Kelsey Lahr
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kelseylahr.bsky.social
Kelsey Lahr
@kelseylahr.bsky.social
Hiker, writer, aspiring farmer.
She/her.
kelseylahr.com
Please share the playlist! I'm sure it's very good, but beyond that also full of potential for song-based trivia questions I could use as a trivia host with very little pop music knowledge.
December 3, 2025 at 12:33 PM
I just called to help out a bit and she said his end of life care was already totally covered❤️Took less than 15 minutes 😭
November 26, 2025 at 10:55 PM
i will certainly regret asking but will someone please tell me what everyone is talking about
November 22, 2025 at 1:26 PM
Is this Santa Barbara?
November 11, 2025 at 9:22 PM
It's not a dilemma, I just don't own anything in light colors or whites.
November 11, 2025 at 9:21 PM
10/10 So if you're about to lose your subsidy and face a huge increase in cost, look into a combo of short-term health insurance and direct primary care. It's definitely better than nothing! And likely better than what you'd get on the marketplace.
November 11, 2025 at 9:19 PM
9/ So all told, I spend about $400/month on all my healthcare combined. That's a lot! But it's cheaper than any equivalent marketplace plan, and I'm not paying any additional copays. And it's pretty decent care!
November 11, 2025 at 9:19 PM
Hey, has anybody seen my falcon?
November 10, 2025 at 11:18 PM
My first thought was "We went through all this FOR NOTHING???"
November 10, 2025 at 5:41 PM
that makes sense. i can't help but wonder what i'll do when i eventually do need actual medical care, as i age or sooner if something happens earlier.
November 10, 2025 at 5:33 PM
15/15 please reach out! The system sucks, and it doesn't care if we die. I've managed to cobble together something that works for me, and I've been doing it for a number of years now, so I'm happy to help if you happen to be in a similar situation. /The End
November 10, 2025 at 3:43 AM
14/ which is what I would get from a marketplace plan anyway. I recognize that everything related to ACA coverage just got a lot worse. But my point is simply that it was never great to begin with. I'm always happy to talk about any of this, so if you're dealing with insurance issues...
November 10, 2025 at 3:43 AM
13/ So to me, it makes a lot more sense to cobble things together and hope for the best. Like most Americans, I will be absolutely cooked if I ever get a serious diagnosis or get in a serious accident. But it doesn't make sense to pay many hundreds of dollars per month for basically nothing...
November 10, 2025 at 3:43 AM
12/ The obvious caveats apply. I currently don't have significant health needs that, in the US, are very expensive. But even if I did, I've realized that I would pretty much be on my own anyway, even if I had an ACA plan. If I'm ever in a serious medical situation, I'm screwed either way.
November 10, 2025 at 3:43 AM
11/ So all of this, from catastrophic insurance coverage to therapy to prescriptions, adds up to under $300 per month. That's half the cost of an insurance plan from the ACA marketplace, which does not include dental.
November 10, 2025 at 3:43 AM
10/ I pay out of pocket for therapy, as my therapist doesn't accept insurance anyway. She has a sliding scale, so I don't pay that much more than I would if I had a therapist who accepts insurance.
November 10, 2025 at 3:43 AM