligns with this strategy, according to the Semafor report. If approved, the recommendations could be the latest in a series of assertive measures by the administration, which has moved to defund federal programs and freeze billions of dollars in spending approved by Congress. Officials have already taken steps to reshape the financial industry and loosen regulation. The Consumer Financial Protection Bureau — a top consumer watchdog — has been largely dormant after the Trump administration ordered it to halt all activity. The OCC, the regulator charged with monitoring large national banks, told staff last month it was firing 76 probationary employees.

Dubai’s financial regulator has barred HDFC Bank’s DIFC branch from onboarding new clients over compliance concerns, adding to recent...